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Best Homeowners Insurance Agencies in Wyoming

Our Recommended Top 6

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Wyoming homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

334Reviewed

202Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Wyoming
Marysville

Expertise.com Rating

Why choose this provider?

Since 2005, Mountain Plains Agency, Inc. - Marysville has been helping clients in Wyoming find the best protection plans for their needs. It gives individuals access to home insurance that protects them and their properties from unexpected damage. It also includes liability coverage in the event someone files lawsuits for injuries acquired in the policyholders' homes. The agency carries other insurance products for farms, ranches, cars, and businesses. The locally owned and operated insurance company extends its services to customers in Texas, Colorado, and Idaho.

Best Homeowners Insurance Agencies Serving Wyoming
Cheyenne

Expertise.com Rating

Review Sources

Google
4.9 (14)

Why choose this provider?

Jim Mossey is American National's premier insurance agent in Wyoming. He provides homeowners with insurance policies that protect their property, possessions, and surrounding structures. The homeowners' insurance also covers personal liability and medical payments for someone who suffers an injury at the policyholder's property. He offers other insurance options for individual needs, including life, health, and auto. Business insurance is also available. American National Insurance Company was founded in 1905 and services all 50 states.

Best Homeowners Insurance Agencies Serving Wyoming
Cheyenne

Expertise.com Rating

Review Sources

Google
4.9 (8)

Why choose this provider?

Rocky Mountain Capital Agency is the best independent insurance firm in Wyoming. It offers the cheapest homeowners' policies that protect against losses involving fire, wind, theft, and vandalism and cover lost or destroyed personal possessions. It defends policyholders against liabilities when someone is injured on the property. Auto insurance plans are also available. The insurance agency was established by Jay Meyers in 1935. It has retained some of its clients dating back to the 1950s and 1960s.

Best Homeowners Insurance Agencies Serving Wyoming
Cheyenne

Expertise.com Rating

Why choose this provider?

Knifong Insurance Agency, Inc., helps clients in Wyoming find the right coverage for their security. Its agents, known to be the the best in the state, create tailored insurance solutions for homeowners in the community. They also assist clients in getting farm and ranch, boat, motorcycle, life, and business insurance plans. Its team is dedicated to providing clients with the excellent insurance services by having one-on-one meetings with them to understand their needs. Knifong Insurance Agency's service areas also include Utah, Colorado, and Nebraska.

Best Homeowners Insurance Agencies Serving Wyoming
Casper

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Aspen Agency Group is a Wyoming-based insurance firm operating in Casper. It offers the best homeowners' insurance policies with basic coverage, including replacement cost for the dwelling, expenses for personal belongings, and protection against personal liability for bodily injuries that may happen on the client's property. The independent agency also offers life, auto, contractors, and commercial insurance plans. It has been providing the community with insurance services for over 35 years. It is licensed to write insurance in 10 states.

Best Homeowners Insurance Agencies Serving Wyoming
Cheyenne

Expertise.com Rating

Review Sources

Google
4.7 (135)
Facebook
4.8 (39)
Yelp
3.0 (2)

Why choose this provider?

Suzanne Cork works as the best State Farm insurance agent in Wyoming. She helps clients in insuring their homes. Together with her team, they work with clients to help them find the right insurance for their auto and pets. Life and renters' insurance, as well as notary bond, are available. She also offers financial products like mutual funds, banking, and annuities. Cork's insurance agency has qualified for numerous awards, including State Farm Legion of Honor, Chairman�s Circle, and Ambassador Travel.

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Mountain Plains Agency, Inc. - Marysville
814 Broadway Street, Marysville, WY 66508
Jim Mossey - American National Insurance Agent
1408 Hugur Avenue, Cheyenne, WY 82001
Rocky Mountain Capital Agency
500 West 27th Street, Cheyenne, WY 82001
Knifong Insurance Agency, Inc.
2005 Warren Avenue, Cheyenne, WY 82001
Aspen Agency Group - Casper
604 South Wolcott Street, Casper, WY 82601
Suzanne Cork - State Farm Insurance Agent
2017 Blue Grass Circle, Cheyenne, WY 82009

Wyoming Homeowners Insurance Agency FAQs

  • What is the average cost of homeowners' insurance in Wyoming?

    The average cost of homeowners' insurance in Wyoming is between $966 and $1,299. Homeowners insurance rates may vary per city or state, as insurance companies also consider several factors, such as the location, the current condition of the home, the materials used to build the house, and the age of the structure.

  • Is your homeowners' insurance in Wyoming tax-deductible?

    According to the IRS, your homeowners' insurance in Wyoming is not tax-deductible if your home only serves as your personal residence. However, there are certain instances wherein you can make your homeowners' insurance tax-deductible. These include if you run a business in your home, if you have a tenant living in your property, or if you have submitted a loss or theft claim.

  • What are the basic coverages of homeowners' insurance in Wyoming?

    The basic coverages of homeowners' insurance in Wyoming include the home’s internal and external structure, personal property like furniture and clothing, personal liability in case of accidents, medical payments to visitors, and other structures not attached to the primary home. Some homeowners policies also cover loss of use, ordinance or law insurance, and unauthorized or counterfeit credit card payments.

  • Can you lower your homeowners' insurance premium in Wyoming?

    Yes, you can lower your homeowners' insurance premium in Wyoming if your provider allows it. Some insurance providers encourage homeowners to install smart home monitoring devices and conduct regular home maintenance work to lessen the risk related to insuring their homes. You can also raise your deductible or change insurance providers every few years to lower your premium.

  • Are you required to have homeowners' insurance in Wyoming?

    No, the state of Wyoming does not require its residents by law to obtain homeowners' insurance. However, in case you have to get a home loan in the future, some mortgage lenders in the metro require a specific amount of homeowners' insurance coverage before you can qualify for a home loan.

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