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Best Life Insurance Companies in Tuscaloosa, AL

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tuscaloosa Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4360Reviewed

2618Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1425 Veterans Memorial Parkway, Tuscaloosa, AL 35404
WebsiteLicense: 767467

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Bo Quinnie is an insurance agent with State Farm, serving clients in Tuscaloosa. He provides term life, whole life, and universal life insurance policies to protect the future of clients' families. Health insurance and Medicare-related products are also available. His team offers coverage for personal articles and properties, such as homes, rental properties, vehicles, collectibles, and jewelry. Commercial clients can avail themselves of business insurance products. Additionally, Bo and his team can provide banking-related services.

  • Life Insurance
  • Health Insurance

1806 6th Street, Tuscaloosa, AL 35401
WebsiteLicense: 79283

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Fitts Agency, Inc. is a full-service insurance agency servicing clients in Tuscaloosa for over 144 years. The company started with handling property and casualty insurance and worked with one insurance carrier. Over the years, it started to write a variety of insurance policies, which include term and whole life plans. It also covers other personal insurance products for auto and homes. Moreover, it deals with businesses from various industries like construction, health care, and farming and has coverage for property and liability policies.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

3920 McFarland Boulevard, Northport, AL 35476
WebsiteLicense: 797616

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
3.9 (1)

Why choose this provider?

Michael Noe Agency was founded in 2010 by Michael Noe, an agent who has been in the insurance industry since graduating from college in 2011. The firm is offering interested clients insurance coverage on their automobiles, life, home, and farms for residents in Tuscaloosa and surrounding places. Michael Noe Agency also protects businesses through insurance bonds, contractors, restaurants, workers' compensation, agribusinesses, and non-profit organizations. The firm is also licensed to provide insurance needs in Alabama, Georgia, Mississippi, and Tennessee.

  • Life Insurance

2220 University Boulevard, Tuscaloosa, AL 35401
WebsiteLicense: 39427

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Pathway Financial Resources is a firm that provides insurance services to the residents of Tuscaloosa and the surrounding communities. Its wide array of risk management solutions include life and health, disability, and long-term care insurance. Additionally, Pathway Financial Resources offers other products and services, such as estate preservation, retirement funding, and fixed annuities. The agency's managing partner, Jimmy Duren, has been in the industry for over 43 years and currently handles a team of professional insurance agents.

  • Life Insurance

2105 Jack Warner Parkway, Tuscaloosa, AL 35401
WebsiteLicense: 240541

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

The Insurance Center is a comprehensive insurance agency serving Tuscaloosa and the surrounding areas. Its team of certified insurance and customer service representatives provides life insurance policies that range from whole and term to variable and universal life plans. Its personal lines of insurance also include policies for homes, renters, and automobiles. Moreover, it offers coverages for fire and flood. Its other products include business and umbrella liability insurance. Founder Hugh Prescott established the business in 1957.

  • Life Insurance

1712 Hackberry Lane, Tuscaloosa, AL 35401
WebsiteLicense: 668767

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (2)

Why choose this provider?

Baldo-Downs Insurance LLC is a locally owned independent insurance agency that has been serving individuals, families, and businesses in and around Tuscaloosa since 1981. It offers term life, universal life, whole life, and long-term care insurance policies. It also carries home and business insurance solutions. Additionally, it provides car, boat, and motorcycle insurance plans, which include collision and liability insurance. The agency's owner, Stephen Baldo-Downs, has been in the insurance industry for more than two decades.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Bo Quinnie
1425 Veterans Memorial Parkway, Tuscaloosa, AL 35404
Fitts Agency, Inc.
1806 6th Street, Tuscaloosa, AL 35401
Michael Noe
3920 McFarland Boulevard, Northport, AL 35476
Pathway Financial Resources
2220 University Boulevard, Tuscaloosa, AL 35401
The Insurance Center
2105 Jack Warner Parkway, Tuscaloosa, AL 35401
Baldo-Downs Insurance LLC
1712 Hackberry Lane, Tuscaloosa, AL 35401

FAQs

  • Does the location you live in Tuscaloosa influence the cost of your life insurance?

    No, your Tuscaloosa life insurance premiums are unaffected by where you live, even if it is prone to severe weather or has a higher risk of violence. However, because life insurance is governed by state law, your location may have an impact on the laws that apply to your policy.

  • Will a high-risk pregnancy affect your Tuscaloosa life insurance rate?

    If you currently have a high-risk pregnancy, your Tuscaloosa life insurance premium will not increase. However, if you are getting a new policy and you or your unborn child are at risk for health problems while pregnant, it could raise your life insurance premium or cause a delay in the application process. Weight gain and high blood pressure are common risk factors in high-risk pregnancies.

  • Can your Tuscaloosa life insurance provider cancel your policy?

    Yes, your life insurance provider has the authority to cancel your policy under very specific circumstances, usually while it is still in the contestability period. It would be extremely difficult to cancel your policy once the contestability period has expired. One of the primary reasons an insurance company may cancel your life insurance coverage is nonpayment. Furthermore, if your insurance company discovers that you lied on your application, your policy may be canceled.

  • If an individual attempted suicide or self-harmed in the past, can they still obtain life insurance in Tuscaloosa?

    Yes, some Tuscaloosa life insurance providers can provide coverage to someone who attempted suicide or self-harmed in the past, particularly if a sufficient period of time has passed since the incidents occurred and there is proof of treatment and stability. However, it is typically difficult to obtain life insurance in Tuscaloosa if the individual has a history of suicide attempts or self-harm because insurers view these as higher risks.

  • Can someone with high cholesterol still purchase life insurance in Tuscaloosa?

    Yes, even if you have high cholesterol, you can buy Tuscaloosa life insurance. However, the policy's accessibility and terms may change depending on how severe your cholesterol levels are and how physically fit you are. To compensate for the increased risk associated with high cholesterol, insurance companies may require extensive medical records, physical exams, or higher premiums.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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