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2024

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Best Homeowners Insurance Agencies in Longview, TX

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Longview Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

31Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

916 W Loop 281 100, Longview, TX 75604

Expertise.com Rating

Why choose this provider?

Murray Insurance & Financial Services LLC. delivers personal and business insurance solutions to clients in Longview and throughout the region. The agents discuss the different homeowners' insurance policies that are available for clients who want to protect their residential investments from unfortunate circumstances. The factors that determine the kind of policy that the clients can get depend on the house's features, the personal items that will be secured, the location of the property, and the possible policy upgrades.

  • Personal Property Insurance
  • Multiple Policy Types

1811 Judson Road, Longview, TX 75605

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Rooker, Downing & Booth Insurance Agency is a Longview insurance business with over 50 years of experience in providing homeowners policies. The company works with multiple carriers to ensure competitive and cost-effective rates, and it provides policies for single-family homes, condos, townhomes, and apartments. Depending on customer needs and budgets, homeowner policies may include coverage for damage caused by vandalism, break-ins, fires, and severe weather. Additionally, the agency offers business, boat, and life insurance.

  • Personal Property Insurance

1421 West Loop 281, Longview, TX 75604

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
3.7 (5)

Why choose this provider?

Lamas Insurance Agency - Longview offers home and mobile home insurance coverages throughout the metro. With more than 20 years of experience, the company provides home insurance for natural disasters, liability protection, and repair costs. The agency works with various insurance carriers and helps homeowners select the insurance policy that fits their needs best. In addition, the agents can assist clients with other insurance products, including coverage policies for renters, auto, business, motorcycle, and recreational vehicles.

  • Renter's Insurance
  • Homeowners

2802 Old Minden Road, Bossier City, LA 71112

Expertise.com Rating

Review Sources

Google
4.6 (23)
Facebook
5.0 (14)

Why choose this provider?

Kary Landry - State Farm Insurance Agent offers homeowners insurance policies and other financial products to customers in Longview and neighboring cities. Mr. Landry is fully licensed, and he and his team assist homeowners with finding policies that provide financial coverage for damage due to severe weather, fires, break-ins, and vandalism. Additionally, the team handles personal liability coverage for injuries and accidents that occur on homeowner's properties. The business offers online claim filing and insurance applications, and its additional products include health and life insurance,

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Murray Insurance & Financial Services LLC
916 W Loop 281 100, Longview, TX 75604
Rooker, Downing & Booth Insurance Agency
1811 Judson Road, Longview, TX 75605
Lamas Insurance Agency - Longview
1421 West Loop 281, Longview, TX 75604
Kary Landry - State Farm Insurance Agent
2802 Old Minden Road, Bossier City, LA 71112

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does Longview house insurance protect your possessions while you are moving?

    The majority of Longview homeowners' insurance policies do not include coverage for lost or damaged items during a move. Your present insurance policy may have gaps or be incomplete, which would explain this lack of coverage. To cover your possessions while you move, several insurance companies offer endorsements or independent policies, frequently referred to as moving or transit insurance.

  • Who controls what kind of homeowners' insurance you can get in Longview — you or your mortgage provider?

    As long as the coverage satisfies or surpasses the conditions of your loan agreement, you will be entitled to choose the kind of homeowners' insurance you may get in Longview. Most mortgage lenders take a set amount from you every month to safeguard their investment by buying insurance on their end or include the cost of your insurance in the loan. Your insurance and taxes are paid using this money, which is frequently placed in escrow.

  • If your pet harms someone else's property, is it covered by Longview homeowners' insurance?

    Yes. The liability coverage of your homeowners' insurance policy in Longview could assist in paying for replacement costs or repairs if your pet damages someone else's property, such as a neighbor's fence or your friend's dining room table. Liability coverage may also include harm done to property owned by someone else brought on by domestic animals like a pig, goat, chicken, or cow, presuming the animal is a pet.

  • Will Longview homeowners' insurance cover losses brought on by frozen pipes?

    It depends. If it is specified in your policy and you can demonstrate that the pipes' freezing was caused by an unintentional and unexpected water discharge from a plumbing source, frozen pipes may be covered by homeowners' insurance. If your insurance company discovers that the frozen pipes occurred as a result of improper heating or a failure to exercise reasonable caution during the cold, they may reject your claim.

  • When should you include coverage for your musical instrument in your home insurance policy in Longview?

    If replacing your musical instrument in Longview would be too expensive or if you frequently use it for performances or education, you should insure it under your house insurance. Insurance frequently extends beyond the instrument itself, so it may also cover accessories, the case, and even music sheets.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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