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2024

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Best Life Insurance Companies in Long Beach, CA

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Long Beach Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

20554Reviewed

12338Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

444 West Ocean Boulevard, Long Beach, CA 90802
WebsiteLicense: 0M03216

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Prince Financial Insurance Services is a life insurance company that serves clients from Lakewood and nearby areas. The company offers a variety of life insurance options including whole, term, and universal. In addition, the firm also has plans for vehicles, businesses, disabilities, and college savings. Its team of insurance professionals is well-versed in guiding clients to optimize cash flow, as well as to accumulate and protect assets. The business has been operating since 2011.

  • Life Insurance

6621 Pacific Coast Highway, Long Beach, CA 90803
WebsiteLicense: 0394065

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Founded in 1969, ISU Insurance Services Calgard Associates is a firm that helps communities in the Long Beach area secure financial protection from various carriers. The independent agency has expertise in group-based life and health insurance, which also covers needs for vision and dental care. Additionally, its agents help determine options for home and auto insurance as well as business-related coverage including workers' compensation. Former clients have commended the team for its knowledge in business and personal insurance.

  • Life Insurance
  • Health Insurance

21168 Beach Blvd, Huntington Beach, CA 92648
WebsiteLicense: 0G72978

Expertise.com Rating

Review Sources

Yelp
4.9 (92)
Google
4.8 (63)
Facebook
4.5 (21)

Why choose this provider?

California Insurance Finder is an insurance agency that lends its expertise to clients in Long Beach. It offers life, home, and auto insurance products. Its agents provide life insurance options such as term, return of premium, and universal. The company also handles commercial insurance matters. The company presents insurance products from its partners such as Covered California, Kaiser Permanente, Safeco Insurance, and The Hartford. California Insurance Finder has been operating and assisting clients with their insurance concerns for over 15 years.

  • Life Insurance
  • Health Insurance

882 West 9th Street, Los Angeles, CA 90731
WebsiteLicense: 0G59996

Expertise.com Rating

Review Sources

Yelp
5.0 (7)

Why choose this provider?

Cristian Amaya is a State Farm Insurance agent offering his services in Long Beach and nearby locations. A Rotarian and member of the San Pedro Chamber of Commerce, he opened his State Farm office in 2015 to provide quality insurance services such as life, auto, home, and renters' insurance. Aiming to provide professional and exemplary service, the agency has received numerous State Farm awards, including the State Farm Ambassador Travel, Legion of Honor, and Senior Vice Presidents Club.

  • Life Insurance
  • Health Insurance

3229 East Spring Street, Long Beach, CA 90806
WebsiteLicense: 0F22403

Expertise.com Rating

Why choose this provider?

UHS Insurance Agency offers comprehensive insurance solutions for families and individuals in Long Beach. Its insurance specialists work with different carriers to help clients obtain suitable insurance policies, whether for life, home, flood, or motorcycle insurance plans. They also provide comparative quotes, perform coverage counseling, and walk policyholders through the claims process. In addition, UHS Insurance Agency carries HMO, Medicare Advantage plans, and dental insurance. A USAF veteran, Ken Houp, its principal broker, has over 55 years of insurance experience.

  • Life Insurance
  • Health Insurance

4400 California 1, Long Beach, CA 90804
WebsiteLicense: 0F04167

Expertise.com Rating

Review Sources

Google
4.0 (47)
Yelp
5.0 (27)
Facebook
5.0 (10)

Why choose this provider?

Kelly Williams Insurance Agency, Inc. is a family-owned business that has been helping residents of Long Beach and communities throughout California with their insurance needs since 1895. As an independent insurance agency, the business has access to multiple life insurance products from different carriers to help clients find one that provides the right protection for them and their dependents. Specialty dwelling, auto, high net worth, and commercial insurance products are also available. President Kelly Williams has over five decades of experience in the industry.

  • Life Insurance

325 South Santa Fe Avenue, Compton, CA 90221

Expertise.com Rating

Why choose this provider?

Serving clients in the Long Beach area since 1994, Alexander Nejadeh - Aflac Agent is dedicated to helping clients plan for their futures by selling insurance policies such as life, disability, Medicare supplement, and long-term care insurance. Additionally, this small insurance agency also provides estate planning and long-term care planning services. Agent Alexander Nejadeh is dedicated to working directly with his clients to determine their needs and help them create an insurance policy that's within their budget.

4407 East Los Coyotes Diagonal, Long Beach, CA 90815
WebsiteLicense: 0C73855

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

A & E Insurance Services is a full-service insurance company that serves clients in the Long Beach area and its surrounding communities. With over 25 years of industry experience, the company helps clients secure policies that fit their current needs and goals. For its personal life insurance services, coverage includes annuities, disability insurance, estate planning, and long-term care insurance. A & E Insurance Services also offers personal property insurance for classic or antique cars, boats, motorhomes, and recreational vehicles.

  • Life Insurance
  • Health Insurance

333 W 5th St, San Pedro, CA 90731

Expertise.com Rating

Review Sources

Yelp
4.0 (7)
Google
3.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Arroyo Insurance Services is a life and health insurance agency that serves clients in Long Beach and throughout its surrounding areas. The company exclusively serves employers, including those in industries such as entertainment, real estate, and transportation. Its experienced and licensed agents work to customize group benefits packages based on the most common needs of employers in each industry. Benefits packages may include life, disability income, and health insurance with additional coverage inclusions such as vision and dental.

4433 E Village Rd Ste Q, Long Beach, CA 90808

Expertise.com Rating

Review Sources

Google
4.3 (6)
Facebook
4.3 (6)
Yelp
5.0 (3)

Why choose this provider?

Lakewood Insurance Services has been serving clients in Long Beach and throughout California since 2003. This independently owned and operated agency specializes in health and other personal insurance solutions, including auto and homeowners' insurance. Its agents work directly with customers to customize policies to suit their needs. Carriers include California Fair Plan Property Insurance, Blue of California, and CNA Surety. Lakewood Insurance Services provides continuous claims assistance to clients and communicates directly with insurance carriers on behalf of its customers whenever necessary.

929 E Wardlow Road Suite A, Long Beach, CA 90807
WebsiteLicense: 0I68998

Expertise.com Rating

Review Sources

Google
4.9 (94)
Facebook
5.0 (27)
Yelp
4.8 (18)

Why choose this provider?

Damian Useda is a State Farm insurance agent who has been catering to individuals, families, and businesses in the Long Beach metro and the surrounding areas since 2015. He offers term, whole, and universal life insurance products, which can cover debt settlements, college education costs, and mortgage payments. He also provides auto, health, home, pet, and rental property insurance policies. Besides being an insurance professional, 24-year veteran Useda currently serves in the US Army Reserve.

  • Life Insurance
  • Health Insurance
  • Home and Auto Insurance

1622 S Gaffey St Ste 104, San Pedro, CA 90731

Expertise.com Rating

Review Sources

Yelp
4.5 (11)
Facebook
10.0 (5)

Why choose this provider?

Insurance Center Associates is an independent insurance agency that's located in the Long Beach area. The company offers life and health insurance options including disability, term life, whole life, and comprehensive health insurance plans. These health insurance plans may include options such as dental, vision, and health spending accounts. Other insurance products are available, as well, such as auto and homeowner insurance. Insurance Center Associates won an Excellence Award from Mercury Insurance Group.

1391 Redondo Ave Ste 200, Long Beach, CA 90804

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Cassani & Associates is a life insurance agency in Long Beach. This independent agency offers insurance options such as individual and multi-life insurance with either fixed or variable terms, annuities, long-term care insurance, and disability income insurance. Agents are dedicated to helping clients find solutions that work with their budget and help them feel financially prepared for unexpected events. The company works with a broad range of highly rated and well-known insurance providers. This includes NewYork Life, John Hancock, TransAmerica Insurance, AIG, Banner, Lincoln Financial, Nationwide, Pacific Life, Principal, Protective Life, Prudential, and Symetra.

2025 E 10th St, Long Beach, CA 90804

Expertise.com Rating

Why choose this provider?

Bristol Bay Insurance and Tax Service is a life insurance company in Long Beach. It provides clients with a variety of insurance solutions, including universal, term, and whole life insurance. The agency also provides health insurance options for its clients, as well as personal insurance products such as auto, home, and RV coverage. Other services include tax filing and auto registration. Bristol Bay Insurance and Tax Services offers services in English and Spanish.

2801 Fanwood Ave., Long Beach, CA 90815
WebsiteLicense: 0G94455

Expertise.com Rating

Review Sources

Yelp
4.4 (7)
Google
5.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Lisa Sandoval Insurance Services is an independent brokerage that has been serving the Long Beach community since 1995. It partners with multiple insurance carriers to help individuals shop for life insurance products based on their needs and preferences. Its permanent and term life insurance policies can be used for purposes such as debt payment, education funding, and funeral costs coverage. Its team conducts an assessment and educates clients about the options available. The agency also offers Medicare, long-term care, and individual and group health insurance.

  • Life Insurance

3750 E Anaheim St Ste 201, Long Beach, CA 90804

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Christian Charles Insurance Services Inc. is a health insurance company in Long Beach. It provides its clients with a variety of personal life and health insurance options, as well as benefits packages for employees that can include any combination of dental, health, vision, and life coverage. This agency works with carriers such as BlueCross and BlueShield, California Choice, Health Net, and Colonial Life to provide its clients with quality, highly rated insurance policies.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Prince Financial Insurance Services
444 West Ocean Boulevard, Long Beach, CA 90802
ISU Insurance Services Calgard Associates
6621 Pacific Coast Highway, Long Beach, CA 90803
California Insurance Finder
21168 Beach Blvd, Huntington Beach, CA 92648
Cristian Amaya
882 West 9th Street, Los Angeles, CA 90731
UHS Insurance Agency
3229 East Spring Street, Long Beach, CA 90806
Kelly Williams Insurance Agency, Inc
4400 California 1, Long Beach, CA 90804
Alexander Nejadeh - Aflac Agent
325 South Santa Fe Avenue, Compton, CA 90221
A & E Insurance Services
4407 East Los Coyotes Diagonal, Long Beach, CA 90815
Arroyo Insurance Services
333 W 5th St, San Pedro, CA 90731
Lakewood Insurance Services
4433 E Village Rd Ste Q, Long Beach, CA 90808
Damian Useda
929 E Wardlow Road Suite A, Long Beach, CA 90807
Insurance Center Associates
1622 S Gaffey St Ste 104, San Pedro, CA 90731
Cassani & Associates
1391 Redondo Ave Ste 200, Long Beach, CA 90804
Bristol Bay Insurance and Tax Service Long Beach
2025 E 10th St, Long Beach, CA 90804
Lisa Sandoval Insurance Services
2801 Fanwood Ave., Long Beach, CA 90815
Christian Charles Insurance Services, Inc.
3750 E Anaheim St Ste 201, Long Beach, CA 90804

FAQs

  • How does a resident of Long Beach determine if life insurance is necessary?

    A resident of Long Beach may determine if life insurance is necessary by asking if there are any people reliant upon the resident for support and care. If there are, getting insured is ideal because it gives their loved ones a safety net in case the insured party dies prematurely and the dependents still need money.

  • What factors influence the cost of life insurance premiums in Long Beach?

    Insurance premiums in Long Beach are largely determined by how likely the insured is to die before the insurer collects enough premiums to support the value of the policy. Thus. agents give favorable rates to persons who are young and healthy because the elderly and the sick are likely to perish sooner rather than later. Other factors include one's gender and location.

  • What is the difference between a whole life and a universal life insurance plan in Long Beach?

    A whole life insurance plan in Long Beach is one that covers the insured's whole existence, and its premiums are level and unvarying as the person ages, as long as there are no overdue payments. While universal plans also cover the person's entire life, the premiums may change in value depending on the insured’s needs and ability to pay.

  • How does one in Long Beach determine how much life insurance to get?

    A person in Long Beach may determine how much insurance to get by asking how much money one's beneficiaries will need once the insured passes on. Factors like mortgage expenses, estate and transfer taxes, and the payment of debts may be taken into consideration when seeing how much assurance is required to support the contracting party’s income.

  • Are there life insurance products in Long Beach that have an investment component?

    Yes, there are life insurance products in Long Beach with an investment component. There are insurers who offer variable life insurance plans where the premiums paid are also applied to investment products in order to grow the cash value faster than could be done with payments alone.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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