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2024

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Best Homeowners Insurance Agencies in Mission, TX

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mission Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56Reviewed

36Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1321 W Pecan Boulevard, McAllen, TX 78501

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (5)

Why choose this provider?

Showery Insurance & Financial Services is a family-owned and operated business that serves residents in Mission. Included in its line of products is homeowners' insurance. Whether homeowners need to protect their personal belongings and properties or need to acquire insurance to comply with mortgage requirements, the agents provide home insurance plans that meet clients' unique needs. They review insurance policies from various carriers, including The Hartford, Maison Insurance, UPC, Hippo, Sagesure. Showery Insurance & Financial Services was founded in 1995.

  • Homeowners

514 South 16th Street, McAllen, TX 78501

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Hope Insurance Agency, LLC, provides a wide range of insurance policies for businesses and individuals throughout Mission and nearby areas. Its group of professionals offers a homeowners' insurance policy that covers the home's structure, replacement costs, and personal possessions, as well as the policy owner's living expenses and liability. Clients can also add supplemental policies, including jewelry insurance and flood and umbrella insurance options. Hope Insurance Agency also provides commercial general liability, workers' compensation, and life insurance plans.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

710 E 9th St, Mission, TX 78572

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Greenspoint Insurance - Financial is an insurance agency in Mission that offers a variety of insurance coverage options. It partners with multiple carriers to provide comprehensive homeowners' insurance policies that meet the clients' requirements. Friendly staff members can assist in creating a customized policy with coverages that properly protect the home and the family's possessions. Auto, business, health, and general insurance products from trusted insurance carriers are also available. This company also offers income tax and notary services.

  • Multiple Policy Types

4415 North Conway Avenue, Palmhurst, TX 78573

Expertise.com Rating

Review Sources

Google
4.4 (8)

Why choose this provider?

B&B Insurance is a group of professionals providing residential and commercial insurance services throughout Mission and the surrounding areas. The business offers homeowners insurance solutions to financially protect customers against perils and disasters. The standard Texas homeowners insurance coverage options include dwelling, personal liability protection, medical payments, loss of use, and other structures on the property. The service providers at this company also offer insurance coverage for trucks, cars, motorcycles, and ATVs.

  • Multiple Policy Types

220 East Tom Landry Street, Mission, TX 78572

Expertise.com Rating

Review Sources

Google
4.4 (18)
Facebook
5.0 (2)

Why choose this provider?

Mission Duncan offers homeowners insurance policies to clients throughout the Mission area. This company's team works to find custom homeowners insurance plans to protect clients financially if their property sustains damage or destruction. Mission Duncan partners with various carriers, such as Allstate, The Hartford, and United Property and Casualty, to provide clients with the most extensive policy options. The firm also offers clients mobile home, life, and health insurance policies.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

8122 West Expressway 83, Harlingen, TX 78552

Expertise.com Rating

Review Sources

Facebook
4.3 (6)

Why choose this provider?

Phoenix Insurance Group is a full-service insurance agency that provides insurance coverage to clients in the Mission metro and the surrounding areas. The company provides personal lines to clients, including a comprehensive homeowners' insurance policy that helps them protect their properties and themselves from damages and losses. The company has been around since 2013. It also offers insurance coverage for cars and businesses as well as personal lines for health and life.

  • Multiple Policy Types
  • Homeowners

107 East Pecan Boulevard, McAllen, TX 78501

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

5 Star Insurance Agency, LLC, is a family-owned and operated home insurance provider that has been serving Texans in Mission and McAllen for over seven years. The company has more than 16 years of insurance expertise and strives to equip each client with full-coverage protection. Its insurance specialists offer comprehensive homeowners' insurance packages customized to prioritize their clients' best interests. 5 Star Insurance Agency provides 24/7 customer service via email or telephone.

  • Homeowners

1211 North Conway Avenue, Mission, TX 78572

Expertise.com Rating

Review Sources

Google
4.6 (14)

Why choose this provider?

Jerry Saenz - State Farm Insurance Agent provides clients in the Mission area with extensive homeowners insurance options. This firm can develop policies that cover the cost of repair or replacement in the event the home experiences damage or destruction. It also offers renters insurance to protect them against the loss of their personal property. Jerry Saenz - State Farm Insurance Agent provides quick online quotes and a convenient portal for bill payment.

  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Showery Insurance & Financial Services
1321 W Pecan Boulevard, McAllen, TX 78501
Hope Insurance Agency, LLC
514 South 16th Street, McAllen, TX 78501
greenspointinsurance.com
710 E 9th St, Mission, TX 78572
B&B Insurance
4415 North Conway Avenue, Palmhurst, TX 78573
missionduncan.com
220 East Tom Landry Street, Mission, TX 78572
Phoenix Insurance Group
8122 West Expressway 83, Harlingen, TX 78552
5 Star Insurance Agency, LLC
107 East Pecan Boulevard, McAllen, TX 78501
Jerry Saenz - State Farm Insurance Agent
1211 North Conway Avenue, Mission, TX 78572

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How quickly can you expect an insurance settlement in Mission, and what are the rules insurers must follow?

    Insurance settlements in Mission vary in length. Natural disasters can result in longer wait times due to access issues. While there is no specific time limit, long delays may subject insurers to additional penalties. According to Texas law, insurers have 15 days after receiving a claim to respond. If they requested documents, they have another 15 days to make a decision. If they accept payment, the funds should be received within five business days.

  • Will Mission homeowners' insurance policies cover issues caused by faulty or worn-out wiring?

    For Mission residents, standard homeowners' insurance policies frequently cover issues caused by faulty or aged wiring. Nonetheless, due to the increased fire risks associated with older electrical systems, the cost may vary depending on factors such as the system's age and makeup. It is recommended that homeowners thoroughly review their policies to fully understand the inclusions related to wiring coverage.

  • How is the cause of your home's destruction determined in Mission, and what steps should you take to ensure coverage?

    It is your responsibility in Mission to determine the source of the damage. To protect your claims, meticulously record all details and consult with experts. It is critical not to rely solely on the insurance adjuster's opinion. If there is any doubt about the cause of the damage, presenting compelling evidence becomes critical. Also, if you have multiple policies, make sure to file claims with each one.

  • Will your Mission homeowner's insurance company cover the full cost of replacing your destroyed home and belongings?

    It depends. In Mission, your insurance coverage is determined by the amount agreed upon between you and your insurance provider. This policy covers damages up to the agreed-upon amount, taking into account deductibles during claims. It covers losses caused by events such as fire, lightning, and vandalism but excludes flooding, earthquakes, termite damage, and wear and tear. It is critical to review your coverage annually and understand that separate policies are available for floods and earthquakes.

  • Will your Mission homeowner's insurance cover mold damage to your belongings?

    While most Mission homeowners' and renters' policies cover items damaged by sudden water events, such as a burst pipe, which leads to mold growth, they typically do not cover mold caused by gradual leaks or seepage. Furthermore, mold damage caused by flooding is not covered because standard policies exclude flood damage and you would need to obtain an additional flood policy or an endorsement.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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