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2024

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Best Life Insurance Companies in Napa, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Napa Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3573Reviewed

2148Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1030 Seminary Street, Napa, CA 94559
WebsiteLicense: 0D78538

Expertise.com Rating

Why choose this provider?

Jacobson Wealth Management is an investment advisor that serves clients in Napa. It offers two types of life insurance policies that include term life and universal life insurance, which protect against the risk caused by death on families and businesses. It also offers several investment solutions, such as brokerage, advisory accounts, 401k and defined benefit plans, and variable annuities. Rich Jacobson established the company in 2007. He is a certified financial planner and an investment advisor representative.

  • Life Insurance
  • Health Insurance

443 Dutton Avenue, Santa Rosa, CA 95407
WebsiteLicense: 0F64155

Expertise.com Rating

Why choose this provider?

Maximo Insurance & Tax Services is an insurance agency that represents more than 30 insurance companies. It has been providing its services to those in Napa and the surrounding areas. It offers a variety of insurance plans which include auto, business, home, dental, special events, and life. It also offers other services such as tax and DMV. Its team of agents can speak both English and Spanish. Maximo Insurance's life insurance plan will assist clients in preparing the best package for the family in case of death.

  • Life Insurance

1163 Trancas Street, Napa, CA 94558
WebsiteLicense: 0I13809

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Compass of California Insurance Services is a Napa company that helps families obtain suitable life insurance policies. The firm carries individual and group life insurance choices and offers second-to-die policies, which provide a means for beneficiaries to pay off estate taxes without the need to liquidate personal assets. Its professionals help clients understand and choose from available term life insurance plans, such as annual renewable and level term options. Compass of California Insurance Services has been in service since 2000.

  • Life Insurance
  • Health Insurance
  • Individual Plans

915 Trancas Street, Napa, CA 94558
WebsiteLicense: 0B68527

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Dawn Jump is a State Farm insurance agent who has been serving the Napa & Sonoma Valleys since 1996. She offers home, auto, small business, and life insurance policies. She also offers combined renters' insurance and car insurance to help customers and their families save more. Dawn is ready to help customers and their families with a neighborly but expert approach backed by experiences as an auto claims adjuster with State Farm from 1985 to 1994.

  • Life Insurance
  • Health Insurance

1556 1st Street, Napa, CA 94559
WebsiteLicense: 6003723

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Schrette Insurance Services in Napa is an independent insurance agency that provides individual and business insurance products to clients in the metro. The company was established in 1980 and is headed by Tom Schrette, a member of the North Coast Association of Health Underwriters. He offers life insurance policies such as term life, universal life, and variable universal life insurance plans. He also offers other personal coverage policies such as Medicare, disability insurance, and long-term care insurance.

  • Life Insurance

2205 Main Street, Napa, CA 94558
WebsiteLicense: 0F82791

Expertise.com Rating

Review Sources

Google
5.0 (55)
Facebook
5.0 (8)
Yelp
4.0 (4)

Why choose this provider?

Narvaez Insurance Services is a family-owned company that has been offering life insurance solutions in Napa since 2007. It provides universal, term, and whole insurance plans ideal for the breadwinners, couples planning their retirement, and parents with little kids. In addition, auto, health, and group insurance options are available. Narvaez Insurance Services has a team of agents with over 30 years of combined experience in the industry. It aims to deliver a personalized approach to its clients.

  • Life Insurance

4918 Sonoma Highway, Santa Rosa, CA 95409
WebsiteLicense: 0622305

Expertise.com Rating

Why choose this provider?

Marina Associates Insurance is a family-owned and family-operated business that has been serving Napa since 1963. It is an independent insurance agency writing life insurance coverages for individuals and groups. It also provides health plans and disability insurance. Moreover, it has other personal insurance products, such as home, auto, and boat insurance. The company's principal owner, Marina Devoulin, has served on Safeco's National President's Council for 15 years. She has also held the Safeco Award of Excellence since 1984.

  • Life Insurance
  • Health Insurance

670 West Napa Street, Sonoma, CA 95476
WebsiteLicense: 0818569

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
4.0 (3)

Why choose this provider?

Christa Granton Insurance Services is an insurance agency that serves clients in Napa. It offers term, whole, final expense, and universal life insurance policies from CNA, Dairyland Auto, and Kemper. The agency also assists clients in obtaining insurance products for automobiles, identity theft, classic cars, and valuable items. Agency owner Christa Granton has more than 30 years of insurance experience. Additionally, she has served as an office manager handling State Farm operations for more than 12 years.

  • Life Insurance

1700 2nd Street, Napa, CA 94559
WebsiteLicense: 0C54782

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

MIV Insurance Services LLC is an insurance agency that serves clients in Napa. It offers whole life, term life, and universal life insurance that provides financial security to beneficiaries in the event of the policyholder's untimely death. The agency also assists clients in obtaining insurance products for commercial properties, farms, automobiles, and personal liability. MIV Insurance Services is involved in charitable activities that benefit high school booster clubs and non-profits. Its origins can be traced back to the A.H. Smith Company, which was established in 1890.

  • Life Insurance

1370 Trancas Street, Napa, CA 94558
WebsiteLicense: 0B56437

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Sackrison Insurance Agency is a team in Napa providing various coverage solutions to their customers' personal life, health, and/or business. It can guide clients with their applicable life insurance plans with options of either term or permanent coverage, as well as long-term care plans. The team also offers assistance to get homeowners' and renters' insurance, workers' compensation, and liability and property coverage. In addition, it offers contractor and commercial auto insurances. Its owner, Bruce Sackrison, has over 11 years of industry experience.

  • Life Insurance

575 Jefferson Street, Napa, CA 94559
WebsiteLicense: 0A95732

Expertise.com Rating

Review Sources

Facebook
4.0 (17)
Yelp
4.0 (7)
Google
3.0 (6)

Why choose this provider?

Melinda Adams is a State Farm insurance agent who serves clients in Napa. She offers several types of life insurance policies, including term life, whole life, and universal life. Melinda also deals with other types of insurance products for cars, health, businesses, and pets. She has been a State Farm associate since 1987. Moreover, she is a member of different organizations, including the local Chamber of Commerce. She has also served as a board member of the Napa Valley Education Foundation and Leadership Napa Valley.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jacobson Wealth Management
1030 Seminary Street, Napa, CA 94559
Maximo Insurance & Tax Services
443 Dutton Avenue, Santa Rosa, CA 95407
Compass of California Insurance Services
1163 Trancas Street, Napa, CA 94558
Dawn Jump
915 Trancas Street, Napa, CA 94558
Schrette Insurance Services
1556 1st Street, Napa, CA 94559
Narvaez Insurance Services
2205 Main Street, Napa, CA 94558
Marina Associates Insurance
4918 Sonoma Highway, Santa Rosa, CA 95409
Christa Granton Insurance Services
670 West Napa Street, Sonoma, CA 95476
MIV Insurance Services LLC
1700 2nd Street, Napa, CA 94559
Sackrison Insurance Agency Napa
1370 Trancas Street, Napa, CA 94558
Melinda Adams
575 Jefferson Street, Napa, CA 94559

FAQs

  • At what times should you consider reviewing your Napa life insurance policy?

    You should review your life insurance policy in Napa whenever significant life events occur, such as getting married or divorced, having children, starting a business, or buying a home. Additionally, it's wise to revisit your policy if there are health changes and financial shifts or if you've recently received an inheritance. Regularly evaluating your coverage ensures it aligns with your current needs and goals.

  • Is there a grace period to cancel a life insurance policy in Napa?

    Yes, in Napa, there is a grace period of 30 days for canceling a newly purchased life insurance policy. This allows policyholders to reconsider their coverage choice and receive a refund of premiums paid within this period. However, after 30 days, canceling your policy may be subject to the terms and conditions outlined in your specific policy.

  • What information must life insurance companies provide to policyholders in Napa?

    Life insurance companies are required to provide policyholders in Napa with essential information, including the death benefit amount, premium details, and an explanation of how the policy functions. The details must be presented in written form and in a language comprehensible to the policyholder. These regulations are in place to ensure transparency and help policyholders fully understand their coverage and its terms.

  • What happens if the insured in Napa dies while engaged in illegal activities?

    If the insured in Napa dies while engaged in illegal activities, it can impact the payout from a life insurance policy. Most life insurance policies contain clauses that exclude coverage for deaths occurring during criminal or illegal actions. In such cases, the insurance company may deny the claim and the beneficiaries might not receive the death benefit.

  • How can you verify the status of a life insurance agent or company in Napa?

    To verify the status of a life insurance agent or company in Napa, you can contact the California Department of Insurance or CDI at 1-800 927-4357. The CDI can provide information and confirm the licensing and legitimacy of insurance agents and companies operating in the state. This verification process ensures that you are dealing with authorized and reputable professionals when purchasing insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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