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Best Life Insurance Companies in Huntington Beach, CA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Huntington Beach life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8542Reviewed

5130Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7901 Professional Cir, Huntington Beach, CA 92648

Expertise.com Rating

Review Sources

Google
5.0 (194)
Yelp
5.0 (31)
Facebook
5.0 (21)

Why choose this provider?

Huntington Pacific Insurance Agency caters to individuals and families seeking personal protection plans. It helps Huntington Beach residents acquire life insurance plans to protect them from financial losses caused by unexpected events like death. The company furnishes term and whole life insurance policies that can cover policyholders' debts and estate taxes. Its independent agents also process umbrella, flood, auto, homeowners', health, and specialty dwelling insurance plans. The agency has been working with multiple carriers for over 35 years.

18141 Beach Boulevard, Huntington Beach, CA 92648
Visit WebsiteLicense: 0M46035

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

SoCal Insurance & Financial Services is an insurance agency that serves clients in Huntington Beach. Its life insurance plans provide beneficiaries with financial security through death benefits that can be used to pay off debts, final expenses, and college tuition. The agency also covers other insurance products for automobiles, homes, ride-sharing, condos, personal belongings, and pets. Owned by Kari Eisenacher, the agency has more than 50 years of combined experience in the insurance industry.

  • Life Insurance

18377 Beach Boulevard, Huntington Beach, CA 92648
Visit WebsiteLicense: 6000131

Expertise.com Rating

Review Sources

Yelp
5.0 (5)
Facebook
5.0 (4)

Why choose this provider?

Set Sail Insurance Group offers life insurance policies to the residents of Huntington Beach and the surrounding areas. It is a brokerage that is partnered with over 50 major insurance companies. Apart from life insurance, it also offers services dealing with retirement accounts, educators and district employees, Medicare, and long-term care and disability insurance. Mick Attardo, the company president, is a retirement consultant and Medicare specialist specializing in life insurance and annuities.

  • Life Insurance

305 17th Street, Huntington Beach, CA 92648
Visit WebsiteLicense: 0691071

Expertise.com Rating

Review Sources

Yelp
4.0 (10)
Google
4.0 (5)

Why choose this provider?

Bannister & Associates Insurance is an insurance company that serves clients in the Huntington Beach area. It offers a range of life insurance policies to help customers secure their financial responsibilities to their families and loved ones. Its policies include whole life, universal life, term life, and retirement planning. The company also provides risk protection packages for renters, health, and recreational vehicles. Bannister & Associates Insurance has been in the industry since 1974. One of its agents, Doug Bannister, possesses more than 35 years of experience in the field.

  • Life Insurance
  • Health Insurance

5011 Argosy Avenue, Huntington Beach, CA 92649
Visit WebsiteLicense: 0I32347

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

INM Insurance has been serving clients in Huntington Beach for over 30 years. It is an independent agency specializing in individual life insurance services to help its clients plan the future finances of their loved ones. It offers two types of term life insurance, which are annual renewable and level term. It also gives permanent life insurance options to clients who want to receive lifetime benefits and cash value accounts. Its president and founder, Ralph Iknadosian, has more than four decades of insurance experience.

  • Life Insurance

10231 Slater Avenue, Fountain Valley, CA 92708
Visit WebsiteLicense: 0I94248

Expertise.com Rating

Review Sources

Yelp
5.0 (23)
Facebook
5.0 (10)

Why choose this provider?

Ken Tran is a State Farm insurance agent that offers personalized service and life insurance products in Huntington Beach and throughout the state. This multi-lingual agent, who speaks Chinese, Vietnamese, and English, also specializes in auto, home, and commercial insurance and helps clients file accident support claims. Additionally, he is an expert in insurance for professional liability, employment practices liability, surety bond, and E&O. Tran also handles relocation for clients and teaches Vietnamese at BQ Temple as a volunteer.

  • Life Insurance
  • Health Insurance

15205 Springdale Street, Huntington Beach, CA 92649
Visit WebsiteLicense: 0E55371

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Surf City Insurance Services is an independent insurance company in Huntington Beach that provides its clients with a wide range of individual and group insurance options, primarily focusing on healthcare plans. The agency represents a vast network of health insurance providers that offer coverage for individual health, group health, and senior health plans. Additionally, Surf City Insurance Services also offers travel insurance, dental plans, and short-term plans for its clients. It also offers life insurance reevaluation as a complimentary service.

  • Health Insurance

18700 Beach Boulevard, Huntington Beach, CA 92648
Visit WebsiteLicense: 0H23899

Expertise.com Rating

Review Sources

Google
4.0 (38)
Yelp
4.0 (30)

Why choose this provider?

Nancy Rangel Insurance & Financial Services is a Huntington Beach-based company that delivers a variety of personal and business insurance policies. Its experienced agents can evaluate and arrange temporary and permanent products for personal life insurance, as well as group benefits for business ventures. Other available types of insurance the agency offers include auto, home, health, and workers' compensation. Nancy Rangel Insurance & Financial Services assists its clients in securing their financial future based on their financial situation and individual needs.

  • Life Insurance

801 Pacific Coast Highway, Seal Beach, CA 90740
Visit WebsiteLicense: 0H52941

Expertise.com Rating

Review Sources

Google
5.0 (108)
Yelp
5.0 (24)
Facebook
5.0 (18)

Why choose this provider?

Swell Insurance Solutions is a Seal Beach-based company that extends its services to families, individuals, and businesses in the Huntington Beach metro. It is an independent agency that helps clients acquire life insurance plans that include term, group, and key-person coverage. In addition, it offers other personal and business policies such as health, homeowners', special events, employment practices liability, and workers' compensation insurance. Swell Insurance Solutions has been in business since 2004.

  • Life Insurance
  • Health Insurance

16511 Goldenwest Street, Huntington Beach, CA 92647
Visit WebsiteLicense: 0K79443

Expertise.com Rating

Review Sources

Google
4.0 (35)
Yelp
4.0 (13)

Why choose this provider?

Working as a State Farm agent since 2016, Uzma Afzal is the owner and manager of Afzal Insurance Agency, Inc., an insurance office in Huntington Beach. It is a local source of life, auto, home, property, and business insurance, as well as financial services. It serves customers who just bought a new home or a new car, or those who are looking to update their insurance plans. Afzal and her team also serve clients in Oregon, Nevada, and Arizona.

  • Life Insurance

16787 Beach Boulevard, Huntington Beach, CA 92647
Visit WebsiteLicense: 0H79320

Expertise.com Rating

Review Sources

Facebook
5.0 (66)
Google
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Insurance Brokers Group offers comprehensive insurance solutions to clients in Huntington Beach. It caters to individuals, families, and businesses, providing various life insurance policies, such as term, whole, and universal life. The company also provides auto, home, boat, and business insurance, in addition to cyber liability and workers' compensation coverage for its commercial clients. Its owner, John Espenschied, started his career in the industry in 2000. Moreover, it represents multiple carriers, including Allied, Foremost, MetLife, Progressive, and Liberty Mutual.

  • Life Insurance

15061 Springdale Street, Huntington Beach, CA 92649
Visit WebsiteLicense: 0E81340

Expertise.com Rating

Review Sources

Google
4.0 (106)
Yelp
4.0 (8)
Facebook
5.0 (5)

Why choose this provider?

Sarah Atkinson is a Chartered Life Underwriter and insurance specialist who is affiliated with State Farm. She offers several products, including whole life insurance, which provides death benefits that help pay for mortgage costs and income losses as well as living benefits or cash value that can be accessed during a policyholder's lifetime. Furthermore, Atkinson carries life, home, and Airbnb insurance. The NAIFA member has been working under State Farm for more than 35 years.

  • Individual Plans
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Huntington Pacific Insurance Agency
7901 Professional Cir, Huntington Beach, CA 92648
SoCal Insurance & Financial Services
18141 Beach Boulevard, Huntington Beach, CA 92648
Set Sail Insurance Group
18377 Beach Boulevard, Huntington Beach, CA 92648
Bannister & Associates Insurance
305 17th Street, Huntington Beach, CA 92648
INM Insurance
5011 Argosy Avenue, Huntington Beach, CA 92649
Ken Tran
10231 Slater Avenue, Fountain Valley, CA 92708
Surf City Insurance Services
15205 Springdale Street, Huntington Beach, CA 92649
Nancy Rangel Insurance & Financial Services
18700 Beach Boulevard, Huntington Beach, CA 92648
Swell Insurance Solutions
801 Pacific Coast Highway, Seal Beach, CA 90740
Uzma Afzal
16511 Goldenwest Street, Huntington Beach, CA 92647
Insurance Brokers Group
16787 Beach Boulevard, Huntington Beach, CA 92647
Sarah Atkinson
15061 Springdale Street, Huntington Beach, CA 92649

Huntington Beach, CA Life Insurance FAQs

  • What paperwork should you gather before a Huntington Beach life insurance phone interview?

    You should gather all necessary documentation to support your application before the Huntington Beach life insurance phone interview, including the following:

    • The health insurance you currently have.
    • Records about your earnings and financial status.
    • Any test results or medical documents pertaining to your health.
    • A list of any medicines you are taking right now.
  • If you have a pre-existing ailment, can you still acquire life insurance in Huntington Beach?

    In Huntington Beach, it is possible to purchase life insurance while having a pre-existing ailment. It is advised to submit thorough and accurate information about your disease, keep a healthy lifestyle, adhere to your healthcare provider's treatment plan, and compare quotations from several insurance providers in order to increase your chances of acquiring life insurance with a pre-existing condition.

  • How do you terminate your Huntington Beach life insurance coverage during the free look period?

    You must contact your insurance company in order to terminate your life insurance coverage in Huntington Beach within the free look time. To formally cancel your insurance, some providers may want you to complete the paperwork. You might also need to give the policy's paperwork back to the insurance provider or agent who provided it to you.

  • Can you buy burial insurance from a funeral home in Huntington Beach?

    If a funeral home in Huntington Beach has the necessary licenses, then you are allowed to obtain burial insurance there. You will need to complete an application for the policy, which may include some basic health questions, but you won't need to get a full physical as you would for a standard life insurance policy.

  • Can you purchase life insurance for your ex-spouse in Huntington Beach if you co-parent with them?

    You can get life insurance in Huntington Beach for your ex-spouse if you demonstrate an insurable interest and have their approval. For instance, if your co-parent pays you child support or alimony, this could prove your insurable interest because, in the event of their passing, you and your child would face financial disadvantages.

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