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Best Life Insurance Companies in Mobile, AL

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Mobile Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

P.O. Box 191663, Mobile, AL 36619
WebsiteLicense: 755137

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Infinite Insurance Solutions, LLC., is an independent insurance agency serving clients in Mobile and nearby areas. It helps customers find the right life insurance policy to protect their families in the event of death. It also offers auto, flood, business property, boat, and homeowners' insurance. Some of the company's insurance partners include Progressive, Assurance America Corporation, National General Insurance, and Ohio National Financial Services. Mechelle Davis, the agent at the firm, has been in the insurance industry for 25 years.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

26436 Kensington Place, Daphne, AL 36526
WebsiteLicense: 79249

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Review Sources

Google
5.0 (7)
Facebook
5.0 (5)

Why choose this provider?

Thomas, Harrison, & Associates Insurance Agency, Inc. is a company of insurance professionals and brokers near Mobile that offers personal and commercial insurance products. The company was formed in 1982 and is a member of the Independent Insurance Agents & Brokers of America (The Big "I"). It offers life insurance policies such as term and whole life insurance that provide death benefits, complement future financial needs, and increase personal savings. It also offers various business insurance products such as workers' compensation and equipment coverage.

  • Life Insurance

4266 Cottage Hill Road, Mobile, AL 36609
WebsiteLicense: 79237

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4.0 (10)
Facebook
5.0 (7)

Why choose this provider?

Established in 1959, Schneider Insurance is an independent insurance firm serving clients throughout Mobile. It helps its customers protect themselves, their homes, and their businesses by providing a wide array of insurance products, such as life, homeowners', auto, flood, general liability, and workers' compensation insurance. Its team of experts also takes the time to understand its clients' needs and partners with insurance providers to find a policy that fits their unique situations. Some of Schneider Insurance's carriers include Progressive, Travelers, and Centauri Insurance.

  • Life Insurance

115 South University Boulevard, Mobile, AL 36608
WebsiteLicense: 56364

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Review Sources

Google
4.0 (7)
Facebook
5.0 (1)

Why choose this provider?

Paul H. Burkholder III serves as the president of Burkholder Insurance, Inc. He worked for an international accounting company before he became active at Burkholder Insurance in 1989. This family-owned and family-operated agency has been looking after the insurance needs of individuals, families, and businesses in Mobile and nearby communities since 1951. As a full-service and independent agency, it offers personal insurance products from different companies, including life, auto, home, boat, and umbrella policies. It also provides commercial plans customized to companies' goals and needs.

  • Life Insurance

6157 Airport Boulevard, Mobile, AL 36608
WebsiteLicense: 3000289382

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5.0 (13)
Facebook
5.0 (13)

Why choose this provider?

Ramon Glenn is a State Farm insurance agent based in Mobile and is licensed to offer all lines of insurance in the whole Mississippi state. He offers insurance coverages for life, health, business, and properties. One of his key products is a combination of home and auto insurance policies that allows clients to save on premium costs while enjoying two risk coverages. Ramon also provides banking advice for clients. Clients can inquire on insurance products or seek financial advice via a 24/hour hotline direct to Ramon.

  • Life Insurance
  • Health Insurance

4430 Government Boulevard, Mobile, AL 36693
WebsiteLicense: 657986

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5.0 (7)
Google
4.0 (6)

Why choose this provider?

Based in Mobile, AlaCoast Insurance Agency helps businesses and families with their insurance needs. It educates them on the different insurance products available to them. It also analyzes whether their existing insurance products properly cover their situations. The agency offers both permanent life insurance and term life insurance. Its life insurance policies aim to assist beneficiaries in paying children's education and paying off debt. AlaCoast Insurance Agency has over 35 years of experience in the industry.

  • Life Insurance

106 N Greeno Road, Fairhope, AL 36532
WebsiteLicense: 52854

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Shannon Lambeth is an insurance agency owner who works for individuals in Mobile and its nearby areas. Shannon has an accumulated experience of over 30 years in the insurance industry. He specializes in life, supplemental health, individual, and worksite insurance. He strives to assist and provide clients on a one-on-one basis with insurance products that address their circumstances and concerns. His agency is under Globe Life Liberty National Division, an insurance company operating for over 120 years.

  • Life Insurance

1964 Market Street, Pascagoula, MS 39567

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Review Sources

Facebook
4.0 (22)

Why choose this provider?

Lemon Mohler Insurance Agency has been serving the residents of Mobile and surrounding areas for more than 70 years. It offers term life insurance and permanent life insurance policies, which include whole life insurance, limited-pay whole life insurance, and universal life insurance. Insurance companies that it represents include Foremost Insurance Group, The Hartford, The Travelers Companies, and Liberty Mutual. Lemon Mohler Insurance Agency is a member of SecureRisk Insurance Solutions. It is also a Trusted Choice agency.

  • Health Insurance
  • Life Insurance

789 Winter Street, Lucedale, MS 39452
WebsiteLicense: 3000729961

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.0 (9)

Why choose this provider?

Billy Temple has been a State Farm insurance agent since 1998. With more than six decades of industry experience, he offers insurance products for businesses and individuals in Mobile and nearby areas. Billy provides life insurance with term life, universal, and whole life coverages. Other products include plans for homeowners, renters, auto, and pets. Banking products and health insurance are also available. Billy is a member of Leadership George County and the Chamber of Commerce.

  • Life Insurance

210 Commerce Drive, Saraland, AL 36571
WebsiteLicense: 42003

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Review Sources

Facebook
4.0 (68)
Google
5.0 (3)

Why choose this provider?

Southern Insurance Professional is a team of female insurance advisors that serves families and businesses in and near Mobile. Its personal insurance products include life, pilot, auto, and boat insurance plans. The company also provides coverage for hot air balloons, ultralight air crafts, street bike motorcycles, and customized golf carts. Dallas Graydon established Southern Insurance Professional in 2017. She works with Kelly Deford, an independent insurance agent. Dallas and Kelly carry over 40 years of collective industry experience.

  • Life Insurance

115 South University Boulevard, Mobile, AL 36608
WebsiteLicense: 79751

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (1)

Why choose this provider?

Established in 1951, Burkholder Insurance is a full-service insurance agency catering to individuals, families, and businesses within Mobile and nearby areas. Its personal insurance includes life, home, boat, and umbrella coverages. It aims to assist clients in various life stages and situations, whether they're having a new baby, planning to buy a home, or beginning a career. The company also offers insurance options catering to businesses, including cyber liability, medical malpractice, inland marine, and workers' compensation.

  • Life Insurance
  • Health Insurance

3660 Dauphin Street, Mobile, AL 36608
WebsiteLicense: 3000522942

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Coastal Insurance Group comprises a trio of agents with more than five decades of combined experience in the insurance business. Their office is located in Mobile and serves clients locally and statewide. The firm offers both personal and commercial lines of products from a variety of insurance companies. Personal coverage options include life insurance, homeowners' insurance, auto insurance, and liability umbrella policies. Business insurance for general contractors, workers' compensation, and commercial real estate are available as well.

  • Life Insurance

1120 Hillcrest Road, Mobile, AL 36695

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (3)

Why choose this provider?

Mobile-based Alliance Insurance Group is an independent insurance agency that serves individuals, families, and businesses. It offers a wide array of risk management solutions, including disability and life insurance as well as coverage for automobiles, homeowners, and flooding. It also provides extensive commercial policies, including general liability, contractors liability insurance, and workers' compensation. Additionally, Alliance Insurance Group provides specialty dwelling insurance and medical malpractice insurance. The veteran-owned brokerage is also licensed to operate in Florida and Mississippi.

  • Individual Plans
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Infinite Insurance Solutions, LLC.
P.O. Box 191663, Mobile, AL 36619
Thomas, Harrison & Associates Insurance Agency, Inc.
26436 Kensington Place, Daphne, AL 36526
Schneider Insurance
4266 Cottage Hill Road, Mobile, AL 36609
Paul H Burkholder III
115 South University Boulevard, Mobile, AL 36608
Ramon Glenn
6157 Airport Boulevard, Mobile, AL 36608
AlaCoast Insurance Agency
4430 Government Boulevard, Mobile, AL 36693
Shannon Lambeth
106 N Greeno Road, Fairhope, AL 36532
Lemon Mohler Insurance Agency
1964 Market Street, Pascagoula, MS 39567
Billy Temple
789 Winter Street, Lucedale, MS 39452
Southern Insurance Professional
210 Commerce Drive, Saraland, AL 36571
Burkholder Insurance Group
115 South University Boulevard, Mobile, AL 36608
Coastal Insurance Group
3660 Dauphin Street, Mobile, AL 36608
Alliance Insurance Group
1120 Hillcrest Road, Mobile, AL 36695

FAQs

  • If someone in Mobile has passed away, how can you determine if they had a life insurance policy?

    For individuals in Mobile looking to ascertain if a deceased person had life insurance, no state department holds this information, including the Alabama Department of Insurance. However, you can use the Life Policy Search. This tool isn't under the Alabama Department's jurisdiction, and they don't receive the search results. Ensure you're prepared to provide personal details and follow the instructions diligently.

  • In Mobile, can just anyone buy a life insurance policy for you?

    For residents of Mobile, not everyone can secure a life insurance policy for another individual. A valid insurable interest is essential. Examples of entities with potential insurable interest include family members affected financially upon your passing; creditors concerned about loan recovery; business associates; and immediate family members. Ensure the relationship suggests possible financial repercussions upon one's demise.

  • How does the Alabama Insurance Code define an insurable interest concerning personal insurance for Mobile residents?

    For those in Mobile, the Alabama Insurance Code outlines insurable interest in personal insurance as a legitimate expectation of financial benefit from someone's ongoing life, health, or physical well-being. This also covers potential financial losses from their death or incapacity. Moreover, strong bonds formed through familial ties, either by blood or legal standing, can be deemed as insurable interest.

  • What are the interest rate standards for borrowing against an insurance policy in Mobile?

    The insurance company can levy a top annual interest of 8% for Mobile residents borrowing from their life insurance policy. Alternatively, they may adopt a fluctuating rate but must clearly state its upper limit, and changes should not be more frequent than quarterly. Understanding these terms is essential before securing a loan against your policy.

  • How does Alabama law address life insurance beneficiary rights after a divorce or annulment in Mobile?

    For Mobile residents, if an insured doesn't update their beneficiary post-divorce, the policy proceeds remain unaffected, assuming the policy lacks a marriage continuity clause for the beneficiary spouse. While annulment isn't specifically mentioned, a similar logic applies. If an individual doesn't change the beneficiary after the dissolution and the divorce or annulment decree omits insurance dispositions, the beneficiary's designation persists despite the marital termination.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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