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2024

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Best Homeowners Insurance Agencies in Provo, UT

Our Recommended Top 8

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Provo Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

73Reviewed

47Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1774 North University Parkway, Provo, UT 84604

Expertise.com Rating

Review Sources

Google
4.9 (583)

Why choose this provider?

Keystone Insurance Services has been assisting residents in Provo secure their properties and valuable assets since 2003. The company provides homeowners' insurance policies from Bear River Mutual Insurance. Its agents help customers choose the right homeowners' coverage, including dwelling and other structures, personal belongings, and liabilities to others. They also assist policyholders in filing claims for property damages, losses, and medical expenses. Other personal insurance offerings include renters', auto, and earthquake insurance policies. The company also serves clients throughout Utah.

  • Multiple Policy Types
  • Multiple Carriers

289 East Center, Provo, UT 84606

Expertise.com Rating

Review Sources

Facebook
4.9 (67)
Google
4.6 (33)

Why choose this provider?

Inszone Insurance Services, a full-service insurance agency, was founded in 2002 and has an office in Provo. They handle the personal and business insurance needs of clients, including homeowners. Its home insurance policies cover damages or losses caused to the house or personal property due to theft, vandalism, fire, or outlined environmental hazards. Personal liability can also be covered to financially protect policy-holders in the event that someone gets injured while on the property. Inszone Insurance Services serves all 50 states.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

305 Freedom Boulevard, Provo, UT 84601

Expertise.com Rating

Review Sources

Google
4.4 (23)
Facebook
5.0 (2)
Yelp
1.0 (1)

Why choose this provider?

Foote Insurance Agency has two locations in the state of Utah, one of which is in Provo. The agency's homeowners insurance policies protect clients against natural disasters, malicious mischief, household accidents, and civil commotion. Policies can be customized to include dwelling, other structures, personal property, loss of use, personal liability, and medical expense coverage. The agency has been providing its services since 1977. It also offers auto, life, and business insurance products.

  • Multiple Carriers
  • Multiple Policy Types

1355 North University Avenue, Provo, UT 84604

Expertise.com Rating

Review Sources

Google
4.8 (34)
Facebook
5.0 (9)

Why choose this provider?

GMI Insurance provides assistance for residents in Provo. Included in its line of services is home insurance. The insurance professionals offer multiple coverage types for homeowners such as secondary home insurance, condo insurance, investment property insurance, and rental property insurance. The agents also assist homeowners in acquiring optional coverage types including flood insurance, earthquake insurance, identify theft coverage, and scheduled personal property coverage. GMI Insurance was established in 1980. It currently provides protection for over 10,000 clients.

  • Renter's Insurance
  • Condos

398 North University Avenue, Provo, UT 84601

Expertise.com Rating

Review Sources

Google
4.7 (119)
Yelp
5.0 (1)

Why choose this provider?

Blue Mountain Insurance is an insurance agency that provides a wide range of insurance policies for families, assets, businesses, and securities in Provo. It has homeowners' insurance plans that can be tailor-fitted to the needs of clients. Its agents advise homeowners on how to determine which insurance company is ideal for them and which coverage options can protect their assets the best. Other products and services are auto insurance, health insurance, life insurance, and commercial insurance.

  • Multiple Policy Types

363 North University Avenue, Provo, UT 84601
Website

Expertise.com Rating

Review Sources

Google
4.7 (15)

Why choose this provider?

Advance Insurance is a team of insurance professionals that offers personal and commercial insurance solutions to clients in the Provo metro. The company offers homeowners' insurance policies that protect homes, other structures within the property, and belongings inside the premises from damages caused by disasters, theft, and vandalism. Its policies also cover living expenses through loss of use, a process where the policy owner is reimbursed for the cost of living during the restoration process of the damaged property.

  • Multiple Policy Types

2230 North University Parkway, Provo, UT 84604

Expertise.com Rating

Review Sources

Google
4.7 (43)
Facebook
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Craig L. Baugh Insurance and Financial Services Inc. is an insurance agency that offers services in the Provo metro. Led by registered State Farm agent Craig Baugh, it offers various insurance solutions for homes, vehicles, properties, businesses, and even pets. Its home insurance policies cover damages arising from natural disasters; incidents like fire, theft, and vandalism; and most forms of household accidents (pipe bursts, leaks, and electrical damage). Aside from the actual property, its policies also cover personal belongings, furniture, and appliances.

  • Multiple Policy Types

380 S 900 W, Provo, UT 84601

Expertise.com Rating

Review Sources

Google
4.1 (9)
Facebook
5.0 (2)

Why choose this provider?

The Insurance Center is an insurance company located in Provo. It meets with homeowners to discuss their budget and property and find a fitting coverage plan. This usually involves checking their belongings and reimbursing them in cases of loss. The company also covers any damage to the house or attached structures in the property. The staff and agents at The Insurance Center have combined insurance experience of over 50 years.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Keystone Insurance Services
1774 North University Parkway, Provo, UT 84604
Inszone Insurance Services
289 East Center, Provo, UT 84606
Foote Insurance Agency
305 Freedom Boulevard, Provo, UT 84601
GMI Insurance
1355 North University Avenue, Provo, UT 84604
bluemountainins.com
398 North University Avenue, Provo, UT 84601
Advance Insurance
363 North University Avenue, Provo, UT 84601
Craig Baugh - State Farm Insurance Agent
2230 North University Parkway, Provo, UT 84604
The Insurance Center
380 S 900 W, Provo, UT 84601

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Which types of home damage in Provo are covered under acts of nature?

    There are several types of home damage that insurance companies classify as acts of nature or acts of God, including damage or loss from fire, flood, earthquake, lightning, tornadoes, and hurricanes. Theft, vandalism, and civil unrest are also usually listed as acts of God. Most standard home insurance policies in Provo offer coverage for these risks, but policyholders should check with their insurers to see if they need additional protection.

  • Should people in Provo purchase renters' insurance?

    Yes. People in Provo who rent a house, condo, or apartment should consider purchasing renters' insurance to make sure that they are protected from unexpected incidents. Renters must also remember that landlords likely only have policies for the structure and not the renters' personal belongings. Renters' insurance provides financial assistance to the policyholder in case a visitor is injured while on the property and takes legal action.

  • Can a homeowners' insurance policy pay for temporary living expenses in Provo?

    Yes. Most standard homeowners' insurance plans in Provo include coverage for temporary living expenses if they are forced to leave their house during repairs. Home insurance also typically pays for the complete repair or replacement of damaged belongings and property, depending on the circumstances. Some policies help individuals pay for accidents that affect their neighbors.

  • Are swimming pools covered under homeowners' insurance in Provo?

    Yes. Swimming pools are generally covered under homeowners' insurance policies in Provo. Insurance companies differentiate an in-ground pool from an above-ground pool in terms of coverage. In-ground pools are considered part of the covered structures of the homeowners' policy, while above-ground pools are generally classified as a piece of the property and not an additional structure.

  • Does homeowners' insurance offer coverage for dog bites in Provo?

    Yes. If the homeowner's dog bites someone while on the property, their home insurance policy may help pay for damages. A typical home insurance plan in Provo includes personal liability and medical payment to others, which means it could help the policyholder in the event a person is injured due to a dog bite while on the property.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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