Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Auburn, WA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Auburn Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

34Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

820 Harvey Rd # D, Auburn, WA 98002

Expertise.com Rating

Review Sources

Google
4.3 (8)
Facebook
5.0 (5)

Why choose this provider?

Gary Turner Agency is a Washington insurance firm serving home and business owners in Auburn and its surrounding areas. It has been operating since 1979 and specializes in personalized homeowners' insurance policies that are tailored to the clients' insurance requirements and financial situations. It offers supplementary policy options for disasters on top of the standard homeowners' insurance coverage. The agency ensures that clients are provided with a wide variety of coverage options and that they are fully educated on their policies.

  • Multiple Policy Types

1418 Lake Tapps Pkwy E suite c101-a, Auburn, WA 98092

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
5.0 (19)
Yelp
4.5 (10)

Why choose this provider?

Head & Malesis Insurance Agencies has been helping residents and business owners in Auburn with their personal insurance needs for more than 50 years. The company assists individuals and families obtain just compensation for structural damages, personal property losses, and owner's liabilities in times of peril, through a homeowners' insurance policy. Its agents have more than 30 years of combined experience in evaluating insurance carriers and choosing the best plan for their customers' needs. Other services include vehicle, property, life, personal umbrella, and pet health insurance policies.

  • Multiple Policy Types

19413 Washington 410, Bonney Lake, WA 98391

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (3)

Why choose this provider?

Schreib Insurance Group is a locally owned and operated insurance agency. Since 2011, it has been providing personalized home insurance policies to people living in and around Auburn. It offers coverage against property damage resulting from fire, storms, and theft. Its policies can also provide liability coverage in the event of legal action following a personal injury caused by a defect in the property or the actions of a family member or pet.

  • Multiple Policy Types

201 Auburn Way North, Auburn, WA 98002

Expertise.com Rating

Why choose this provider?

Located in Auburn, HBT Insurance was founded in 1936 to provide the residents and businesses of the surrounding communities with impartial advice on the insurance products offered by major insurers, such as Liberty Mutual and Safeco. Its agents can help homeowners in various ways, such as analyzing their current coverage needs and comparing them with their existing policies, discussing additional coverage where there's a shortfall, and pursuing discounts from carriers.

  • Personal Property Insurance
  • Multiple Policy Types

5610 176th Street East, Puyallup, WA 98375

Expertise.com Rating

Review Sources

Google
5.0 (154)

Why choose this provider?

Ryan McCloskey - State Farm Insurance Agent opened in 2017, since when it has helped a number of homeowners and new residents get the home insurance coverage they need for their properties. Mr. McCloskey's services include helping clients assess their existing policies and develop new ones that meet their current coverage requirements. He can also discuss additional coverage, such as paying for temporary relocation should the home be uninhabitable. The licensed agent specializes in other forms of insurance too, including auto.

  • Multiple Policy Types

402 East Main Street, Auburn, WA 98002

Expertise.com Rating

Review Sources

Google
4.7 (14)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

South Sound Insurance Inc. is a full-service insurance firm that caters to residents and businesses in Auburn and nearby areas. The company assists individuals and families to prepare for future financial risks involving their homes and personal assets with a homeowners insurance policy. Its licensed agents help customers obtain proper compensation for property damages or losses, liability defense expenses, and medical costs for injuries incurred by guests within the premises. Other offerings include vehicle, life, recreational, business, and bonds insurance plans.

  • Multiple Policy Types

415 1st St NE, Auburn, WA 98002

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Young Insurance Agency LLC delivers personal and business insurance options to clients in Auburn and the rest of the state. The independent insurance agency has access to multiple insurance carriers that provide homeowners' insurance policies. The policy typically covers the dwelling itself and other structures, personal belongings, liability protection in case of lawsuits, and temporary living expenses. The company also provides insurance lines for beach homes, high-value homes, rental dwelling, secondary residences, and vacation homes.

  • Personal Property Insurance
  • Multiple Policy Types

4104 Martin Way E #103, Lacey, WA 98516

Expertise.com Rating

Review Sources

Google
4.7 (223)
Yelp
5.0 (6)

Why choose this provider?

Vern Fonk of Renton has more than 60 years of experience helping residential and commercial clients in the Pacific Northwest get the coverage they need with premiums they can afford. The agency's homeowner insurance services cater to the needs of those who own an array of home types, including condos, rental properties, farms, and mobile homes. The agency also specializes in insurance for individual and commercial drivers and for residents looking for health insurance.

  • Condos
  • Fire
  • Multiple Policy Types

4798 Auburn Way North, Auburn, WA 98002

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

The Doug Klein State Farm Insurance office provides clients in Auburn with a wide array of products, which include auto, homeowners, renters, business, life, and health insurance plans. As the largest catastrophe team and fleet in the insurance industry, the agency can assess damage and provide help for policyholders affected by natural disasters, whether they suffered moderate damage or lost everything. The office even has a mobile catastrophe facility and catastrophe response trailers, which are travel trailers converted and equipped for mobile office space.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Gary Turner Agency
820 Harvey Rd # D, Auburn, WA 98002
Head & Malesis Insurance Agencies
1418 Lake Tapps Pkwy E suite c101-a, Auburn, WA 98092
Schreib Insurance Group
19413 Washington 410, Bonney Lake, WA 98391
HBT Insurance
201 Auburn Way North, Auburn, WA 98002
Ryan McCloskey - State Farm Insurance Agent
5610 176th Street East, Puyallup, WA 98375
South Sound Insurance Inc.
402 East Main Street, Auburn, WA 98002
Young Insurance Agency LLC
415 1st St NE, Auburn, WA 98002
Vern Fonk Lacey
4104 Martin Way E #103, Lacey, WA 98516
Doug Klein - State Farm Insurance Agent
4798 Auburn Way North, Auburn, WA 98002

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How do homes insurance providers in Auburn have access to your history of insurance claims?

    Your Comprehensive Loss Underwriting Exchange Report, commonly known as the CLUE Report, gives homeowners insurance providers in Auburn access to your insurance claim history. When you browse for home insurance in Auburn, insurance providers will look up your CLUE report to assess your risk profile and the state of your property. The CLUE Report will typically populate information for any claims or losses from the previous three or five years.

  • If an Auburn home insurance company discovers a dog in your home that is on the prohibited breeds list, can they cancel your policy?

    Your Auburn home insurance company can give you a notice of cancellation for your policy if they learn that you possess a dog that is on the list of prohibited breeds. When buying homeowners insurance in Auburn, it's not a good idea to keep your dog's breed a secret because the insurance company can use it as justification to reject your claim.

  • What are the types of personal property coverage in a home insurance policy in Auburn?

    Replacement cost and actual cash value are the two personal property coverage options available in an Auburn home insurance policy. A replacement cost policy typically pays the amount required to buy the item completely new at the time the claim is filed. An actual cash value policy considers depreciation to give compensation based on an item's current value.

  • What are some usual exclusions from Auburn homeowners insurance personal liability coverage?

    The personal liability portion of your home insurance in Auburn normally excludes intentional damages, harm to you or a family member who resides in the home, and harm or property losses resulting from your work or business. It's possible that homeowner insurance will cover incidental commercial activity, but you should verify your policy to see what types of coverage are available.

  • In Auburn, is it possible to get compensation from your homeowners insurance if a storm causes your neighbor's tree to fall and damage your home?

    If a storm causes your neighbor's tree to fall and cause damage to your house, you may be able to get financial assistance through your homeowners insurance in Auburn. You might also argue that your neighbor is liable for any damages resulting from careless maintenance if the tree collapsed because it was already dead and rotting.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.