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2024

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Best Homeowners Insurance Agencies in Sandy, UT

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sandy Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

35Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

668 East 12225 South, Draper, UT 84020

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (3)

Why choose this provider?

For more than 70 years, the Hatch Insurance Group has been helping homeowners and renters get home insurance policies that protect them against the costs of terrible events, such as storm damage, fires, and flooding. Additionally, its independent agents can add on extra coverage to meet the costs of liability claims and the loss of valuable personal items, such as jewelry. Hatch Insurance Group also specializes in earthquake, umbrella, and wedding insurance.

  • Renter's Insurance
  • Flood
  • Earthquake

8494 South 700 East, Sandy, UT 84070

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

The Naylor Insurance Agency Inc. in Sandy was established by Dan Naylor in 1982. As an insurance agency, it provides different policies that may involve the home, business, automobile, and life. For its homeowners' insurance, it provides financial protection whenever there is a disaster. It will protect the home and even the belongings inside it. Aside from the property damage, it will also cover the liability or legal responsibility of the client whenever an injury happened on the property.

  • Flood
  • Condos

765 East 9000 South, Sandy, UT 84094

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Christensen Insurance Group is an independent insurance agency serving individuals and families in the entire state of Utah, including Sandy. Its home insurance experts assist clients with understanding homeowners' insurance policies to determine their needs and ensure they make better decisions. These homeowners' insurance policies typically cover the structure of properties and personal possessions, among others. Christensen Insurance Group was established by Vince Christensen more than seven decades ago in Salt Lake Country, Utah.

  • Multiple Policy Types

6796 South 1300 East, Salt Lake City, UT 84121

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Direct Insurance Services is an independent agency near Sandy that can trace its history back to 1973. The agency's services include finding the best policies from more than 20 carriers for homeowners and renters who want coverage against an array of possibilities, such as a fire, burglary, and liability claims. Its agents talk their clients through each policy to ensure they fully understand what's covered and assist in filing claims.

  • Personal Property Insurance
  • Multiple Policy Types

380 East Main Street, Lehi, UT 84043

Expertise.com Rating

Review Sources

Google
5.0 (261)
Facebook
4.8 (41)

Why choose this provider?

Vic Hillman is a State Farm insurance agent with significant experience in helping his clients get the coverage they need should a disaster happen in their homes, such as a fire or theft. Additionally, he can extend coverage to meet the costs of liability claims if someone is injured in the home or an accident causes damage to another's property, such as a falling tree. Mr. Hillman's other areas of expertise include life, health, and auto insurance.

  • Multiple Policy Types

710 New England Drive, Sandy, UT 84094

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)

Why choose this provider?

The Smith Insurance Group, Inc., provides homeowners coverage for clients in Sandy. It offers to help those whose houses are damaged by floods, lightning, and other disasters. Its agents help determine the amount based on the property's age, value, and extent of the damage. The company also provides replacement or reimbursement for belongings that are damaged by electrical problems or crimes like theft. The company and its staff aim to build long-lasting relationships and provide timely advice for insurance concerns.

  • Fire
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Hatch Insurance Group
668 East 12225 South, Draper, UT 84020
Naylor Insurance Agency Inc
8494 South 700 East, Sandy, UT 84070
Christensen Insurance Group
765 East 9000 South, Sandy, UT 84094
Direct Insurance Services
6796 South 1300 East, Salt Lake City, UT 84121
Vic Hillman - State Farm Insurance Agent
380 East Main Street, Lehi, UT 84043
The Smith Insurance Group, Inc.
710 New England Drive, Sandy, UT 84094

Sandy, UT Homeowners Insurance Agency FAQs

  • How can Sandy residents determine the proper insurance to value for their homeowners' insurance policies in order to properly insure against home damage?

    Sandy homeowners must assess the cost of rebuilding their homes to determine the appropriate insurance to value for their insurance policies. This includes considering a variety of factors, such as the size and layout of their homes, the costs associated with building materials in their area, and any distinguishing features or enhancements present in their residential properties.

  • What topics are frequently discussed with insurance agents that affect Sandy residents' choices regarding homeowners' insurance?

    Topics that Sandy homeowners discuss with insurance agents that influence their decisions about homeowner's insurance include the cost of rebuilding their homes and replacing their belongings if they are damaged or destroyed. Residents also inquire about the insurance company's responsiveness and fairness in claim settlements. Another important aspect that homeowners should discuss with their agents is the procedures for initiating and finalizing a claim.

  • How likely is it that my homeowners' insurance will be voided if I leave my Sandy home for a few weeks?

    If you leave your Sandy home empty for a few weeks, your homeowners' insurance coverage will most likely be voided. The reason for this is that unoccupied houses are more vulnerable to theft, vandalism, and fire. Some insurance policies may consider a home vacant if it has been unoccupied for 60 days or more. A vacant home policy can be purchased if you own a property that will be unoccupied for an extended period of time.

  • What does Sandy City's Public Protection Classification Classification of Class 2 mean for homeowners' insurance premiums?

    Sandy's Class 2 designation reduces homeowners' insurance costs by 3% to 5%. On the Fire Suppression Rating Schedule, the city's fire department received a score of 85.8 out of a possible 105.5 points in a recent evaluation. This represents an increase of more than 5 points over the previous evaluation.

  • What percentage of the insured value of a Sandy home covers the contents of a household under standard homeowners' insurance?

    Standard homeowner's insurance typically covers the costs of repairing damaged property as well as the replacement costs in the event that your home is completely destroyed. The belongings in a Sandy home are insured for a maximum of 40% of the home's insured value under a typical homeowners' insurance policy.

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