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Best Life Insurance Companies in Pleasanton, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pleasanton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3525Reviewed

2116Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4625 First Street, Pleasanton, CA 94566
WebsiteLicense: 0C14166

Expertise.com Rating

Review Sources

Yelp
4.5 (11)
Google
4.0 (10)
Facebook
4.0 (2)

Why choose this provider?

Lawrence Mui is a State Farm insurance agent based in Pleasanton. Lawrence offers a range of personal and commercial life insurance policies to a diverse range of clients. His personal insurance products include life, auto, homeowners', and renters' insurance. He also provides business, commercial auto, and workers’ compensation policies. Lawrence has been with State Farm since 1993. He is a chartered life underwriter and financial consultant who is licensed to operate in Arizona and Oregon.

  • Life Insurance
  • Health Insurance

837 Arnold Dr., Suite 330, Martinez, CA 94553
WebsiteLicense: 0H97422

Expertise.com Rating

Review Sources

Google
5.0 (49)
Yelp
5.0 (10)
Facebook
5.0 (5)

Why choose this provider?

Kathy Bernardez is a State Farm agent who offers life insurance services to clients in Pleasanton and its surrounding areas. She provides different life insurance options such as term, whole, and universal life. In addition to offering banking products, Bernardez also handles other coverage plans such as property, home, health, auto, and pet insurance. She started with State Farm in 2013 and became an agent in 2018. Her office assists clients who speak English, Spanish, Korean, and Filipino.

  • Life Insurance
  • Health Insurance

P O Box 2392, Dublin, CA 94568
WebsiteLicense: 0D61937

Expertise.com Rating

Review Sources

Yelp
5.0 (24)

Why choose this provider?

Darci Gutierrez Insurance Services is an independent insurance agency that has been offering insurance solutions to residents of Pleasanton. The agency writes permanent and term life insurance for families and students. Moreover, it handles individual and group health plans, as well as dental and vision insurance policies. Darci Gutierrez started the agency in 2002 and has been working in the insurance business for more than 20 years. She specializes in individual and family health insurance.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

6400 Village Parkway, Dublin, CA 94568
WebsiteLicense: 0H18218

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Raleigh Wills Insurance Services is a family-owned insurance business that serves the needs of individuals, families, and businesses in Pleasanton and the surrounding areas. It specializes in a wide range of personal and commercial insurance products, including life, homeowners', apartment owners, and commercial property insurance. Its life insurance policies include term life, whole life, and permanent life insurance. Raleigh Wills Insurance Services has been helping people in California with their insurance needs since 1965.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Lawrence Mui
4625 First Street, Pleasanton, CA 94566
Kathy Bernardez
837 Arnold Dr., Suite 330, Martinez, CA 94553
Darci Gutierrez Insurance Services
P O Box 2392, Dublin, CA 94568
Raleigh Wills Insurance Services
6400 Village Parkway, Dublin, CA 94568

FAQs

  • What are the common types of life insurance in Pleasanton?

    In Pleasanton, individuals can choose term life insurance, offering affordable coverage for a predetermined period, or whole life insurance, providing lifelong protection with level premiums and cash value accumulation. Other choices include universal life insurance that has flexible premium payments and tax-deferred cash value growth, and juvenile life insurance, offering lifelong protection with premiums locked in from childhood. These options cater to coverage lengths, premium payment structures, and cash value benefits.

  • How much life insurance should you get in Pleasanton?

    To determine the appropriate amount of life insurance in Pleasanton, calculate the income your family would require if you suddenly passed away. Next, account for any outstanding debts or financial obligations that would need settling upon your demise. Finally, take stock of any existing life insurance policies you may already have in place.

  • What is the consequence of lying in your life insurance application in Pleasanton?

    Lying in your life insurance application in Pleasanton can result in the insurance company rejecting your application or canceling your subscription if later they discover that there was false information in your application. Therefore, it's crucial to be truthful and accurate when completing your life insurance application to ensure you receive coverage and avoid potential complications.

  • What is included in funeral and burial insurance in Pleasanton?

    In Pleasanton, you can have preneed insurance, which involves purchasing through a licensed agent associated with a funeral home, designating the funeral home as the beneficiary, and preselecting burial items. On the other hand, final expense insurance, typically purchased from an insurance company, allows you to choose a beneficiary and provides a flexible payout.

  • What is the primary purpose of getting life insurance in Pleasanton?

    The primary goal of having life insurance in Pleasanton is to provide financial protection for your family and loved ones after an individual's death. The selected beneficiaries will receive a sum of money called a death benefit. The bereaved family can use this money for various purposes, such as paying off debts like mortgages or credit card bills, covering daily household expenses, and managing funeral and other final costs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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