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2024

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Best Life Insurance Companies in Montgomery, AL

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Montgomery Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8988Reviewed

5397Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2931 Zelda Road, Montgomery, AL 36106
WebsiteLicense: 214576

Expertise.com Rating

Review Sources

Google
4.0 (139)

Why choose this provider?

Robinson Bryant Agency is an independent insurance agency that caters to individuals in the Montgomery area. The firm provides assistance to clients who are looking for suitable life insurance policies. Clients can choose between term and whole life insurance depending on their personal goals. In addition to life insurance, the agency also handles products that have coverage for automobiles, businesses, renters, homeowners, and health. Robinson Bryant Agency has been operating since 2003. Individuals working for the company have more than 40 years of combined experience.

  • Life Insurance

8210 Old Federal Road, Montgomery, AL 36117
WebsiteLicense: 78999

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

The Owen Insurance Agency of Montgomery, Inc., has been providing insurance services to clients in Montgomery since 1990. It offers life insurance for clients who have dependents that need financial assistance and security in the event of an unexpected death. It also offers a variety of insurance products that include auto, business, home, and pet insurance. Among its clients are individuals, families, and businesses. Its staff has more than 60 years of combined experience in the insurance industry.

  • Life Insurance

7742 Atlanta Highway, Montgomery, AL 36117
WebsiteLicense: 306857

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Stefan Slade is a life insurance agent who serves clients from Montgomery. He is a State Farm Insurance agent who provides term, whole, and universal life insurance to ensure financial stability for clients in case of an unexpected event. Aside from life insurance, Slade also offers insurance for businesses, homes, properties, vehicles, pets, and health. For more than eight years now, he has been leading a team of insurance professionals committed to meeting the needs of every client.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1311 Tin Barn Lane, Montgomery, AL 36117
WebsiteLicense: 776518

Expertise.com Rating

Review Sources

Google
4.0 (23)

Why choose this provider?

Jessica Majors is a State Farm insurance agent that serves clients in Montgomery. Majors specializes in providing life, health, auto, homeowners, property, boat, and business insurance products in the River Region. She also offers complimentary insurance and financial reviews and recreational and private passenger auto insurance in central Alabama. Majors relocated to the River Region in 2016 to start her State Farm insurance career. She aims to educate her clients about insurance and financial solutions and is a Montgomery Area Chamber of Commerce member.

  • Life Insurance
  • Health Insurance

1514 Mulberry Street, Montgomery, AL 36106
WebsiteLicense: 474270

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Dozier Insurance Agency is a Montgomery-based independent insurance agency that has been serving families, individuals, and businesses since 2005. It provides personal insurance, including term and whole life, auto, disability, and home insurance. Additionally, it offers business coverage that includes general liability and property plans, business owners' policies, commercial vehicles insurance, workers' compensation insurance, professional liability, and group health insurance. Dozier Insurance Agency operates in eight other states, including Georgia, Florida, Mississippi, Tennessee, Texas, South Carolina, North Carolina, and Louisiana.

  • Life Insurance

4131 Carmichael Road, Montgomery, AL 36106
WebsiteLicense: 80917

Expertise.com Rating

Review Sources

Google
5.0 (26)

Why choose this provider?

For over 40 years, Harmon Dennis Bradshaw, Inc. has provided insurance solutions to individuals, families, and business owners in Montgomery and its surrounding areas. The agency represents a vast network of reputable insurance companies and helps clients with securing life insurance services and products that fit their needs. The most common life insurance plans it manages are term life, whole life, and universal life insurance. It also offers other types of insurance products, such as home, umbrella, and auto insurance.

  • Individual Plans
  • Group Plans
  • Life Insurance

3347 Alabama 14, Millbrook, AL 36054
WebsiteLicense: 654122

Expertise.com Rating

Review Sources

Facebook
4.0 (13)
Google
4.0 (9)

Why choose this provider?

Gene Jones Insurance Agency, Inc., is an insurance brokerage that has been serving Montgomery and the surrounding areas since 1997. It is a family-owned business helping clients choose life insurance policies, including term life, universal life, and simplified issue insurance. Additionally, it offers insurance options like annuities, disability income, and individual retirement account. Gene Jones Insurance Agency is a local firm and a member of the IIABA. Its team also assists in finding personal lines insurance products.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

3300 Gatsby Lane, Montgomery, AL 36106
WebsiteLicense: 79250

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Thompson Insurance, Inc., is an insurance brokerage company headquartered in Montgomery that provides services to the community and nearby areas. Established in 1963, it offers insurance solutions such as term and life insurance, annuities, long-term care, and disability. It also offers business, farm, cyber liability, water districts and utilities, and agri-business insurance. Thompson Insurance is led by George W. Thompson III who currently serves on the Board of Directors of Jackson Hospital and the Montgomery Area Food Bank.

  • Life Insurance
  • Health Insurance

1505 5th Avenue, Montgomery, AL 36867
WebsiteLicense: 80398

Expertise.com Rating

Why choose this provider?

Independent agency Pugh Insurance serves families, individuals, and businesses in Montgomery and the surrounding areas. It offers a range of risk management solutions, which includes life, home, and auto insurance. Additionally, it provides extensive business insurance coverage, including commercial general liability, workers' compensation, and property insurance. The locally owned and operated business has been in the industry since 1973, and it works with more than 20 different insurance carriers to give clients options that match their needs.

  • Life Insurance

210 Commerce Street, Montgomery, AL 36104
WebsiteLicense: 79859

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Starke Agency, Inc., is an insurance service provider that serves clients in and around the Montgomery area. The agency offers a wide range of insurance products for individuals and businesses. As an independent insurance agency, its team provides clients with a wide array of options for life insurance coverage. They also offer business insurance, home insurance, and auto insurance. Led by company president Bolling P. Starke, III, Starke Agency holds over nine decades of experience in the insurance industry.

  • Life Insurance
  • Health Insurance

Montgomery, AL
WebsiteLicense: 279743

Why choose this provider?

Accentor is a full-service accounting and consulting firm, serving clients in Montgomery and the rest of Alabama and Georgia. The firm specializes in insurance services with its agents providing insurance policies which include long-term care, life and health insurance, and short and long-term disability insurance. The firm also specializes in a variety of insurance services such as auto, homeowners, business & commercial insurance. In addition to its specialty area, Accentor also provides payroll, tax and accounting services, including tax planning and tax return preparation, auditing, and bookkeeping.

  • Life Insurance
  • Health Insurance
  • Long Term Care

2754 Boultier Street, Montgomery, AL 36106
WebsiteLicense: 30385

Expertise.com Rating

Why choose this provider?

Parsons Employee Benefits is an insurance brokerage in Montgomery that services local employees, professionals, and businesses. It provides a wide range of services, including life, disability, and health insurance. It also offers employee retirement account benefit options, such as fully-funding, level-funding, self-funding, installing HSA, 401K, and retirement accounts. Additionally, they offer gap, dental, vision, critical illness, and accident insurance. Established by veteran insurance broker Will Parsons, Parsons Employee Benefits has worked with more than 100 businesses across Alabama.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Robinson Bryant Agency
2931 Zelda Road, Montgomery, AL 36106
The Owen Insurance Agency of Montgomery, Inc.
8210 Old Federal Road, Montgomery, AL 36117
Stefan Slade
7742 Atlanta Highway, Montgomery, AL 36117
Jessica Majors
1311 Tin Barn Lane, Montgomery, AL 36117
Dozier Insurance Agency
1514 Mulberry Street, Montgomery, AL 36106
Harmon Dennis Bradshaw, Inc.
4131 Carmichael Road, Montgomery, AL 36106
Gene Jones Insurance Agency, Inc.
3347 Alabama 14, Millbrook, AL 36054
Thompson Insurance, Inc.
3300 Gatsby Lane, Montgomery, AL 36106
Pugh Insurance
1505 5th Avenue, Montgomery, AL 36867
Starke
210 Commerce Street, Montgomery, AL 36104
Accentor
Montgomery, AL
Parsons Employee Benefits
2754 Boultier Street, Montgomery, AL 36106

FAQs

  • How can senior citizens in Montgomery make life insurance more affordable?

    Senior citizens in Montgomery can make life insurance more affordable by reducing the amount covered by the policy. The elderly do not need as much coverage because they usually do not have too many dependents who are not adults. All that needs to be covered are final expenses like burial and funeral costs.

  • Why is it good for people in Montgomery to quit smoking before getting life insurance?

    It is a good idea in Montgomery to quit smoking before getting life insurance because insurers are reluctant to grant favorable premium rates to people in poor health. Smoking worsens the health of individuals and is associated with outcomes such as lung cancer and emphysema, raising the odds of an untimely passing.

  • How does one in Montgomery determine how much life insurance to get?

    One in Montgomery may determine how much life insurance to get by asking how much one's dependents will need in the event of an untimely passing. The applicant must factor in the amount of savings and income one has plus the expenses and debts that need to be paid in order to determine the shortfall that insurance must cover.

  • When is it a good idea in Montgomery to get universal life insurance over whole life options?

    It is a good idea in Montgomery to choose universal life insurance over whole life options if one needs adjustable premium payments and access to a policy's cash value. Unlike whole life contracts, the monthly payments for universal policies may be adjusted to be lower when money is lean and greater when funds are abundant.

  • What is the remedy if a term life plan holder in Montgomery wants more extensive coverage?

    A term life plan holder in Montgomery who wants more extensive coverage may renew the plan if the policy allows for it, extending the period of coverage. It is also possible in some cases to convert the existing term life contract into a whole life one, depending on the insurer and the product one is on.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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