Expertise.com Homepage

2024

Last updated:

Best Homeowners Insurance Agencies in Round Rock, TX

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Round Rock Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

81Reviewed

55Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

121 Hall Professional Center Ste D, Kyle, TX 78640

Expertise.com Rating

Review Sources

Facebook
5.0 (37)
Yelp
5.0 (3)

Why choose this provider?

Cory Pack, State Farm Insurance Agent, sells homeowners insurance packages to clients and helps them to organize custom policies that protect all of their assets thoroughly. Agents can assess properties and give clients quotes to help them predict the cost of insuring their homes. This office processes claims too, to help clients get their compensation for damage to their properties. Small business insurance, life and health insurance, and auto insurance are other focus areas.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

2610 Main St Ste 109, Buda, TX 78610

Expertise.com Rating

Review Sources

Google
4.9 (13)
Facebook
4.9 (6)
Yelp
5.0 (1)

Why choose this provider?

Wayne WeigeIt, State farm Insurance Agent, provides comprehensive insurance services to clients in and around the Round Rock metro area. This agency can assist clients with a multitude of needs related to coverage for their properties, personal belongings, and any personal liabilities involved. Clients receive advice on how to best insure their particular properties and work with trained agents to purchase coverage and make claims. Wayne WeigeIt, State farm Insurance Agent, sells car insurance policies too.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

4301 W William Cannon Dr Ste B-120, Austin, TX 78749

Expertise.com Rating

Review Sources

Google
4.8 (92)
Facebook
5.0 (16)

Why choose this provider?

Daniela Lezam, Lezam Insurance Agent, is an agency that offers homeowners insurance policies that protect clients from financial losses if their homes are destroyed. This firm has been active since 2002 and has vast experience with homeowners insurance policies, which it advises clients on and helps them to shop rates for. It helps clients to purchase policies which appropriately cover liabilities associated with structural damage, interior contents, and personal liability related to land ownership.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

5806 Woodrow Avenue, Austin, TX 78756

Expertise.com Rating

Review Sources

Yelp
4.5 (15)
Facebook
5.0 (10)

Why choose this provider?

Harrison Insurance Agency Inc. is active in the Round Rock metro area and gives clients access to complete homeowners insurance packages so they can protect themselves financially from losses associated with property damage or theft. Its policies can also protect clients from losing money because of lawsuits and medical expenses when other people are injured on their properties. Specialized coverage is available for landlords and renters as well. Harrison Insurance Agency Inc. also sells auto insurance.

  • Fire
  • Multiple Policy Types
  • Flood

3100 Slaughter Ln W #A104, Austin, TX 78748

Expertise.com Rating

Why choose this provider?

Diversified Insurance Marketing is an independent homeowners insurance agency that sells policies to clients with a variety of concerns. This company insures houses to shield clients from any losses if their properties take damage from natural disasters, fires, or other incidences, or if their personal belongings inside are damaged. Diversified Insurance Marketing also offers personal liability insurance to protect clients from losing money in lawsuits if any visitors are harmed on their properties.

  • Personal Property Insurance

4112 Williams Dr Ste 107, Georgetown, TX 78628

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (7)
Yelp
3.5 (3)

Why choose this provider?

Melissa Rodriguez, State Farm Insurance Agent, sells homeowners insurance near Round Rock and assists clients as they investigate and purchase coverage for their properties and personal belongings. Agent Melissa Rodriguez has over six years of experience and consults clients on their homes to help ensure they explore all of their coverage options and completely address any liabilities involved. Melissa Rodriguez, State Farm Insurance Agent, also sells coverage for automobiles as well as life and health insurance.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

2315 Riddle Road, Austin, TX 78748

Expertise.com Rating

Review Sources

Facebook
5.0 (39)
Google
4.7 (21)

Why choose this provider?

BIG Insurance Solutions sells homeowners insurance policies to families in the Round Rock metro area. It offers home liability insurance policies that protect clients from losing money if they're deemed liable for injuries suffered by guests on their properties. Structural insurance is provided in these homeowners insurance packages to cover any costs associated with repairing or rebuilding damaged properties. BIG Insurance Solutions can also insure contents so that clients don't lose the value of their personal belongings.

  • Renter's Insurance
  • Multiple Policy Types
  • Fire

2579 Western Trails Boulevard, Austin, TX 78745

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Reed Insurance Agency is a homeowners insurance agency near Round Rock that provides guidance to clients who are shopping for policies. Its agents explain the meanings of various terms and assist clients as they compare rates from multiple carriers. Reed Insurance Agency sells package policies that cover dwelling repair costs, personal property, personal liability, and additional living expenses if clients are forced to move out. This agency also insures cars and recreational vehicles.

  • Multiple Policy Types

1620 Red Bud Lane, Round Rock, TX 78664

Expertise.com Rating

Review Sources

Google
5.0 (56)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Since 2014, Aaron Vallejo Insurance has helped people in Round Rock and nearby areas protect their valuable assets with insurance products. They offer homeowners insurance that can be personalized to fit the insurance needs of clients. The agency advises clients event after the policy has been bought, for instance, when they have to make a claim for damages and costs. Aaron Vallejo Insurance works with 25 insurance carriers, providing clients different alternatives to choose from.

  • Personal Property Insurance
  • Multiple Policy Types

1250 South Capital of Texas Highway, Austin, TX 78746

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

NFP is an insurance agency that offers homeowners insurance coverage. It can prevent clients from having to pay costs out of pocket if their houses or any of their belongings are affected by disaster, theft, or other causes. NFP helps clients to secure coverage and create personalized insurance plans. Clients are able to compare competitive rates provided by a multitude of insurance carriers. Insurance plans are also available for second homes and vacation homes as well as rental properties.

  • Multiple Policy Types

1315 Sam Bass Circle, Round Rock, TX 78681

Expertise.com Rating

Review Sources

Google
4.2 (18)
Facebook
4.0 (2)

Why choose this provider?

Bill Muench Insurance Agency caters to the insurance needs of homeowners and business property owners in Austin, Round Rock, and the surrounding areas. The team of agents helps clients find the right policy for owners of different types of homes. The company offers a wide range of homeowners' insurance options that include property protection, belongings coverage, and personal liability coverage. The company has been in the insurance industry for more than five decades.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

5424 West Highway 290 Ste 209, Austin, TX 78735

Expertise.com Rating

Why choose this provider?

Southerland & Associates can help those looking for homeowners insurance near Round Rock with any of their needs. Its agents shop for rates with clients and find quotes for custom plans that include coverage needs that clients have. It sells policies that typically cover any financial risks associated with property damage, damaged personal belongings, or personal liability concerning guests to properties. Southerland & Associates also offers renters insurance policies. Other focus areas include auto, life, and health insurance policies.

  • Renter's Insurance
  • Personal Property Insurance

303 N Main St, Taylor, TX 76574

Expertise.com Rating

Review Sources

Facebook
4.7 (64)

Why choose this provider?

GSM Insurors serves clients who need homeowners insurance agencies near Round Rock and it provides guidance and assistance to clients as they go through the process of purchasing policies. This company has experience insuring several different kinds of homes and also insures properties and assets for high net worth clients. Its policies offer complete coverage for its clients' possessions and properties and can also cover any additional structures on land or injuries incurred by guests. Life and health insurance plans are available as well.

  • Personal Property Insurance
  • Multiple Policy Types

5332 Menchaca Rd, Austin, TX 78745

Expertise.com Rating

Why choose this provider?

Fairside Insurance Services is a homeowners insurance agency that sells policies to protect clients if their homes are flooded, burn down, or are damaged by vandalism. This agency works with multiple providers to offer clients a variety of rates when they inquire into obtaining homeowners insurance coverage. It also provides personal liability protection so clients don't have to pay medical expenses themselves if anyone is hurt on or because of their property.

  • Renter's Insurance
  • Personal Property Insurance

7500 West Highway 71, Austin, TX 78736

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (5)
Yelp
5.0 (4)

Why choose this provider?

Nancy Britain, State Farm Insurance Agent, is an agency whose members have over 67 years of combined experience. Its agents consult clients concerning homeowners insurance coverage and offer them policies through State Farm that protect them should they need to make costly repairs on this homes. They also explain policy provisions and help clients to make strategic decisions based on their assets and needs. Life and health insurance policies are available through this office as well.

  • Personal Property Insurance
  • Multiple Policy Types

1311 Chisholm Trail, Round Rock, TX 78681

Expertise.com Rating

Review Sources

Google
4.9 (94)
Yelp
5.0 (16)
Facebook
5.0 (14)

Why choose this provider?

Lawhorn & Moore Insurance Brokers is a Round Rock-based agency that provides custom insurance solutions for individuals, families, and businesses. Its agents offer a homeowners' insurance plan that protects the client's home from damages caused by explosions, lightning, fire, hail, and theft. It also covers the repair and replacement costs for damaged structures and possessions, additional living expenses, and liability protection. Lawhorn & Moore Insurance Brokers also has auto, long-term care, windstorm, and business owners' insurance products.

  • Fire
  • Personal Property Insurance
  • Flood

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Cory Pack - State Farm Insurance Agent
121 Hall Professional Center Ste D, Kyle, TX 78640
Wayne Weigelt - State Farm Insurance Agent
2610 Main St Ste 109, Buda, TX 78610
Daniela Lezam - Lezam Insurance Agent
4301 W William Cannon Dr Ste B-120, Austin, TX 78749
Harrison Insurance Agency, Inc.
5806 Woodrow Avenue, Austin, TX 78756
Diversified Insurance Marketing
3100 Slaughter Ln W #A104, Austin, TX 78748
Melissa Rodriguez - State Farm Insurance Agent
4112 Williams Dr Ste 107, Georgetown, TX 78628
BIG Insurance Solutions
2315 Riddle Road, Austin, TX 78748
Reed Insurance Agency
2579 Western Trails Boulevard, Austin, TX 78745
Aaron Vallejo Insurance
1620 Red Bud Lane, Round Rock, TX 78664
NFP
1250 South Capital of Texas Highway, Austin, TX 78746
Bill Muench Insurance Agency
1315 Sam Bass Circle, Round Rock, TX 78681
Southerland & Associates
5424 West Highway 290 Ste 209, Austin, TX 78735
GSM Insurors Taylor
303 N Main St, Taylor, TX 76574
Fairside Insurance Services
5332 Menchaca Rd, Austin, TX 78745
Nancy Britain - State Farm Insurance Agent
7500 West Highway 71, Austin, TX 78736
Lawhorn & Moore Insurance Brokers
1311 Chisholm Trail, Round Rock, TX 78681

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can you rent out your Round Rock home and still maintain homeowners' insurance?

    Most homeowners' insurance policies typically do not provide coverage if your Round Rock home is being used as a rental property. This is because when you rent out your property, it transforms from being a primary residence to a business asset. To ensure that your property remains covered, it is highly recommended to consider securing landlord insurance. However, note that landlord insurance tends to be more expensive than standard homeowners' insurance.

  • Are swimming pools covered by homeowners' insurance in Round Rock?

    Homeowners' insurance policies in Round Rock typically include coverage for swimming pools, whether they are above-ground or in-ground. This coverage is offered through either dwelling or other structures coverage. However, specific safety requirements, like pool fencing, might apply. The type of pool you own can also impact how it is categorized and covered under your policy. While a standard home insurance policy generally covers both types, the policy limits and terms may vary.

  • Are earthquakes covered by standard homeowners' insurance in Round Rock?

    Standard homeowners' insurance plans in Round Rock usually do not offer coverage for losses resulting from earthquakes or floods. These natural disasters are often explicitly excluded from most homeowners' policies. As a result, it is recommended to consider obtaining a separate insurance policy that is tailored to protect your home against these potential hazards.

  • How can you determine the replacement cost of your home for insurance purposes in Round Rock?

    You have several options to calculate the replacement cost of your home in Round Rock for insurance purposes. You can utilize house value calculators, arrange for a professional appraisal, or conduct your research and calculations. For a quick estimate of the insurance amount needed, you can multiply your home's total square footage by the local building costs per square foot. To obtain accurate construction cost data specific to your area, you may contact your local real estate agent, builders association, or insurance agent.

  • Can you make home renovations without notifying your insurance company in Round Rock?

    Before you begin home renovations in Round Rock, it is highly advised to contact your insurance representative to guarantee appropriate coverage throughout and after the project. Failing to do so can result in inadequate coverage for unexpected renovation-related issues. Certain policies may even require a 30-day notice before starting changes or additions, and failing to comply could lead to penalties like a 5% construction deductible. Consulting your insurance agent about additional coverage for the renovation is also recommended.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2024

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.