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2024

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Best Life Insurance Companies in Chino Hills, CA

Our Recommended Top 11

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Chino Hills Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3478Reviewed

2091Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13415 5th Street, Chino, CA 91710
WebsiteLicense: 0551523

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
4.6 (14)
Yelp
5.0 (3)

Why choose this provider?

CAP Insurance in Chino is an independent insurance company that has been serving customers in Chino Hills and the surrounding areas for over 42 years. Partnered with different insurance carriers, it offers term, whole, and universal life coverage as well as living benefits and annuities. Its other services include health, dental and vision, income protection, and retirement planning for groups and individuals. The agency also conducts Medicare workshops to help clients decide on coverage that fits their needs and lifestyle.

  • Health Insurance
  • Individual Plans

12598 Central Avenue, Chino, CA 91710
WebsiteLicense: 0A35206

Expertise.com Rating

Review Sources

Google
4.0 (12)
Yelp
3.5 (3)

Why choose this provider?

Diane Ronnebaum is an independent insurance agent serving clients in Chino Hills and nearby areas. She has been providing comprehensive life insurance coverage since 1998, aiming to help protect the client's valuable assets and their family's financial future. Ronnebaum also offers health, auto, home, and business insurance. She provides banking services as well. Moreover, Diane can communicate both in English and Spanish. She was a former marathon runner and now enjoys swimming, hiking, and playing golf in her free time.

  • Life Insurance
  • Health Insurance

4195 Chino Hills Parkway, Chino Hills, CA 91709
WebsiteLicense: 4009577

Expertise.com Rating

Review Sources

Google
5.0 (24)
Yelp
4.0 (8)
Facebook
5.0 (2)

Why choose this provider?

JMH Insurance Solutions serves Chino Hills clients with a variety of life insurance options. These include whole, term, umbrella, and mortgage life insurance policies. It also offers property insurance plans, such as home, flood, mobile home, condominium, earthquake, and renters' insurance. In addition, JMH Insurance Solutions crafts vehicle insurance programs for private and commercial automobiles, boats, motorcycles, RVs, and snowmobiles. Its founder, Mark Heaton, has 12 years years of experience as an insurance agent specializing in personal insurance policies.

  • Life Insurance

5506 Riverside Drive, Chino, CA 91710
WebsiteLicense: 0696362

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

David Harries is an insurance agent with State Farm, catering to clients in Chino Hills. He offers term, whole, and universal insurance policies and health insurance and Medicare-related products. His team offers coverage for personal articles and properties. Risk management solutions for businesses to cover commercial properties and workers’ compensation are likewise available. Additionally, David and his team provide services for banking, annuities, and mutual funds. He can accommodate both English and Spanish-speaking clients.

  • Life Insurance
  • Health Insurance

3960 Prospect Avenue, Yorba Linda, CA 92886
WebsiteLicense: 0H22797

Expertise.com Rating

Review Sources

Yelp
4.0 (12)
Google
4.8 (5)
Facebook
5.0 (1)

Why choose this provider?

Wayne Fehr is a State Farm insurance agent providing life insurance services to Chino Hills and the surrounding areas. He caters to clients who need term life, whole life, or universal life insurance policies. He also helps individuals plan their long-term and short-term medical needs by providing supplemental health, individual, and Medicare supplements. His other insurance products include, but are not limited to, homeownership insurance, car insurance, and disability insurance. Fehr speaks both English and Tagalog.

  • Life Insurance

2500 East Imperial Highway, Brea, CA 92823
WebsiteLicense: 0F34221

Why choose this provider?

Redfield Insurance Services, LLC, is a life insurance company that has been serving clients in the Chino Hills area since 1996. It caters to individuals and small to mid-sized businesses, helping them plan their insurance policies according to their needs and situation. The company offers a wide range of products, such as life, dental, vision, and medical insurance, in addition to long-term care and disability coverage. It also handles an employee assistance program, as well as liability coverages and workers' compensation.

  • Life Insurance

712 N Diamond Bar Blvd., Diamond Bar, CA 91765
WebsiteLicense: 0652800

Expertise.com Rating

Why choose this provider?

Founded by financial advisor Gregory R. Acosta, Executive Benefit Programs, Inc. provides financial freedom and security options to clients in Chino Hills. Its personalized services include life insurance options such as premium financing, long-term care insurance, survivorship programs, disability insurance, and life settlements. It also offers financial advising services for matters of college funding, tax arbitrage, annuity investments, estate creation and conservation, investment analysis, and tax-deferred retirement portfolios. In addition, the firm offers financial strategies to business owners and key executives.

  • Life Insurance
  • Long Term Care

4825 Valley View Avenue, Yorba Linda, CA 92886
WebsiteLicense: 0675240

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (2)

Why choose this provider?

Paulette Maldonado is an insurance agent who leads her own team under State Farm. She has been working for the company since 1980 and she serves clients in Chino Hills and nearby areas. She offers them life insurance plans, including term, whole, and universal life options. Maldonado is also able to assist her clients in changing policy details and making changes in the beneficiaries. Under the agency, she also crafts home and property, pet, medical, disability, and liability insurance plans.

  • Life Insurance
  • Health Insurance

22875 Savi Ranch Parkway, Yorba Linda, CA 92887
WebsiteLicense: 0824863

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Lori Moore operates a State Farm insurance agency that has been serving Chino Hills and the surrounding communities since 1993. Moore manages a team of two insurance professionals who assist clients with their personal and commercial insurance needs. For its life insurance, the options available are term life, whole life, and universal life insurance. It can be used to cover college expenses, debts, and other significant obligations left by the policyholders. Lori's office also writes policies for auto, home, and health insurance.

  • Life Insurance
  • Health Insurance

2027 Hamner Avenue, Norco, CA 92860
WebsiteLicense: 0D26889

Expertise.com Rating

Review Sources

Google
4.0 (58)

Why choose this provider?

DiGerolamo Family Insurance is a family-owned agency that has been serving Chino Hills and the surrounding areas for over 35 years. It offers life insurance coverages such as term life, universal life, and whole life insurance plans. These insurance policies help cover mortgages and cosigned debts as well as daily living, child care, dependent, and end-of-life expenses. Additionally, the agency has insurance products covering personal and commercial autos, residential and business properties, commercial liabilities, and special events. It also has offerings for investments and bonds.

  • Life Insurance
  • Health Insurance

12447 Central Avenue, Chino, CA 91710

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (2)

Why choose this provider?

The Life Insurance Pro is an independent agency that offers life insurance policies to individuals in the Chino Hills area and the surrounding communities. It educates clients about life insurance coverage, assists in building customized policies according to need, and finds the corresponding insurance carrier. These life insurance policies include term, whole, guaranteed universal, index universal, survivorship, and accidental life. The Life Insurance Pro works with multiple insurance companies such as MetLife, American National, Prudential, Mutual of Omaha, and AIG.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
CAP Insurance
13415 5th Street, Chino, CA 91710
Diane Ronnebaum
12598 Central Avenue, Chino, CA 91710
JMH Insurance Solutions
4195 Chino Hills Parkway, Chino Hills, CA 91709
David Harries
5506 Riverside Drive, Chino, CA 91710
Wayne Fehr
3960 Prospect Avenue, Yorba Linda, CA 92886
Redfield Insurance Services LLC
2500 East Imperial Highway, Brea, CA 92823
Executive Benefit Programs, Inc.
712 N Diamond Bar Blvd., Diamond Bar, CA 91765
Paulette Maldonado
4825 Valley View Avenue, Yorba Linda, CA 92886
Lori Moore
22875 Savi Ranch Parkway, Yorba Linda, CA 92887
DiGerolamo Family Insurance
2027 Hamner Avenue, Norco, CA 92860
The Life Insurance Pro
12447 Central Avenue, Chino, CA 91710

FAQs

  • In Chino Hills, what is the consequence of outliving the period of a term life insurance policy?

    In Chino Hills, outliving the period in a term life insurance policy means that beneficiaries are no longer entitled to a payout once the insured dies. While these plans are cheaper than whole-life options, the consequence is that the coverage is temporary and ends the moment the term of the contract has elapsed.

  • Is it possible to extend the effectiveness of a term life insurance policy in Chino Hills?

    Yes, it is possible in Chino Hills to extend the effectiveness of a term life insurance policy. There are insurers who allow the insured to add a new term on top of the original one. Another option is to convert the initial policy into a whole-life product that covers the insured's entire existence.

  • What is the option fit for residents of Chino Hills who want to invest and be covered by life insurance?

    Residents of Chino Hills who wish to have an investment policy on top of life insurance may choose a variable life or universal life option. These products are permanent life insurance contracts that integrate an investment component that caters to those who wish to grow their money beyond the cash value.

  • In a universal life insurance policy in Chino Hills, what are the pros and cons of adjustable premiums?

    Adjustable premiums in Chino Hills allow policyholders to pay lower premiums when times are lean and higher when income improves. However, this has the downside of affecting the death benefit when a person dies because this also changes downward or upward, depending on whether or not the insured is in a high or low-paying time.

  • Why do insurers sometimes require a resident of Chino Hills to undergo a medical exam when applying for life insurance?

    Residents of Chino Hills may be required to undergo a medical exam when applying for life insurance because this affects the premiums due on the plan. Healthier people are entitled to lower premiums. There may be items in a person's health history that the insurer wishes to confirm to determine the applicant's well-being.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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