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2024

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Best Life Insurance Companies in Palmdale, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Palmdale Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7018Reviewed

4213Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

38406 10th Street East, Palmdale, CA 93550
WebsiteLicense: 0H36852

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (4)

Why choose this provider?

Delcid Insurance Agency is a family-owned business that has been providing insurance solutions to Palmdale and other nearby metros since 2013. As a bilingual company, it also serves the needs of its Spanish-speaking clients. It offers life, disability, medical, and dental insurance. The agency also protects properties and personal possessions through its auto, ATV, UTV, homeowners' and renters' insurance options. In addition, it helps businesses acquire general liability, commercial vehicle, and workers' compensation insurance.

  • Life Insurance

38780 Trade Center Drive, Palmdale, CA 93551
WebsiteLicense: 0D48037

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Located in Palmdale, Right Source Insurance is an independent insurance agency that has been serving individuals, families, and businesses throughout California for more than two decades. It offers term life insurance and individual health insurance. It also provides other insurance products, such as homeowners' insurance, auto insurance, and commercial insurance. The company works with various insurance providers, such as Blue Cross of California, Aetna, and Progressive to provide clients options. Right Source Insurance is a Trusted Choice Agency.

  • Life Insurance

650 Commerce Avenue, Palmdale, CA 93551
WebsiteLicense: 0B98105

Expertise.com Rating

Review Sources

Google
5.0 (233)
Facebook
4.0 (56)
Yelp
4.5 (20)

Why choose this provider?

An affiliate of State Farm, Todd Main handles two insurance agencies in Palmdale and Lancaster. With over 100 years of collective industry experience, Todd and his team assist clients in understanding the insurance process and help them obtain suitable coverages, whether for life, property, auto, or home insurance policies. They walk clients through life insurance coverages, which include limited time periods, death benefits, and cash values that grow over time. Todd has been living in Palmdale for 25 years.

  • Life Insurance

949 East Palmdale Boulevard, Palmdale, CA 93550
WebsiteLicense: 0D51744

Expertise.com Rating

Review Sources

Google
4.0 (9)
Yelp
4.0 (5)
Facebook
5.0 (3)

Why choose this provider?

CHL Insurance Agency has over 20 years of experience serving Palmdale and the Antelope Valley. It works with multiple insurance companies, such as Kemper and Bristol West Insurance Group, to help clients obtain the best possible life, health, home, or auto insurance policies. Its agents also assist in managing risks associated with recreational vehicles, motorcycles, and businesses. CHL Insurance Agency also provides income tax preparation, notary public, and vehicle registration services. Moreover, its website contains insurance company links to facilitate online payments.

  • Life Insurance
  • Health Insurance

40015 Sierra Highway, Palmdale, CA 93550
WebsiteLicense: 0B83305

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (5)

Why choose this provider?

Wendell Cuffy is an insurance professional affiliated with State Farm. He caters to individuals, families, and businesses in Palmdale and the surrounding communities. His product line includes term, universal, and whole life insurance policies, covering college tuition, debt settlements, living expenses, and mortgage payments. Additionally, he helps in the acquisition of auto, health, home, pet, and property insurance plans. Besides being an insurance agent with 25 years of professional experience, Wendell has served in the Naval Reserve and the United States Navy.

  • Life Insurance
  • Health Insurance

45725 Chama Drive, Lancaster, CA 93535
WebsiteLicense: 0626586

Why choose this provider?

Berns Financial and Insurance Services is a Lancaster company that extends its life insurance and fixed and indexed annuities to Palmdale. With over 30 years of experience in the industry, the company works closely with its clients to design coverage and protection that meets their unique, individual needs. Other areas of specialization include retirement, tax, and estate planning services. Berns Financial and Insurance Services aims to free its clients with high-risk investments and help them enhance their financial situation and quality of life.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Delcid Insurance Agency
38406 10th Street East, Palmdale, CA 93550
Right Source Insurance
38780 Trade Center Drive, Palmdale, CA 93551
Todd Main
650 Commerce Avenue, Palmdale, CA 93551
CHL Insurance Agency
949 East Palmdale Boulevard, Palmdale, CA 93550
Wendell Cuffy
40015 Sierra Highway, Palmdale, CA 93550
Berns Financial and Insurance Services
45725 Chama Drive, Lancaster, CA 93535

Palmdale, CA Life Insurance FAQs

  • What is the difference between permanent and term life insurance in Palmdale?

    Permanent life insurance in Palmdale refers to an assurance plan that covers the insured's entire life and carries a cash value. Term life options only cover a specific portion of the insured's existence, but the premiums are usually cheaper since there is a smaller window within which benefits are due.

  • Are term life insurance policies renewable in Palmdale?

    There are renewable term life insurance policies in Palmdale on a periodic or annual basis. It is also possible in some cases to convert a term plan into a permanent one. However, this would usually entail an uptick in the premiums due since a greater span of the individual's life would be covered.

  • Who should get life insurance coverage in Palmdale?

    In Palmdale, life insurance policies are for those who need to support others like family or wish to leave a legacy for charities. The contract is designed to leave behind a sum of money to beneficiaries if the insured party passes, and this money should make up for the support or money that the deceased will no longer be able to pay.

  • Why do insurers in Palmdale scrutinize one's medical history during applications for life insurance?

    Insurers in Palmdale scrutinize one's medical history during life insurance applications to determine how much premiums to charge. Companies will ask for more money if the insured is in poor health and has conditions like heart disease. The corporation might also ask for a medical exam to clarify ambiguous matters.

  • If a person in Palmdale needs permanent coverage but has trouble paying premiums, what option should be taken?

    If a person in Palmdale needs permanent coverage but has trouble paying premiums, they should consider a universal life insurance plan. These provide permanent assurance coverage like a whole policy but are adjustable based on the insured's needs and ability to pay. The downside is that death benefits also might fluctuate.

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