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2024

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Best Life Insurance Companies in Huntsville, AL

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Huntsville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7835Reviewed

4706Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9668 Madison Boulevard, Madison, AL 35758
WebsiteLicense: 237598

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
4.0 (16)

Why choose this provider?

Grier Insurance serves Huntsville clients through its varied selection of insurance products and solutions. These products include life and homeowners insurance for individuals as well as worker's compensation and professional liability insurance for businesses. The agency's insurance professionals take a consultation-based approach when working with clients to understand their financial situations and needs. As an independent insurance agency, Grier Insurance utilizes its understanding of the clients' needs when shopping for insurance policies from multiple carriers that fit their specific requirements.

  • Life Insurance

4040 Balmoral Drive Southwest, Huntsville, AL 35801
WebsiteLicense: 158209

Expertise.com Rating

Review Sources

Google
4.0 (161)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Rocket City Insurance Group is an independent insurance agency that serves clients in Huntsville. It offers term and whole or permanent insurance policies, which are designed to pay a benefit when an insured person dies. It is also familiar with the variations of the types of whole life insurance offered in Alabama, which include traditional whole life, universal life, and variable universal life. Rocket City Insurance Group works with various insurance companies, including MetLife and The Argos Group.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

2021 Clinton Avenue West, Huntsville, AL 35805
WebsiteLicense: 79828

Expertise.com Rating

Review Sources

Google
4.9 (8)

Why choose this provider?

Insurance Market is an independent insurance agency that serves clients in Huntsville. It offers life insurance policies that provide financial security to dependents in the event of death. Working with several insurance carriers that include Progressive, The Hartford, and Safeco Insurance, the agency covers other types of insurance products for pets, cars, homes, and businesses. Insurance Market was founded in 1957, with a team that carries more than 200 years of combined insurance experience.

  • Life Insurance

1878 Jeff Road Northwest, Huntsville, AL 35806
WebsiteLicense: 418631

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (24)

Why choose this provider?

Candi Williams is a local State Farm insurance agent that has been serving clients in Huntsville and the neighboring communities for more than a decade. She offers life insurance plans with universal, term, and whole life options. Candi also carries other products including business, homeowners', health, pet, and auto insurance plans. Banking services, annuities, and mutual funds are also available. Candi and her team strive to provide personalized services by being reliable during unexpected events.

  • Life Insurance

201 Washington Street Northeast, Huntsville, AL 35801
WebsiteLicense: 79647

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Located in Huntsville, Fountain Parker Harbarger & Associates, LLC is an independent insurance agency that has been serving the entire state of Alabama for almost a century. It offers life insurance plans for families. Other personal insurance products include homeowners' insurance, renters' insurance, umbrella insurance, and auto insurance. Principal Mark Harbarger is a Certified Insurance Counselor who has been working in the insurance industry for almost 25 years. He is a member of the Huntsville Chamber of Commerce.

  • Life Insurance

7619 Highway 72 West, Madison, AL 35758
WebsiteLicense: 792173

Expertise.com Rating

Review Sources

Google
4.0 (25)
Facebook
5.0 (4)

Why choose this provider?

Amanda Suciu is a State Farm insurance agent serving clients in Huntsville and the neighboring communities. With previous experience in leadership and claims, she offers life insurance products with coverage options such as universal, term life, and whole life. Insurance plans for health, homes, pets, auto, and businesses are also available. Amanda has been with State Farm for nearly a decade. She is a Chartered Life and Chartered Property Casualty Underwriter. She is also an Associate in Risk Management.

  • Life Insurance
  • Health Insurance

2400 Bob Wallace Avenue Southwest, Huntsville, AL 35805
WebsiteLicense: 82332

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Founded in 1991, Burkett & Associates Insurance Agency, Inc., is an independent insurance agency that provides life insurance such as term life insurance and permanent life insurance in Huntsville. Other personal insurance products it offers include auto insurance, boat insurance, homeowners' insurance, flood insurance, and umbrella insurance. It also caters to business insurance such as business owners' policy, workers' compensation insurance, and general liability insurance. Burkett & Associates Insurance Agency represents multiple insurance companies including National General Insurance, MetLife, and Progressive.

  • Individual Plans
  • Life Insurance

8121 Madison Boulevard, Madison, AL 35758
WebsiteLicense: 79227

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (3)

Why choose this provider?

Serving the Huntsville area, Peck-Glasgow is a team of professionals that can assist clients with their life insurance needs. Its life insurance plans include term life insurance, whole life insurance, and a combination of term and whole life insurance. It also provides other personal and business insurance plans, including home, auto, renters', commercial vehicle, workers' compensation, and general liability insurance. It has offices in Decatur, Alabama, Madison, Hartselle, and Moulton. Peck-Glasgow was founded by James Elliotte Peck in 1922.

  • Group Plans
  • Life Insurance

3311 Bob Wallace Avenue Southwest, Huntsville, AL 35805
WebsiteLicense: 494936

Expertise.com Rating

Review Sources

Google
4.0 (71)
Facebook
5.0 (10)
Yelp
1.0 (1)

Why choose this provider?

Tobias Kelley is a Huntsville-based insurance agent who has been in the industry since 2011. His first seven years as a State Farm representative taught him enough about insurance and products such as life, auto, home, and health insurance to train and mentor other insurance representatives. He is also knowledgeable in property and business insurance policies. Tobias is a member of the Chamber of Commerce. Since he began in the business, he has strived to provide clients with an exceptional experience through his work.

  • Multiple Policy Types

1905 Veterans Drive, Scottsboro, AL 35769
WebsiteLicense: 190596

Expertise.com Rating

Review Sources

Google
4.0 (19)
Facebook
4.0 (13)

Why choose this provider?

Goggans Insurance is a family-owned and operated independent agency offering life coverage for clients in Huntsville. Its provided options include individual, group, long-term care, and disability insurance. It also offers mortgage protection insurance, second-to-die-policy, and key person insurance. Other offered personal insurance lines include auto, homeowners, recreational vehicle, and farm coverage. In business since 1987, Goggans also serves communities in areas such as North and South Fort Payne, Rainsville, and Scottsboro. Its carriers include Progressive, Allstate, Liberty Mutual, and Nationwide.

  • Life Insurance

1060 Winchester Road Northeast, Huntsville, AL 35811
WebsiteLicense: 37250

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (4)

Why choose this provider?

Life Line Insurance Consultants is a life insurance firm that serves clients from Huntsville and the surrounding areas. The agency provides a wide range of life insurance across whole life, term life, and universal options. Some of its insurance carriers include Cigna, Southland, Humana, and National General Insurance. Health insurance like Medicare and disability plans are also available. Life Line Insurance Consultants has been providing insurance solutions to the community for more than 30 years.

  • Life Insurance

3013 Bob Wallace Avenue Southwest, Huntsville, AL 35805

Expertise.com Rating

Review Sources

Google
4.5 (74)
Facebook
5.0 (3)

Why choose this provider?

American Insurance Agency has been serving individuals and businesses in Huntsville and nearby areas since 1981. The independent company provides a wide range of insurance products, including life, health, automobile, motorcycle, homeowners', and commercial insurance. It also offers its customers renters', flood, recreational vehicle, watercraft, boat, and windstorm insurance. American Insurance Agency represents many different insurance carriers, such as Progressive, National General, and The Hartford, to ensure its clients get the appropriate coverage that matches their particular needs.

  • Health Insurance
  • Life Insurance

33 Golfview Drive Northeast, Arab, AL 35016
WebsiteLicense: 178603

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

With over 50 years of combined experience, Karri Willis Insurance has been helping the community of Hunstville and its surrounding areas find solutions for their insurance needs. It helps clients understand the different life insurance policies from its trusted carriers. The agency also offers auto insurance from 30 different carriers as well as homeowners insurance packages and supplemental policies. It also helps businesses of various sizes protect their investments by finding the best insurance plan to match their needs.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Grier Insurance
9668 Madison Boulevard, Madison, AL 35758
Rocket City Insurance Group
4040 Balmoral Drive Southwest, Huntsville, AL 35801
Insurance Market
2021 Clinton Avenue West, Huntsville, AL 35805
Candi Williams
1878 Jeff Road Northwest, Huntsville, AL 35806
Fountain Parker Harbarger & Associates, LLC
201 Washington Street Northeast, Huntsville, AL 35801
Amanda Suciu
7619 Highway 72 West, Madison, AL 35758
Burkett & Associates Insurance Agency, Inc.
2400 Bob Wallace Avenue Southwest, Huntsville, AL 35805
Peck-Glasgow
8121 Madison Boulevard, Madison, AL 35758
Tobias Kelley
3311 Bob Wallace Avenue Southwest, Huntsville, AL 35805
Goggans Insurance
1905 Veterans Drive, Scottsboro, AL 35769
Life Line Insurance Consultants
1060 Winchester Road Northeast, Huntsville, AL 35811
American Insurance Agency
3013 Bob Wallace Avenue Southwest, Huntsville, AL 35805
Karri Willis Insurance
33 Golfview Drive Northeast, Arab, AL 35016

FAQs

  • What happens if the Huntsville insurance company is unsure who should receive life insurance benefits?

    An insurance company can file an interpleader action if it is unsure who should receive life insurance benefits. They are admitting that they have money that is not theirs and owe it to a third party by doing so. It also demonstrates the insurer's willingness to pay the proper party and the absurdity of charging them with bad faith.

  • What is the grace period for life insurance payments in Huntsville?

    Any additional premium payments for Huntsville life insurance policies must be made within a grace period of 30 days, one month, or, at the insurer's discretion, not less than 30 days. According to Section 27-15-3 of the Alabama Insurance Code, the policy must remain in full force during this grace period.

  • Does having a pre-existing ailment prevent someone from getting coverage in Huntsville?

    The Affordable Care Act forbids health insurance providers in Huntsville from refusing customers or raising premiums solely because they have a pre-existing condition or a medical issue that existed prior to the start date of new coverage. Insurance companies, including Medicaid and the Children's Health Insurance Program (CHIP), are prohibited from denying coverage or charging higher premiums based solely on a person's health condition.

  • Can a pregnant person in Huntsville be turned down for a life insurance policy?

    No, people in Huntsville cannot be denied or charged more for life insurance because they are pregnant. After enrollment, pregnancy and childbirth are covered beginning on the first day of the plan's effective date. Furthermore, having a child qualifies an individual for a Special Enrollment Period, which allows them to enroll in or switch healthcare plans outside of the regular annual Open Enrollment Period.

  • What happens if a named beneficiary in Huntsville is discovered to have killed the life insurance policyholder on purpose?

    If someone in Huntsville intentionally and unlawfully kills the owner of a life insurance policy naming them as a beneficiary, they will not be able to receive any benefits from that contract. Instead, the benefits will be applied as if the murderer died before the victim, as specified in Alabama's Slayer Statute.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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