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Best Life Insurance Companies in Lakewood, CA

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakewood Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5534 Del Amo Boulevard, Lakewood, CA 90713
WebsiteLicense: 0579711

Expertise.com Rating

Review Sources

Google
5.0 (15)
Yelp
4.0 (10)

Why choose this provider?

Tom McInally is an insurance agent with State Farm serving customers in the Lakewood metro. He works with clients to obtain coverage that can help them financially in any life situation. He offers term life, whole life, and universal life insurance policy options that are tailored to the client's specific needs and budget. In addition to life insurance, he offers health, auto, homeowners, renters, and pet insurance as well. McInally is multilingual and can deliver services in English, Spanish, Tagalog, and Ilocano.

  • Life Insurance
  • Health Insurance

2248 Obispo Avenue, Signal Hill, CA 90755
WebsiteLicense: 0B99753

Expertise.com Rating

Why choose this provider?

Cassani & Associates is a general agency that serves clients in Lakewood and Long Beach handling insurance and financial planning. The full-service firm offers life insurance with unique product niches that are carefully designed to provide the most competitive rates for each underwriting circumstance, whether it be smokers, preferred smokers, nonsmokers, preferred nonsmokers, and substandard underwriting. The firm also provides annuities, critical illness, long-term care, and disability income with coverages that have been carefully scrutinized to gather companies that offer suitable features.

  • Life Insurance
  • Long Term Care

4940 Long Beach Boulevard, Long Beach, CA 90805
WebsiteLicense: 0G39814

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Marina Amezcua and Insurance Associates is a full-service insurance agency that offers life insurance policies to clients in Lakewood. It offers three types of life insurance, including death, survival, and mixed. The agency aims to help clients understand these insurance policies to help them decide which of the three is necessary for their situation. Marina Amezcua and Insurance Associates represent diverse providers, such as Farmers Company, Mutual of Omaha, Protective, Banner, and Security National, to access various insurance options on the client's behalf.

  • Life Insurance

4320 Atlantic Avenue, Long Beach, CA 90807
WebsiteLicense: 0I96357

Expertise.com Rating

Review Sources

Google
4.0 (25)
Yelp
5.0 (17)

Why choose this provider?

Pacific Side Insurance Services LLC is an insurance agency located in Long Beach. It also provides services to clients in Lakewood and the surrounding communities. It helps clients protect their loved ones' future by offering term, universal, and whole life insurance policies. In addition, it provides homeowners' insurance, which covers liability, living expenses, personal possessions, and replacement costs. Car insurance products are also offered. Pacific Side Insurance Services represents different carriers, including Foremost Insurance, Infinity Insurance, and Kemper.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

5503 South Street, Lakewood, CA 90713
WebsiteLicense: 0E69306

Expertise.com Rating

Review Sources

Google
4.0 (23)
Yelp
4.0 (11)
Facebook
5.0 (5)

Why choose this provider?

Josette Utke is a State Farm insurance agent that has been serving Lakewood and surrounding communities since 2005. She offers term, whole, and universal life insurance coverage options to individuals and their families. The policies are also available for small businesses for different purposes such as business continuation, employee benefits, and key employee incentives. Aside from assisting clients with their insurance needs, she is also a member of the Soroptimist International of Lakewood/Long Beach and the Women in Business Council.

  • Life Insurance
  • Health Insurance

2411 East Anaheim Street, Long Beach, CA 90804
WebsiteLicense: 0D44460

Expertise.com Rating

Why choose this provider?

Galaxy Insurance Service Agent is a Long Beach-based company that extends its services to individuals and families in the Lakewood metro and its nearby communities. It is a full-service insurance brokerage firm that assists clients in purchasing life insurance products. The company's independent agents also help individuals acquire boat, car, and RV insurance. They also offer business and specialty insurance coverages. Galaxy Insurance Service Agent has been providing insurance solutions for more than 20 years.

  • Life Insurance

5318 2nd Street, Long Beach, CA 90803
WebsiteLicense: 0G44936

Expertise.com Rating

Why choose this provider?

Bayshore Insurance Services is an insurance agency located in Long Beach and extends its services throughout the metro area of Lakewood. It is a full-service agency that specializes in designing health insurance benefit plans for small businesses. It also offers life insurance, group health, dental insurance, and medicare supplements. Its team of professionals analyzes plans, sets up, designs, and implements insurance programs that fit the needs of its clients. In addition, they also assist and educate clients throughout the entire process.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

4400 California 1, Long Beach, CA 90804
WebsiteLicense: 0F04167

Expertise.com Rating

Review Sources

Google
4.9 (56)
Yelp
5.0 (26)
Facebook
5.0 (19)

Why choose this provider?

Kelly Williams Insurance Agency, Inc. has served the insurance needs of residents and businesses in Lakewood and the surrounding communities for almost 130 years. The independent insurance firm carries life insurance across term life and whole life insurance options. Additionally, it provides commercial and group insurance packages for business clients, such as general liability insurance and group health insurance. Kelly Williams Insurance Agency, Inc. was founded in 1895 by Kelly Willians, who is also the agency president.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

3020 Old Ranch Parkway, Seal Beach, CA 90740
WebsiteLicense: 0D26866

Expertise.com Rating

Review Sources

Google
4.8 (5)
Facebook
5.0 (2)

Why choose this provider?

KOHR Financial & Insurance is a full-service insurance company in Lakewood. Representing various insurance companies, the agents at KOHR compare life insurance coverage and premiums to help clients find the right match for their needs. The company has a standard process of assessing its clients' requirements first to visualize and create a tailored plan. In addition to life insurance, KOHR Financial & Insurance agents offer services on financial management and investments, providing customized guidance for each customer.

  • Life Insurance

2801 Fanwood Avenue, Long Beach, CA 90815
WebsiteLicense: 0G94455

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Lisa Sandoval has been providing life insurance services to Lakewood clients since 1995. Through her team at Lisa Sandoval Insurance Services, she ensures that clients get the right policy whether they need life insurance, long-term care insurance, Medicare coverage, or group health plans. She and her team have the experience and expertise to customize policies under these insurance products. Sandoval seeks to establish long-term relationships with clients through diligent updates.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Tom McInally
5534 Del Amo Boulevard, Lakewood, CA 90713
Cassani & Associates
2248 Obispo Avenue, Signal Hill, CA 90755
Marina Amezcua and Insurance Associates
4940 Long Beach Boulevard, Long Beach, CA 90805
Pacific Side Insurance Services LLC
4320 Atlantic Avenue, Long Beach, CA 90807
Josette Utke
5503 South Street, Lakewood, CA 90713
Galaxy Insurance Service Agent
2411 East Anaheim Street, Long Beach, CA 90804
Bayshore Insurance Services
5318 2nd Street, Long Beach, CA 90803
Kelly Williams Insurance Agency, Inc
4400 California 1, Long Beach, CA 90804
KOHR Financial & Insurance
3020 Old Ranch Parkway, Seal Beach, CA 90740
Lisa Sandoval Insurance Services
2801 Fanwood Avenue, Long Beach, CA 90815

FAQs

  • Are there any life insurance products in Lakewood that have an investment component?

    Yes, there are certain permanent life insurance products in Lakewood that contain an investment component. Variable and variable universal policies cover the insured's entire life and have both a cash value and an investment portion for those who wish to extend their portfolios beyond conventional money-growing options.

  • In Lakewood, what is the difference between whole life and universal life insurance?

    In Lakewood, a whole life insurance policy is a permanent product that covers a person's entire existence, has cash value, and has premium payments whose values are unchanging and inflexible once set. Universal options are essentially the same, but the premium costs are flexible and adjustable based on income and paying ability.

  • How can residents of Lakewood lower their life insurance premiums?

    Residents of Lakewood may lower their life assurance premiums by being healthy and refraining from hazardous hobbies and vices such as smoking. Being in the correct weight is also helpful, as insurers are looking for clients who are far from death and likely to live for a long period.

  • Why is it safer to get insured sooner rather than later in Lakewood?

    The older a person gets in Lakewood, the more expensive life insurance gets. Insurers are reluctant to give lower rates to the elderly because they are statistically very close to death and payouts will be due before enough premiums have been extracted to make the contract worthwhile for the company.

  • Who should get life insurance in Lakewood?

    In Lakewood, those who need to get life insurance extend to those on whom others depend upon for support and care. The policy serves as a safety net in case the insured dies and ensures those left behind will have enough cash to carry on their daily lives even if their benefactor passes.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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