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2024

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Best Homeowners Insurance Agencies in San Angelo, TX

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored San Angelo Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

42Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1500 North Chadbourne Street, San Angelo, TX 76903

Expertise.com Rating

Review Sources

Google
5.0 (37)
Facebook
5.0 (7)

Why choose this provider?

Benjamin Villareal, State Farm Insurance Agent, helps clients in and around the San Angelo metro area to purchase homeowners insurance policies. Its head agent Mr. Villareal has over a decade of experience and consults people and explains the policy options available to them. His team also assesses assets to advise on necessary levels of coverage. Available policies typically cover damage to properties, damage to contents, and personal liabilities concerning guest injuries. Benjamin Villareal, State Farm Insurance Agent, also assists clients with auto insurance needs.

  • Multiple Policy Types

1886 Pecos Street, San Angelo, TX 76901

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

First Service Insurance offers insurance policy options to residents and business property owners in San Angelo and the surrounding areas. The agents discuss the right homeowners' insurance policy for clients depending on the type of residence, the valuables in the home, and the coverages the clients choose. The standard homeowners' insurance policy covers repairs for the damaged property, loss or damage to personal belongings, liability, and living expenses. The company has been in the industry since 1931.

  • Renter's Insurance
  • Flood

1225 South Bryant Boulevard, San Angelo, TX 76903

Expertise.com Rating

Review Sources

Google
3.9 (27)
Yelp
3.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Since 1938, Mr. Insurance Inc has been committed to providing protection to individuals and families in San Angelo and Abilene through insurance solutions. One of the insurance policies it offers is homeowners' insurance, which covers different types of residential properties like houses, condominiums, and mobile homes. The company's agents help homeowners determine the coverage options that suit their needs. These include property insurance, renters' insurance, flood insurance, homeowners' liability, and scheduled property insurance. .

  • Personal Property Insurance
  • Multiple Policy Types

2804 Sherwood Way, San Angelo, TX 76901

Expertise.com Rating

Review Sources

Google
4.7 (9)
Facebook
5.0 (4)

Why choose this provider?

Ryan Thoma Insurance an insurance agency based in San Angelo that has been offering different types of insurance policies for the last two decades. Its insurance agents provide homeowners' insurance, with property damage and personal liability coverage, to give clients protection from disasters. Its other lines of homeowners' insurance are renters insurance, homeowners' liability, manufactured home insurance, and landlords' insurance. Ryan Thoma Insurance represents reputable companies like Travelers, Hartford, Dairyland, National Lloyds, and Safeco.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

1102 North Chadbourne Street, San Angelo, TX 76903

Expertise.com Rating

Review Sources

Google
4.8 (161)

Why choose this provider?

San Angelo Insurance & Fast Tax is an insurance agency that has been providing insurance products and solutions to San Angelo locals for over a decade. It provides homeowners' insurance plans inclusive of coverage for natural disasters and damages, such as burst pipes. A homeowners' policy quote request form may be accessed by clients through the agency website. San Angelo Insurance & Fast Tax also offers a broad variety of personal and business insurances, from auto insurance to workers' compensation coverage.

  • Multiple Policy Types

3505 Wildewood Drive, San Angelo, TX 76904

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
3.0 (2)

Why choose this provider?

1CFCU Insurance Services offers property damage coverage to homeowners in San Angelo. It offers plans that secure a client's dwelling and select personal belongings that have sustained damages from fire, theft, and vandalism, as well as cover liability protection and medical expenses for guests injured in a client's dwelling. 1CFCU also counsels clients on the factors that affect their policy decisions, including replacement or repair costs and the process of filing claims.

  • Flood
  • Multiple Policy Types

1019 Caddo St, San Angelo, TX 76901

Expertise.com Rating

Review Sources

Google
4.1 (34)

Why choose this provider?

City Insurance is an independent insurance agency in San Angelo that has been selling coverage from several companies since 1985. The agency offers standard home insurance that provides protection for the home itself and the personal possessions within it, as well as additional coverages for flood and/or earthquake damage. The firm also offers manufactured home and auto insurance policies. City Insurance works closely with its clients, providing them with information to help them better understand their options.

  • Flood
  • Multiple Policy Types

2009 West Beauregard Avenue, San Angelo, TX 76901

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.3 (6)

Why choose this provider?

PK Kelley Insurance Agency, LLC is a San Angelo-based firm that partners with multiple insurance carriers to address diverse insurance needs. Its home insurance plans help clients safeguard their investments through three policy types, namely: renters, condo, and homeowners' insurance plans. Homeowners receive compensation for liability and property damage or loss and guidance in the claims application and settlement processes. They can also request insurance quotes through an online tool and avail of the combined homeowners and auto insurance options.

  • Condos
  • Renter's Insurance

201 South Chadbourne Street, San Angelo, TX 76903

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
3.7 (3)

Why choose this provider?

Trimble-Batjer Insurance Associates LLP sells homeowners insurance policies that cover losses associated with property damage. This agency retains an exceptionally experienced staff, many of whom have over 15 years of experience with insurance. Its agents give clients advice as they shop for homeowners insurance and connects them with policies offered by its affiliated carriers. This company has been in business since 1983 and gives clients access to a multitude of policy options for structural replacement coverage, personal property insurance, and personal liability coverage.

  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Benjamin Villarreal - State Farm Insurance Agent
1500 North Chadbourne Street, San Angelo, TX 76903
First Service Insurance
1886 Pecos Street, San Angelo, TX 76901
mrinsuranceinc.com
1225 South Bryant Boulevard, San Angelo, TX 76903
Ryan Thoma Insurance
2804 Sherwood Way, San Angelo, TX 76901
San Angelo Insurance & Fast Tax
1102 North Chadbourne Street, San Angelo, TX 76903
1cfcuinsurance.com
3505 Wildewood Drive, San Angelo, TX 76904
City Insurance
1019 Caddo St, San Angelo, TX 76901
PK Kelley Insurance Agency, LLC
2009 West Beauregard Avenue, San Angelo, TX 76901
trimble-batjer.com
201 South Chadbourne Street, San Angelo, TX 76903

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How are homeowners' insurance premiums calculated in San Angelo?

    Homeowners' insurance premiums in San Angelo, depend on several factors, one of which is location. If you reside in an area considered a higher risk, you may face higher premiums due to an increased chance of claims. The amount of dwelling coverage, deductibles, personal liability coverage, and personal property coverage also affect costs. Additionally, your credit score can impact your premium, as having a lower score may result in higher premiums due to perceived higher claim risk.

  • Can you adjust your homeowners’ insurance policy in San Angelo?

    Yes, you have the flexibility to make changes to your homeowners' insurance policy in San Angelo. It is important to reevaluate your policy when you make modifications to your home because you might need extra coverage. Additionally, it is highly recommended to review or make adjustments to your policy even if there are no physical changes to your property.

  • Is there a grace period for paying homeowners' insurance premiums in San Angelo?

    Many home insurance companies in San Angelo provide grace periods, typically ranging from 10 to 30 days. Some policies may extend this period or not have one at all. Note that failing to meet the payment deadline and allowing the grace period to end can cause your policy to lapse, terminating your coverage. To maintain adequate protection for your home, it's essential to understand your policy's grace period terms and make premium payments on time.

  • Can your dog's breed affect your homeowners' insurance coverage in San Angelo?

    Yes, the breed of your dog can impact your homeowners' insurance coverage in San Angelo. Some insurance providers choose to exclude specific breeds entirely, often referring to a list of breeds they categorize as aggressive. Because of these restrictions, some companies may deny coverage for dog bites, while others might decline to issue a policy altogether.

  • Does homeowners’ insurance cover pest damage in San Angelo?

    The coverage provided by homeowners' insurance in San Angelo for damage caused by pests can vary depending on the specifics of your policy. Generally, standard homeowners' insurance policies do not cover damage caused by pests or vermin. It's important to carefully examine your insurance policy to understand any particular exclusions concerning damage from pests or vermin.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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