Last updated:

Best Homeowners Insurance Agencies in Burlington, VT

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Burlington Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

159 Pearl Street, Essex, VT 05452 Rating

Review Sources

5.0 (62)
5.0 (12)
5.0 (2)

Why choose this provider?

For over a decade, Chris Kasper - State Farm Insurance Agent has been offering families and individuals various home insurance options. He operates in the Burlington metro area, providing homeowners with coverage for their homes, gardens, furniture, jewelry, and other prized possessions. The policy Mr. Kasper offers protects these assets from natural emergencies, such as lightning, wind and hail, random acts of vandalism, and other causes, including malfunctions of HVAC systems. He also offers a range of financial services.

  • Fire
  • Multiple Policy Types

33 Blair Park Road, Williston, VT 05461 Rating

Review Sources

4.0 (19)
4.5 (8)

Why choose this provider?

Williston Insurance Agency is a homeowners insurance agency that has been providing services to Burlington, Williston, and surrounding areas. The agency assists clients in evaluating and confirming properties towards claims. Additional insurances they offer include those for life, disability, recreational vehicles, farm, and equine. Commercial clients can avail themselves of Williston Insurance Agency's insurances that cover business, commercial auto, and contractors. The agency also offers annuities and long-term care investments.

  • Renter's Insurance

8 Essex Way, Essex, VT 05451 Rating

Review Sources

4.0 (29)

Why choose this provider?

Ashe Insurance is a family-owned insurance agency that has been serving residents of Burlington for over 46 years. It helps clients find homeowner insurance policies tailored to their specific needs. Such policies usually include liability protection and coverage of one's home and personal belongings. Ashe Insurance can also find additional coverage for homes susceptible to certain destructive forces such as floods and earthquakes. Aside from homeowner insurance, Ashe Insurance also handles auto, business, farm, and life insurance.

  • Renter's Insurance
  • Homeowners

114 Upper Welden Street, Saint Albans City, VT 05478 Rating

Review Sources

5.0 (79)
4.8 (18)

Why choose this provider?

Kinney Insurance Agency is a family-owned business that has been delivering personalized homeowners' insurance policies in Burlington for over 40 years. It evaluates the properties and works with local, regional, and national providers to create protection plans that fit each client's coverage requirements. In addition, Kinney Insurance is an independent agency that provides individuals, families, and businesses with other products such as auto, farm, maple producers, recreational vehicles, and specialty programs. It has office locations in Milton, South Hero, and St. Albans.

  • Homeowners

2300 Saint George Road, Williston, VT 05495 Rating

Review Sources

4.0 (35)
2.0 (3)

Why choose this provider?

Winooski Insurance is an independent, full-service insurance agency that has been serving communities in Burlington. Williston, and surrounding areas since 1983. The homeowners insurance agency provides clients with policies that cover homes or apartments whether they are owners or renters. Depending on their need, clients can choose from other insurance policies, including auto, boat, flood, and high net worth. The carriers Winooski Insurance works closely with include Berkshire Hathaway, Concord Group, MMG Insurance, The Hartford, and Union Mutual.

  • Renter's Insurance
  • Condos
  • Earthquake

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Chris Kasper - State Farm Insurance Agent
159 Pearl Street, Essex, VT 05452
Williston Insurance Agency
33 Blair Park Road, Williston, VT 05461
Ashe Insurance
8 Essex Way, Essex, VT 05451
Kinney Insurance Agency
114 Upper Welden Street, Saint Albans City, VT 05478
Winooski Insurance
2300 Saint George Road, Williston, VT 05495


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can a Burlington resident determine whether an insurance company or agent is licensed or has been disciplined in Vermont?

    Burlington residents can learn about insurance firms or agents in Vermont by asking friends or relatives. Another option is to contact the Vermont Insurance Division at the Department of Financial Regulation at 800-964-1784 or 802-828-3302 to inquire about the licenses or disciplinary actions of their potential insurance carrier or broker.

  • Why is it important to carry home insurance when taking out a mortgage in Burlington?

    When applying for a mortgage in Burlington, having home insurance is essential to protect your property investment. Homeowners are frequently required by mortgage lenders to maintain a certain level of insurance coverage. If homeowners do not meet this requirement, lenders may purchase a policy on their own. Homeowners who obtain their own policy through an insurance agent can ensure adequate coverage and competitive rates, as well as avoid increased costs passed on to lenders.

  • Can owning a pet lead to higher homeowners' insurance premiums in Burlington?

    Pets can raise the cost of homeowners insurance in Burlington. Some pet breeds may require insurance coverage for potential damages or injuries caused by the pet, as required by some communities. While standard renters insurance policies may cover such liabilities, some insurers may require additional coverage. It is recommended that you discuss these options with an insurance agent or company to understand how they affect premium rates.

  • Do homeowners in Burlington need vacant property coverage if they are away for an extended period?

    Yes, extended absences from your Burlington home may necessitate vacant property coverage. Standard policies typically impose time limits on how long a home can be vacant. This extra safeguard may be required to ensure adequate coverage and protection when a house remains unoccupied for a period that exceeds the predetermined limit.

  • Should the value of the land be considered when determining how much homeowners insurance to purchase in Burlington?

    No, the value of the land should not be considered when determining how much homeowners insurance to purchase in Burlington. Homeowners' policies typically cover perils such as theft, windstorms, and fire for the structure itself, rather than the land on which it is built. Including the value of the land could result in unnecessarily higher premiums. To ensure you're paying an appropriate premium, focus on insuring the structure and its contents against relevant risks.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.

Other top picks in your area