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2024

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Best Homeowners Insurance Agencies in Lewisville, TX

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lewisville Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

39Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2591 Dallas Parkway, Frisco, TX 75034

Expertise.com Rating

Why choose this provider?

Macarty Insurance & Real Estate is a professional insurance company in Lewisville that provides homeowners insurance policies to new and current homeowners. The business offers plans for single-family homes, mobile homes, and tenant and rental dwellings, and policies are customizable to meet client needs. Areas of financial coverage on the company's standard homeowners policies include structural repairs, liabilities, replacement costs, and living expenses following disasters. Additionally, clients can incorporate supplemental policies to cover floods damage and valuable articles.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

2410 South Stemmons Freeway, Lewisville, TX 75067

Expertise.com Rating

Review Sources

Google
4.4 (11)
Facebook
5.0 (8)
Yelp
3.5 (3)

Why choose this provider?

Rick Tanner - State Farm Insurance Agent has over 45 years of experience providing homeowners insurance plans to customers in Lewisville. Mr. Tanner assists current and new homeowners with obtaining policies that provide financial coverage following disasters such as fires, storms, and interior flooding, and he partners with a wide network of carriers for rate comparisons. In addition to homeowners policies, the business handles auto, small business, and life insurance plans.

  • Personal Property Insurance

1702 Pecos Drive, Southlake, TX 76092

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Brian Webb - Southlake Insurance Agent offers a wide range of homeowners insurance plans to customers in Lewisville and surrounding areas. Mr. Webb is fully licensed, and the company represents insurers that include United Home Life Insurance Company and Mutual of Omaha. The business provides and online form on its website for potential homeowners insurance customers to provide information on home sizes, interior structure sizes, and any claims pertaining to their properties.

  • Multiple Policy Types

724 West Main Street, Lewisville, TX 75067

Expertise.com Rating

Review Sources

Google
4.3 (117)
Yelp
1.0 (2)

Why choose this provider?

A-MAX Auto Insurance is a Texas-based insurance agency serving clients in Lewisville and the surrounding areas. It offers comprehensive homeowners' insurance coverage and provides clients with assistance in navigating Texas-specific insurance rules and processes. Homeowners' insurance policies provide dwelling and other structure coverage, personal property coverage, loss of use coverage, liability insurance, water damage coverage, and flood damage coverage. Aside from property, auto, and business insurance products, it also offers notary public services, surety bonds, SR-22 filing, telemedicine, defensive driving, and Mexico tourist insurances.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

357 Keller Parkway, Keller, TX 76248

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

JC Roberts Insurance is an insurance agency offering homeowners insurance policies to clients in Lewisville and surrounding areas. The company assists homeowners with obtaining policies to cover expenses in the event of fires, acts of nature, and damage due to break-ins, and its agents provide guidance on umbrella policies for added coverage. JC Roberts Insurance partners with several insurance carriers so its customers can compare rates and find policies that best complement their needs and budgets.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Macarty Insurance & Real Estate
2591 Dallas Parkway, Frisco, TX 75034
Rick Tanner - State Farm Insurance Agent
2410 South Stemmons Freeway, Lewisville, TX 75067
Brian Webb - Southlake Insurance Agent
1702 Pecos Drive, Southlake, TX 76092
A-MAX Auto Insurance
724 West Main Street, Lewisville, TX 75067
JC Roberts Insurance
357 Keller Parkway, Keller, TX 76248

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is water damage caused by rain covered by homeowners' insurance policies in Lewisville?

    Yes, homeowners' insurance policies in Lewisville generally cover water damage caused by rain, as long as it is caused by a covered peril. If your roof is damaged during a storm, resulting in rainwater infiltration and subsequent water damage inside your home, your homeowners' insurance should cover the necessary repairs. Keep in mind that normal wear and tear is not covered.

  • How much can you save by bundling your auto and homeowners insurance in Lewisville?

    Bundling one car and homeowners insurance saves an average of $129 per year. Bundling two cars can save you around $218, and bundling three cars can save you even more, typically around $318. Residents in Lewisville can protect their homes and vehicles at a lower cost thanks to these bundling discounts.

  • Is it acceptable for a Lewisville contractor to waive your home insurance deductible?

    No, it is not acceptable. Your deductible is an essential component of your home insurance policy, and it is against the law in Lewisville for contractors to waive or assist you in avoiding paying it. Contractors who illegally waive deductibles may face fines or legal repercussions, so it's critical to follow the terms of your insurance policy.

  • When is high-value home insurance necessary for your Lewisville property?

    When the value of your home exceeds $750,000 or it has unique characteristics, historical significance, rare materials, or architectural significance, high-value home insurance is required. Additionally, if your Lewisville home contains valuable items such as designer jewelry, fine art, or antiques, this specialized coverage is required to adequately protect your significant assets and distinguishing features.

  • Do certain dog breeds affect homeowners' insurance rates in Lewisville?

    Yes, the breed of your dog can affect your Lewisville homeowners' insurance rates. Dog breeds that are aggressive are more likely to cause injuries, which may result in higher insurance rates. Owning an aggressive breed can result in higher premiums in some cases. However, if you train your pet and notify your insurer, you may be able to lower your rates if you can demonstrate a significant reduction in the risk of injuries.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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