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2025

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Best Homeowners Insurance Agencies in Garland, TX

Our Recommended Top 11

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Garland homeowners insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

145Reviewed

91Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Homeowners Insurance Agencies Serving Garland
2425 W Walnut St Ste 216, Garland, TX 75042

Expertise.com Rating

Review Sources

Google
4.7 (12)

Why choose this provider?

Founded in 2008, Wemson Insurance Services is an independent insurance agency serving renters and homeowners in the Garland, Texas, metro area. Wemson Insurance Services offers homeowners insurance policies from a variety of companies, and policies cover the physical structure and contents of homes in addition to other structures on a property. The agency also offers auto, motorcycle, boat, life, business, and health insurance. Wemson offers services in English and Spanish.

  • Multiple Carriers
  • Renter's Insurance
  • Personal Property Insurance

Best Homeowners Insurance Agencies Serving Garland
115 FM 2453 Ste C, Royse City, TX 75189

Expertise.com Rating

Review Sources

Google
4.4 (28)

Why choose this provider?

Based in Royse City, Bob Ellis Insurance Services provides independent and objective advice and support to clients throughout Texas. A specialist in home insurance, the agency has also provided home and business insurance services since 2000. Home insurance coverage typically includes damage to the structure and associated buildings, like a garage or shed, and to cover losses in the event of flood, fire, or theft. Additional coverage can be for personal liability and medical expenses for injured visitors.

  • Homeowners
  • Multiple Carriers
  • Landlords

Best Homeowners Insurance Agencies Serving Garland
10374 Jennifer Circle, Forney, TX 75126

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (7)

Why choose this provider?

McDermett Insurance Agency has been providing independent advice and services to personal and business customers in the Garland metro area for more than a quarter of a century. Its partners include Progressive and Travellers, enabling the agency to find its clients a choice of home insurance policies that fall within their coverage needs and budgets. The agency can also discuss add-on policies that cover the costs of repairing and replacing damaged and destroyed items.

  • Multiple Policy Types
  • Renter's Insurance
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Garland
10925 Estate Lane, Dallas, TX 75238

Expertise.com Rating

Review Sources

Google
4.7 (30)
Yelp
3.5 (3)

Why choose this provider?

TWFG ~ Burridge Family Insurance is an agency near Garland that sources policies from a range of providers and underwriters that can offer competitive solutions to its personal and business clients. Its services for homeowners include finding home insurance policies that can cover a range of costs, such as reconstruction, temporary home expenses, and liability costs if their property's damage adversely affects their neighbors' properties. The agency also specializes in health insurance.

  • Flood
  • Renter's Insurance
  • Earthquake

Best Homeowners Insurance Agencies Serving Garland
1350 Northwest Highway, Garland, TX 75041

Expertise.com Rating

Review Sources

Google
5.0 (120)

Why choose this provider?

America's Best Auto Insurance is an independent insurance company that serves the Garland metro area and nearby communities. The firm assists individuals and families in protecting their homes and belongings through a homeowner's insurance policy. Its insurance agents represent more than 50 carriers that can provide adequate protection against legal liabilities and damages from accidents, theft, vandalism, and natural disasters. Other offerings include renter's, auto, motorcycle, and commercial insurance. The company has been in the insurance business since 2017.

  • Homeowners

Best Homeowners Insurance Agencies Serving Garland
3238 Southern Dr., Suite 303B, Garland, TX 75043

Expertise.com Rating

Why choose this provider?

Capers Insurance Agency delivers homeowners' policies to clients living in Garland. The firm offers plans that protect houses, condominiums, and rental properties. It also has products that cover workers' compensation claims, commercial assets, and automobiles. The team has umbrella arrangements over multiple classes of properties and risks. The office’s partners include Bristol West, Pronto Insurance, and Mission Select. Capers Insurance Agency is an independent entity that provides assurance products without being bound to any single vendor.

  • Multiple Policy Types

Best Homeowners Insurance Agencies Serving Garland
6305 Preston Rd Ste 1000, Plano, TX 75024

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Yelp
5.0 (1)

Why choose this provider?

Paragon Independent Insurance Agencies assists clients throughout the Garland, Texas, metro area with home insurance policies, presenting rates from affiliated companies and providing consultation for coverage options within legal requirements. Policies typically include the home's structure, interior, and contents, and the agency advises clients on advantageous coverage amounts and event coverage to purchase. Paragon Insurance agency frequently works with clients in existing insurance policies who wish to adjust their rate or terms.

  • Personal Property Insurance
  • Condos
  • Landlords

Best Homeowners Insurance Agencies Serving Garland
3416 Enterprise Dr # 1767, Rowlett, TX 75088

Expertise.com Rating

Why choose this provider?

Wigant & Associates LLC offers insurance services to residents of Rowlett and Garland, Texas, with policies available to clients located throughout the U.S. It's a family-owned and operated brokerage that offers solutions from major carriers, such as Travelers, The Hartford, and Foremost Insurance Group. In addition to homeowners insurance, Wigant & Associates LLC offers options for renters and landlords, and policyholders have the option to upgrade their police to include flood coverage.

  • Flood
  • Personal Property Insurance
  • Multiple Carriers

Best Homeowners Insurance Agencies Serving Garland
306 N Center St, Forney, TX 75126

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

1st Choice Insurance serves clients in the Garland, Texas, metro area. Its agents consult clients regarding home insurance and facilitate the sale of policies by structuring coverage around the client's needs and presenting competitive rates offered by insurance partners such as Safeco and Progressive Insurance in response. Its agents assist both home owners and renters and insure condominiums, farms, and ranch houses in addition to traditional homes. This is a full service agency that also offers auto and life insurance.

  • Homeowners
  • Flood
  • Fire

Best Homeowners Insurance Agencies Serving Garland
3443 W Campbell Road Suite 200, Garland, TX 75044
Visit WebsiteLicense: 17175665

Expertise.com Rating

Why choose this provider?

Ashley Orf is a Garland-based home insurance agent that works for State Farm. She first joined the company in 2013, helping first-time and seasoned homeowners build fitting policies. Ashley prefers one-on-one meetings to assess each client's current coverage plan or potential gaps. She recommends specific coverages such as theft reimbursement, medical liability, and flooding repairs. Policy plans for pet owners, automobile owners, and business owners are also available. Ashley and her team of all-female representatives speak fluent Spanish.

  • Homeowners

Best Homeowners Insurance Agencies Serving Garland
102 E Broad St # 2928, Forney, TX 75126

Expertise.com Rating

Review Sources

Google
4.9 (51)

Why choose this provider?

The Fite Agency is an independent insurance agency based in Forney, Texas, serving people and businesses in the Garland metro area. A full-service agency, its home insurance product can be tailored for each client, providing the coverage they need, within their budget. The agency's policies cover all home types, be it a house, apartment, or condominium, ensuring each client is protected against repair costs, replacement of stolen property, and living expenses if temporary accommodation is needed.

  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Wemson Insurance Services
2425 W Walnut St Ste 216, Garland, TX 75042
Bob Ellis Insurance Services
115 FM 2453 Ste C, Royse City, TX 75189
McDermett Insurance Agency
10374 Jennifer Circle, Forney, TX 75126
TWFG ~ Burridge Family Insurance
10925 Estate Lane, Dallas, TX 75238
America's Best Auto Insurance - Garland
1350 Northwest Highway, Garland, TX 75041
Capers Insurance Agency
3238 Southern Dr., Suite 303B, Garland, TX 75043
Paragon Independent Insurance Agencies
6305 Preston Rd Ste 1000, Plano, TX 75024
Wigant & Associates, LLC
3416 Enterprise Dr # 1767, Rowlett, TX 75088
1st Choice Insurance
306 N Center St, Forney, TX 75126
Ashley Orf
3443 W Campbell Road Suite 200, Garland, TX 75044
The Fite Agency
102 E Broad St # 2928, Forney, TX 75126

Garland, TX Homeowners Insurance Agency FAQs

  • Is earthquake coverage included in your homeowners insurance in Garland?

    Earthquake coverage is not included in most homeowners insurance policies in Garland. You need to purchase a separate policy for earthquake coverage from your insurance provider, a specialized earthquake insurance company, or independent organizations. The usual events covered by earthquake insurance are landslides, mudflows, or the sinking of your home due to a tremor.

  • How can an insurance company determine the replacement cost of your home in Garland?

    Insurance companies in Garland determine your replacement cost by assessing certain parameters of your property, such as location, lot area, construction type, materials used, and age of the structure. Your appraiser will also look at the inflation rate related to your real estate property. You may also use an online replacement cost estimator, however, you may need to list down roofing and flooring materials, and exterior and interior features.

  • Is water damage from plumbing issues covered by homeowners insurance in Garland?

    Most homeowners insurance policies in Garland cover water damage from burst pipes and sudden plumbing issues. Among the things covered for water damage are the cleanup, restoration, and repair of the plumbing issue. If mold develops due to water damage, it may also be covered under your homeowners insurance. Take note that you should review your policy coverage with your insurance agent.

  • What is a Texas FAIR plan and how does it apply to you in Garland?

    The Texas FAIR plan is an insurance program designed for individuals who have high-risk factors and are having a difficult time securing standard homeowners insurance in Garland. These factors include being located in a high-risk area and having frequent damage claims in your records. Having insurance cancellations in the past may also be a risk factor in securing standard homeowners insurance.

  • Are mobile homes eligible for homeowners insurance in Garland?

    Mobile homes in Garland are eligible to get homeowners insurance. It is provided through a specialized home insurance policy designed for manufactured housing. It provides comprehensive coverage of the mobile home, personal property damages, personal liability, water damages, loss of use, and other structure coverage. Older mobile homes can also qualify for insurance coverage.

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