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2024

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Best Life Insurance Companies in Fullerton, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fullerton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5998Reviewed

3604Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

649 East Foothill Boulevard, Upland, CA 91786
WebsiteLicense: 0H44804

Expertise.com Rating

Review Sources

Yelp
4.0 (6)

Why choose this provider?

InsurTech Insurance Solutions assists clients in the community of Fullerton and its surrounding areas. The business offers life, commercial, home, auto, and workers' compensation insurance, as well as mortgage protection. Its team of independent agents works with a group of insurance carriers, such as CoverWallet, Ethos, and Mercury Insurance. In addition, InsurTech Insurance Solutions provides products such as flood, fire, and earthquake insurance. The company also utilizes technology as it caters to customers through its online platform.

  • Life Insurance

238 South Orange Avenue, Brea, CA 92821
WebsiteLicense: 0I46566

Expertise.com Rating

Why choose this provider?

City Drive Insurance Services, Inc., is a life insurance company serving clients in Fullerton and nearby areas. It offers a variety of life insurance options, including whole, term, and universal. Insurance plans for health, homeowners, and cars are also available. Its team of insurance agents has a combined experience of more than 28 years. As an independent agency, the business also strives to make sure that no policies are duplicated and coverages are coordinated properly with its partner carriers.

  • Life Insurance
  • Health Insurance

770 South Brea Boulevard, Brea, CA 92821
WebsiteLicense: 0B89397

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
5.0 (4)

Why choose this provider?

Westways Insurance Agency, Inc., provides services to clients in the Fullerton metro. Its product line includes term, universal, and whole life insurance plans. Furthermore, it offers condo, health, rental property, umbrella, and wedding insurance policies. Anthony Perez, the firm's president, started his career in the insurance industry in 2005. He purchased the company from his grandparents in 2014 and has led it ever since. Besides being an insurance professional, he has a passion for backpacking, the gym, and soccer.

  • Life Insurance
  • Individual Plans

2501 East Chapman Avenue, Fullerton, CA 92831
WebsiteLicense: 0D04141

Expertise.com Rating

Review Sources

Yelp
4.5 (15)
Google
3.7 (3)

Why choose this provider?

Henry Cong is a State Farm insurance agent with over two decades of experience providing financial solutions. He assists individuals in Fullerton with securing different types of life insurance, such as term life, universal life, and whole life policies. Other products include homeowners, auto, personal articles, health, and business insurance. Henry has a professional background in business management and handles in-state and out-of-state relocation. He is able to offer his services in Chinese and Spanish.

  • Life Insurance

511 South Harbor Boulevard, La Habra, CA 90631
WebsiteLicense: 0658468

Expertise.com Rating

Review Sources

Google
4.0 (28)
Yelp
5.0 (7)
Facebook
3.0 (5)

Why choose this provider?

DRD Insurance Agency is an independent company that offers risk management solutions to Fullerton residents. Included in its product line is life insurance, which could either provide coverage for a lifetime or only a certain amount of time. Its group of agents has access to protection plans from carriers like First American and Progressive, allowing them to find policy options suitable for clients' needs. Their product knowledge enables them to provide risk management solutions for current and future clients.

  • Life Insurance
  • Health Insurance
  • Long Term Care

3960 Prospect Avenue, Yorba Linda, CA 92886
WebsiteLicense: 0G88228

Expertise.com Rating

Review Sources

Yelp
4.0 (44)
Facebook
4.0 (18)

Why choose this provider?

Mike Siemsen is an insurance agent with State Farm since 2011, catering to clients in the Fullerton area. His team provides life insurance options that meet the needs of clients, including term life, whole life, or universal life policies. He can also assist with health and Medicare insurance as well as auto and personal articles coverage. Homeowners', renters', and business insurance plans are also available. Mike Siemsen can also assist with financial planning and banking products.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

2601 East Chapman Avenue, Fullerton, CA 92831
WebsiteLicense: 0M04165

Expertise.com Rating

Review Sources

Google
4.0 (14)
Yelp
3.0 (12)
Facebook
4.0 (11)

Why choose this provider?

Afshin Kangarlou is a State Farm insurance agent serving the Fullerton community. After more than 18 years of experience in customer service, he now assists individuals in choosing from different types of life insurance, such as term, whole, and universal coverage. The policies are also available for small businesses and can be utilized for different purposes, including business continuation, key employee incentives, and employee benefits. Afshin's team can speak various languages, including English, Farsi, Hindi, Spanish, and Persian.

  • Life Insurance
  • Health Insurance

17800 Castleton Street, City of Industry, CA 91748
WebsiteLicense: 0D58519

Expertise.com Rating

Review Sources

Yelp
4.0 (13)
Facebook
5.0 (3)

Why choose this provider?

Founded in 1992, EPIA Inc. Insurance Agency is a risk management specialist that serves the Fullerton area. It provides a number of products, including life insurance. Its team has access to policies from different providers, allowing them to find suitable coverages for clients. In addition to life insurance, they also furnish long-term care policies and provide employers with compliant coverage for their workers. EPIA Inc. Insurance Agency has been featured in various publications, including World Journal and The Taiwan Times.

  • Life Insurance
  • Health Insurance

285 Imperial Highway, Fullerton, CA 92835
WebsiteLicense: 0K61124

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (20)

Why choose this provider?

Maple Insurance Service is a life insurance company that serves businesses and professional individuals in the Fullerton area. It provides a range of customized life insurance policies to help customers secure their financial responsibilities to their families and beneficiaries in the future. It also offers risk protection plans for health, automobiles, commercial properties, and homes. The insurance carriers that the company represents include Safeco, MetLife, and Mercury, and Travelers. Its young staff members are knowledgeable in technology that makes it easier to handle insurance processes.

  • Life Insurance
  • Health Insurance
  • Individual Plans

12361 Lewis Street, Garden Grove, CA 92840

Expertise.com Rating

Review Sources

Google
4.9 (251)

Why choose this provider?

American Income Life: AO is a subsidiary insurance company of Globe Life, serving clients in Fullerton and over 60 territories across North America. It primarily offers life, accident, and supplemental health insurance products, protecting members of labor and credit unions and associations. In addition, the firm works with leaders of more than 45 international unions to develop programs that would meet the needs of their members and families. American Income Life: AO has been around since 1982.

  • Life Insurance

17215 Studebaker Road, Cerritos, CA 90703
WebsiteLicense: 0G56759

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

JAR Insurance offers its services to residents of Fullerton and the nearby areas. The company offers life insurance products such as variable life, term life, whole life, and universal life insurance. It also offers several plans, including travel, auto, Medicare, and dental insurance coverage. Small businesses can also consult with JAR Insurance for small group coverage to help manage costs while keeping their employees healthy and productive. This insurance plan covers dental, vision, and disability for their employees.

  • Life Insurance

6525 Houston Street, Buena Park, CA 90620
WebsiteLicense: 0E21826

Expertise.com Rating

Review Sources

Yelp
5.0 (14)
Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

Amber Star Insurance is an insurance brokerage company that serves the residents of Fullerton and the surrounding communities. The list of services it offers includes term life insurance, term life insurance with living benefits, and universal life insurance. Additionally, it also offers long-term care insurance and hybrid long-term care insurance. The professionals at this agency assist clients in determining how much coverage they need in their life insurance. It was founded by Amber Buckley, a licensed broker in four states.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

14251 Firestone Boulevard, La Mirada, CA 90638
WebsiteLicense: 0L06073

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Goldline Financial is a full-service insurance agency that services clients around Fullerton and its neighboring areas. Founded in 2016, it has helped individuals, families, and businesses find and secure insurance services that fit their needs and goals. One of the products the company offers is life insurance policies. It assists individuals and families with indexed universal life, term life, whole life, and living benefits. Goldline Financial is affiliated with known policy providers and has served more than 2,000 clients since its establishment.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
InsurTech Insurance Solutions
649 East Foothill Boulevard, Upland, CA 91786
City Drive Insurance
238 South Orange Avenue, Brea, CA 92821
Westways Insurance Agency, Inc.
770 South Brea Boulevard, Brea, CA 92821
Henry Cong
2501 East Chapman Avenue, Fullerton, CA 92831
DRD Insurance Agency
511 South Harbor Boulevard, La Habra, CA 90631
Mike Siemsen
3960 Prospect Avenue, Yorba Linda, CA 92886
Afshin Kangarlou
2601 East Chapman Avenue, Fullerton, CA 92831
EPIA Inc. Insurance Agency
17800 Castleton Street, City of Industry, CA 91748
Maple Insurance Service
285 Imperial Highway, Fullerton, CA 92835
American Income Life: AO
12361 Lewis Street, Garden Grove, CA 92840
JAR Insurance
17215 Studebaker Road, Cerritos, CA 90703
Amber Star Insurance
6525 Houston Street, Buena Park, CA 90620
Goldline Financial
14251 Firestone Boulevard, La Mirada, CA 90638

FAQs

  • What is the free look period for life insurance policies in Fullerton?

    Individual life insurance policyholders in Fullerton have at least 10 to 30 days to return their policy for cancellation. Senior citizens in Fullerton are entitled to a minimum 30-day period for both life insurance and annuity contracts. Policyholders should always discuss this with their agent, especially if it is a replacement policy with a 30-day unconditional refund guarantee.

  • Which insurance plans in Fullerton are not covered by the California Life and Health Insurance Guarantee Association?

    In Fullerton, policies from insurers who are not licensed are not protected. The association also does not cover managed care plans, certificates from fraternal benefit societies, or plans from employers who pay for their own insurance. Variable life insurance contracts, most unallocated and charitable gift annuities, and high guaranteed interest yields are also not included.

  • What can Fullerton residents do if their life insurance claim is denied due to material misrepresentation?

    A life insurance attorney in Fullerton can help if a life insurance provider in Fullerton denies a claim based on false information provided by the policyholder. Hiring such an attorney can help Fullerton residents appeal the denial and potentially secure the full amount of the claim. Individuals must always provide accurate policy details to avoid complications and ensure a smooth claims process.

  • Can Fullerton residents obtain life insurance in their advanced age?

    Yes, residents of Fullerton can obtain life insurance even at the age of eighty. However, many service providers may not offer competitive pricing to senior citizens. Those in their fifties or sixties may believe that they are too old, but they are frequently mistaken. Age-related rate increases become significant, especially after the age of forty.

  • How can life insurance benefit Fullerton residents beyond offering posthumous financial support?

    Life insurance is not just for people in Fullerton who need money after they die. Certain policies, such as whole or universal life insurance, accumulate cash value. Individuals can then use their savings to cover future expenses. Life insurance not only protects the family but also allows for savings and long-term financial planning.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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