Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Newport News, VA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newport News Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

114Reviewed

72Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Newport News, VA

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Yelp
4.0 (4)

Why choose this provider?

Kilgo Insurance is an independent agency in Newport News with a team of advisors who have years of experience helping people choose the right insurance coverage. It has a variety of home insurance plans that covers property damage, possessions, living expenses, theft, and personal injury. The agency offers business insurance for protecting the premises, equipment, and work vehicles from damage and theft. Kilgo Insurance also has insurance packages for rental properties, condos, secondary homes, and watercraft.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Glen Allen, VA

Expertise.com Rating

Why choose this provider?

Nuzum Insurance Agency Inc. is a family-owned company that has been in business since 1902 to provide insurance coverage for customers in Newport News. Its home insurance packages are designed to cover damage to the property, as well as legal responsibility for any injuries to other people. The agency offers condo insurance for owners wishing to protect their valuables from unforeseen disasters and theft. In addition to life insurance, Nuzum Insurance has insurance plans for autos, RVs, and motorcycles.

  • Fire

11742 Jefferson Ave, Newport News, VA 23606

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Langley Federal Credit Union is a credit union with a location in Newport News that also offers insurance policies, particularly homeowners insurance. The credit union, which was started in the 1930s, helps homeowners keep their investments and properties secure. Langley Federal Credit Union homeowners insurance plans cover structures and the contents of homes, such as personal belongings. They also offer protection against liabilities and lawsuits. The credit union also insures various vehicles, boats and jet skis, pets, events, and businesses.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Newport News, VA

Expertise.com Rating

Review Sources

Facebook
4.9 (32)

Why choose this provider?

Archibald Insurance is an independent agency that provides insurance products and services in Newport News from over 20 leading insurance carriers. It has home insurance plans that financially protect homes and personal belongings from losses due to fire, theft, vandalism, or other events. The agency offers specialty dwelling insurance policies to cover rental properties, vacant homes, secondary homes, and homes under construction. Archibald Insurance also has insurance coverage for automobiles, motorcycles, boats, and recreational vehicles.

  • Renter's Insurance
  • Condos

13193 Warwick Blvd, Ste 100, Newport News, VA 23602
WebsiteLicense: 147136

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

The Jimmy Fay State Farm Agency is an insurance and financial service company located in the center of Newport News. Serving the entire state of Virginia, the company helps clients make smart decisions about their insurance and financial safety. Its insurance products include home, auto, life, health, commercial, and workers' compensation. The Jimmy Fay State Farm Agency aims to build and maintain reliability with its clients by providing customer-specific products, education, and awareness.

  • Homeowners

621 Stoney Creek Lane, Newport News, VA 23608
WebsiteLicense: 1067147

Expertise.com Rating

Review Sources

Google
4.9 (48)
Facebook
5.0 (15)
Yelp
5.0 (2)

Why choose this provider?

Chris Motsenbocker is a home insurance agent for State Farm based in Newport News servicing the whole state of Virginia. He offers homeowners' and renters' insurance products and services, as well as life and health, auto, pet, small business and commercial, and workers' compensation insurance policies to his clients. Chris is a Navy veteran who had served for 20 years and a Bachelor’s degree holder who majored in Business Administration Management.

  • Homeowners

11528 Jefferson Ave, Newport News, VA 23601

Expertise.com Rating

Review Sources

Facebook
5.0 (48)
Google
5.0 (1)

Why choose this provider?

Teagle Insurance Agency Inc. is a local homeowners insurance agency that has been serving families and individuals in Newport News since 1971. Its team of experienced insurance agents works with leading insurance companies in order to provide comprehensive home insurance options, such as primary home insurance, secondary home insurance, condo insurance, rental insurance, and vacant property insurance. They offer policies from Foremost, Mercury Insurance, National General Insurance, Penn National Insurance, Progressive, and Rockingham Insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

305 South Washington Highway, Ashland, VA 23005

Expertise.com Rating

Why choose this provider?

The Roberts Insurance Group LLC is an insurance agency that helps individuals, families, and businesses in Newport News and surrounding communities get the insurance coverage they need. It offers home insurance that protects the dwelling, personal belongings, and outbuildings from losses due to damage or theft. Its business property insurance provides coverage for office buildings, equipment, furniture, and stock from employee theft and damage. Roberts Insurance also insures autos, boats, RVs, motorcycles, and farms.

  • Multiple Policy Types

11837 Rock Landing Drive, Newport News, VA 23606

Expertise.com Rating

Review Sources

Google
4.9 (114)
Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Goodrich & Watson Insurers, Inc., is an insurance agency based in Newport News. Its consultants closely coordinate with clients, assessing the best type of coverage that suits their homes and assets. They can obtain insurance policies for homeowners with elevated risks in their properties that may pose risks to others' safety. The company also offers umbrella insurance that ensures more coverage, especially for high-value homes. This company carries various business and personal coverages, including crime insurance.

  • Personal Property Insurance

12876 Jefferson Avenue, Newport News, VA 23608
WebsiteLicense: 573193

Expertise.com Rating

Review Sources

Google
5.0 (64)
Yelp
5.0 (1)

Why choose this provider?

Irene Sisson is a homeowners insurance agent that caters to the needs of clients in the Newport News metro and other nearby areas. She has been a State Farm agent for 28 years, offering her expertise to clients and providing them with high-quality service through a responsive and attentive approach. She believes that knowing her clients personally and professionally helps determine the best policy suitable for them. She also offers assistance in auto, business, life, health, and property insurance.

  • Renter's Insurance

12458A Warwick Blvd, Newport News, VA 23606

Expertise.com Rating

Review Sources

Google
4.6 (31)
Facebook
5.0 (4)

Why choose this provider?

Patty Heath - State Farm Insurance Agent helps clients in Newport News protect their properties with homeowners' insurance. The policy can cover risks of property damage due to various factors such as theft, fire, and vandalism. It also provides medical and liability coverage to protect homeowners from claims due to personal injury sustained in their property. Heath's agency provides information that can help clients determine the appropriate coverage for their needs. It also handles payment processing and claim requests.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Kilgo Insurance
Newport News, VA
Nuzum Insurance Agency Inc
Glen Allen, VA
Langley Federal Credit Union
11742 Jefferson Ave, Newport News, VA 23606
Archibald Insurance
Newport News, VA
Jimmy Fay Insurance Agency, Inc.
13193 Warwick Blvd, Ste 100, Newport News, VA 23602
Chris Motsenbocker
621 Stoney Creek Lane, Newport News, VA 23608
Teagle Insurance Agency Inc.
11528 Jefferson Ave, Newport News, VA 23601
The Roberts Insurance Group, LLC
305 South Washington Highway, Ashland, VA 23005
Goodrich & Watson Insurers, Inc.
11837 Rock Landing Drive, Newport News, VA 23606
Irene Sisson
12876 Jefferson Avenue, Newport News, VA 23608
Patty Heath - State Farm Insurance Agent
12458A Warwick Blvd, Newport News, VA 23606

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does homeowners' insurance in Newport News cover water damage?

    Water damage is covered by homeowners' insurance in Newport News if the water comes from within your home and is released suddenly and accidentally. However, if the water damage was caused by poor maintenance or came from a source other than your home, your homeowners' insurance policy will not cover the costs.

  • Will your credit rating affect your homeowners' insurance rates in Newport News?

    When checking an individual's credit rating, insurance companies in Newport News only conduct a soft inquiry. They do not run credit checks like a mortgage or credit card company. They also do not constantly check or monitor a person's credit. As a result, if a person's credit score improves, their insurance company will not be notified and will not change their homeowners' insurance rates. You can, however, request that your agency re-run your credit to see if you can get a better rate.

  • Can homeowners' insurance in Newport News cover identity theft?

    Yes, identity theft is covered by Newport News homeowners' insurance. Identity fraud expense coverage can be added to your homeowners' insurance policy. This reimburses policyholders who are victims of identity-related crimes for the cost of repairing their identity. It also assists policyholders in preventing such identity-related crimes from occurring by providing an in-depth credit monitoring dashboard to which family members can be added. Identity theft insurance is also available as a standalone policy.

  • Can you still get homeowners' insurance in Newport News if you convert your house to be off-grid?

    Yes, there are no rules that prevent homeowners who want to convert their homes to be off-grid from getting insurance. Off-grid systems, on the other hand, are more likely to fail. As a result, homeowners insurance premiums in Newport News may be slightly higher. This is still determined by the insurance company.

  • Can you get homeowners' insurance in Newport News for older properties or historic homes?

    Some insurance companies in Newport News do not insure historic homes or properties older than 50 years, as they are typically more expensive to repair and replace than newer homes. However, some insurance companies are willing to take the risk of insuring an older home if the policyholder updates certain aspects of the structure to conform to modern building codes. Find a homeowners' insurance policy with Guaranteed Replacement Cost coverage is also recommended. This type of coverage can be expensive and difficult to obtain.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.