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2025

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Best Life Insurance Companies in Orange, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Orange life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6251Reviewed

3753Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Orange
1647 East Lincoln Avenue, Orange, CA 92865
Visit WebsiteLicense: 0M75957

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
4.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Emma Hightower is an insurance agent who works for State Farm. Serving Orange and its surrounding communities, Emma carries different insurance products, including life, home, auto, and pet insurance. She works with Ana, her executive assistant, to help her clients understand the importance of and the coverages under life insurance plans. These coverages include lifetime protection, cash value build-ups, and increasing death benefit options. Emma also volunteers for cancer survivor organizations, participates in church groups, and assists in resident relocations.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

Best Life Insurance Companies Serving Orange
12553 Harbor Boulevard, Garden Grove, CA 92840
Visit WebsiteLicense: 0F61151

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Yelp
5.0 (14)

Why choose this provider?

Perfect Choice Insurance Services is an independent insurance company working on individual insurance coverage for clients in Orange. Founded in 2008, the company offers insurance policies such as term and whole life insurance, individual and group health insurance, family plans, and disability insurance. It also offers other services, such as homeowners, auto, business, and various calamity insurance solutions. Committed to integrity and excellence, Perfect Choice Insurance Services evaluates individual needs and puts together customized insurance plans for clients.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Orange
1403 North Batavia Street, Orange, CA 92867
Visit WebsiteLicense: 0I53590

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Community Business Insurance Services is a locally owned and operated insurance agency that has been providing life and health insurance options to clients in Orange and the surrounding communities since 2013. The company offers term life insurance, which includes level term and decreasing term coverage, as well as whole life insurance, which includes universal and variable options. The other personal insurance policies offered by the agency include automobile, home, and umbrella protection. Community Business Insurance Services also handles commercial insurance plans.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Orange
609 N. California St, Orange, CA 92867
Visit WebsiteLicense: 0D28623

Why choose this provider?

eHealthDepot Insurance Services, Inc., is a team of insurance professionals that has been providing its services in Orange and the surrounding areas. It assists clients in choosing the right insurance policy that will cater to their specific needs. Its offered plans include individual health, dental, travel health, term life, Medicare Advantage, and Medicare Supplements. The term life insurance plan covers the client in case of death before the end of the coverage term.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Orange
1940 North Tustin Street, Orange, CA 92865
Visit WebsiteLicense: 0B03038

Expertise.com Rating

Review Sources

Google
5.0 (18)
Yelp
4.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Susan Hart is a State farm life insurance agent providing services to Orange since 1973. She helps clients protect their loved ones by offering several insurance products. These include auto, life, homeowners, business, and health. She also assists in workers' compensation, personal liability insurance, and California notary public services. Additionally, she caters to clients with disabilities or injuries by having wheelchair-accessible facilities. Mauk is also one of the founding members of the Orange County Performing Arts Center.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Orange
2534 North Santiago Boulevard, Orange, CA 92867
Visit WebsiteLicense: 0606000

Expertise.com Rating

Why choose this provider?

Thomas & Thomas is an insurance agency based in the Orange area. The agency helps families understand their disability or life insurance options, including both health and dental insurance. Additionally, they assist clients looking to obtain personal lines insurance, including ones for homes and motor vehicles. Thomas & Thomas was founded by Tom Forgue for 40 years. Under his leadership, the company achieves over 90 percent customer retention each year.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Orange
135 Live Oak Avenue, Arcadia, CA 91006

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Insurancefirst Services, LLC. is a full-service independent agency serving individuals and businesses in Orange. It offers individual life insurance policies such as permanent life insurance, term life insurance, variable life insurance, flexible life insurance, and whole life insurance. The company also provides personal coverage for homeowners, renters, and condo owners. Other available services include business insurance and health plans. Insurancefirst Services, LLC. works with multiple insurance companies to deliver personalized services and policy options to meet clients' specific needs.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Orange
2844 East Chapman Avenue, Orange, CA 92869
Visit WebsiteLicense: 0F84411

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Bill Wallace Insurance is an insurance agency that serves the Orange locale. The company, which was opened under the umbrella of Mercury Insurance, has over 50 years of experience in the industry. The team lead, Bill Wallace, has been working in insurance for over 40 years. The company offers health insurance policies that cover individuals, families, and groups. It also provides medical, auto, and homeowners' insurance. Bill Wallace Insurance also offers commercial property and auto policies.

  • Group Plans
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Emma Hightower
1647 East Lincoln Avenue, Orange, CA 92865
Perfect Choice Insurance Services
12553 Harbor Boulevard, Garden Grove, CA 92840
Community Business Insurance Services
1403 North Batavia Street, Orange, CA 92867
eHealthDepot Insurance Services, Inc.
609 N. California St, Orange, CA 92867
Susan Hart
1940 North Tustin Street, Orange, CA 92865
Thomas & Thomas
2534 North Santiago Boulevard, Orange, CA 92867
Insurancefirst Services, LLC.
135 Live Oak Avenue, Arcadia, CA 91006
Bill Wallace Insurance
2844 East Chapman Avenue, Orange, CA 92869

Orange, CA Life Insurance FAQs

  • Does Orange whole life insurance cost more than term life insurance?

    Yes, whole life insurance in Orange is significantly more expensive than term insurance. The duration of coverage for both whole life insurance and term life insurance varies. Term life insurance is only valid for a set period of time before expiring, whereas whole life insurance is valid for a lifetime. Another distinction is that term life does not have its own cash value account, whereas whole life does.

  • What details must you include on your life insurance application in Orange if you have sleep apnea?

    If you have sleep apnea and are looking for life insurance in Orange, you'll need to provide information about your diagnosis, treatment plan, medications, and any other medical issues you may have. In addition, the life insurance company may require you to undergo a medical examination.

  • Will the death benefit payout of your Orange life insurance policy going to be lessened by your insurance provider if you commit suicide?

    No, if you committed suicide, your life insurance policy in Orange would still pay out the full death benefit. If the suicide occurs after the waiting period and meets the policy's requirements, your insurance will pay the entire death benefit amount. However, if you died during the policy's specified waiting period, your life insurance claim will be denied.

  • What is the procedure for initiating an Orange waiver of premium claim?

    To begin a waiver of premium claim in Orange, you must first file a claim with your life insurance company and provide the necessary information. You should ask your doctor for a written statement outlining your situation. You may also receive a letter from the Social Security Administration as proof that you are unable to work due to a disability.

  • What is covered by the accidental death and dismemberment insurance in Orange?

    In the event that you lose a body part or die in an accident, Orange accidental death and dismemberment insurance will pay a portion or all of your death benefit. AD&D covers a variety of types of accidental death and dismemberment, including those caused by murder, fire, lightning, being crushed under heavy items, fatalities on public transportation, and automobile accidents.

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