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2024

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Best Life Insurance Companies in Mission Viejo, CA

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Mission Viejo life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4320Reviewed

2599Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

28 Argonaut, Aliso Viejo, CA 92656
WebsiteLicense: 0E36358

Expertise.com Rating

Review Sources

Google
4.9 (179)
Yelp
4.5 (71)

Why choose this provider?

Established in 2010, Breathe Insurance is an independent insurance agency serving clients in Mission Viejo. It offers term and permanent life insurance plans, health policies, and long-term disability insurance. The agency also provides insurance products for secondary homes, condos, motorcycles, and valuable possessions. Business insurance options include policies for business owners and commercial properties. Breathe Insurance is recommended by Dave Ramsey, a personal money management specialist, radio show host, and author who published three New York Times best-selling books on finance.

  • Life Insurance
  • Health Insurance

24800 Chrisanta Drive, Mission Viejo, CA 92691
WebsiteLicense: 0678344

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (6)
Facebook
5.0 (3)

Why choose this provider?

Kelly Brennan is an insurance agent representing State Farm in Mission Viejo since 1985. Kelly offers life insurance policies, including term life, whole life, and universal life. She also specializes in insurance products in auto, business, health, and home. In addition to insurance assistance, she can provide clients with financial management services. Outside Mission Viejo, Kelly caters to clients from Laguna Niguel, Rancho Santa Margarita, Laguna Hills, and Aliso Viejo. In her spare time, she enjoys reading, pickleball, hiking, and skiing.

  • Life Insurance
  • Health Insurance

26522 La Alameda, Mission Viejo, CA 92691
WebsiteLicense: 0D26866

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (2)

Why choose this provider?

KOHR Financial & Insurance Services is a full-service firm providing an array of insurance and financial solutions for individuals and businesses in Mission Viejo. It offers personal insurance products like life, health, home, auto, and motorcycle insurance. The company also has commercial insurance options, such as business liability, commercial auto, cyber liability, group health, and workers’ compensation insurance. The KOHR Financial & Insurance Services team has a strong focus on helping its clients maximize their financial security.

  • Life Insurance
  • Health Insurance

24002 Vía Fabricante, Mission Viejo, CA 92691
WebsiteLicense: 0F97772

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Choice Designs by Healthlink Insurance is a Mission Viejo-based agency that provides personalized insurance services in the metro and its surrounding communities. In order to help its clients, its professionals ask questions to customers and assess their answers so they can offer the policies that suit their needs. The company provides different services such as life and health insurance. Moreover, it offers policies for cancer, critical illness, short-term health insurance, fixed indemnity, dental, and Medicare Supplement plans.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

629 Camino De Los Mares, San Clemente, CA 92673
WebsiteLicense: 0C79860

Expertise.com Rating

Review Sources

Google
5.0 (17)
Yelp
5.0 (12)
Facebook
5.0 (4)

Why choose this provider?

Unity One Insurance Services, Inc., is an independent insurance broker that has been serving Mission Viejo and the surrounding areas since 1999. It provides families with future financial security through life insurance policies, such as term life and whole life insurances. Its professionals guide clients in selecting the insurance plan that fits their needs. In addition, the family-owned agency offers other financial solutions, including health insurance, high-value home insurance, private flood insurance, umbrella insurance, and Medicare supplement insurance plans.

  • Life Insurance
  • Health Insurance

23832 Rockfield Boulevard, Lake Forest, CA 92630
WebsiteLicense: 0K76097

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (11)
Yelp
5.0 (6)

Why choose this provider?

Sabeti Insurance is an independent insurance agency serving clients in Mission Viejo and surrounding communities. It offers life insurance coverage to individuals, families, and businesses, helping them protect their most valuable assets. Its professionals aim to educate the clients on their chosen coverage, analyzing and comparing products to determine the option that fits their needs. Sabeti Insurance offers health, dental, vision, and business insurance, as well. It has partnered with numerous insurance companies, including Molina Healthcare, Anthem, and Oscar.

  • Life Insurance
  • Health Insurance

1001 Avenida Pico, San Clemente, CA 92673
WebsiteLicense: 0H28970

Expertise.com Rating

Review Sources

Facebook
4.0 (11)

Why choose this provider?

Lorinda Sloss is an independent insurance agent that serves individuals and businesses in Mission Viejo and the surrounding areas. She provides different life insurance policies such as term life, whole life, indexed universal life, and business life. She also offers other insurance programs that include commercial liability, health, home and auto, event, and umbrella policies. Lorinda Sloss founded Sloss Insurance Services in 2012. It has access to multiple insurance carriers to help clients customize plans for their needs.

  • Life Insurance
  • Health Insurance

22921 Triton Way, Laguna Hills, CA 92653

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Owned and operated by Steve Friedman, JWC Insurance is a full-service agency that has been delivering comprehensive insurance products and solutions for individuals and businesses in Mission Viejo since 1992. It offers various types of life insurance, including term life, universal life, whole life, group life, guaranteed issue life, and long-term care. JWC Insurance also provides insurance coverage for health and dental. In addition, the company specializes in a range of employee benefits and retirement plans as well as commercial liability and workers' compensation insurance.

  • Life Insurance
  • Health Insurance

30021 Tomas, Rancho Santa Margarita, CA 92688
WebsiteLicense: 0E75905

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Ultra Care Concepts, Inc., near Mission Viejo is a firm that specializes in personal insurance options for clients in the metro. The firm is composed of licensed insurance brokers with years of experience in crafting insurance strategies for common life coverages as well as special cases such as cancer coverages. Its products include term life insurance, dental insurance, accident insurance, long- and short-term medical insurance, as well as Medicare Supplements. It also offers policies that cover critical illnesses such as stroke.

  • Life Insurance
  • Health Insurance

27405 Puerta Real, Mission Viejo, CA 92691
WebsiteLicense: 0E50896

Expertise.com Rating

Why choose this provider?

Chambers & Company Insurance Brokers is a mid-sized regional brokerage firm that offers customized solutions in Mission Viejo. It provides individual life, long-term care, disability, and health insurance policies. Its other available personal coverages include construction, non-owned auto liability, valuable articles, higher-valued homes, and identity theft protection. In addition, the firm assists businesses with commercial insurance options. It also handles insurance services, such as claims reporting, coverage review, and risk management. Chambers & Company Insurance Brokers has been operating since 1967.

  • Life Insurance
  • Health Insurance

6B Liberty, Aliso Viejo, CA 92656
WebsiteLicense: 0H49306

Expertise.com Rating

Review Sources

Yelp
4.5 (89)
Google
4.0 (70)
Facebook
5.0 (3)

Why choose this provider?

MPX Insurance Services, Inc. is a full-service insurance firm the serves individual and commercial clients in Mission Viejo. It provides insurance products such as life, auto, home, and business insurance. As an independent agency, it represents several companies and offers different variations of coverages from these carriers. Its agents also underwent training and have served hundreds of customers, making them equipped to explore various options, identify risks, make recommendations, and assist policy buyers in their overall insurance needs.

  • Life Insurance
  • Term Life Insurance

26060 Acero, Mission Viejo, CA 92691
WebsiteLicense: 0I43600

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

MGW Insurance Services is a family-owned insurance agency In Mission Viejo specializing in health insurance for individuals, small groups, and short-term plans. The agency offers interested clients supplemental insurance coverage on life, accident, disability, critical illness, and cancer. MGW Insurance Services also offers Medicare health plans, general liability insurance, automobile insurance, travel insurance, dental and vision coverage, and renters' insurance. With more than 10 years in the industry, the company is headed by President Michael Wilkerson.

  • Life Insurance
  • Health Insurance

27285 Las Ramblas, Mission Viejo, CA 92691
WebsiteLicense: 0612473

Expertise.com Rating

Why choose this provider?

Wayne Direct Insurance Services is a full-service insurance management company that serves clients in Mission Viejo and the surrounding areas. It offers a broad range of insurance products and services, including term and whole life insurance, and universal life insurance coverage. The company employs a team of insurance specialists who can provide clients with seamless and efficient service when it comes to selecting the right insurance coverage and simplifying the application process. Wayne Direct Insurance Services is also an accredited partner of Transamerica Life Insurance. 

  • Life Insurance

629 Camino De Los Mares, San Clemente, CA 92673
WebsiteLicense: 0C16074

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

General Insurance Services has provided life insurance policies to clients in Mission Viejo since 1947. With over 70 years of experience, the agency has learned to utilize more efficient methods and technology to help clients find and purchase their preferred life insurance policy. Its life insurance options include individual life, group life, mortgage protection, long-term care, and disability insurance. General Insurance Services has access to a variety of insurance companies, allowing clients to receive multiple quotes at a time until they secure the right policy.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

26501 Rancho Parkway South, Lake Forest, CA 92610
WebsiteLicense: 0727397

Expertise.com Rating

Why choose this provider?

Mark Burton is an insurance agent who provides an array of insurance and financial services to customers in Mission Viejo. He offers products such as life insurance and fixed annuities. Mark caters to small business owners and white-collar professionals. Moreover, he provides assistance in crafting plans and strategies to avoid financial hazards during retirement or career transitions. Mark has a strong focus on delivering one-on-one professional guidance with regard to financial services and retirement planning.

  • Life Insurance

25401 Cabot Road, Laguna Hills, CA 92653
WebsiteLicense: 0C24353

Expertise.com Rating

Why choose this provider?

Established in 1994, Managed Asset Companies is a professional insurance management and consulting company that serves residential and commercial clients in Mission Viejo and its surrounding areas. It offers a comprehensive range of insurance products and services, including life, term life, and wealth management solutions. Norman Johnson, the company's owner and president, has 27 years of experience in the insurance and risk management industry. Managed Asset Companies is also a member of the International Association of Registered Financial Consultants. 

  • Life Insurance

23436 Madero, Mission Viejo, CA 92691
WebsiteLicense: 0G90296

Expertise.com Rating

Review Sources

Google
4.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Brynn Dorough is a State Farm Insurance agent who started helping build her husband’s office before branching out in Mission Viejo. She offers a range of insurance products and services, such as life insurance policies. Active in the community and working as a youth leader, Dorough is also a licensed notary who can assist with banking products and bonds for customers located throughout the area. Her list of clients includes food chains, restaurants, and other corporations.

  • Life Insurance
  • Health Insurance

23181 Verdugo Drive, Laguna Hills, CA 92653
WebsiteLicense: 0E72685

Expertise.com Rating

Review Sources

Google
4.0 (12)
Yelp
3.0 (6)

Why choose this provider?

All Mark Insurance Services is an insurance agency that serves clients in Mission Viejo. It offers life insurance that provides financial security to beneficiaries in the event of an unexpected death. The company also covers other insurance products and services, such as annuities, Roth conversions, IRAs, private wealth coaching, mortgage planning, and retirement income planning. President and owner James Johnson is a Marine veteran who has been an entrepreneur for more than 28 years. All Mark Insurance Services retains membership in NAIFA and MDRT.

  • Health Insurance
  • Long Term Care
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Breathe Insurance
28 Argonaut, Aliso Viejo, CA 92656
Kelly Brennan
24800 Chrisanta Drive, Mission Viejo, CA 92691
KOHR Financial & Insurance Services
26522 La Alameda, Mission Viejo, CA 92691
Choice Designs by Healthlink Insurance
24002 Vía Fabricante, Mission Viejo, CA 92691
Unity One Insurance Services Inc
629 Camino De Los Mares, San Clemente, CA 92673
Sabeti Insurance
23832 Rockfield Boulevard, Lake Forest, CA 92630
Lorinda Sloss
1001 Avenida Pico, San Clemente, CA 92673
JWC Insurance
22921 Triton Way, Laguna Hills, CA 92653
Ultra Care Concepts, Inc.
30021 Tomas, Rancho Santa Margarita, CA 92688
Chambers & Company Insurance Brokers
27405 Puerta Real, Mission Viejo, CA 92691
MPX Insurance Services, Inc.
6B Liberty, Aliso Viejo, CA 92656
MGW Insurance Services, LLC
26060 Acero, Mission Viejo, CA 92691
Wayne Direct Insurance Services
27285 Las Ramblas, Mission Viejo, CA 92691
General Insurance Services
629 Camino De Los Mares, San Clemente, CA 92673
Mark Burton
26501 Rancho Parkway South, Lake Forest, CA 92610
Managed Asset Companies
25401 Cabot Road, Laguna Hills, CA 92653
Brynn Dorough
23436 Madero, Mission Viejo, CA 92691
All Mark Insurance Services
23181 Verdugo Drive, Laguna Hills, CA 92653

Mission Viejo, CA Life Insurance FAQs

  • What causes of injury or death are not covered by accidental death and dismemberment insurance in Mission Viejo?

    There are several causes of death and injury that may not be covered by Mission Viejo's accidental death and dismemberment insurance, including overdose, suicide, natural illness, DUI accidents, and certain types of recreational activities. A person who works in a profession with a high level of risk, such as the military, law enforcement, or firefighting, may not be eligible for AD&D coverage.

  • How may Mission Viejo residents who used to smoke obtain the same life insurance rates as non-users?

    Former smokers in Mission Viejo must have abstained from nicotine use for a minimum of twelve months in order to be eligible for the same life insurance premiums as non-users. A smoker who purchased life insurance may request a rate review from their provider if they subsequently decide to give up smoking later on. The former smoker will pay the same life insurance premiums as non-users if the exam's results are favorable.

  • Will your Mission Viejo life insurance still provide coverage if you decide to go skydiving after purchasing your policy?

    If you already hold a life insurance plan in Mission Viejo before you make the decision to go skydiving, you may receive coverage if something goes wrong, provided you were honest on the application. To find out if your coverage will extend in the worst-case scenario, it is advisable to inform your life insurance provider of your plans to go skydiving.

  • Can Mission Viejo life insurance providers utilize genetic testing to establish policy eligibility?

    Yes, genetic testing can be used by Mission Viejo life insurance providers as part of the underwriting procedure to evaluate a person's claim risk, establish policy eligibility, and establish the proper premiums. Life insurance providers may also consider genetic data, including family medical history, DNA test results, and genetic markers linked to particular diseases or ailments.

  • Will having a chronic condition impact how much your Mission Viejo life insurance costs?

    Yes, having a chronic condition could influence how much your Mission Viejo life insurance will cost. If you have a chronic illness, insurance companies will usually consider various factors in determining your premium, including the type of your chronic illness, its stage, your treatment plan, general health status, and expected lifespan.

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