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2025

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Best Life Insurance Companies in Carson, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Carson life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4138Reviewed

2486Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Carson
1622 South Gaffey Street, Los Angeles, CA 90731
Visit WebsiteLicense: 0203423

Expertise.com Rating

Review Sources

Facebook
4.0 (21)

Why choose this provider?

Insurance Center Associates is an independent, multi-line agency that offers life insurance plans for the residents of Carson and other communities surrounding its San Pedro and Torrance offices. The company offers universal, whole life, and term life insurance. Insurance Center Associates is qualified to provide insurance solutions in 15 states and counting. Among other recognitions, the firm is one of only two agencies that have been awarded the Gold Level Customer Champion award by the Mercury Insurance Company.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carson
350 East Carson Street, Carson, CA 90745
Visit WebsiteLicense: 0E81039

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (6)
Yelp
3.0 (2)

Why choose this provider?

Greenwood Insurance Agency is an independently owned and operated insurance business that has been serving clients in Carson and the surrounding communities for more than a decade. It offers universal life, whole life, and term life insurance policies that cover the clients' financial obligations. It also provides motorcycle, ATV and motorsport, classic car, personal umbrella, flood, and renters' insurance packages. In addition, Greenwood Insurance Agency customizes business insurance solutions that cover commercial properties, casualties, and liabilities.

  • Life Insurance

Best Life Insurance Companies Serving Carson
233 North Harbor Boulevard, San Pedro, CA 90731
Visit WebsiteLicense: 0H01380

Expertise.com Rating

Review Sources

Yelp
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Jimmy Ramirez provides an array of insurance and financial solutions to clients in Carson and the surrounding communities. He leads a team of professionals working under State Farm. Jimmy offers life insurance, health insurance, rental condominium insurance, home insurance, and personal liability umbrella insurance. Policies are also available for religious organizations and for businesses—including coverage for commercial liability, employment practices, and workers’ compensation. His other services cover banking, mutual funds, and annuities.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carson
2259 Torrance Boulevard, Torrance, CA 90501
Visit WebsiteLicense: 0H63869

Expertise.com Rating

Review Sources

Yelp
5.0 (67)
Facebook
5.0 (9)

Why choose this provider?

James Chen is a State Farm insurance agent who serves the Carson community. He provides term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes, such as business continuation, key employees, employee benefits, and key employee incentives. Chen and his team also offer auto, health, and pet insurance. Moreover, they specialize in banking and mutual funds. Services are available in English, Chinese, and Spanish.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carson
1146 North Central Avenue, Glendale, CA 91202
Visit WebsiteLicense: 0617684

Why choose this provider?

Serving the Carson metro, Unisure is a life insurance company founded in 1976 and incorporated in 1981. Operating for more than 60 years, the family-owned business provides support in various insurance services including universal life insurance, variable life insurance, and whole and term life insurance. Its intensive list of carriers also allows the company to offer disability insurance, long-term care, and annuities. Benefit plans are also available for employees and individuals, as well as voluntary products that include critical illness and disability.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carson
1451 Artesia Boulevard, Gardena, CA 90248
Visit WebsiteLicense: 0C46036

Expertise.com Rating

Review Sources

Yelp
4.5 (26)
Facebook
5.0 (24)
Google
4.5 (6)

Why choose this provider?

AHTKY Insurance Agency serves clients in Carson and the rest of California. It also extends its services to 17 other states. With more than seven decades of experience, the company offers insurance products for individuals and businesses. Its life plans include universal, term, and whole life policies. The company also provides disability and long-term care plans. In addition, retirement plans and employee benefits are available. As an independent insurance agency, it has access to products from multiple carriers, such as Liberty Mutual, Safeco, and GeoVera.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

Best Life Insurance Companies Serving Carson
2340 Plaza del Amo, Torrance, CA 90501
Visit WebsiteLicense: 0D80801

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (1)

Why choose this provider?

MCD Insurance is a Farmers Insurance Agency that has been offering protection plans in Carson and the nearby cities since 1987. It offers various types of life insurance programs for families and businesses such as whole life, variable, term, and universal. Additionally, it has other types of policies such as health and disability, workers' compensation, home, and auto insurance. Michael C. Delaney, the president of the firm, has been in the industry for more than 30 years.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Carson
1851 North Gaffey Street, San Pedro, CA 90731
Visit WebsiteLicense: 0K12193

Expertise.com Rating

Why choose this provider?

Frank Leon runs a State Farm insurance firm that serves Carson and the surrounding communities. Frank's office provides various personal and commercial insurance options. It includes life insurance, which can be used to pay off a mortgage or other substantial obligations, fund education, and replace income if a policyholder passes away. Frank has been a State Farm insurance agent since 2006 and continuously strives to help people manage the risks of everyday life, recover from unexpected situations, and realize their dreams.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance Center Associates
1622 South Gaffey Street, Los Angeles, CA 90731
Greenwood Insurance Agency
350 East Carson Street, Carson, CA 90745
Jimmy Ramirez
233 North Harbor Boulevard, San Pedro, CA 90731
James Chen
2259 Torrance Boulevard, Torrance, CA 90501
Unisure
1146 North Central Avenue, Glendale, CA 91202
AHTKY Insurance Agency
1451 Artesia Boulevard, Gardena, CA 90248
MCD Insurance
2340 Plaza del Amo, Torrance, CA 90501
Frank Leon
1851 North Gaffey Street, San Pedro, CA 90731

Carson, CA Life Insurance FAQs

  • What are the advantages of life insurance proceeds in Carson?

    The proceeds of life insurance policies in Carson are tax-advantaged since there is no due income tax if the money is paid out upon death. The plan may also be used as a probate avoidance measure since the yield from the assurance contract is not subjected to courtroom proceedings due to never forming part of the estate.

  • What factors affect the amount of premiums due on a life insurance plan in Carson?

    The premiums due on a life insurance plan in Carson depend on the amount of coverage requested by the insured, with more extensive protection translating to higher payments. The health and overall condition of the insured is also a factor since healthier individuals are granted lower premiums due to the decreased odds of death.

  • What in Carson is meant by the cash value in permanent life insurance products?

    In Carson, the cash value of a permanent life insurance policy refers to the savings component of the assurance plan that accumulates over time the more premiums are paid. The insured may withdraw money from this fund while alive in order to answer for emergencies before death, though this may reduce the death benefit.

  • What in Carson is the key difference between universal life insurance and whole life?

    The key difference in Carson between universal and whole life insurance is the adjustability of the premiums due. In a universal plan, the premiums payable may change depending on the ability of the insured to pay, while in a whole-life plan, the dues are static. Adjustable premiums have a downside in that the death benefit also fluctuates.

  • Who will benefit most from having a life insurance policy in Carson?

    The individuals in Carson who will benefit the most from having a life insurance policy are those who need to support or care for others. The policy serves as a backup plan in case the insured dies. The death benefits will replace whatever the deceased would have provided.

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