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2024

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Best Homeowners Insurance Agencies in Pasadena, TX

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Pasadena Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

95Reviewed

60Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Houston, TX 77073

Expertise.com Rating

Review Sources

Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

AKG Insurance Agency sells personal insurance products for clients in Pasadena and throughout its nearby areas. Its agents consult with homeowners to determine how much coverage they need, as well as the types of insurance they should consider buying. They then shop around to obtain quotes from various carriers, ensuring that clients are able to access their coverage at the best possible rates. Other products AKG sells include auto, life, and business insurance.

  • Multiple Policy Types

1109 Fairmont Pkwy, Pasadena, TX 77504

Expertise.com Rating

Review Sources

Google
4.9 (205)
Facebook
5.0 (18)

Why choose this provider?

Kicker Insures Me Agency offers insurance services from its Pasadena location. The independent and locally-owned agency assists clients with a wide range of insurance needs, including homeowners' insurance. Its team provides clients with insurance plans that cover home replacement costs and personal property such as clothing, electronics, and furniture. Home insurance policies may also include coverage for the medical expenses of guests injured on a client's property. Aside from homes, the company also insures condominiums, cars, and boats.

  • Multiple Policy Types

211 East Parkwood Drive, Friendswood, TX 77546

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Founded more than 40 years ago, Gengler Insurance Agencies provides homeowners insurance policies for clients in Pasadena and its nearby communities. This agency works with a variety of carriers to offer clients policies that cover them in case of accidental loss or damage, as well as medical liability when someone is injured on their property. Other types of insurance sold by Gengler Insurance Agencies include flood, auto, health, and business insurance.

  • Fire
  • Condos
  • Multiple Policy Types

3602 Vista Rd ste b, Pasadena, TX 77504

Expertise.com Rating

Review Sources

Google
4.9 (28)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

Tom Clay is a State Farm Insurance Agent that has been serving Pasadena for the past 30 years. State Farm delivers homeowners' insurance coverage for homes, valuables, vandalism or threat, and selected forces of nature to minimize losses and add value to properties. The agency also extends medical or liability coverage in accidents that caused injury to a houseguest, or in accident-related lawsuits. Tom Clay's years of experience ensure that policyholders are equipped with the necessary information for them to understand their rights, coverages, and empower them to make the best decisions.

  • Multiple Policy Types

333 North Sam Houston Parkway, Houston, TX 77060

Expertise.com Rating

Why choose this provider?

ABM Insurance & Benefit Services Inc. provides an array of personal insurance lines for clients in Pasadena and throughout its nearby areas. This company's home insurance policies can cover homeowners in the event that an accident or disaster leaves their home or its contents damaged. Additionally, policies may cover clients in case of theft or burglary, as well as a liability when a guest is injured on their property. Other personal insurance products sold by ABM include health, flood, and auto insurance.

  • Renter's Insurance
  • Fire
  • Condos

1411 Richey St, Pasadena, TX 77502

Expertise.com Rating

Review Sources

Google
4.8 (131)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Affordable Quality Insurance provides homeowners' insurance to clients in Pasadena and the surrounding areas. The insurance agency quotes over 100 insurance couriers to help clients build a policy fit for their homes. It offers home insurance with different types of coverage, including dwelling, other structures, loss of use, personal property, and personal liability. Finding the right insurance coverage will protect homeowners from unexpected damages. The agency also specializes in windstorm, flood, auto, and business insurance.

  • Multiple Carriers
  • Multiple Policy Types

7555 Bellaire Blvd, Ste 100, Houston, TX 77036

Expertise.com Rating

Review Sources

Google
3.5 (4)

Why choose this provider?

Since 1987, Amco Auto Insurance has been helping residents and businesses in Pasadena to obtain financial security for their homes and investments. The company provides customized homeowners insurance policies that cover property damages, personal items, owner's liabilities, as well as excess living costs due to relocation or temporary dwellings. Its licensed agents also handle other insurance policies like renters, auto, motorcycle, flood, bonds, and SR-22. The company serves clients and represents insurance carriers throughout Texas.

  • Renter's Insurance
  • Multiple Policy Types

3322 Shaver St, Pasadena, TX 77504

Expertise.com Rating

Review Sources

Google
4.7 (48)
Yelp
5.0 (1)

Why choose this provider?

AIM Insurance of Texas is a full-service insurance company that has been serving the Pasadena metro area since 1983. The company guides individuals and families in protecting their homes and personal assets against disasters through a homeowners' insurance policy. Agents at the firm also provide all types of personal and commercial insurance, including vehicle, property, flood, and windstorm coverages. Other products include general liability, workers' compensation, and bonds insurance policies. The company represents 11 insurance carriers in Texas.

  • Flood
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
AKG Insurance Agency
Houston, TX 77073
Kicker Insures Me Agency
1109 Fairmont Pkwy, Pasadena, TX 77504
genglerinsurance.com
211 East Parkwood Drive, Friendswood, TX 77546
Tom Clay - State Farm Insurance Agent
3602 Vista Rd ste b, Pasadena, TX 77504
ABM Insurance & Benefit Services, Inc.
333 North Sam Houston Parkway, Houston, TX 77060
Affordable Quality Insurance
1411 Richey St, Pasadena, TX 77502
Amco Auto Insurance
7555 Bellaire Blvd, Ste 100, Houston, TX 77036
Aim Insurance of Texas
3322 Shaver St, Pasadena, TX 77504

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Are homeowners' insurance policyholders in Pasadena required to obtain a separate flood insurance policy?

    No, homeowners' insurance policyholders in Pasadena are not required to purchase a separate flood insurance policy. However, residents of the metro should consider obtaining a separate flood insurance policy, as they get an average of 53 inches of rain per year and are prone to heavy rainstorms, floods, tropical storms, and hurricanes. Flood insurance policies cost $389, but policy buyers can receive a reduction in the insurance premium as Pasadena participates in the Community Rating System.

  • How much are the available discounts of homeowners' insurance policies in Pasadena?

    Homeowners' insurance policies in Pasadena can be discounted by 1% to 40% depending on a variety of factors such as the replacement cost of the property, claims history, and the availability of local fire protection. Homes five years old, for example, can be discounted by up to 26%, while those twenty years old are discounted by 2%. Additionally, owners of homes that have been upgraded, such as adding HVAC systems or installing a new roof type, can receive a 20% discount on Pasadena homeowners insurance policies.

  • Do homeowners' insurance policies in Pasadena cover broken pipes?

    Homeowners' insurance policies in Pasadena cover accidental or unexpected bursts of water from the plumbing system. The homeowners' insurance policy covers the costs of accessing the broken pipe, such as tearing out the wall, additional living expenses if the property becomes uninhabitable due to water damage, and the cost of repairing damaged property and restoring the walls once the pipe has been stabilized. However, the policy does not cover the expenses of repairing the damaged pipe section.

  • What happens if a Pasadena resident cannot insure their home?

    Residents of Pasadena who are unable to find insurance can apply for a certificate of insurability and hire a voluntary inspection program inspector. With this certificate, insurance companies are not allowed to refuse to sell or renew a policy based on the applicants' housing situation. To obtain the certificate of insurability, homes must meet several criteria, including a good HVAC system, no unfenced swimming pools, and no unrepaired damage. A certificate of insurability in Pasadena costs $144.93 and is valid for three years.

  • In Pasadena, how much home insurance coverage should an individual need?

    It depends. Individuals in Pasadena should consider a variety of factors to determine how much homeowners' insurance coverage they may require, such as their liability exposure and the total value of their possessions. They should consider irreplaceable items as well as the costs of repairing and rebuilding their property. In addition, policyholders must be aware of the required liability coverage in Pasadena.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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