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Best Life Insurance Companies in Redding, CA

Our Recommended Top 11

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Redding Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2295 Hilltop Drive, Redding, CA 96002
WebsiteLicense: 6002816

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (3)

Why choose this provider?

Leslie A. Williams Insurance Services is a local insurance company serving individuals, small groups, and senior citizens in Redding and the surrounding neighborhoods. As an independent insurance broker, the firm collaborates with a variety of organizations to give clients a tailored life insurance policy that meets their specific needs. Its representatives are experts in both term and full life insurance. The company also offers individual and group health insurance, as well as Medicare plans. Prior to opening the company in 2011, Williams has been insuring people and businesses since 2001.

  • Life Insurance

1910 Market Street, Redding, CA 96001
WebsiteLicense: 0556632

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Affiliated Benefit Services is a Redding-based life insurance firm that has been serving the metro since 1978. The firm is led by Margaret Beck who represents insurance companies such as Assurant Health and Blue Shield of California. The firm focuses on individual benefits including fixed life insurance, health savings accounts, medicare supplements, long-term care, and fixed annuities. Affiliated Benefit Services also offers employee choice, disability insurance, retirement plans, and dental or vision coverage for clients.

  • Life Insurance
  • Health Insurance

1117 Hilltop Drive, Redding, CA 96003
WebsiteLicense: 0L85990

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

LIA Direct Insurance of Redding is a full-service insurance agency that has been servicing the Redding community and its surrounding areas since 2013. The company, represented by agents Michael Schrader, Edward Mehrer, and Rick Walley, is partnered with different insurance carriers and offers a range of insurance products. Rick provides assistance with life insurance and auto, home, business, long-term care, annuities, and Medicare insurance products. LIA Direct Insurance has other locations in Anderson/Cottonwood, Southern Butte, and County Sacramento Area.

  • Life Insurance
  • Health Insurance

926 East Cypress Avenue, Redding, CA 96002
WebsiteLicense: 0E55327

Expertise.com Rating

Review Sources

Google
5.0 (58)
Yelp
5.0 (17)
Facebook
5.0 (12)

Why choose this provider?

Shasta Health Insurance Services, Inc., is an independent insurance broker established in 2001 in Redding. The agency offers a range of coverage to customers including health insurance, life insurance, dental and vision insurance, and disability insurance. Shasta Health Insurance Services can also provide travel insurance, voluntary benefits, and small business insurance plans. It offers insurance plans through its different insurance carriers. Founders Lee Cohen and his wife, Marci, have been in the insurance industry for more than three decades.

  • Life Insurance
  • Health Insurance

1666 East Cypress Avenue, Redding, CA 96002
WebsiteLicense: 0I27727

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Ross Rogers Insurance Services is a life insurance company that serves clients in the Redding area. It offers a range of life insurance policies to help customers provide financial security to their families and loved ones. These include whole life, universal life, and term life insurance plans. These can also be used to pay off credit card balances and protect businesses as well. Its primary agent, Ross Rogers, has been in the industry for over a decade.

  • Life Insurance
  • Health Insurance

857 Mistletoe Lane, Redding, CA 96049
WebsiteLicense: 0C52375

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Siskiyou Insurance Services is a full-service agency that has been operating in Redding since 1993. It offers life insurance coverage by partnering with more than 50 insurance carriers nationwide. Term and permanent life insurance are available along with subclasses such as universal, whole, and endowment life insurance. Its team of independent agents also specializes in a wide range of insurance products under personal and business lines, including health, home, surety bonds, and workers' compensation. Agency founder Curtis Byron has more than 30 years of experience.

  • Life Insurance
  • Health Insurance

58 Lake Boulevard, Redding, CA 96003
WebsiteLicense: 0J17108

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (4)

Why choose this provider?

Bryan McGruder is one of State Farm's 19,000 agents, providing insurance solutions to clients in and near Redding since 2014. He has committed to simplifying insurance industry jargons so that clients can easily understand and decide which proposed plan fits their needs. He provides assistance to clients requiring auto, home, property, business, health, and life insurance. Being a Fortune 500 company, State Farm also provides various investment solutions, including mutual funds, annuities, educational savings plans, and retirement plans.

  • Life Insurance
  • Health Insurance

1890 Park Marina Drive, Redding, CA 96001
WebsiteLicense: 0721339

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Sherrill Bambauer owns the Redding-based firm Sherrill Bambauer Insurance and Financial Services. Along with her team, she provides life, long-term care, and disability income insurances. She also handles investment concerns, including mutual funds, variables, and annuities. She also manages financial planning matters such as retirement, profit sharing, and estate planning. Sherrill strives to financially educate her clients to make the situation and the steps taken to address their concerns clearer. Sherrill Bambauer has been lending her insurance expertise for over 45 years.

  • Life Insurance

1510 Hartnell Avenue, Redding, CA 96002
WebsiteLicense: 0I32326

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (2)

Why choose this provider?

Margy Wenham Insurance Services is an independent agency in Redding. It offers various asset protection products such as term and whole life insurance, final expense insurance, and travel insurance. The company’s agents also help customers with vision plans and dental coverage. In addition, it handles policies like Medicare and Medicare Supplements. For more than 30 years, Margy Wenham Insurance Services has assisted clients with their healthcare-related concerns and provided access to several carriers.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

1378 Hilltop Drive, Redding, CA 96003
WebsiteLicense: 0B16280

Expertise.com Rating

Why choose this provider?

Maxwell Insurance & Financial is a Redding-based life insurance company that has been serving the metro for over two decades. A financial advisory organization that has been in the business for 20 years, Maxwell Insurance & Financial is experienced in finding the most appropriate insurance product for its clients. Aside from life insurance coverage, the company also handles auto, home, business, and property insurance for individuals and enterprises in the area. It also offers retirement, family, individual, and financial planning services.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

3075 Churn Creek Road, Redding, CA 96002
WebsiteLicense: 0B33156

Expertise.com Rating

Review Sources

Google
4.0 (86)
Facebook
5.0 (4)

Why choose this provider?

Wayne Miller is a local Farmers Insurance agent that serves individuals, families, and small businesses in Redding. He offers term, whole, and universal life insurance to ensure that beneficiaries have financial security in the event of an untimely death. Wayne also covers insurance products for homes, automobiles, renters, condominiums, and motorcycles. He has been a Farmers Insurance agent for more than 23 years. Since 1928, Farmers insurance has served more than 10 million households in 50 states, with over 19 million individual policies.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Leslie A Williams Insurance Services
2295 Hilltop Drive, Redding, CA 96002
Affiliated Benefit Services
1910 Market Street, Redding, CA 96001
Local Insurance Agency
1117 Hilltop Drive, Redding, CA 96003
Shasta Health Insurance Services, Inc.
926 East Cypress Avenue, Redding, CA 96002
Ross Rogers Insurance Services
1666 East Cypress Avenue, Redding, CA 96002
Siskiyou Insurance Services
857 Mistletoe Lane, Redding, CA 96049
Bryan McGruder
58 Lake Boulevard, Redding, CA 96003
Sherrill Bambauer
1890 Park Marina Drive, Redding, CA 96001
Margy Wenham Insurance Services
1510 Hartnell Avenue, Redding, CA 96002
Maxwell Insurance & Financial
1378 Hilltop Drive, Redding, CA 96003
Wayne Miller
3075 Churn Creek Road, Redding, CA 96002

FAQs

  • How does life insurance death benefit work in Redding?

    In Redding, the life insurance death benefit allows named beneficiaries to receive income tax-free money in the event of the policyholder's death. Funds from life insurance can be used to pay financial responsibilities, including estate taxes, funeral expenses, tuition, and debts. This type of insurance also prevents a forced liquidation of a business by enabling the policyholder's partners to purchase the insurance interest.

  • Can you and your spouse add a second-to-die policy to your life insurance in Redding?

    Yes, you and your spouse can add a second-to-die policy to your life insurance to protect both of you from large estate taxes in case of unexpected death. In this type of joint insurance coverage, the death benefit is not paid until the second insured person dies. The second-to-die policy allows beneficiaries to pay off your estate taxes without liquidating your personal assets.

  • Who can purchase life insurance in Redding?

    In Redding, anyone who wants to secure their future can purchase life insurance. Whether they are married with or without kids, single or stay-at-home parents, or have grown children, they may qualify for life insurance. This type of insurance can help them pay their rent or mortgage, credit card loans, and childcare expenses.

  • In Redding, what makes universal life insurance different from other long-term insurance?

    Universal life insurance in Redding allows insured individuals and their families to change their policies within limits or adjust their premiums and coverage, unlike other types of insurance that cannot be customized. Also, it offers more flexibility compared to other types of long-term insurance. For instance, if your policy has accrued sufficient cash value, you can use this to pay for your monthly premiums if you decide to lower or stop paying them after some time.

  • What factors must you consider when purchasing life insurance in Redding?

    When purchasing life insurance in Redding, you must determine the amount of debt you need to pay other than your mortgage. You also need to consider your long-term savings goals. Additionally, you have to make sure that you can pay for your children's education, future car purchases, and other expenses during your retirement.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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