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Best Homeowners Insurance Agencies in Tyler, TX

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tyler Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

2001 South Donnybrook Avenue, Tyler, TX 75701 Rating

Review Sources

4.9 (24)

Why choose this provider?

Located in Tyler, Bergfeld Agency has been providing the community and the whole of Texas with their insurance needs since 1887. One of the insurance services the independent agency provides is homeowners insurance. The company's team of professional agents helps people find the policy that best meets their requirements in terms of pricing, service, and tailored coverage. Bergfeld Agency collaborates with a wide range of insurance companies, including AmWINS Group, CNA Surety, Foremost, Insurors Indemnity, and Liberty Mutual Insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

504 East Front Street, Tyler, TX 75702 Rating

Review Sources

4.8 (17)
5.0 (1)

Why choose this provider?

Texas Wide Insurance serves the insurance needs of residents, business owners, and commercial entities in Tyler and nearby areas. The company provides professional guidance to individuals and families in choosing the right homeowners' insurance policy that best matches their requirements. Its standard homeowners' plan covers the property, replacement of lost or damaged personal items, liability, medical payments, personal umbrella, and additional living costs due to unfortunate events. Its agents also handle renters, landlord, condo, and mobile homes insurance plans, as well as auto and commercial.

  • Multiple Policy Types

1313 S Vine Ave, Tyler, TX 75701 Rating

Review Sources

4.8 (29)

Why choose this provider?

Insurance Agency is an independent brokerage shopping insurance coverages for clients in Tyler and the surrounding areas. Its licensed agents access several insurance companies and gather insurance deals to give options to customers. Homeowner's insurance will cover expenses from damaged properties, assets, and personal belongings. The policy will also safeguard policyholders from lawsuits involving accidents or injuries at home. Other services include auto, business, life, health, and other group benefits.

  • Multiple Policy Types

4711 Old Bullard Rd, Tyler, TX 75703 Rating

Review Sources

4.8 (10)

Why choose this provider?

The Insurance Shop, LLC, services clients around Tyler that want to financially protect their homes in cases of unpredictable situations. The agency's team of insurance agents offers assistance by securing coverage for dwellings, personal properties, and attached structures. The Insurance Shop also helps homeowners obtain coverage for personal liabilities and additional living expenses due to peril-driven losses. The firm caters to communities in the East Texas region and also handles matters involving auto, business, and life insurance.

  • Multiple Policy Types

149 East Tyler Street, Canton, TX 75103 Rating

Review Sources

4.9 (72)
5.0 (7)

Why choose this provider?

East Texas Insurance is active throughout the Tyler metro area and sells insurance plans to protect clients from financial losses if their homes are destroyed. Its staff members have over 30 years of combined experience and can give clients advice on the right policies to purchase in their circumstances and they can explain the meanings of any terms of policies that clients don't understand. East Texas Insurance is also highly interested in business and liability insurance.

  • Renter's Insurance
  • Multiple Policy Types

13495 Frankston Highway, Tyler, TX 75703 Rating

Review Sources

4.9 (15)
5.0 (12)

Why choose this provider?

EasTex Insurance Associates, Inc. is based in Tyler and first opened its doors in 1979 to help clients financially protect themselves and their loved ones in case of disasters. The agency offers various insurance types, including homeowners' insurance policies, to protect clients' biggest investments. They are an independent insurance agency, which means it does not represent a single carrier. EasTex Insurance Associates, Inc. works with a selection of carriers, including Foremost Insurance Group, MetLife, National Lloyds, Progressive, and Smart Choice.

  • Personal Property Insurance

2032 Republic Drive, Tyler, TX 75701 Rating

Review Sources

5.0 (8)

Why choose this provider?

Billy R. Martin Insurance Agency protects Tyler homeowners with various kinds of homes, including houses, apartments, and condominiums. It is a homeowners' insurance agency that insures its clients and their properties from damages caused by fires and other natural calamities, along with damages from theft and vandalism. The agency has policies that cover the liability and expenses of a guest who suffered from losses and injuries within the client's property. Billy R. Martin Insurance Agency has been insuring clients since 1956.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Bergfeld Agency
2001 South Donnybrook Avenue, Tyler, TX 75701
Texas Wide Insurance
504 East Front Street, Tyler, TX 75702
Insurance Agency
1313 S Vine Ave, Tyler, TX 75701
The Insurance Shop, LLC
4711 Old Bullard Rd, Tyler, TX 75703
East Texas Insurance
149 East Tyler Street, Canton, TX 75103
EasTex Insurance Associates, Inc.
13495 Frankston Highway, Tyler, TX 75703
Billy R. Martin Insurance Agency
2032 Republic Drive, Tyler, TX 75701


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does a Tyler homeowners insurance policy cover a neighbor's injury on your property?

    Tyler homeowners insurance policy typically includes coverage for situations where a neighbor is injured while on your property or if you accidentally caused damage to someone else's property. This coverage helps protect you and your household members from legal liability for injuries to others and provides financial support for property damage you may be responsible for, up to the policy's specified limits.

  • How much can you potentially save on your homeowners insurance by installing a security system in Tyler?

    Installing a security system can potentially reduce homeowners insurance costs by up to 20%, although the actual savings may vary among insurance providers due to differences in their risk assessment criteria. To determine the exact discounts available to you, it's advisable to consult with your insurance agent in Tyler, as each company has its unique policies and requirements related to theft risk and home insurance.

  • What should you include in your home inventory for your homeowners insurance in Tyler?

    In your home inventory, include important details for each item, such as receipts, purchase cost or appraisals, detailed descriptions, purchase date, and if applicable, the items' make, model, and serial numbers. If you lack receipts, estimate the current value and provide purchase notes. A home inventory helps your insurance company determine the value of your home's contents, ensuring you're adequately compensated in case of loss or damage in Tyler.

  • How quickly should the insurance company issue payment after agreeing to a homeowners claim in Tyler?

    After approving a homeowners claim in Tyler, insurance companies typically have five business days to issue payment in the form of a draft or check. If they can't meet this deadline, they must provide a written explanation for the delay. Although there's no set legal timeframe for claim settlement, excessively delayed payments may result in penalties under Texas Department of Insurance regulations.

  • Are there homeowners insurance discounts for homes near public safety departments in Tyler?

    Homes near public safety departments in Tyler, like police or fire departments, may be eligible for homeowners insurance discounts. The Public Protection Classification or PPC system evaluates fire department services and could affect homeowner insurance rates, potentially leading to discounts. Additionally, homeowners' insurance might offer discounts for having fire extinguishers, enhancing fire safety in homes.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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