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2025

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Best Homeowners Insurance Agencies in Salt Lake City, UT

Our Recommended Top 7

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Salt Lake City homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

109Reviewed

68Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Salt Lake City
1285 West 500 North, Salt Lake City, UT 84116

Expertise.com Rating

Review Sources

Google
4.0 (25)

Why choose this provider?

Mountain Peak Insurance, an independent insurance agency in Salt Lake City, assists clients in various areas, including homeowners' insurance. Its team is committed to helping clients protect their properties and personal belongings through home insurance plans. The agents review policies from different providers to find plans to meet homeowners' individual needs. They also keep clients up to date on policy changes such as new benefits. Mountain Peak Insurance has been in service for over a decade.

  • Homeowners

Best Homeowners Insurance Agencies Serving Salt Lake City
2055 S Pioneer Road,, Salt Lake City, UT 84104

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

The Luna Group is a locally-owned homeowners' insurance agency serving residents in the West Jordan area. As an independent agency, its team of insurance specialists offers home insurance plans from more than 40 insurance carriers, which can be tailored according to the needs and preferences of the potential policyholder. Additionally, The Luna Group provides quotes for condo, farm, renters, and town home insurance policies. Managing partner Axel Luna started the business in 2015. Outside of work, he enjoys snowboarding and scuba diving.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Best Homeowners Insurance Agencies Serving Salt Lake City
352 Denver Street, Salt Lake City, UT 84111

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Salt Lake City Insurance Group offers homeowners' insurance to residential clients. The company's agents take the customer's home, budget, and needs into account. They then search for the appropriate plans to cover different damages such as storms and physical injuries from slips. The insurance also provides a special policy for those with in-home businesses. This includes any damages to the client's records or loss of income. The company also has policies for condos, mobile homes, and renters.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Salt Lake City
2200 S State St, Salt Lake City, UT 84115

Expertise.com Rating

Review Sources

Google
4.7 (143)
Facebook
5.0 (4)

Why choose this provider?

ASA Insurance is a family-owned company based in Salt Lake City. It provides coverage for homeowners affected by earthquakes and floods. The company evaluates its plan based on each client's house and property. It considers all factors that affect its value, including its size, age, and the belongings within. The plans cover structural damage, loss of items, and injuries to any visitors or renters. The company also offers insurance for motorcycles, boats, and RVs.

  • Fire

Best Homeowners Insurance Agencies Serving Salt Lake City
1850 2100 South, Salt Lake City, UT 84119

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
3.0 (2)

Why choose this provider?

AFS - Insurance Services in Salt Lake City offers insurance products and services in the area. Its homeowners' insurance includes protection from floods, major hurricanes, tornadoes under its replacement cost policy. It can also cover most personal belongings, with optional floaters for more expensive items. Aside from homeowners insurance, it also provides services for personal coverage policies like auto, condo, medicare, and life, among many others. Its business insurance policies include business owners' insurance, commercial property, commercial general liability, and surety bonds.

  • Condos
  • Flood
  • Earthquake

Best Homeowners Insurance Agencies Serving Salt Lake City
74 East 2700 South, Salt Lake City, UT 84115

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Wasatch Multi Line Insurance, LLC is a Salt Lake City-based agency that offers various products including homeowners' insurance. Its team provides clients with home insurance plans that cover property damage caused by natural disasters and unforeseen occurrences. The company also offers flood insurance since this hazard is not covered in standard home insurance policies. In addition, Wasatch Multi Line Insurance provides life insurance and auto insurance plans. The agency has been operating for more than a decade.

  • Renter's Insurance

Best Homeowners Insurance Agencies Serving Salt Lake City
3761 South 700 East, South Salt Lake, UT 84106

Expertise.com Rating

Review Sources

Google
4.8 (235)
Facebook
5.0 (20)

Why choose this provider?

Operating in Salt Lake City, Archibald Insurance Agency provides financial coverage for homeowners based on their properties, such as condos, manufactured homes, and rental spaces. The company helps them when there is damage from fires, storms, and theft. This includes the walls, floors, and doors. It discusses each plan with its clients to be transparent on what is and isn't covered, like jewelry and paintings. The company also provides coverage for commercial clients and their businesses and offices.

  • Earthquake
  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Mountain Peak Insurance - Salt Lake
1285 West 500 North, Salt Lake City, UT 84116
The Luna Group
2055 S Pioneer Road,, Salt Lake City, UT 84104
Salt Lake City Insurance Group
352 Denver Street, Salt Lake City, UT 84111
ASA Insurance
2200 S State St, Salt Lake City, UT 84115
AFS-Insurance Services
1850 2100 South, Salt Lake City, UT 84119
Wasatch Multi Line Insurane, LLC
74 East 2700 South, Salt Lake City, UT 84115
Archibald Insurance Agency
3761 South 700 East, South Salt Lake, UT 84106

Salt Lake City, UT Homeowners Insurance Agency FAQs

  • What kinds of coverage do home insurance plans provide in Salt Lake City?

    Most homeowners insurance agencies in Salt Lake City offer policies that provide dwelling coverage for the house itself and attached structures, such as roofing and walls. Usually, home insurance plans include personal property coverage for costs needed to fix or replace your damaged or lost belongings. Another common aspect of homeowners' insurance is personal liability coverage. This means that the insurer will pay the costs in case a person sustains an injury while in your home.

  • What do homeowners' insurance agencies in Salt Lake City mean when they discuss loss of use coverage?

    Standard home insurance policies in Salt Lake City would usually include loss of use coverage. This is helpful in case you are faced with a situation in which you cannot stay in your house for a certain period, such as when it is being repaired following a natural disaster. For example, if during that time you stay at a hotel, the policy will cover the accommodation costs.

  • Are earthquakes covered by homeowners insurance plans in Salt Lake City?

    No. Homeowners insurance agencies in Salt Lake City do not usually offer coverage for damage due to earthquakes. This is because Salt Lake City is situated in an earthquake zone, meaning that it is prone to experiencing this calamity. What homeowners can do is get a separate earthquake insurance plan, which may be offered as a Difference in Conditions policy.

  • Do homeowners' insurance policies in Salt Lake City cover dog bite claims?

    Yes. Home insurance policies in Salt Lake City typically cover medical bills or other costs when your dog bites another individual, although the extent of the coverage differs from one plan to another. It is also noteworthy that some dog breeds may be uninsurable, so be sure to check with your homeowners' insurance agency if your dog is part of that list.

  • Where and how does one report homeowners' insurance fraud in Salt Lake City?

    In case you suspect you are a victim of homeowners' insurance fraud in Salt Lake City, call the Utah Insurance Department (Fraud Division) at 801-468-0233 (main line) or 844-373-0233 (toll-free). You can also report the incident online via this link: https://ofrs.naic.org/. Another option is to send an e-mail to aglick@utah.gov or fraud.uid@utah.gov.

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