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2024

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Best Life Insurance Companies in Marin County, CA

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Marin County Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11583Reviewed

6955Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

77 Mark Dr, Suite 24, San Rafael, CA 94903
WebsiteLicense: 0I13211

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Coastal Pacific Insurance Marketing, LLC, renders services for individuals in Marin County. The company provides term and whole life insurance that secure the future of policyholders' dependents. Its team differentiates the types of life coverage options available and helps customers choose the one that suits their needs. The independent agency also offers auto, motorcycle, flood, earthquake, and personal umbrella insurance. Current owner Bruce Lyons joined his father at the company in 1983. He is a member of the Rotary Club of San Francisco Greater Mission.

  • Life Insurance

1145 Leah Drive, Novato, CA 94945
WebsiteLicense: 0F27253

Expertise.com Rating

Why choose this provider?

Alfred Zeidler / Zeidler Insurance Solutions is a locally owned insurance agency that serves the Marin County area since 1997. The agency offers policy assistance to group life insurance, long-term care insurance, mortgage protection insurance, disability insurance, second-to-die policy insurance, and key person (Key Men) insurance. The company also provides individual life insurance services, which include options to term life insurance, whole life insurance, universal life insurance, and variable life insurance. Additionally, the business also specializes in other areas such as health insurance and home insurance.

  • Life Insurance
  • Medicare

880 Las Gallinas Avenue, San Rafael, CA 94903
WebsiteLicense: 0M24604

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
5.0 (4)

Why choose this provider?

Brittany Keyes is a State Farm agent who provides life insurance services to clients in Marin County and the surrounding areas. Her life insurance policies include term life, whole life, and universal life insurance. She also offers home, auto, health, business, and property insurance products and assists clients with their banking needs. Keyes is a member of the San Rafael Chamber of Commerce and volunteers at the marketing committee of the Novato Youth Center.

  • Life Insurance
  • Health Insurance

336 Bon Air Center, Kentfield, CA 94904
WebsiteLicense: 0F37568

Why choose this provider?

Secura Quote is a national insurance agency that lists Marin County as one of its service areas. It customizes life insurance solutions for a wide range of needs, from family and estate protection to health insurance options and buy-sell agreements. Its insurance professionals guide clients in choosing from different life insurance types, such as long-term care insurance, disability coverage options, and annuities. The company carries products from Assurity Life, Lincoln National, and Prudential Life Insurance.

  • Long Term Care
  • Term Life Insurance

1001 Bridgeway Studio B-2b, Sausalito, CA 94965
WebsiteLicense: 0569845

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Bryson Insurance Agency provides financial solutions to clients across the Marin County metro. It offers life insurance products, like whole, term, and universal policies. It uses various factors, including length of credit history and outstanding debt, to assess clients' risk and calculate their final premiums. It sets up other personal insurance products that include coverage for health care and auto accidents. The agency works primarily with the Farmers Insurance Group. Its team includes employees who are fluent in Spanish.

  • Term Life Insurance
  • Life Insurance

454 Las Gallinas Avenue, San Rafael, CA 94903
WebsiteLicense: 0757619

Expertise.com Rating

Review Sources

Google
5.0 (35)
Yelp
5.0 (2)

Why choose this provider?

Since 1988, The Doctors Insurance Agency has provided insurance products and services to clients in Marin County and other areas in California. While the company specializes in medical malpractice policies, its agents also handle life, long-term care, and umbrella insurance plans. For physicians, the agency offers medical malpractice coverage for diagnostic radiology, plastic surgery, and physical medicine and rehabilitation. In 2013, The Doctors Insurance Agency was awarded the Best of Novato Award under the category for insurance agents and brokers.

  • Life Insurance
  • Individual Plans

700 Larkspur Landing Circle, Larkspur, CA 94939
WebsiteLicense: 0H64821

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (6)

Why choose this provider?

Benefits by Design Insurance Services is a full-service insurance company that serves as an employee benefits broker to clients in Marin County and the surrounding areas. It provides a variety of insurance products from multiple insurance carriers. In addition, it also serves as an authorized agent of Covered California. Its life insurance products come in different types such as universal life, term life, and whole life which will help protect a client's loved ones from financial losses in case of death.

  • Life Insurance
  • Health Insurance

899 Northgate Drive, Ste 301, San Rafael, CA 94903
WebsiteLicense: 0E11875

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Spero Insurance Agency caters to individuals and families in Marin County and the surrounding areas. Its group of agents helps clients choose suitable coverage for their insurance needs, such as life, home, auto, and mortgage protection. It offers term life policies with extra features like accidental death, family income benefit, guaranteed insurability, and waiver of premium. With access to many top insurance carriers, the agency also offers options for home rebuilding, water backup, and appliance and major systems.

  • Life Insurance

PO Box 676, Novato, CA 94948
WebsiteLicense: 0758550

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

Baywide Health Insurance Services extends its assistance to individuals, senior citizens, families, and businesses in Marin County from its home base in Novato. It offers various kinds of insurance products, including life, both term and permanent. The agency represents several insurance carriers, including Prudential. Baywide Health was founded in 1988 by Doris Vorrises, a Covered California Certified Insurance Agent. Vorrises is a member of the National Association of Health Underwriters and a recipient of the association's President's Council Award.

  • Life Insurance

300 Washington Street, Petaluma, CA 94952
WebsiteLicense: 0M65383

Expertise.com Rating

Review Sources

Google
5.0 (224)
Yelp
5.0 (19)

Why choose this provider?

Miguel Alfaro is an insurance agent who delivers services to individuals, families, and businesses in the Marin County metro and the surrounding communities. He offers life insurance that may include universal, whole, and term coverages. In addition, he helps clients obtain other personal and business plans, including health, homeowners', renters', motorcycle, auto, BOP, and workers' compensation insurance. Alfaro has been a part of State Farm since 2009. He and his team can accommodate English, French, and Spanish-speaking clients.

  • Life Insurance
  • Health Insurance

101 Larkspur Landing Circle Suite 222, Larkspur, CA 94939
WebsiteLicense: 0K14423

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Bolds Risk & Insurance Services is an agency serving Marin County and the surrounding areas. Included in its products is life insurance, which provides death benefits. It has several types, including universal life insurance, which offers lifetime coverage and builds cash value over time. It also offers term life insurance, which protects clients for a set time period. Business and group health insurance are the company's other products. It is headed by Ron Bolds, who has been working in the insurance industry since 1990.

  • Life Insurance

1561 South Novato Boulevard, Novato, CA 94947
WebsiteLicense: 0728321

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

C.L. Moore & Associates is a Novato-based independent insurance company that extends its services to individuals and businesses in the Marin County metro. It is a life insurance service provider that offers term and permanent coverages to protect clients from financial losses caused by mortgage debts. In addition, the business handles other personal and business plans, including health, homeowners', renters', cyber liability, commercial property, and contractors' insurance. C.L. Moore & Associates is a family-owned and family-operated business founded in 1965.

  • Life Insurance

7250 Redwood Blvd., Suite #300, Novato, CA 94945
WebsiteLicense: 0D25106

Expertise.com Rating

Why choose this provider?

Ensured 365 is an independent insurance agency that serves families, couples, business owners, and individuals in and around the Marin County area. Since 2013, the firm has been offering a wide selection of insurance products, such as umbrella, life, homeowners', commercial, health, and long-term care insurance. Director and agent Christian Ruben Gatica collaborates with multiple carriers to provide clients with customized policies. Ensured 365 partners with The Knights of Columbus, Kemper Specialty Insurance Company, Boston Advisors, and CoverWallet by Aon.

  • Life Insurance

1615 Hill Road, Novato, CA 94947
WebsiteLicense: 0E83650

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Moyer Insurance Services, Inc. has over 45 years of industry experience. Serving clients in Marin County and its surrounding communities, the company specializes in life and health insurance products. It offers universal and term life policies to individuals and families. The company also offers long-term disability insurance, which companies can avail of as part of their employee benefits package. Its agents also educate clients about their Medicare Supplement coverage and part D prescription drug plans.

  • Life Insurance

21 Folsom Street, Suite 101, San Francisco, CA 94107
WebsiteLicense: 0I53589

Expertise.com Rating

Review Sources

Google
4.9 (471)
Yelp
4.5 (45)
Facebook
5.0 (20)

Why choose this provider?

Jake Stewart is a State Farm insurance agent serving Marin County individuals looking to secure their families' future in the event of death. He offers term life insurance policies, which provide coverage for a specific period. He also furnishes whole life insurance plans, which build tax-deferred cash value, help pay for the deceased's mortgage debt, and fund children's education. Stewart is a third-generation State Farm agent, who opened his agency in 2006. He gives back to the community by volunteering for the International Justice Mission.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Coastal Pacific Insurance Marketing, LLC
77 Mark Dr, Suite 24, San Rafael, CA 94903
Alfred Zeidler / Zeidler Insurance Solutions
1145 Leah Drive, Novato, CA 94945
Brittany Keyes
880 Las Gallinas Avenue, San Rafael, CA 94903
Secura Quote
336 Bon Air Center, Kentfield, CA 94904
Bryson Insurance Agency
1001 Bridgeway Studio B-2b, Sausalito, CA 94965
The Doctors Insurance Agency
454 Las Gallinas Avenue, San Rafael, CA 94903
Benefits by Design Insurance Services
700 Larkspur Landing Circle, Larkspur, CA 94939
Spero Insurance Agency
899 Northgate Drive, Ste 301, San Rafael, CA 94903
Baywide Health Insurance Services
PO Box 676, Novato, CA 94948
Miguel Alfaro
300 Washington Street, Petaluma, CA 94952
Bolds Risk & Insurance Services
101 Larkspur Landing Circle Suite 222, Larkspur, CA 94939
C.L. Moore & Associates
1561 South Novato Boulevard, Novato, CA 94947
Ensured 365
7250 Redwood Blvd., Suite #300, Novato, CA 94945
Moyer Insurance Services, Inc.
1615 Hill Road, Novato, CA 94947
Jake Stewart
21 Folsom Street, Suite 101, San Francisco, CA 94107

FAQs

  • What coverage is included in life insurance policies in Marin County?

    Life insurance policies in Marin County offer diverse levels of coverage, each uniquely suited to individual needs. Typically, life insurance policies include a death benefit. This benefit can be employed to settle outstanding debts, including mortgages and loans, and serve as a means to replace lost income, ensuring that the family's financial stability is maintained. Moreover, it can assist in covering funeral expenses and aid in estate planning by addressing estate taxes.

  • What causes denied life insurance claims in Marin County?

    Life insurance claims in Marin County can be denied for several reasons. Firstly, many policies have a suicide exclusion, which means the death benefit may not be paid out if the cause of death is self-inflicted harm. Secondly, if the insured's beneficiary is responsible for their death, the policy may not cover it. Lastly, if the insured provided false information when applying for the policy, this can be considered insurance fraud, and the claim may be denied.

  • Is there an expiration to life insurance policy in Marin County?

    Whether or not a life insurance policy in Marin County has an expiration depends on the type of policy an individual holds. Life insurance can be permanent or term-based. Permanent policies, like whole, universal, and variable life insurance, don't expire as long as you pay the premiums. But with term life insurance, there is a specific time limit. The beneficiaries get the payout if a person passes away within the agreed term. If you die after the period ends, there's no payout.

  • How much life insurance coverage should you have in Marin County?

    Figuring out how much life insurance you need in Marin County is based on essential factors. Hence, you must consider your outstanding debts and ensure that coverage can replace your annual income. Also, consider future expenses like paying for your child's college education and include that in your coverage calculation. For precise guidance, consulting with an insurance company is wise.

  • How to choose between term and permanent life insurance in Marin County?

    The choice between term and permanent insurance in Marin County depends on your specific goals. Permanent insurance remains in effect for your entire life, while term life insurance covers a specified period. So, if you need insurance to cover short-term needs, term life insurance is better. However, permanent life insurance is more appropriate for long-term goals like providing lifelong support to a spouse, retirement planning, or wealth transfer. All in all, your choice should align with your goals.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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