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Best Life Insurance Companies in Daly City, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Daly City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4727Reviewed

2839Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6712 Mission Street, Daly City, CA 94014
WebsiteLicense: 0E65748

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Smart Age Insurance Services is a Daly City-based insurance brokerage that has served hundreds of customers since its foundation in 2004. It offers both permanent and term life insurance policies to individuals and families. In addition, its team of agents designs insurance options like long-term care, disability insurance, as well as fee-for-service and managed-care healthcare plans. Smart Age Insurance Services has access to a wide range of carriers, including Kaiser Permanente, MAPFRE, Travelers, and Nationwide.

  • Life Insurance
  • Health Insurance

1536 20th Street, San Francisco, CA 94107
WebsiteLicense: 0M07313

Expertise.com Rating

Review Sources

Google
4.0 (35)
Yelp
4.0 (26)
Facebook
5.0 (3)

Why choose this provider?

Tucker Williams is a life insurance agent who services clients from Daly City and nearby areas. In the past nine years, Williams has been working with State Farm Insurance in providing term, whole, and universal life insurance. These policies ensure financial stability for clients and their loved ones in case of an unexpected event. Aside from life insurance, he also offers insurance for residential homes, small businesses, vehicles, properties, and health. Insurance for pets is also available.

  • Life Insurance
  • Health Insurance

510 Myrtle Avenue, South San Francisco, CA 94080
WebsiteLicense: 0L60949

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Incline Insurance is a life insurance company that serves clients in Daly City. It aims to give customers peace of mind by providing them with personalized financial protection. Its policies, which include term life and whole life, help cover clients' responsibilities to their businesses, employees, and families. It was founded by Jordan Jurow, whose aim is to design quotes using short- and long-term views. Clients praise the firm's agents for providing accurate coverages that meet their needs and goals.

  • Life Insurance

460 Bryant Street, San Francisco, CA 94107
WebsiteLicense: 0L28949

Expertise.com Rating

Why choose this provider?

Ethos is an independent insurance brokerage near Daly City that offers life insurance products. From the application process to premium payments, the company offers its products completely online. It provides options for term life insurance policies with fixed premiums and varying term lengths as well as whole life insurance policies, which cover clients for life. Ethos partners with established insurance providers like AAA, Banner Life Insurance Company, and Ameritas Life Insurance Corp.

  • Life Insurance

355 Gellert Boulevard, Daly City, CA 94015
WebsiteLicense: 0468253

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

MIF Insurance Agency is an insurance firm that serves clients in Daly City. It offers a range of life insurance policies to help customers prepare for unexpected life-changing events in the future and to secure their financial responsibilities to their families. Its policies include universal life, term life, whole life, and variable life. The company also provides insurance coverages for medical and dental care, renters, employee benefits, and business packages. The agency has been in service since 1942.

  • Life Insurance

6572 Mission Street, Daly City, CA 94014
WebsiteLicense: 0M82309

Expertise.com Rating

Review Sources

Google
4.0 (6)
Yelp
4.0 (5)

Why choose this provider?

David Chacon is a licensed insurance agent who has been serving clients in San Francisco and Daly City since 2008. He offers insurance products for homeowners and renters, auto, business, property, health, and life. He aims to provide proper protection to the people and the community. Additionally, he offers financial services like mutual funds and banking. David and his team have over 35 years of combined industry experience and speak Spanish, Tagalog, and Farsi.

  • Life Insurance
  • Health Insurance

355 Gellert Boulevard, Daly City, CA 94015
WebsiteLicense: 0K75834

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

MB Financial & Insurance Services is an agency that caters to individuals, families, and businesses in Daly City. It helps customers secure their future by offering final expense, term, universal, and whole life insurance policies. In addition, it provides dental, long-term care, Medicare, travel, and vision insurance products. MB Financial & Insurance Services is partnered with various insurance carriers, like Aetna, Ameritas, and UnitedHealthcare. Its team is focused on helping clients avoid being exposed to risks through its personalized insurance solutions.

  • Life Insurance

7204 Mission Street, Daly City, CA 94014

Expertise.com Rating

Review Sources

Yelp
4.0 (27)
Google
4.0 (7)

Why choose this provider?

800 Insurance Financial Services is an independent insurance agency that caters to clients in Daly City and the surrounding areas. It offers term life insurance policies for temporary needs and permanent life insurance plans for lifelong protection. Its team also crafts general liability, recreational vehicle, workers' compensation, and health insurance options, including fee-for-service and managed care. The agency has partnered with more than 50 carriers to provide insurance products and services that suit the clients' requirements.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Smart Age Insurance Services
6712 Mission Street, Daly City, CA 94014
Tucker Williams
1536 20th Street, San Francisco, CA 94107
Incline Insurance
510 Myrtle Avenue, South San Francisco, CA 94080
Ethos
460 Bryant Street, San Francisco, CA 94107
MIF Insurance Agency
355 Gellert Boulevard, Daly City, CA 94015
David Chacon
6572 Mission Street, Daly City, CA 94014
MB Financial & Insurance Services
355 Gellert Boulevard, Daly City, CA 94015
800 Insurance Financial Services
7204 Mission Street, Daly City, CA 94014

FAQs

  • Is it possible in Daly City to simply rely on employer-provided life insurance?

    It may be sufficient to rely on life insurance via your work in Daly City if you are unmarried, have no dependents, and have low debt. Many workplaces provide a minimal life insurance plan, which is substantially less than the advised 10 times benchmark and may only cover one or two times your annual pay. You may need additional coverage if you have a family, own a property or other assets, or live with a partner.

  • In Daly City, is it possible to hold several life insurance policies?

    To achieve financial objectives, you can buy as many life insurance policies in Daly City as necessary. You could, for instance, desire a policy to pay off small company obligations and a second insurance to cover family and home needs. As long as you keep paying your monthly premiums, the plans will continue to be in effect.

  • What happens if you live over the term length you select for your term life insurance policy in Daly City?

    If you live over the term period you selected for your life insurance in Daly City, there will be no benefit paid. Term insurance typically provides a death benefit with no cash value or savings component. However, you might be able to get greater coverage by purchasing term insurance rather than cash-value insurance if you have a restricted budget and just require protection for a limited time.

  • What are the advantages of having a universal life insurance policy in Daly City?

    The fact that universal life insurance addresses the premium, death benefit, and cash value independently makes it the most adaptable of all the several types of plans available in Daly City. Unlike other policies, it makes it easier for policyholders to modify the death benefit or miss premium payments. Cash values are also accumulated by crediting premium payments and interest to a fund from which expenses and insurance costs are deducted.

  • Are any medical examinations necessary to get a life insurance policy in Daly City?

    In Daly City, insurers usually require a medical exam. This assesses your physical condition and medical background to help ascertain the overall risk of providing you with an insurance policy. However, there are alternative kinds of life insurance, such as simplified or guaranteed issue life insurance, that do not ask for a medical examination. These may be a good choice if you have health issues that disqualify you from receiving regular life insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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