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Best Life Insurance Companies in Garden Grove, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Garden Grove Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7780Reviewed

4673Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12792 Valley View Street, Garden Grove, CA 92845
WebsiteLicense: 0610074

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Joseph Partise, CLU and Associates is an independent insurance agency established in 1988 that serves Garden Grove and the surrounding areas. It provides traditional life and health insurance services to businesses and families in the community. Joe began his career as a life insurance agent with Pacific Mutual Life and State Mutual of America before starting his own firm. Apart from insurance services, he also provides charitable and estate planning as well. Joe was a NAIFA CA board member and served in a leadership capacity with Rotary International.

  • Individual Plans
  • Life Insurance

3835 West 1st Street, Santa Ana, CA 92703
WebsiteLicense: 0J05870

Expertise.com Rating

Review Sources

Google
4.0 (61)
Yelp
3.0 (12)
Facebook
3.7 (3)

Why choose this provider?

Calle's Auto Insurance is an agency offering assistance and insurance policies to its clients in Garden Grove and the entire state. It crafts life, auto, health, homeowners', motorcycle, SR-22, and watercraft insurance plans. It also provides commercial auto insurance to businesses in the area. Moreover, it has partnerships with several national insurance carriers, such as Foremost Insurance Group, National General, Access, and Arrowhead Exchange. It also strives to provide customer satisfaction by listening to its clients' needs before drafting a policy bsaed on their needs.

  • Life Insurance

12312 Pentagon Street, Garden Grove, CA 92841
WebsiteLicense: 0A96152

Why choose this provider?

Arch Apple Financial Services is an insurance company that caters to the needs of individuals, families, and business groups in Garden Grove. The firm provides a variety of life insurance options depending on the needs of its clients. Its insurance agents represent multiple carriers that can offer temporary life insurance, whole life insurance, and universal life insurance. The team also provides health and disability insurance. Owner and lead insurance agent Jay Baldauf established the company in 1992. He also serves clients throughout Orange County.

  • Life Insurance

13041 Euclid Street, Garden Grove, CA 92843
WebsiteLicense: 0F69794

Expertise.com Rating

Review Sources

Google
3.0 (15)
Yelp
3.0 (14)
Facebook
5.0 (2)

Why choose this provider?

Joe Nguyen is a State Farm insurance agent operating in and around Garden Grove. He offers a wide variety of insurance products, ranging from term life and whole life insurance to health, home, and property insurance. His portfolio of insurance products also includes annuities and mutual funds. Joe and his staff can accommodate clients in English, Vietnamese, and Spanish. Joe has been working in the insurance industry for over two decades and has previous experience as a claims representative for State Farm.

  • Life Insurance
  • Health Insurance

12361 Lewis Street, Garden Grove, CA 92840
WebsiteLicense: 0L54317

Expertise.com Rating

Review Sources

Google
4.7 (43)

Why choose this provider?

American Income Life: AO has been providing insurance services to Garden Grove since 1951. It specializes in life insurance products to help protect individuals and their families from the financial burden of death. It offers different life insurance policies, such as whole life, that cover the clients' entire life while building loans and cash values. Additionally, the company caters to clients who only want to receive coverage for a limited period of time by offering term life insurance policies.

  • Life Insurance

18382 Brookhurst Street, Fountain Valley, CA 92708
WebsiteLicense: 0M02603

Expertise.com Rating

Review Sources

Yelp
5.0 (32)
Google
3.0 (8)
Facebook
5.0 (3)

Why choose this provider?

Fountain Valley-based Bella Anh Tran is a State Farm insurance agent who serves nearby areas, including the Garden Grove metro. She is a B.A. Accountancy graduate, an Ambassador Travel qualifier, and also a Legion of Honor qualifier. She processes life insurance, health insurance, personal articles insurance, homeowners' insurance, renters insurance, and business insurance. She also provides banking assistance in alliance with the U.S Bank, and mutual funds investments. Bella supports people in managing risks, recovering from inevitable situations, and accomplishing their plans.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

10805 Holder Street, Cypress, CA 90630
WebsiteLicense: 0D79613

Expertise.com Rating

Review Sources

Facebook
4.0 (12)
Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Bowermaster and Associates is a family-owned insurance brokerage firm whose mission is to produce smarter risk managers and insurance buyers. Helping customers in Garden Grove secure their wealth and health, the company offers different life and health insurance programs that fit their customers' needs and goals. Founded in 1954, the business also offers insurance and risk management services. The firm is involved in many local charities including its own, the Scorin' Lorne Memorial Foundation, which supports children.

  • Life Insurance
  • Health Insurance

10900 Los Alamitos Boulevard, Los Alamitos, CA 90720
WebsiteLicense: 0F44179

Expertise.com Rating

Review Sources

Google
4.0 (13)
Yelp
4.0 (9)
Facebook
4.0 (5)

Why choose this provider?

J Johnston Insurance is a family-owned insurance brokerage serving clients in Garden Grove and the surrounding areas. It partners with various companies to provide families with insurance coverages, including life, final expense, long-term care, and health insurance. More than that, the agency also offers custom insurance to protect homes, automobiles, and businesses. J Johnston Insurance has more than 70 years of combined industry experience. Its staff is dedicated to educating customers so that they can fully understand their policies.

  • Life Insurance
  • Health Insurance
  • Individual Plans

12553 Harbor Boulevard, Garden Grove, CA 92840
WebsiteLicense: 0F61151

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Yelp
5.0 (14)

Why choose this provider?

Located in Garden Grove, Perfect Choice Insurance Services is an independent insurance agency that serves individuals, families, and businesses. It offers life insurance products, including term life insurance and whole life insurance. It also provides long-term care insurance, Medicare supplement insurance, Medicare advantage insurance, and both individual and group health insurance. In addition, it also handles personal umbrella, dental, general liability, and homeowners' insurance. Perfect Choice Insurance Services also handles annuities and surety bonds. The business was established in 2008.

  • Life Insurance
  • Health Insurance

6 Centerpointe Drive, La Palma, CA 90623
WebsiteLicense: 0E22597

Expertise.com Rating

Why choose this provider?

McQueen Kalligan Insurance Services, Inc. is an independent brokerage agency serving Garden Grove residents for more than 35 years. It provides term life insurance and permanent life insurance. Additionally, it offers long-term care insurance, disability insurance, and fixed annuities. It works with insurance carriers, including Symetra Financial, American International Group, and Nationwide Mutual Insurance Company. McQueen Kalligan Insurance Services, Inc., is one of the founders of the national marketing organization AimcoR Group.

  • Life Insurance

8942 Garden Grove Boulevard, Garden Grove, CA 92844
WebsiteLicense: 0F27277

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

Uniti Global Insurance Services is an insurance agency that serves clients throughout Garden Grove and its neighboring communities. It offers a wide range of services, including life insurance products. The company assists clients in choosing and customizing policies, depending on their life insurance needs. Its team offers life insurance policies that earn cash value as well as policies that vary in coverage terms. Founded in 2005 by partners Ryan Lee & Insung Lee, Uniti Global Insurance Services also offers financial planning, wealth management, and estate planning services.

  • Life Insurance

11021 Winners Circle, Los Alamitos, CA 90720
WebsiteLicense: 0587122

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Cal Coast Insurance Agency is an independently owned and locally operated insurance agency that has been serving the residents of Garden Grove and surrounding areas for more than 25 years. It offers various life insurance products, including term life insurance, whole life insurance, and universal life insurance. It also provides homeowners, auto, and umbrella insurance. Cal Coast Insurance Agency works with insurance companies such as Golden Eagle Insurance, West Coast Life, Peerless Insurance, and The Hartford.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

12843 Harbor Boulevard, Garden Grove, CA 92840
WebsiteLicense: 0I12250

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
4.9 (28)
Yelp
3.0 (4)

Why choose this provider?

Best One Insurance Agency works with a wide range of insurance carriers to provide suitable insurance options to clients in the Garden Grove area. The agency assists clients in obtaining life insurance and financial protection. It also offers personal risk-management solutions for auto, motorcycles, and recreational vehicles, as well as rental properties, homes, and condos. Business insurance and coverage for commercial properties are also available. Additionally, Best One Insurance Agency provides assistance with notary and tax preparation.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Joseph Partise, CLU And Associates
12792 Valley View Street, Garden Grove, CA 92845
Calle's Auto Insurance
3835 West 1st Street, Santa Ana, CA 92703
Arch Apple Financial Services, LTD.
12312 Pentagon Street, Garden Grove, CA 92841
Joe Nguyen
13041 Euclid Street, Garden Grove, CA 92843
American Income Life: AO
12361 Lewis Street, Garden Grove, CA 92840
Bella Anh Tran
18382 Brookhurst Street, Fountain Valley, CA 92708
Bowermaster and Associates
10805 Holder Street, Cypress, CA 90630
J Johnston Insurance
10900 Los Alamitos Boulevard, Los Alamitos, CA 90720
Perfect Choice Insurance Services
12553 Harbor Boulevard, Garden Grove, CA 92840
McQueen Kalligan Insurance Services, Inc.
6 Centerpointe Drive, La Palma, CA 90623
Uniti
8942 Garden Grove Boulevard, Garden Grove, CA 92844
Cal Coast Insurance Agency
11021 Winners Circle, Los Alamitos, CA 90720
Best One Insurance Agency
12843 Harbor Boulevard, Garden Grove, CA 92840

FAQs

  • Can you name anyone as a beneficiary in your life insurance policy in Garden Grove?

    If you are single in Garden Grove, you can select beneficiaries for your life insurance policy and change them anytime since most life insurance policies are revocable, meaning policyholders can modify beneficiaries freely. However, issues can become more complex in specific states like California when the insured person is married or going through a divorce.

  • Are life insurance policies considered community property in Garden Grove?

    In Garden Grove, life insurance policies are subject to community property rules. This means that during a marriage, all property acquired is considered joint property. In the event of a divorce, the policyholder can typically keep their term life insurance policy and choose new beneficiaries, excluding their ex-spouse. However, if the policy has a cash value, as is common in whole life or universal life policies purchased during the marriage, the cash value will be split between spouses.

  • Can your life insurance rates increase after your policy is issued in Garden Grove?

    If you choose a term life insurance policy with guaranteed level premiums in Garden Grove, you pay the exact same premium rate every month through the end of the term you select, no matter how long your coverage lasts. However, this does not apply to renewable-term life insurance policies. In renewable-term life insurance, premiums increase as the policyholder gets older.

  • Is life insurance part of the probate process in Garden Grove?

    In Garden Grove, if your life insurance policy is updated at the time of your passing, it will not be subject to taxation or involved in the probate process. A policy is considered up-to-date when it is regularly paid, and the named beneficiaries are alive and easily reachable. However, if your life insurance is not up to date, it will be considered part of your estate, and it will undergo the probate process.

  • What happens if a life insurance beneficiary dies before the policyholder in Garden Grove?

    If the person designated as the beneficiary in a life insurance policy passes away before the insured individual in Garden Grove, the death benefit will be divided among any contingent beneficiaries. If there are no contingent beneficiaries named, the benefit will become part of the estate and go through the probate process.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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