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Best Homeowners Insurance Agencies in Grand Prairie, TX

Our Recommended Top 7

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  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Grand Prairie Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

2993 Texas 360, Grand Prairie, TX 75052 Rating

Review Sources

5.0 (5)

Why choose this provider?

St. Pierre Insurance Agency, L.P. serves Grand Pierre through its team of insurance agents. Established in 1994, the company provides risk management assistance to clients in the form of life, homeowners, commercial, renters, flood, and boat insurance products. As an independent agency, it works with different companies to find insurance deals that fit clients' needs and helps policyholders obtain better coverage in cases of renewals. It has a bilingual specialist who caters to Spanish-speaking homeowners.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

50 Forest Mill Trail, Mansfield, TX 76063 Rating

Review Sources

4.1 (22)

Why choose this provider?

Located near Grand Prairie, Connect Insurance helps its clients to select homeowners insurance policies from top providers. This faith-based insurance agency prides itself on operating with integrity and privacy. Its team helps clients customize their policies and obtain affordable rates from carriers such as Allstate, Farmer's, and Progressive. Other insurance products include home and life policies. Connect Insurance is partnered with HawkSoft Insurance Agency Management, which provides the company with effective tools to manage clients and policies.

  • Earthquake
  • Flood
  • Fire

1001 Hill Street, Grand Prairie, TX 75050 Rating

Review Sources

5.0 (2)

Why choose this provider?

Allen Insurance Agency has been providing personal insurance solutions in Grand Prairie for more than 30 years. Established in 1976, the company assists individuals and families in insuring their homes and personal belongings through its homeowners' insurance packages. Agents at the firm also help renters secure their personal possessions and liabilities against disasters and accidents. Other personal insurance offerings include automobile, boat, and motorcycle coverages. The company also serves clients in Dallas and Fort Worth.

  • Renter's Insurance
  • Personal Property Insurance

2504 West Park Row Drive, Pantego, TX 76013 Rating

Review Sources

4.7 (3)
5.0 (3)

Why choose this provider?

GTW Insurance LLC provides homeowners' insurance policies for clients in Grand Prairie and throughout its nearby communities. This agency is licensed to sell policies in seven states, offering customizable policies from Safeco Insurance, Progressive, Allstate, and a variety of other top providers. In addition to home insurance, GTW also carries auto, business, and life insurance policies. This company is a SmartChoice insurance provider that offers services in English or Spanish.

  • Multiple Carriers
  • Multiple Policy Types

836 S Carrier Pkwy, Grand Prairie, TX 75051 Rating

Review Sources

4.4 (5)
5.0 (4)

Why choose this provider?

Blackburn Insurance assists Grand Prairie individuals with their insurance needs. Included in the company's products is home insurance, which the agents offer through a combination of home and auto insurance. This 2-in-1 insurance plan includes 24-hour customer and claim service, accidental death benefits, and emergency lockout coverage. Blackburn Insurance has been in service for nearly seven decades. The agency's president and vice president have a combined experience of more than 40 years in the insurance industry.

  • Multiple Policy Types

3000 South Cooper Street, Arlington, TX 76015 Rating

Review Sources

4.9 (44)
1.0 (1)

Why choose this provider?

Jeremy Normand State Farm Insurance Agent helps residents of Grand Prairie to select insurance products for their homes, vehicles, businesses, and health. When selling homeowners insurance policies, Mr. Normand helps his clients to ensure they have enough insurance to cover their home and the contents within it should a disaster occur. Other products he sells include mutual funds and annuities. Jeremy Normand has been selling insurance for State Farm for more than 25 years and has more than 50 years of experience in the industry.

  • Multiple Policy Types

2364 N. Hwy 287, Mansfield, TX 76063 Rating

Review Sources

5.0 (10)
5.0 (8)

Why choose this provider?

McKnight Insurance Services provides homeowners insurance and other personal insurance products for clients in the Grand Prairie area. This independent agency is locally owned and operated. Its agents take time to help clients find policies that cover unexpected events that occur in their homes, such as fire, water damage, and theft. McKnight Insurance Services sells policies from top carriers. That includes Merchants Bonding Company, Utica National Insurance Group, and America First Insurance.

  • Multiple Policy Types
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
St. Pierre Insurance Agency, L.P.
2993 Texas 360, Grand Prairie, TX 75052
Connect Insurance
50 Forest Mill Trail, Mansfield, TX 76063
Allen Insurance Agency
1001 Hill Street, Grand Prairie, TX 75050
GTW Insurance LLC
2504 West Park Row Drive, Pantego, TX 76013
Blackburn Insurance
836 S Carrier Pkwy, Grand Prairie, TX 75051
Jeremy Normand - State Farm Insurance Agent
3000 South Cooper Street, Arlington, TX 76015
McKnight Insurance Services
2364 N. Hwy 287, Mansfield, TX 76063


  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are common endorsements or add-ons for homeowners' insurance policyholders in Grand Prairie?

    Typical types of supplementary coverage for Grand Prairie homeowners include:

    • Expensive valuables such as jewelry, artwork, or gadgets (your existing homeowner's insurance policy may only give partial coverage).
    • Costs associated with bringing a structure up to code after it has been constructed or repaired.
    • The difference between the amount your insurance policy pays out and the total cost to reconstruct your property.
    • Mold elimination.
    • Clogging of drains and sewers.
    • Cracks and holes in the foundation or slabs.
    • Earthquake-related damages.
  • What are some ways Grand Prairie residents can lower their insurance premiums?

    A number of Grand Prairie insurance providers offer discounts to help homeowners reduce premiums. Discount policies and percentages are determined by each respective insurance company. You may receive a reduction in your homeowners' insurance premium if you have:

    • A security or fire alarm system with professional monitoring.
    • A residence that is relatively new or in excellent condition.
    • Sprinkler system.
    • Impact-resistant roofing.
    • No claims in the last three years.
    • Additional policies from the same insurer.
  • How are homeowners' insurance claims handled in Grand Prairie?

    In the event of a covered loss, it is important to promptly notify your Grand Prairie insurance agency in order to initiate the processing of your claim. The insurance company will dispatch an estimator to assess the damage, evaluate the required repairs or replacements, and confirm that the damage is covered by your existing policy. Once authorized, repairs can begin. You can also appeal a denied homeowners' insurance claim, so keep meticulous records of everything related to the loss, including any out-of-pocket expenses incurred to mitigate losses.

  • What is a deductible, and how does it affect Grand Prairie homeowners insurance policies?

    A deductible is an out-of-pocket expense you have agreed to pay before your homeowners' insurance kicks in to cover the rest. Your annual premium will be lower the higher your deductible, and vice versa. This is because a higher deductible indicates that you are willing to pay more in the event of a loss, which reduces the insurance company's risk and lowers your premium. The decision regarding the amount of your deductible is entirely yours, but for more information, consult an experienced insurance agent in Grand Prairie.

  • How much is the average cost of standard homeowners' insurance policies in Grand Prairie?

    According to the Insurance Information Institute (III), the average price of a homeowners' insurance policy in Grand Prairie and the rest of Texas is $1,991. This sum is 54% higher than the national average of $1,289. This places Texas as the second most expensive state in the United States for home insurance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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