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2024

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Best Life Insurance Companies in Los Angeles, CA

Our Recommended Top 18

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Los Angeles Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

169807Reviewed

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18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11620 Wilshire Blvd . # 900, Los Angeles, CA 90025
WebsiteLicense: 6003954

Expertise.com Rating

Review Sources

Yelp
4.9 (30)
Facebook
5.0 (24)
Google
5.0 (15)

Why choose this provider?

Solid Health Insurance Services caters to clients in the Los Angeles area. It offers a variety of personal insurance products, including life and long-term care insurance, to help families prepare for life's unforeseen events. There are also coverage options for health, homes, and automobiles. In addition, group insurance packages for small businesses are available. Barbara Kempen, the company's owner, decided to launch Solid Health Insurance Services after managing the insurance affairs of a manufacturing company for five years.

  • Life Insurance

4244 Overland Ave, Culver City, CA 90230

Expertise.com Rating

Review Sources

Google
4.9 (87)
Facebook
5.0 (22)
Yelp
4.0 (15)

Why choose this provider?

Tower Insurance Associates Inc. is a personal and commercial insurance agency in the Los Angeles area. The company offers a variety of insurance benefit plans, including life, health, and disability insurance. It works with a broad range of providers that sell quality, comprehensive insurance policies.

1055 West 7th Street, Los Angeles, CA 90017
WebsiteLicense: 0D71125

Expertise.com Rating

Why choose this provider?

Fiducia Life Insurance Solutions offers diverse life insurance products in Los Angeles. It helps families and individuals find coverages that are ideal for their conditions and lifestyles. Its agents inform clients about the benefits of term, guaranteed issue whole, and quality of life insurance plans. They help customers decide on policies that cover chronic, critical, and terminal illnesses. Fiducia Life Insurance Solutions also offer annuity solutions and Medicare options that promote clients' asset protection and income stability.

  • Life Insurance
  • Term Life Insurance

3807 Wilshire Blvd. #1011, Los Angeles, CA 90010
WebsiteLicense: 0E36306

Expertise.com Rating

Why choose this provider?

Coex Insurance & Financial Services, Inc., is a Los Angeles-based insurance company that serves families, businesses, and individuals. It provides a wide range of life and health insurance products, such as disability and long-term care, as well as group and individual dental insurance. It also handles personal umbrella, RV and trailer, garage keepers liability, business owners' policy, and workers' compensation insurance. Its team of independent insurance agents collaborates with several carefully selected carriers, including Blue Shield of California, Health Net, Anthem BlueCross, and Kaiser Permanente.

  • Life Insurance
  • Health Insurance
  • Individual Plans

7164 Melrose Ave,, Los Angeles, CA 90046
WebsiteLicense: 0B86528

Expertise.com Rating

Review Sources

Yelp
5.0 (12)
Facebook
3.8 (5)

Why choose this provider?

Meslee is a full-service insurance brokerage that serves clients in the Los Angeles metro and surrounding areas. Its team analyzes the client's situation and advises them on the type of policy to obtain, how much coverage they need, and the provider to go with. It offers life, health, dental and vision, disability, and long-term care insurance. In addition, it discusses to clients what they need to know about annuity plans. President of Meslee Insurance, Benjamin Meskin, has experience working in risk management consulting and brokerage.

  • Life Insurance

140 N La Brea Ave, Los Angeles, CA 90036

Expertise.com Rating

Why choose this provider?

David's Insurance Services is a life insurance company in Los Angeles. This locally owned and operated independent agency offers a variety of insurance solutions for businesses, individuals, and families, including individual life insurance. Its agents advise clients on the different options that are available to them and assist them if they feel the need to cash out their policy. Carriers that David's Insurance Service commonly work with include Chubb, Berkshire Hathaway Guard, and Infinity.

9233 W Pico Blvd #226, Los Angeles, CA 90035
WebsiteLicense: 0L80383

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Frankel & Associates is an insurance brokerage that handles the needs of individuals and businesses in Los Angeles. It was established in 1988 by Randle Frankel, who provides a wide selection of personal, business, and entertainment insurance products. Its personal policies cover life, health, auto, homeowners', and travel insurance plans. Its life insurance offerings include term and whole life policies designed to protect the policyholders' family's financial future. The business also crafts personal liability insurance for the healthcare, fitness, and property management industries.

  • Term Life Insurance
  • Permanent Life Insurance Policy

11268 Washington Blvd Ste 301, Culver City, CA 90230

Expertise.com Rating

Review Sources

Yelp
4.5 (23)
Google
5.0 (5)
Facebook
5.0 (3)

Why choose this provider?

ISU Wissink Agency has been serving clients in the Los Angeles metropolitan area since 1953. Working with a variety of top insurance carriers, including Mercury Insurance, Safeco Insurance, and Progressive, it offers health and life insurance options, including long-term care insurance. Insurance policies can be tailored to meet clients' needs and may include dental and vision benefits, final expense insurance, or life insurance that includes living benefits. ISU Wissink Agency is licensed to sell insurance throughout California.

9351 Telegraph Rd, Pico Rivera, CA 90660

Expertise.com Rating

Review Sources

Google
4.4 (28)
Facebook
5.0 (25)
Yelp
5.0 (13)

Why choose this provider?

One City Insurance Agency is an independent insurance agency that's located in the Los Angeles area. This agency works with a wide array of insurance carriers to help its clients compare quotes and policies to find the coverage that works best for them. It specializes in a variety of insurance types, including life, health, and umbrella insurance. Policy options include whole and term life insurance, health insurance, and personal umbrella insurance.

5601 W Slauson Ave Ste 239, Culver City, CA 90230

Expertise.com Rating

Review Sources

Facebook
5.0 (37)
Yelp
5.0 (12)

Why choose this provider?

Frontlight Insurance is dedicated to working directly with its clients to obtain life insurance plans that help them and their loved ones feel prepared financially for costs associated with death and critical injury or illness. Selling plans that include living benefits, the company works directly with clients to help them determine exactly how much insurance they need and find a plan that fits within their budget. Plans include permanent, participating, and universal life insurance.

11859 Wilshire Blvd, Ste 685, Los Angeles, CA 90025
WebsiteLicense: 0711869

Expertise.com Rating

Review Sources

Google
4.8 (16)
Yelp
5.0 (8)

Why choose this provider?

Foroutan Insurance Services is a family-owned and family-operated agency serving Los Angeles. It offers a wide range of life insurance options including long-term care, mortgage protection, and second-to-die policies. Term and whole life insurance coverages are available for individuals while flexible group benefits help employers protect their employees and maintain a productive workforce. As an independent agency, its team shops insurance policies from multiple carriers like Ace Private Risk Services, America Reliable, and Anthem Blue Cross of California.

  • Life Insurance

21550 West Oxnard Street, Los Angeles, CA 91367
WebsiteLicense: 0697253

Expertise.com Rating

Why choose this provider?

Crump is a third-party distributor and service provider of insurance and retirement products to clients in Los Angeles. It specializes in providing sales support and analysis for life insurance policies that include whole life, universal life, indexed universal life, and variable universal life. It has assisted more than 1,000 Crump teammates, helped 42,000 financial advisors secure coverage, and processed more than $84 billion in life insurance protection for clients. Crump also supports several brands, including RiskRighter and Tellus Brokerage Connections.

  • Life Insurance

5900 S Eastern Ave Ste 158, Commerce, CA 90040

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Stella Health Insurance Agency is an independent agency that specializes in assisting seniors with insurance shopping. The company specializes in life insurance, as well as health insurance options such as Medicare Advantage, Medicare supplemental plans, and Covered California's selection of benefits for older adults. Its agents work with more than 20 plans and providers to help its clients access the coverage they need most. Stella Health Insurance Agency offers services in English or Spanish.

11611 San Vicente Boulevard, Los Angeles, CA 90049
WebsiteLicense: 0B75129

Expertise.com Rating

Review Sources

Google
4.0 (77)
Yelp
4.5 (66)
Facebook
5.0 (32)

Why choose this provider?

Susman Insurance Agency offers life insurance policies to clients in Los Angeles. Its insurance product called the Wellness Association of America includes a term life insurance that offers non-insured benefits to members. Such benefits include wellness assessment, naturopathic services, weight loss, vision and dental care, and lab tests. It also offers an insured benefit, which is a term life insurance underwritten by LifeShield National Insurance Company. The family-owned life insurance agency is operated by Karl Susman, who has been an insurance agent for more than 25 years.

  • Life Insurance
  • Long Term Care

1145 N Poinsettia Pl, West Hollywood, CA 90046

Expertise.com Rating

Review Sources

Yelp
5.0 (123)
Facebook
5.0 (23)

Why choose this provider?

Shop4YourInsurance.com is a health insurance brokerage that specializes in offering simple, fast quotes online. The company has access to information from a broad range of top providers and specializes in the sale of individual and group health insurance policies. These policies often include additional coverage for expenses such as dental and vision care, as well as extra coverage for children and other dependents. Owner and operator Steve Heyman has been serving clients in California for more than 30 years.

3700 Wilshire Blvd Ste 1080, Los Angeles, CA 90010

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Founded in 1979, Golden Ocean Insurance Center is a life insurance company in Los Angeles. This company serves clients throughout California, as well as in nearby states such as Nevada and Arizona. It sells whole, term, and universal life insurance policies, as well as individual and family health insurance and group benefits plans. It works with a variety of insurance providers, including Blue Cross and AllState, as well as government-administered benefits that customers can access through Covered California.

1300 Santee St #208, Los Angeles, CA 90015
WebsiteLicense: 0744100

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
4.3 (4)

Why choose this provider?

Kamkar Insurance is a family-owned business that serves the Los Angeles area. It has been serving the community since 1988, specializing in personal and commercial insurance. Its offers life, health, auto, and home insurance, as well as BOP, workers' compensation, and general liability coverage for its commercial clients. Its life insurance policy aims to help maintain clients' current standard of living and pay off debts and mortgages. Kamkar Insurance represents an extensive network of carriers, including Travelers, Progressive, MetLife, Universal, and Safeco.

  • Life Insurance

Los Angeles, CA 90046

Expertise.com Rating

Review Sources

Yelp
5.0 (372)

Why choose this provider?

The Insurance Mom's 30 years of experience in serving people and coordinating chaos makes The Insurance Mom a safe place to find out about the overwhelming world of HMOs, PPOs, Life Insurance, Disability Insurance, and the ABCs of LTC (Long Term Care). Whether it’s just you, your family or your whole company, this Mom knows best.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Solid Health Insurance Services
11620 Wilshire Blvd . # 900, Los Angeles, CA 90025
Tower Insurance Associates Culver City CA
4244 Overland Ave, Culver City, CA 90230
Fiducia Life Insurance Solutions
1055 West 7th Street, Los Angeles, CA 90017
Coex Insurance & Financial Services, Inc.
3807 Wilshire Blvd. #1011, Los Angeles, CA 90010
Meslee
7164 Melrose Ave,, Los Angeles, CA 90046
David's Insurance Services
140 N La Brea Ave, Los Angeles, CA 90036
Frankel & Associates
9233 W Pico Blvd #226, Los Angeles, CA 90035
ISU Wissink Agency
11268 Washington Blvd Ste 301, Culver City, CA 90230
One City Insurance
9351 Telegraph Rd, Pico Rivera, CA 90660
FrontLight Insurance
5601 W Slauson Ave Ste 239, Culver City, CA 90230
Foroutan Insurance Services
11859 Wilshire Blvd, Ste 685, Los Angeles, CA 90025
Crump
21550 West Oxnard Street, Los Angeles, CA 91367
Stella Health Insurance Agency, Inc.
5900 S Eastern Ave Ste 158, Commerce, CA 90040
Susman Insurance Agency
11611 San Vicente Boulevard, Los Angeles, CA 90049
Shop4YourInsurance.com
1145 N Poinsettia Pl, West Hollywood, CA 90046
GO Insurance Center
3700 Wilshire Blvd Ste 1080, Los Angeles, CA 90010
Kamkar Insurance
1300 Santee St #208, Los Angeles, CA 90015
The Insurance Mom
Los Angeles, CA 90046

FAQs

  • In Los Angeles, which insurance plans aren't covered by the California Life and Health Insurance Guarantee Association?

    California Life and Health Insurance Guarantee Association doesn't cover policies from unlicensed insurers, health service corporations' plans, employer self-insured setups, fraternal society certificates, certain non-guaranteed variable life portions, risks the holder assumes, specific high-yield interest rates, many unallocated annuities, and charitable gift annuities. To ensure coverage, Los Angeles residents should connect with their insurance provider.

  • What should Los Angeles residents do if they suspect their life insurance policy has been improperly lapsed by the insurer?

    Los Angeles residents should promptly engage with their insurance firm if they sense a wrongful policy termination by confirming if the policy genuinely ended or is within a grace phase. If confirmed, express concerns and seek reinstatement. While repaying missed premiums might lead to restoration, companies might ask for a fresh application, potentially excluding coverage during the void. If premiums submitted with reinstatement requests are held unduly long, insurers might be barred from denying restoration.

  • If you have life insurance from your Los Angeles employer, should you still consider getting a personal policy?

    While many Los Angeles employers provide group life insurance, these often cover just a year or two of salary, potentially insufficient for family obligations. Moreover, job transitions might strip you of this benefit. As age advances, securing a policy becomes pricier and tougher. Thus, supplementing work-based coverage with an individual policy is a wise precaution for comprehensive protection.

  • Can a Los Angeles resident with a medical condition still get life insurance?

    In Los Angeles, residents who have certain health issues, like cancer or diabetes, might find it hard to secure life insurance. If faced with rejection, turn to agencies collaborating with multiple insurers to expedite your search. Engaging an impaired-risk expert or exploring Guaranteed Life Insurance are other valuable avenues to pursue for adequate coverage.

  • Will the cost of a Los Angeles resident's life insurance climb over the years?

    In Los Angeles, term life policies usually have steady premiums for an initial period, like 10, 20, or 30 years, but can rise afterward. However, whole life guarantees static premiums, ensuring no hikes if maintained. Universal life provides flexibility, and early overpayments can accumulate value for future costs. If you choose not to make early overpayments, the cost to sustain the policy will increase over the years.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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