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Best Life Insurance Companies in Milpitas, CA

Our Recommended Top 8

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Milpitas life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3444Reviewed

2069Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Milpitas
1225 West San Carlos Street, San Jose, CA 95126
Visit WebsiteLicense: 0G19775

Expertise.com Rating

Review Sources

Google
4.8 (15)
Yelp
4.6 (10)

Why choose this provider?

KIS Insurance Services is an independent life insurance agency providing services to clients in Milpitas. These include final expense insurance products covering the cost of funeral and burial services. It also offers fixed annuities that help clients in their long-term financial strategies and retirement plans. Additionally, its team members cater to individuals needing term, universal, and whole life insurance policies. Mortgage protection insurance is also available to help beneficiaries pay off the debt of their deceased loved ones.

  • Life Insurance

Best Life Insurance Companies Serving Milpitas
3750 McKee Road, San Jose, CA 95127
Visit WebsiteLicense: 0F89805

Expertise.com Rating

Review Sources

Google
4.6 (164)
Facebook
4.7 (29)
Yelp
4.1 (9)

Why choose this provider?

Khalsa Insurance Agency has been helping families, businesses, and individuals in the community of Milpitas and its surrounding areas since 1992. The company offers a wide range of insurance products, including earthquake, life, flood, and health insurance. It also represents several selected providers such as Aetna Life Insurance Company, Word & Brown Company, and United Healthcare. Its team assists clients in identifying their needs while creating a customized plan. In addition, Khalsa Insurance Agency provides workers' compensation, bonds, and specialty insurance.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Milpitas
39510 Paseo Padre Parkway, Fremont, CA 94538
Visit WebsiteLicense: 0G33251

Expertise.com Rating

Review Sources

Facebook
4.7 (36)
Yelp
3.9 (17)
Google
4.6 (15)

Why choose this provider?

Founded in 2006, Multichoice Insurance Services evaluates the insurance coverage needs of individuals and families in Milpitas. The service provider scans the marketplace on behalf of its customers and gives a range of premiums available. The agents at this firm handle term and universal life insurance programs. Aside from offering life insurance, the company also has years of experience processing other insurance products covering rental cars, travel, and medical. Multichoice Insurance Services is committed to providing plans that secure its clients' future.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Milpitas
1525 McCarthy Boulevard, Milpitas, CA 95035
Visit WebsiteLicense: 0B68339

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Judy Ngo is an insurance agent of New York Life Insurance Company who caters to clients in the Milpitas area. To offer a personalized plan, Ngo performs an assessment according to a client's goal and financial status. She customizes plans and identifies the insurance and other financial products applicable. Additionally, she consults with a client's tax, financial, and legal advisors. Aside from life insurance, Ngo also handles long-term care insurance as well as retirement income.

  • Life Insurance

Best Life Insurance Companies Serving Milpitas
3676 Woodley Drive, San Jose, CA 95148
Visit WebsiteLicense: 0C24312

Expertise.com Rating

Why choose this provider?

Beacon Ridge Health Insurance Services, Inc., is a company that offers term life insurance plans in Milpitas. Its team of agents assists individuals, self-employed professionals, and small businesses by helping them choose the right coverage for their protection and financial requirements. In addition, health, dental, accident, Medicare, critical illness, and cancer insurance policies are also available. Beacon Ridge Health Insurance Services is committed to delivering a straightforward approach to address every client's insurance needs.

  • Term Life Insurance
  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Milpitas
39159 Paseo Padre Parkway, Fremont, CA 94538
Visit WebsiteLicense: 0482318

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Brian Moos provides life insurance solutions to individuals and families in Milpitas and the surrounding areas. With nearly five decades of industry experience, he assists clients in finding life insurance coverage that matches their specific needs and premium budget. He is a chartered life underwriter and a life underwriter training council fellow. In addition, he has received multiple accolades as an insurance agent for State Farm such as Silver Scroll Qualifier, Bronze Tablet Qualifier, and Ambassadors for Life Qualifier.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Milpitas
39500 Stevenson Place, Fremont, CA 94539
Visit WebsiteLicense: 0C40400

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (16)
Yelp
4.3 (6)

Why choose this provider?

Kevin Nuss is a second-generation State Farm insurance agent servicing communities in Milpitas. Associated with State Farm since 1987, he offers to assist clients in their insurance coverages, including life insurance, auto insurance, homeowners insurance, and business insurance. The Kevin Nuss State Farm office help families and business owners get the appropriate insurance coverage for their specific needs, offering all the State Farm product lines. Kevin also assists clients in planning relocations to the bay area.

  • Whole Life Insurance
  • Life Insurance
  • Long Term Care

Best Life Insurance Companies Serving Milpitas
2162 Ringwood Avenue, San Jose, CA 95131
Visit WebsiteLicense: 0I36095

Why choose this provider?

Nature Insurance Agency Services provides individuals and businesses with insurance policies to clients in the Milpitas metro and neighboring communities. It delivers life insurance policies, including whole life coverage and temporary coverage. It offers health insurance solutions such as individual medical and dental coverage, pension plans, and disability insurance. The agency provides commercial clients options for employee benefits that incorporate payroll, life insurance, and long-term care plans. It also handles fidelity bonds, inland marine insurance, and business interruption insurance.

  • Health Insurance
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
KIS Insurance Services
1225 West San Carlos Street, San Jose, CA 95126
Khalsa Insurance Agency
3750 McKee Road, San Jose, CA 95127
Multichoice Insurance Services
39510 Paseo Padre Parkway, Fremont, CA 94538
Judy Ngo
1525 McCarthy Boulevard, Milpitas, CA 95035
Beacon Ridge Health Insurance Services, Inc.
3676 Woodley Drive, San Jose, CA 95148
Brian Moos
39159 Paseo Padre Parkway, Fremont, CA 94538
Kevin Nuss
39500 Stevenson Place, Fremont, CA 94539
Nature Insurance Agency Services
2162 Ringwood Avenue, San Jose, CA 95131

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Milpitas, CA Life Insurance FAQs

  • Can a life insurance policy in Milpitas go through a probate process?

    In Milpitas, when there are named beneficiaries on a life insurance policy, the money usually goes directly to them when the insured person passes away, skipping the probate process. But if there are no named beneficiaries or issues with the policy, the funds may become part of the insured person's estate and go through probate.

  • Do life insurance firms in Milpitas notify their customers before terminating their coverage?

    Indeed, life insurance companies in Milpitas are required to send notices of policy termination by mail to different parties, including the policy owner, the person named in the policy, known assignees, and other relevant parties. Failing to provide this required notice means the insurance policy cannot be terminated.

  • Yes, insurance companies in Milpitas establish a two-year contestability period for new life insurance policies. During this period, they can review documents provided by the policyholder's beneficiaries after the policyholder's death to prevent fraud or inaccuracies. This period begins with the first premium payment to safeguard the insurance company from fraudulent actions.

    Can insurers in Milpitas dispute a life insurance claim?

  • Can an ex-spouse in Milpitas obtain the death benefits of the deceased insured?

    Even if the ex-spouse in Milpitas is not listed as the beneficiary, they may be eligible for a payout or death benefits if the premiums were paid from joint funds. This is because California is one of nine (9) states with community property laws, meaning that all assets earned during a marriage belong to both parties equally.

  • How many people can be named as beneficiaries on a life insurance policy in Milpitas?

    Depending on the insurance provider, one may specify one or more beneficiaries on their life insurance policy in Milpitas. The proceeds may be distributed among multiple beneficiaries, or a single beneficiary may be selected who will get all of the benefits. When naming recipients, policyholders have the option to specify whether the money will be distributed per stirpes or per capita.