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2024

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Best Life Insurance Companies in Mountain View, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mountain View Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3567Reviewed

2142Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

150 Portola Road, Portola Valley, CA 94028
WebsiteLicense: 0666149

Why choose this provider?

Pollock Financial Group serves clients in Mountain View. Specializing in life and health insurance, the firm has been serving individuals and businesses in Northern California since 1960. It covers employees and executives for disability as well as short and long-term care benefits. In addition, it provides financial services, including wealth transfer and income tax planning. Spanning over five decades of service, Pollock Financial Group has helped over 2,000 clients, including senior executives from HP, Clorox, Syntex, and Homestake Mining and Applied Materials.

  • Life Insurance

510 Lawrence Expressway, Sunnyvale, CA 94085

Expertise.com Rating

Why choose this provider?

Aask Insurance Services is an independent insurance agency that serves the Mountain View area. The company offers life insurance options to individuals and families, which include variable, term, universal, and whole life insurance plans. Its professionals educate clients about the insurance process and carry specialty, property, and vehicle insurance coverages. Aask Insurance Services also provides liability insurance policies for schools, tree trimmers, paper contractors, and daycare vans. In addition, it offers coverage for gasoline stations and rental dwellings.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

4546 El Camino Real, Los Altos, CA 94022
WebsiteLicense: 0E47423

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Josh Anderson is an insurance agent with State Farm who serves Mountain View and the surrounding areas. He offers life insurance products such as term life, whole life, and universal life insurance. He also assists clients who wish to change their policies or change the beneficiary listed in them. Josh also offers coverage for auto, home, property, and health. Additionally, commercial establishments who wish to get insured can consult with him regarding workers' compensation, surety and fidelity bonds, commercial auto, and liability umbrella policies.

  • Life Insurance
  • Health Insurance

4083 Transport Street, Palo Alto, CA 94303

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Marketside Insurance is a full-service brokerage firm that serves families and businesses in areas like Mountain View. It offers individual, family, and group health insurance products as well as life insurance plans differing in term length and benefits. Additionally, it sells traditional health, dental, and vision insurance coverages as well as Covered California-subsidized programs. The firm also has insurance options for homeowners, renters, and business autos and properties. Marketside Insurance works with providers like Prudential Financial, Transamerica, Met Life, and Aviva Life & Annuity Company.

  • Individual Plans
  • Health Insurance
  • Life Insurance

2218 Old Middlefield Way, Mountain View, CA 94043
WebsiteLicense: 6001708

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
5.0 (2)

Why choose this provider?

Du Vo is a California-based insurance agent and the founder of Du Q Vo Insurance Agency Inc, a State Farm insurance agency serving Mountain View. He has been in the industry for over 30 years and offers exhaustive term, whole, and universal life insurance packages. He also offers auto insurance plans for foreign license holders, home and property insurance packages, and various health insurance policies. Additionally, the Du Q Vo Insurance Agency provides 24/7 customer service and has a team of Spanish and Cantonese-speaking associates.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Pollock Financial Group
150 Portola Road, Portola Valley, CA 94028
Aask Insurance Services
510 Lawrence Expressway, Sunnyvale, CA 94085
Josh Anderson
4546 El Camino Real, Los Altos, CA 94022
Marketside Insurance
4083 Transport Street, Palo Alto, CA 94303
Du Vo
2218 Old Middlefield Way, Mountain View, CA 94043

FAQs

  • What are the uses of the proceeds of a life insurance policy in Mountain View?

    The proceeds of a life insurance policy in Mountain View are usable for any expenses incurred by the beneficiaries after the insured passes on. These include payment for a college education, the funeral expenses of the deceased, the payment of a debt, or an inheritance for the descendants as part of an estate plan.

  • How does one in Mountain View determine how much life insurance to get?

    A resident of Mountain View should look at all the expenses the beneficiaries will be left with upon death, like outstanding debts, daily expenses, and mortgage payments. If these outweigh the sum of the insured's income and assets, the difference represents the amount that insurance should fill.

  • Is it sufficient to rely on the life insurance product given by an employer in Mountain View?

    While it is good in Mountain View to have life insurance coverage from one's employer, it is risky to rely solely on this because the coverage depends on one's staying with the job. Life insurance coverage ends whenever there is a job or profession change. Having one's own and separate coverage not related to one's employer is always recommended.

  • When is it preferable in Mountain View to select term life over whole life insurance?

    It is preferable in Mountain View to select term life insurance over whole life if the insured only needs coverage for a set amount of time. Some individuals only wish to be insured for as long as it takes to raise kids to adulthood, for example, and in these cases, it is excessive to acquire whole life plans.

  • What is the cash value in Mountain View life insurance policies?

    The cash value in Mountain View life insurance policies refers to the savings component of a permanent life plan. These are sums built up over time and which the holder may withdraw against while alive if there is a need to spend the proceeds early. You will receive less in death benefits if you take out the cash value before passing away.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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