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2025

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Best Homeowners Insurance Agencies in Sugar Land, TX

Our Recommended Top 11

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Our goal is to connect people with the best local professionals. We scored Sugar Land homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

40Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Sugar Land
1417 Farm to Market 1463, Katy, TX 77494

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Brightway, The Baban Agency offers customized insurance services and products for homeowners and businesses in Sugar Land and surrounding communities. It has a wide range of home, condo, and renters insurance packages to protect against financial losses from catastrophic events and disasters. The agency works with top insurance carriers, such as Allstate, Progressive, and Infinity to provide reliable life and umbrella insurance coverage. Baban Agency also insures motor vehicles, RVs, boats, and motorcycles.

  • Fire
  • Flood
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Sugar Land
14140 Southwest Freeway, Sugar Land, TX 77478

Expertise.com Rating

Review Sources

Google
4.8 (57)
Yelp
5.0 (1)

Why choose this provider?

Insurance Solutions of Texas is an insurance brokerage assisting Sugar Land individuals and businesses in protecting their properties and investments through homeowners insurance. Its agents craft customized plans that safeguard clients from liabilities, natural disasters, and financial losses. Since 1993, the agency has been writing personal insurances that include condos, renters, classic cars, motorcycles, and boats. When a natural disaster strikes, the company deals with the financial losses on behalf of homeowners policyholders.

  • Multiple Carriers
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Sugar Land
101 Southwestern Boulevard, Sugar Land, TX 77478

Expertise.com Rating

Review Sources

Google
3.9 (15)
Yelp
4.5 (6)
Facebook
4.2 (5)

Why choose this provider?

Texans Insurance & Financial Group offers insurance options to residents and business property owners in Sugar Land and throughout the region since 1991. The agents advise clients on the sections included in a homeowners' insurance policy. There are two sections which are property coverage and personal liability coverage. Property coverage refers to the financial protection of the client's house itself, other structures such as a detached garage or storage building, personal items, and additional living expenses.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Sugar Land
1207 Avenue D, Katy, TX 77493

Expertise.com Rating

Review Sources

Facebook
4.2 (18)
Google
4.4 (17)

Why choose this provider?

Katy Insurance Agency Inc. is an independent agency near Sugar Land that helps residents find the right insurance plan from leading insurance carriers. It offers customized home insurance packages for new homeowners, apartment renters, and landlords. The agency has insurance plans for farms and ranches to protect their home, livestock, crops, equipment, and buildings from any unforeseen disasters. Additional insurance coverage from Katy Insurance is available for automobiles, watercraft, RVs, condos, and even special events, such as weddings.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Sugar Land
1800 FM 359 Rd 125, Richmond, TX 77406

Expertise.com Rating

Why choose this provider?

The insurance team at DuVal Insurance Agency near Sugar Land has assisted clients with all their insurance needs since 1992. In partnership with multiple insurance carriers, it offers home insurance packages that protect against losses and damages caused by fire, theft, and vandalism. The independent agency has additional coverage that homeowners can purchase for any damages incurred from floods. DuVal Insurance also provides auto insurance for pre-owned vehicles and commercial property insurance for growing businesses.

  • Multiple Policy Types
  • Flood

Best Homeowners Insurance Agencies Serving Sugar Land
16724 Telge Road, Cypress, TX 77429

Expertise.com Rating

Why choose this provider?

Burg Insurance Group of Texas is an independent agency that serves Sugar Land and the surrounding communities. It specializes in helping clients choose from many policies provided by multiple carriers, identifying what suits their needs. The company offers personal homeowners and auto insurance products, including coverage for rentals and condos, boats and jet skis, ATVs, and motorcycles. Business owners can also choose from various solutions, such as general liability, workers' compensation, commercial auto, and builders risk policies.

  • Life Insurance

Best Homeowners Insurance Agencies Serving Sugar Land
24301 Brazos Town Crossing #500-8, Rosenberg, TX 77471

Expertise.com Rating

Review Sources

Google
4.9 (28)
Facebook
5.0 (16)

Why choose this provider?

Cornerstone Insurance Agency caters to clients in Sugar Land and the surrounding localities. The company offers homeowners' insurance to individuals and families looking to purchase their new homes. Its independent insurance agents represent multiple carriers that can provide a variety of coverage options, including property damage, liability protection, and medical coverage. The team also offers other personal and commercial insurance plans like auto, life, and business insurance. Leah Blache, the firm's founder, has been in the industry for over 13 years.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Sugar Land
14905 Southwest Freeway, Sugar Land, TX 77478

Expertise.com Rating

Review Sources

Google
5.0 (41)
Yelp
4.8 (9)

Why choose this provider?

Hoffman Insurance Group has more than 40 years of experience handling the insurance needs of homeowners and businesses in Sugar Land. For peace of mind, it offers home insurance that covers the dwelling, outbuildings, and personal property against damages, theft, and other disasters. It works with insurance carriers, including Progressive, MetLife, and Safeco to design an insurance plan that protects the possessions of apartment renters. Hoffman Insurance also provides insurance coverage for autos, recreational vehicles, and worker's compensation.

  • Multiple Carriers
  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Sugar Land
955 Dairy Ashford Road, Houston, TX 77079

Expertise.com Rating

Review Sources

Google
4.5 (25)

Why choose this provider?

Parkway Insurance Group Inc. is an insurance agency near Sugar Land that works with top insurance carriers to provide the right insurance coverage for customers. It has home insurance plans for covering the cost of replacing a home and personal belongings after a fire. Homeowners can purchase additional insurance coverage from the agency for protection against earthquakes and floods. Parkway Insurance also has insurance policies for autos, business liability, worker's compensation. and traveling.

  • Multiple Policy Types
  • Fire

Best Homeowners Insurance Agencies Serving Sugar Land
12906 Fry Road, Cypress, TX 77433

Expertise.com Rating

Review Sources

Facebook
4.3 (6)

Why choose this provider?

Cleveland Stiff Insurance LLC is an independent insurance agency near Sugar Land that is available 24/7 to provide insurance quotes for homeowners and businesses. It offers home insurance packages to protect clients from financial losses caused by storms, fire, theft, and other events. For further protection, the agency has additional coverage for any damages incurred during earthquakes, floods, and poor home maintenance. Plus, Cleveland Stiff Insurance has insurance plans for motor vehicles, motorcycles, boats, and health.

  • Multiple Policy Types
  • Personal Property Insurance
  • Fire

Best Homeowners Insurance Agencies Serving Sugar Land
6319 Cypresswood Drive, Spring, TX 77379

Expertise.com Rating

Review Sources

Google
4.7 (55)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Harmony National Insurance Brokerage was founded in 2005 to help homeowners and businesses in Sugar Land and surrounding areas get the insurance coverage that meets their needs. It offers free quotes on home insurance policies that provide coverage for replacing property damaged in a fire, as well as personal injury lawsuits. The agency's renters insurance gives apartment renters peace of mind by protecting their valuables from fire and theft. Harmony Insurance also insures autos, boats, condos, and motorcycles.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Baban Agency - Brightway Insurance Agent
1417 Farm to Market 1463, Katy, TX 77494
Insurance Solutions of Texas
14140 Southwest Freeway, Sugar Land, TX 77478
Texans Insurance & Financial Group
101 Southwestern Boulevard, Sugar Land, TX 77478
Katy Insurance Agency, Inc.
1207 Avenue D, Katy, TX 77493
DuVal Insurance Agency
1800 FM 359 Rd 125, Richmond, TX 77406
Burg Insurance Group of Texas
16724 Telge Road, Cypress, TX 77429
Cornerstone Insurance Agency
24301 Brazos Town Crossing #500-8, Rosenberg, TX 77471
Hoffman Insurance Group
14905 Southwest Freeway, Sugar Land, TX 77478
Parkway Insurance Group, Inc.
955 Dairy Ashford Road, Houston, TX 77079
insurewithcleve.com
12906 Fry Road, Cypress, TX 77433
harmonynationalinsurance.com
6319 Cypresswood Drive, Spring, TX 77379

Sugar Land, TX Homeowners Insurance Agency FAQs

  • Does Sugar Land homeowners’ insurance cover hurricane damage?

    While most standard homeowners' insurance policies in Sugar Land cover wind and water damage from hurricanes, they typically do not cover flooding. Homeowners in the metro are advised to take out separate hurricane insurance coverage, as 2,085,879 single-family homes have been found to be at substantial risk for hurricane damage for 2023.

  • Does Sugar Land homeowners’ insurance help with plumbing-related water damage?

    Even though most standard homeowners' insurance policies in Sugar Land cover plumbing-related water damage, payouts are typically limited at $5,000 to $10,000. This may prove problematic in February and other cold-weather months, as was the case with a homeowner in Sugar Land who faced about $69,000 in freeze-related repairs in 2021.

  • What are extra coverage or endorsements for Sugar Land homeowners’ insurance?

    Extra coverage or endorsements that Sugar Land residents could discuss with their homeowners’ insurance agent include coverage for high-value assets such as jewelry, stamp collections, rare coins, and antiques. They may also consider taking out theft coverage for items stolen out of vehicles or watercraft in their home. Guaranteed replacement coverage also covers the cost of a new home in case of a total loss.

  • How can Sugar Land residents save on homeowners’ insurance?

    Residents of Sugar Land may qualify for multi-policy discounts if they take out other forms of insurance, such as auto and life insurance, with their homeowners’ insurance provider. Installing home security and safety updates, such as burglar and fire alarms, sprinkler systems, impact-resistant shingles, and roof strappings may also lower one’s premiums.

  • When should Sugar Land residents update their homeowners’ insurance policies?

    Those in Sugar Land who are having children, getting married, or getting divorced should contact their insurer so that changes to their homeowners’ insurance policy can be made. Similarly, if the area one lives in has been found to be at risk for natural disasters, such as flooding or wildfires, this must be reflected in their policy.

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