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2024

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Best Life Insurance Companies in Clovis, CA

Our Recommended Top 17

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Our goal is to connect people with the best local professionals. We scored Clovis Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

964 Pollasky Avenue, Clovis, CA 93612

Expertise.com Rating

Review Sources

Google
4.6 (9)
Yelp
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Omega Pacific Insurance is independent and locally operated insurance agency that assists clients in finding the right combination of personalized coverage at the right price. The company offers coverage options for life, home, auto, health, business, commercial, renters, boat, and other insurance needs. It has offices in Modesto, Clovis, and Stockton to serve clients across Central California. The company carries personal offense coverage in a digital world and era where people are vulnerable to slander and libel.

  • Life Insurance

55 Shaw Avenue, Clovis, CA 93612
WebsiteLicense: 0M20051

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (2)

Why choose this provider?

Conor Molthen is a local Farmers Insurance agent based in Clovis. He serves the insurance needs of individuals, families, and businesses in the metro and the surrounding communities like Madera County, Fresno County, Tulare County, Kings County, and Merced County. He carries life insurance plans, namely term life, whole life, and universal life insurance. Moreover, Conor provides commercial auto, commercial property, workers’ compensation, and general liability packages. Farmers Insurance has been serving and meeting the needs of customers since 1928.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

776 East Shaw Avenue, Fresno, CA 93710
WebsiteLicense: 0723813

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (3)

Why choose this provider?

Guenther Insurance is a local independent agency that provides insurance products and services to families and individuals in the Clovis metro. The company offers term life, whole life, and universal life insurance. Its agents also help clients acquire final expense, fixed annuities, and mortgage protection insurance. They craft insurance coverages for homes, condominiums, collector cars, ATVs, and motorcycles. Guenther Insurance has been providing insurance solutions since 1987. It can communicate with clients in English and Spanish.

  • Life Insurance

1196 11th Street, Reedley, CA 93654
WebsiteLicense: 0833361

Expertise.com Rating

Why choose this provider?

Jeanette Willems is a State Farm insurance agent servicing the Clovis community. Since 1992, she has been providing term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes such as business continuation, key employees, employee benefits, and key employee incentives. Willems and her team also offer auto, health, and pet insurance. Moreover, they specialize in financial services like banking.

  • Life Insurance
  • Health Insurance

1100 West Shaw Avenue, Fresno, CA 93711
WebsiteLicense: 0M04895

Expertise.com Rating

Why choose this provider?

Since 1978, J.D. Ostdiek Insurance, Inc., has been providing a wide range of insurance products to clients in Clovis. It offers life insurance policies to individuals and groups and customizes employee benefit programs, including health, dental, vision, disability, and long-term care insurance. The independent firm partners with over 100 insurance carriers, allowing its customer base to get the right policy. The company is managed by brothers Mark and Nicholas Ostdiek, who worked for John Hancock Financial before leading J.D. Ostdiek Insurance.

  • Life Insurance
  • Health Insurance

5250 North Palm Avenue, Fresno, CA 93704
WebsiteLicense: 0C60247

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Barthuli & Associates has been attending to the insurance needs of individuals and employers in Clovis and the surrounding metros since 1972. It collaborates with employer groups so that it can come up with employee benefits packages that are tailored to meet each client's needs. It offers life insurance policies for individuals, small and large businesses, and volunteers. Dental, vision, medical and prescription health insurance plans, and short- and long-term disability policies are also available. Barthuli & Associates has received commendations for its agents' patience and responsiveness.

  • Life Insurance
  • Health Insurance

707 North Irwin Street, Hanford, CA 93230
WebsiteLicense: 0821498

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Elizondo Insurance is a company that has served individuals and small to mid-size employers in the Clovis area for 30 years. The insurance agency delivers life insurance assistance utilizing market analysis with alternative funding and plan designs. The company owner, Tana Elizondo, has been in the insurance industry since 1991. Tana was awarded “Diamond” and “Insignia” or “Blue Star” Producing Agent by Blue Shield and Anthem Blue Cross. Tana was also appointed as one of three agents for the State of California on the Covered California Advisory Council.

  • Life Insurance
  • Health Insurance

352 Pollasky Avenue, Clovis, CA 93612
WebsiteLicense: 0E00384

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.0 (5)
Yelp
3.5 (3)

Why choose this provider?

James Schweer Insurance is a car insurance firm that serves clients in Clovis. The company provides a wide range of life insurance options, such as term, whole, and universal. Insurance packages for long-term care, disabilities, commercial auto, and workers' compensation are also available. Its team of agents is well-versed in handling the insurance needs of individuals and businesses. ​The firm has partnered with top insurance carriers, including Safeco Insurance, Blue Cross Blue Shield, UnitedHealthcare, and Nationwide.

  • Life Insurance
  • Health Insurance

1715 North 11th Avenue, Hanford, CA 93230
WebsiteLicense: 0C84245

Expertise.com Rating

Review Sources

Google
4.6 (11)
Facebook
4.0 (4)

Why choose this provider?

Pacific Ag Insurance Agency, Inc., is an independent insurance agency serving clients in Clovis. It offers personal and commercial insurance products, such as policies that provide life, health, home, and auto coverage. The company was first established in Corcoran City in 1999 but has since expanded to a new location in Chowchilla and established a main office in Hanford. It serves clients in the cities of Fresno, Corcoran, Hanford, Chowchilla, Visalia, Lemoore, and their surrounding areas.

  • Life Insurance
  • Health Insurance

205 East River Park Circle, Fresno, CA 93720
WebsiteLicense: 0C43544

Expertise.com Rating

Review Sources

Google
5.0 (30)

Why choose this provider?

Founded in 1845, New York Life is an insurance agency that serves the Clovis area and the surrounding metros. Offering policies to life insurance buyers, New York Life helps clients prepare for the future by preparing terms that would protect its clients from unforeseen circumstances. It provides short-term and long-term care, enabling clients to choose whether they want traditional solutions or combination solutions. Additionally, New York Life also offers customizable add-ons for clients to meet their specific needs.

  • Life Insurance
  • Health Insurance

964 Pollasky Avenue, Clovis, CA 93612
WebsiteLicense: 0L41206

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (2)
Yelp
1.0 (1)

Why choose this provider?

Juan Covarrubias is a State Farm insurance agent that offers life insurance services in Clovis and its surrounding areas. He offers various life insurance policies such as term, universal, and whole life insurance. In addition to that, he also provides other insurance services like supplemental health, home, renters', pet, and disability insurance. In addition to providing services to individuals, Covarrubias also offers policies to businesses such as commercial auto, workers' compensation, and business owner insurance.

  • Life Insurance

516 West Shaw Avenue, Fresno, CA 93704
WebsiteLicense: 0G30646

Expertise.com Rating

Review Sources

Google
4.0 (24)

Why choose this provider?

Guru Commercial Insurance Brokers provides tailored life insurance plans to individuals and families in Clovis. The independent service provider offers term life and whole life insurance programs. Its agents explore clients' life plan options and adjust existing policies based on their changing needs. Additionally, they can issue certificates of insurance quickly. The company works with various insurance carriers to address its customers' individual needs. Guru Commercial Insurance Brokers is committed to providing proper coverages and rates to its clients.

  • Life Insurance
  • Health Insurance
  • Individual Plans

3150 North Weber Avenue, Fresno, CA 93722
WebsiteLicense: 0M90134

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Randhawa Insurance Agency Inc. is a local business that serves the insurance needs of families and businesses in the Clovis area and the surrounding communities. It is an independent firm that represents many different carriers that offer life insurance plans like term life insurance, return of premium life, whole life, universal life, indexed universal life, and variable universal life insurance and variable life insurance. Additionally, it provides insurance products like business, auto, home, and health insurance.

  • Life Insurance

4656 North Waterside Drive, Clovis, CA 93619
WebsiteLicense: 0D55587

Expertise.com Rating

Why choose this provider?

Atwal Insurance & Financial Services is a full-service life insurance company serving clients in Clovis. The business offers a wide range of life insurance plans, including term, whole, universal, and indexed universal life insurance. Its owner, Raj Atwal, is an independent consultant who strives to educate his clients about the purpose of each insurance coverage, including helping pay for final expenses, continuing the family business, and income replacement. Furthermore, the company gives back to the community by raising funds for breast cancer awareness.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

2150 North Winery Avenue, Fresno, CA 93703
WebsiteLicense: 0D80889

Expertise.com Rating

Review Sources

Yelp
5.0 (6)
Google
5.0 (2)

Why choose this provider?

Kuhtz Diehl Insurance & Financial Services, LLC serves individuals, families, and businesses throughout Clovis and neighboring communities. The independent agency offers various insurance policies for life, health, Medicare, SSDI, and group coverage. After working in the financial services industry since the early 1990s, Rob Diehl and Steve Kuhtz founded the company in 2002 to provide a higher standard of client service. In 2009, Diehl and Kuhtz started the Medicare general agency, First Sierra Insurance Services, which now has over 400 agents across California, Nevada, and Oregon.

  • Life Insurance
  • Health Insurance

1477 East Shaw Avenue, Fresno, CA 93710
WebsiteLicense: 0G81372

Expertise.com Rating

Why choose this provider?

Pillar Insurance Partners LLC is an insurance agency specializing in offering personal and commercial insurance lines in Clovis and nearby areas. Its agents deliver term, whole, and universal life insurance policy options designed specifically for the unique needs of their clients. As an independent agency, it has partnered with several groups of insurance carriers to help its clients select the products they require. Pillar Insurance Partners LLC also offers auto, home, and condo insurance plans, as well as employee benefit solutions.

  • Life Insurance
  • Health Insurance

1300 West Center Avenue, Visalia, CA 93291
WebsiteLicense: 0C72992

Expertise.com Rating

Review Sources

Facebook
4.6 (18)

Why choose this provider?

Tom Carignan Insurance Agency is an insurance company that caters to individuals and businesses in the Clovis area. The owner, Tom Carignan, is an agent who has been in the industry for over 20 years. With his leadership, his team has offered term life, whole life, and universal life insurance policies that are unique to the financial needs of each client. It also offers property, vehicle, business, and health insurance policies. Tom's company won Safeco's Award of Excellence in 2019.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Schramm Insurance Services, Inc.
964 Pollasky Avenue, Clovis, CA 93612
Conor Molthen
55 Shaw Avenue, Clovis, CA 93612
Guenther Insurance
776 East Shaw Avenue, Fresno, CA 93710
Jeanette Willems
1196 11th Street, Reedley, CA 93654
J.D. Ostdiek Insurance, Inc.
1100 West Shaw Avenue, Fresno, CA 93711
Barthuli & Associates
5250 North Palm Avenue, Fresno, CA 93704
Elizondo Insurance
707 North Irwin Street, Hanford, CA 93230
James Schweer Insurance
352 Pollasky Avenue, Clovis, CA 93612
Pacific Ag Insurance Agency, Inc.
1715 North 11th Avenue, Hanford, CA 93230
New York Life
205 East River Park Circle, Fresno, CA 93720
Juan Covarrubias
964 Pollasky Avenue, Clovis, CA 93612
Guru Commercial Insurance Brokers
516 West Shaw Avenue, Fresno, CA 93704
Randhawa Insurance Agency Inc
3150 North Weber Avenue, Fresno, CA 93722
Atwal Insurance & Financial Services
4656 North Waterside Drive, Clovis, CA 93619
Kuhtz Diehl Insurance & Financial Services, LLC
2150 North Winery Avenue, Fresno, CA 93703
Pillar Insurance Partners LLC
1477 East Shaw Avenue, Fresno, CA 93710
Tom Carignan Insurance Agency
1300 West Center Avenue, Visalia, CA 93291

FAQs

  • What are the benefits of purchasing life insurance in Clovis?

    Purchasing a life insurance policy in Clovis will protect your loved ones from financial hardship in the event of your untimely death. It may provide a death benefit to cover the insured's funeral expenses. The policy's fund can also be used to cover debts, college tuition, and a mortgage. In addition, some types of life insurance policies include an investing component.

  • Does having life insurance via your job in Clovis negate the need for a separate policy?

    It is recommended that you obtain personal life insurance in addition to the policy provided by your employer in Clovis. As a general rule, you should buy a life insurance policy with a face value that is several times your annual income. This is because the maximum payout for most group life insurance policies is one or two times your annual salary.

  • What distinguishes individual life insurance from group life insurance in Clovis?

    A notable distinction between the two is that group life insurance is commonly included in a Clovis employee benefits package. Individual life insurance, on the other hand, refers to a policy that can be purchased independently from a life insurance provider. Both of these policies, however, have the same goal of providing a death benefit to the insured's designated beneficiaries.

  • What life insurance benefits are available to City of Clovis employees?

    The City of Clovis offers free basic life/AD&D insurance to full-time salaried employees through Lincoln. When you die, the plan will pay your beneficiary $50,000 for the entire non-management and memorial district, as well as benefits for dependent children and spouses. If you die while working for the city, your dependents will be compensated. Furthermore, employees with insurance who are terminally ill can receive some benefits through a living benefit option.

  • How can Clovis residents report life insurance fraud?

    Residents of Clovis can report fraud cases to the California Department of Insurance's Investigations Department. Furthermore, they may report insurance fraud committed by an employee, employer, healthcare professional, lawyer, or any other person to the department's Fraud Division. Reporting is also possible through the department's portal, which can be found at https://cdiapps.insurance.ca.gov/CRIMS/publicform/?stepid=e5fe700f-4142-e711-80e7-0050568a0996&sessionid=94a77d5d-9a5f-ee11-a2ed-9df4144f0f5a.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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