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2025

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Best Homeowners Insurance Agencies in Orem, UT

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Orem homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

41Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2532 Annie Oakley Dr., Park City, UT

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (2)

Why choose this provider?

C & W Premier Insurance Agency offers a wide array of personal and business insurance policies in Park City. The team of local insurance agents is experienced in helping clients select home insurance with the right coverage, offering home insurance plans that are tailored to fit specific needs. The coverage includes fire, wind, and hail damage, freezing pipes, and theft and home invasion. Umbrella liability, property and casualty, and life insurance are also offered.

  • Personal Property Insurance
  • Multiple Carriers

1774 N University Pkwy #70, Provo, UT 84604

Expertise.com Rating

Review Sources

Google
4.9 (591)
Facebook
5.0 (35)

Why choose this provider?

Bear River Mutual offers insurance policy options to residents and business property owners in Orem and the surrounding areas. The standard homeowners' insurance policy has four key components which are dwelling, other structures on the property, personal belongings, and liability. Dwelling refers to the client's house including detached homes, townhouses, and condominiums. Other structures that are also covered in the policy include sheds, fences, and garages. The company has been in the industry since 1981.

  • Personal Property Insurance

507 Orem Boulevard, Orem, UT 84058

Expertise.com Rating

Review Sources

Google
4.5 (6)
Yelp
5.0 (1)

Why choose this provider?

Preferred Choice Insurance is an Orem-based agency that provides assistance in determining insurance policies that suit homeowners' unique needs. The agency helps clients obtain financial protection for the replacement or repair of properties and contents damaged by fire, natural disasters, or other covered events including vandalism and theft. PCI also helps clients secure coverage for liabilities and medical expenses involving injured guests. The agency's insurance specialists have a combined experience of 45 years and also offer auto, business, and life insurance support.

  • Personal Property Insurance

1160 S State Street, Orem, UT 84097

Expertise.com Rating

Review Sources

Google
4.9 (8)
Facebook
5.0 (1)

Why choose this provider?

Grandview Insurance is a locally owned and operated insurance agency serving Orem, Salt Lake City, and Park City areas and the entire state. With access to multiple insurance companies and products, it can help clients find the right coverage to protect their homes and investments. This independent insurance agency also analyzes the market to find the maximum value available for home insurance. It also specializes in auto, boat, umbrella, ATV, and life insurance products and services.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

1345 West 1600 North, Orem, UT 84057

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

L.A. Bowen Insurance, located in Orem, is an independent insurance agency serving the local community since 1961. It prides itself on being an Insurance Mall, giving its clients the power of choice to help them find the right homeowners insurance policy from more than 50 insurance carriers. In addition to home insurance, the agency also offers renters, condo, RV, business, and commercial insurance policies. L.A. Bowen Insurance won Utah Valley Magazine's award for Best Insurance Agency for 2018, 2019, and 2020.

  • Renter's Insurance
  • Multiple Policy Types

1675 Freedom Boulevard 200 West, Provo, UT 84604

Expertise.com Rating

Review Sources

Google
4.9 (28)
Facebook
5.0 (8)

Why choose this provider?

Big Pine Insurance Agency is available to help anyone looking for homeowners insurance near Orem. This agency maintains relationships with several insurance companies so that it can offer clients a variety of different rates. It acts as a middleman and explains terms to clients so they have a full understand of policies before they officially purchase them. Big Pine Insurance Agency also offers coverage for floods, earthquakes, and stolen valuables such as jewelry or collectors items.

  • Renter's Insurance
  • Flood
  • Earthquake

248 South State Street, Orem, UT 84058

Expertise.com Rating

Why choose this provider?

Advance Insurance provides comprehensive services to clients throughout the Orem metro area and helps with a multitude of needs that they have while serving them in the areas of homeowners insurance and personal property insurance. Its agents provide information and help clients shop for policies to cover the costs of their assets. Liability coverage is also available in case clients are sued by people injured on their properties. Automobile and business insurance plans are offered here too.

  • Multiple Policy Types

14572 South 790 West, Bluffdale, UT 84065

Expertise.com Rating

Why choose this provider?

Brad Smith, State Farm Insurance Agent, does business with clients throughout the Orem metro area and can assist with a full range of needs when clients want to purchase homeowners insurance. This practice helps those clients to deal with any issues they have and handle problems involved with making insurance claims. It sells package policies that provide coverage for dwellings and everything inside as well as additional structures. Personal liability coverage is provided as well.

  • Multiple Policy Types

287 East 950 South Street, Orem, UT 84058

Expertise.com Rating

Why choose this provider?

Astwood Insurance serves the Orem metro area and gives clients access to a multitude of insurance services to help them purchase homeowners insurance plans. Agent J. Jason Astwood has over 20 years of experience serving clients and can address any issues that people face while shopping for plans or with their existing homeowners insurance plans. This agency advises on coverage areas that clients may need and helps them to buy said coverage and make claims when necessary.

  • Renter's Insurance

1949 East Sunshine Street, Springfield, MO 65804

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

American National Insurance is a full-service insurance company for homeowners in Orem. Its agents examine the houses of clients to create a detailed insurance plan that matches their location and budget. This includes damages to the structure and its detached buildings, as well as medical coverage for guests and residents injured. The company also provides a plan for ID theft or forced relocation. Its agents believe in giving informed advice and supporting clients through all their concerns.

  • Renter's Insurance
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
C & W Premier Insurance Agency
2532 Annie Oakley Dr., Park City, UT
Bear River Mutual
1774 N University Pkwy #70, Provo, UT 84604
Preferred Choice Insurance
507 Orem Boulevard, Orem, UT 84058
Grandview Insurance
1160 S State Street, Orem, UT 84097
L.A. Bowen Insurance
1345 West 1600 North, Orem, UT 84057
Big Pine Insurance Agency
1675 Freedom Boulevard 200 West, Provo, UT 84604
advance-insurance.net
248 South State Street, Orem, UT 84058
Brad Smith - State Farm Insurance Agent
14572 South 790 West, Bluffdale, UT 84065
Astwood Insurance
287 East 950 South Street, Orem, UT 84058
American National Insurance
1949 East Sunshine Street, Springfield, MO 65804

Orem, UT Homeowners Insurance Agency FAQs

  • What influences the cost of your homeowners insurance policy in Orem?

    In Orem, the cost of your insurance premium is often influenced by the risk group you belong to. During the underwriting process, insurance companies carefully examine different factors about an individual's property, from the location to its current home value. Those with a low-risk status tend to pay lesser premium costs than homeowners in high-risk groups.

  • When should you purchase a homeowners insurance policy in Orem?

    You should purchase a homeowners insurance policy before moving into your new property in Orem. However, it is also advisable for individuals to shop around for policies at an earlier date before their scheduled move-in. This allows them to compare homeowners insurance plans, review additional coverage options, and customize policies according to their needs.

  • How can Orem-based individuals lower their home insurance costs?

    Orem-based individuals can lower their home insurance costs by utilizing premium discounts. Different insurance companies provide additional discounts to policyholders who have tried minimizing risks within their homes by installing security systems, hurricane shutters, and deadbolt locks. Homeowners can also cut insurance premium costs by comparing policies and raising deductibles.

  • Should Orem residents purchase flood coverage in addition to their homeowners insurance policies?

    Yes, Orem residents should consider purchasing flood coverage in addition to their homeowners insurance policies because a standard home plan does not include insurance coverage for damage caused by natural disasters, like earthquakes, landslides, and flooding. Homeowners living in disaster-prone areas should immediately contact their insurance carriers for other coverage options that can be added to their policies.

  • Do Orem-based insurance carriers perform credit checks when you're applying for a homeowners policy?

    Orem-based insurance carriers often perform soft credit checks when you're applying for a homeowners policy. Most insurance companies make this type of credit inquiry before issuing an insurance policy to homeowners in the area. However, they also look at other factors during the insurance application process, like property location, coverage amount, and possible discounts.

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