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2025

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Best Life Insurance Companies in Irvine, CA

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Irvine life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9208Reviewed

5532Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Irvine
27201 Puerta Real Ste 300, Mission Viejo, CA 92691

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Shoreline Financial Services performs life insurance services for clients all over the Irvine metro area. This company has a lot of experience with retirement planning and often structures life insurance products in conjunction with the goals expressed in its clients' retirement plans. Shoreline Financial Services is experienced with several types of life insurance including term, whole, indexed universal, long-term care, and annuities. This company provides tax preparation and investment services as well.

Best Life Insurance Companies Serving Irvine
1968 S Coast Hwy, Laguna Beach, CA 92651

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Review Sources

Facebook
5.0 (7)
Google
5.0 (1)

Why choose this provider?

Castaline Insurance Agency is an independent agency selling individual and group health insurance policies, as well as life insurance policies, to clients throughout the Irvine metro area. This agency often works with clients that want to transfer or revise their current insurance plans, and it helps them to explore alternative options and shop for competitive rates with alternative carriers. Castaline Insurance Agency also performs consulting services for clients purchasing policies to protect automobiles and real estate-related assets.

Best Life Insurance Companies Serving Irvine
2691 Richter Ave, Ste 122, Irvine, CA 92606
Visit WebsiteLicense: 0J10915

Expertise.com Rating

Why choose this provider?

CKS Insurance is an independent insurance service firm that serves individuals, families, and business owners from Irvine and the surrounding areas. It provides different types of life insurance protection plans, including term life, whole life, and universal life insurance. Advantages to its life insurance products include tax benefits, estate planning, and protection for loved ones. Other kinds of insurance plans that it offers include health, home, auto, and umbrella insurance. CKS Insurance has served thousands of clients.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Irvine
5020 Campus Drive, Newport Beach, CA 92660
Visit WebsiteLicense: 0C69281

Expertise.com Rating

Review Sources

Yelp
5.0 (12)

Why choose this provider?

Orange County Health & Life Insurance is an independent insurance agency that provides its services to residents and businesses in Irvine and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like universal life insurance and term life insurance. Additionally, it provides Medicare insurance packages like Medicare Advantage plans, Medicare supplements, and prescription drug plans. Neil Steinman, principal of the firm, has been serving the insurance needs of Californians since 2000.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Irvine
3001 Red Hill Ave Bldg 5 Ste 201, Costa Mesa, CA 92626

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Review Sources

Google
5.0 (20)
Facebook
5.0 (5)

Why choose this provider?

Maxwell Agency Insurance Services provides health insurance services to clients all throughout the Irvine metro area. It focuses on developing cost-effective employee benefit plans that attract and retain the best and brightest talent in each respective industry. It then partners with clients to eliminate soft-dollar administrative costs by streamlining new-hire onboarding, benefits enrollment, and HRIS functionality without impacting the bottom line. Additional value-added services include HR support and e-Learning Management systems that help provide year-round ROI.

Best Life Insurance Companies Serving Irvine
2152 DuPont Dr Ste 174, Irvine, CA 92612

Expertise.com Rating

Why choose this provider?

Lorenzini Insurance & Financial Associates is a life insurance agency in Irvine providing insurance solutions for individuals and families. It consults with clients to figure out the best policy matches for their needs, and it guides them through the purchase and agreement processes to simplify the buying experience. Its agents are also experienced with the Affordable Care Act and regularly help clients to purchase health insurance through this route as well as through private means.

Best Life Insurance Companies Serving Irvine
23832 Rockfield Boulevard, Lake Forest, CA 92630
Visit WebsiteLicense: 0K76097

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Sabeti Insurance is a life insurance company that has been serving Irvine and the surrounding areas for over 35 years. Its life insurance product aims to ensure financial security not only in the event of death but also as a consequence of physical disabilities, covering the policyholder's loss of income. In addition, Sabeti Insurance offers other insurance products, such as general health, dental, and vision insurance plans. Its carrier partners include Oscar, Anthem BlueCross, Health Net, Blue, and Molina Health Care.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Irvine
1340 Reynolds Avenue, Irvine, CA 92614
Visit WebsiteLicense: 0F19779

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (13)
Yelp
5.0 (3)

Why choose this provider?

Morning Star Agency has been providing insurance options to individuals and businesses in Irvine since 2000. It connects clients with permanent and term life insurance policies, as well as health and dental plans. It can provide coverage for personal properties, including residential earthquake insurance and coverage for manufactured homes and vacation rental homes. The company also provides risk-management solutions for businesses, namely builders' risk, business crime, business interruption, general liability, commercial auto and property, and workers' compensation.

  • Life Insurance

Best Life Insurance Companies Serving Irvine
260 Newport Center Dr Ste 412, Newport Beach, CA 92660

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Why choose this provider?

Coreprime acts as a commercial insurance brokerage firm, providing access to health insurance services to businesses in the Irvine metro area who need assistance with employee benefits packages. It helps employers purchase the best policies for their industries and ensures that they purchase adequate amounts of coverage in mandatory categories. This company also provides supplemental insurance options that go beyond the coverage offered in standard policies. Coreprime sells property and asset-based insurance plans too.

Best Life Insurance Companies Serving Irvine
300 Spectrum Center Dr, Irvine, CA 92618
Visit WebsiteLicense: 0E28842

Expertise.com Rating

Review Sources

Yelp
5.0 (14)
Google
5.0 (5)

Why choose this provider?

An independent insurance agency, Invensure offers over 200 protection coverage options to clients in Irvine. Its products include business and personal insurance, as well as employee benefits. It helps individuals find life, health, and disability policies. In addition, its representatives assist clients with risk management, insurance plan design, insurance portfolio management, and carrier relations. Richard Sherman began his insurance career in 1982 and formed Sherman-Insurance Brokers with Bob Parent in 1997. They rebranded the company to Invensure in 2004.

  • Life Insurance

Best Life Insurance Companies Serving Irvine
30012 Ivy Glenn Dr Ste 270, Laguna Niguel, CA 92677

Expertise.com Rating

Review Sources

Yelp
5.0 (16)
Facebook
4.9 (7)

Why choose this provider?

Insuresaver creates personalized insurance plans for individual and family health policies as well as life insurance policies. Its agents perform hands-on consultations to help clients resolve their insurance needs and find a suitable plan offered by a multitude of competitive carriers. This agency is also experienced with Medicare plans, traveler's insurance, and insurance coverage for particularly small groups. Clients receive assistance as they shop for life insurance too, and Insuresaver advises them based on their unique circumstances.

Best Life Insurance Companies Serving Irvine
3151 Airway Ave Ste F203, Costa Mesa, CA 92626

Expertise.com Rating

Review Sources

Yelp
5.0 (19)

Why choose this provider?

Peter Green Insurance Agency LLC is a life insurance company near Irvine. It provides personal insurance policies for life insurance needs, is experienced with both whole and term life policies, provides quotes from over a dozen carriers, and offers key person insurance policies to businesses. Peter Green Insurance Agency LLC assists with both personal and family-wide insurance policies that can cover all manner of procedures. Group plans for businesses are also a focus area of this agency.

Best Life Insurance Companies Serving Irvine
27525 Puerta Real, Mission Viejo, CA 92691
Visit WebsiteLicense: 0H98907

Expertise.com Rating

Review Sources

Yelp
5.0 (20)
Google
5.0 (5)

Why choose this provider?

Insurance the Easy Way is a life insurance company that serves clients in Irvine. It provides clients with easy access to quotes and coverage comparisons from a number of insurance carriers. It offers health, disability, and accident or critical illness coverage for individuals and families. Its Group Health product is designed for businesses that plan to give benefits and rewards to their staff. Insurance the Easy Way principal agent Mike Primicerio has been working in the industry since 2005.

  • Life Insurance

Best Life Insurance Companies Serving Irvine
4063 Birch Street, Newport Beach, CA 92660
Visit WebsiteLicense: 0E50855

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Core Benefits Insurance Services is an independent insurance agency that provides its services to the residents of Irvine and the surrounding communities. It represents multiple insurance companies that provide individual and group insurance packages. Some of the group health benefits it offers include life insurance, health insurance, vision insurance, dental insurance, long-term care, and retirement plans. Additionally, it also provides employee wellness programs and workplace wellness programs. Core Benefits Insurance Services was established in 1989 by Timothy P. Johnson.

  • Health Insurance

Best Life Insurance Companies Serving Irvine
22931 Triton Way Ste 237, Laguna Hills, CA 92653

Expertise.com Rating

Why choose this provider?

With over 30 years of industry experience, Benefit Concepts Insurance Agency provides health insurance services to individuals and families along with dental coverage options. It's also experienced with life insurance and assists with the policy purchase process by providing guidance to clients interested in benefits that cover final expenses, mortgages, and other leftover concerns. Clients can easily receives quotes that give them ideas of the costs associated with their desired benefits and allow them to compare the prices of similar policies by different carriers.

Best Life Insurance Companies Serving Irvine
17901 Von Karman Ave Ste 600, Irvine, CA 92614

Expertise.com Rating

Why choose this provider?

Sullivan Wealth Management Group is a life insurance agency in Irvine. This company provides various services to individuals and groups, and its life insurance services are geared towards individuals and families making provisions within long-term financial planning efforts. Accordingly, it assists with financial planning for retirement, college savings, and investment purposes while structuring life insurance policies. Sullivan Wealth Management Group also provides financial and insurance services to businesses, foundations, and public agencies.

Best Life Insurance Companies Serving Irvine
25 Mauchly, Suite 334, Irvine, CA 92618
Visit WebsiteLicense: 0726479

Expertise.com Rating

Review Sources

Yelp
4.9 (41)
Google
5.0 (39)

Why choose this provider?

Wally Shao is a State Farm insurance agent who assists individuals and families in the Irvine area. Shao is licensed to offer insurance products and present proposals to clients looking for coverage for their life and health. He also helps them secure coverage for their properties including homes, businesses, and autos. This agent has been with State Farm for over 32 years. The firm is among the country's Fortune 500 companies, providing a wide range of financial services including banking and investment advisory.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Irvine
260 Newport Center Dr Ste 100, Newport Beach, CA 92660

Expertise.com Rating

Review Sources

Yelp
5.0 (25)

Why choose this provider?

Newport Benefits Insurance Solutions performs insurance services for individuals and families that purchase health coverage from its partnered carriers. Clients receive information that empowers them to compare rates and make the best decisions for their coverage needs. Health sharing plans and travel insurance are also available. This company serves businesses too, structuring health insurance coverage as part of employee benefits packages. Life insurance services are available as well, and Newport Benefits Insurance Solutions is experienced with disability income replacement policies.

Best Life Insurance Companies Serving Irvine
940 Calle Negocio, San Clemente, CA 92673
Visit WebsiteLicense: 0K25991

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Yelp
5.0 (10)

Why choose this provider?

Caitlin Ferraro State Farm Agency is a San Clemente-based agency serving clients in California, Oregon, and Arizona. The agency was established by Ferraro in 2016. She and her team offer life and business insurance along with discounts for homeowners and car insurance. They also help clients with their claims and protect their assets. The agents provide other insurance products as well, including health insurance and property insurance. They also give insurance information and can speak both English and Spanish.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Shoreline Financial Services
27201 Puerta Real Ste 300, Mission Viejo, CA 92691
Castaline Insurance Agency
1968 S Coast Hwy, Laguna Beach, CA 92651
CKS Insurance
2691 Richter Ave, Ste 122, Irvine, CA 92606
Orange County Health & Life Insurance
5020 Campus Drive, Newport Beach, CA 92660
Maxwell Agency Insurance Services
3001 Red Hill Ave Bldg 5 Ste 201, Costa Mesa, CA 92626
Lorenzini Insurance & Financial Associates
2152 DuPont Dr Ste 174, Irvine, CA 92612
Sabeti Insurance
23832 Rockfield Boulevard, Lake Forest, CA 92630
Morning Star Agency Insurance Services
1340 Reynolds Avenue, Irvine, CA 92614
Coreprime
260 Newport Center Dr Ste 412, Newport Beach, CA 92660
Invensure
300 Spectrum Center Dr, Irvine, CA 92618
Insuresaver
30012 Ivy Glenn Dr Ste 270, Laguna Niguel, CA 92677
Peter Green Insurance Agency, LLC
3151 Airway Ave Ste F203, Costa Mesa, CA 92626
Insurance the Easy Way
27525 Puerta Real, Mission Viejo, CA 92691
Core Benefits
4063 Birch Street, Newport Beach, CA 92660
Benefit Concepts Insurance Agency
22931 Triton Way Ste 237, Laguna Hills, CA 92653
Sullivan Wealth Management Group
17901 Von Karman Ave Ste 600, Irvine, CA 92614
Wally Shao
25 Mauchly, Suite 334, Irvine, CA 92618
Newport Benefits Insurance Solutions
260 Newport Center Dr Ste 100, Newport Beach, CA 92660
Caitlin Ferraro
940 Calle Negocio, San Clemente, CA 92673

Irvine, CA Life Insurance FAQs

  • How soon can Irvine residents expect life insurance payouts?

    For Irvine residents, insurance firms generally process life insurance claims promptly if they submit accurate forms and a verified death certificate. Many claims get settled within a fortnight, and seldom does it surpass 60 days. Insurers offer beneficiaries the choice of either a mailed check or an electronic fund transfer to their bank.

  • What should Irvine residents consider when buying life insurance or annuities through banks or brokerage firms?

    When considering life insurance or annuity purchases via banks or brokerages in Irvine, it's essential to ensure that the seller is a licensed life insurance agent. For variable annuities, they should also hold a securities dealer license. When obtaining an annuity from these sources, request the name of the managing insurance company, as they oversee your investment. This inquiry helps ensure transparency and informed decision-making.

  • How can Irvine residents utilize the benefits of a life insurance policy?

    In Irvine, life insurance proceeds can aid beneficiaries in multiple ways: settling home mortgages, facilitating children's college expenses, covering end-of-life costs, and managing regular monthly household outlays. For primary earners, the mortgage assistance becomes especially vital. Planning should encompass current or anticipated educational fees and any significant end-of-life expenditures to ensure adequate coverage.

  • What distinctive features of California's life insurance laws should Irvine residents be aware of?

    Life insurance regulations in Irvine encompass specific provisions, such as requiring insurance carriers to settle claims within 30 days of receiving satisfactory proof of death, with interest owed for delays. Policyholders also have a minimum 60-day grace period for premium payments. A "free look period" allows new policyholders to cancel within 10 days without penalties. Additionally, insurers can contest potentially fraudulent claims within a limited timeframe, usually up to two years, except for nonpayment of premiums.

  • How does the California Life and Health Insurance Guarantee Association safeguard Irvine residents?

    The California Life and Health Insurance Guarantee Association acts as a safety net for Irvine residents in case the insurer becomes insolvent, as long as the insurer is licensed to operate in California. This association might directly cover you, arrange a stable insurer to adopt your policy and claims, or join forces with other state counterparts to craft a protection plan.

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