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2024

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Best Homeowners Insurance Agencies in Vancouver, WA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Vancouver Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

100Reviewed

63Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

222 Northeast Park Plaza Drive Suite 101, Vancouver, WA 98684

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

Pickett Insurance Agency is a family-owned agency that provides personalized homeowners coverage solutions to individuals and families in Vancouver. It is an independent company that partners with various insurance providers to offer customized policies suited to clients' specific needs. The team's commitment goes beyond simply selling policies; it prioritizes educating clients and empowering them to make informed decisions about their insurance coverage. Pickett Insurance Agency has been in the industry for more than 70 years.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Andresen Road, Vancouver, WA 98661

Expertise.com Rating

Review Sources

Google
4.6 (15)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Rainwater Agency Insurance Brokers is a Vancouver insurance brokerage with nearly 30 years of experience in the industry. This insurance agency provides homeowners with security by offering homeowners' insurance, which can protect a property financially in case of disasters. There are standard policies that insure the structure and contents of the home, and other package policies covering the home, its contents, and a homeowner's liabilities. Rainwater Agency Insurance Brokers has diverse insurance policies, from personal policies to commercial or business policies.

  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers

12503 SE Mill Plain Blvd STE 130, Vancouver, WA 98684

Expertise.com Rating

Review Sources

Google
4.8 (62)
Facebook
5.0 (12)
Yelp
5.0 (5)

Why choose this provider?

Evergreen Insurance Inc. is an independent insurance company that has been serving Vancouver and nearby areas for more than 20 years. The firm helps individuals and families to obtain financial security for their homes and valuables through a homeowners' insurance policy. Its agents help owners of houses, apartments, and condominiums choose the right coverage based on their needs. These include dwelling coverage, personal property, personal liability, medical coverage, and additional living expenses. Other offerings include business and specialty insurance packages. The company also serves clients across Washington.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

11112 Northeast 51st Circle, Vancouver, WA 98682

Expertise.com Rating

Review Sources

Google
4.9 (309)
Facebook
4.9 (45)
Yelp
5.0 (37)

Why choose this provider?

Davidson & Associates Insurance is an independently-owned and -operated insurance agency located in Vancouver. The agency offers various types of insurance, with a focus on homeowners insurance. The agency provides policies that cover houses, detached dwellings and structures, personal belongings, medical expenses, additional living expenses, and coverage for natural disasters. Davidson & Associates Insurance has a 24-hour emergency reporting service for emergency claims. The agency has been awarded Vancouvers' Best in Business and the Industry Best Practices Award for the past four years.

  • Renter's Insurance
  • Flood
  • Earthquake

7813 Northeast 13th Avenue, Vancouver, WA 98665

Expertise.com Rating

Review Sources

Google
4.9 (34)
Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Altech Insurance Agency is an insurance firm serving clients in Vancouver. It offers homeowners insurance specifically constructed for clients and their requirements. Its services cover insurance usage, claims, and risk-avoidance. A broad selection of insurance products, including auto insurance, life insurance, watercraft and boat insurance, renters insurance, builders risk insurance, and workers' compensation insurance, are also available. Altech Insurance Agency is involved with local organizations like local sports teams and the Klineline Kids Fishing Derby.

  • Multiple Carriers
  • Personal Property Insurance

16508 SE 24th St Ste 103, Vancouver, WA 98683-4321

Expertise.com Rating

Review Sources

Google
4.8 (48)
Facebook
5.0 (32)
Yelp
4.0 (8)

Why choose this provider?

Ryan Paulson is a State Farm insurance agent aiming to help individuals and families find and execute insurance plans tailored to their goals. Based in Vancouver, Paulson leads a team of professionals who provide assistance in selecting insurance policies, including homeowners' insurance. They offer different forms of policies, including broad form, special form, modified form, and comprehensive form. The team guides clients in choosing the suitable policies for them and their preference in terms of coverage,

  • Multiple Policy Types

7720 Northeast Vancouver Mall Drive, Vancouver, WA 98662

Expertise.com Rating

Review Sources

Google
4.4 (7)
Facebook
5.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Applied Team Insurance provides personalized service to homeowners in Vancouver needing insurance. The company has home insurance specialists who work with homeowners to create plans tailored to their needs. The plans they offer compensate policyholders for financial losses due to theft, fire, and storms. These can protect the policy holders' homes, detached buildings and structures, and the properties within their homes. There is also coverage for the expenses of guests who have been injured while inside the property.

  • Renter's Insurance
  • Personal Property Insurance
  • Flood

916 Main St, Vancouver, WA 98660

Expertise.com Rating

Review Sources

Google
4.2 (20)
Facebook
5.0 (19)
Yelp
2.5 (3)

Why choose this provider?

Biggs Insurance Services is a personal insurance company that has been serving residents and businesses in Vancouver for more than 70 years. Established in 1935, the firm provides homeowners insurance policies that allow private residence owners to protect their homes and valuables against unforeseen circumstances. Licensed agents at the firm handle several types of homeowners coverage, including structural dwelling, personal property, and liability protection. Other products include family, health, and business insurance policies. The company is a member of the Greater Vancouver Chamber of Commerce.

  • Renter's Insurance
  • Flood
  • Earthquake

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Pickett Insurance Agency
222 Northeast Park Plaza Drive Suite 101, Vancouver, WA 98684
Rainwater Agency-Insurance Specialists
Andresen Road, Vancouver, WA 98661
Evergreen Insurance Inc.
12503 SE Mill Plain Blvd STE 130, Vancouver, WA 98684
Davidson & Associates Insurance
11112 Northeast 51st Circle, Vancouver, WA 98682
Altech Insurance Agency
7813 Northeast 13th Avenue, Vancouver, WA 98665
Ryan Paulson - State Farm Insurance Agent
16508 SE 24th St Ste 103, Vancouver, WA 98683-4321
Applied Team Insurance
7720 Northeast Vancouver Mall Drive, Vancouver, WA 98662
Biggs Insurance Services
916 Main St, Vancouver, WA 98660

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is it necessary to have home insurance in Vancouver?

    In Vancouver, home insurance is not necessary unless you're paying off a mortgage. You should still purchase home insurance even when it is not needed since it protects against having to pay out-of-pocket costs in the case of a natural disaster or accident. Just remember that every policy contains exclusions. Even while insurance is a fantastic safety net, you must ensure that you have the correct coverage you require or it will be of little assistance.

  • Why is a declaration page required for a Vancouver home insurance?

    The declaration sheet for your homeowners insurance is a single-page overview of every important aspect of your policy. In Vancouver, you must have a declaration page for your homeowner's insurance because it acts as evidence of the coverage provided by your policy, which mortgage companies often require every year. In addition, it can be helpful to comprehend the fundamental coverages and restrictions in your policy.

  • How can I obtain a declaration page in my Vancouver homeowners insurance?

    Whenever you buy a new policy or whenever your elections are changed, your insurance provider in Vancouver will normally send you a declaration document. If you have a printed or electronic copy of your insurance, the section for declarations is on the first page. If you don't have a copy of your policy, you can either obtain a copy from your insurance company or get the declaration document from your carrier's mobile app.

  • Is stolen jewelry covered by home insurance in Vancouver?

    Yes. Jewelry is covered by the personal property provision of a homeowner's insurance in Vancouver. But because jewelry may be both expensive and easy to steal, the majority of insurers have a small policy limit on their jewelry coverage. If the value of your jewelry exceeds your designated coverage level, you should raise the limit on your personal property coverage or obtain a scheduled personal property.

  • Does homeowners insurance in Vancouver provide coverage in the event of a pool collapse?

    It varies. A pool collapse will only be covered by a homeowner's insurance in Vancouver if it results from a covered peril. For instance, the collapse will be covered if a fallen tree crashes on the pool during an event covered by insurance. Homeowner's insurance coverage would not pay up if the pool collapsed due to other problems, such as poor maintenance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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