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2024

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Best Homeowners Insurance Agencies in Frisco, TX

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Frisco Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

47Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6100 Preston Rd # 201, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
4.8 (77)
Facebook
5.0 (2)

Why choose this provider?

Stonebriar Insurance Group maintains partnerships with more than 100 insurance carriers to address the insurance needs of Frisco residents. The company offers online services through a quote inquiry form that homeowners can access via its website. Its independent agents help homeowners obtain adequate financial protection and aid in choosing appropriate homeowners' insurance products. This risk coverage includes losses or damages from disasters, whether associated with belongings or physical structures. They also aim to streamline the insurance application process.

  • Multiple Policy Types

1896 Granite Rapids Drive, Frisco, TX 75036

Expertise.com Rating

Review Sources

Google
5.0 (113)
Facebook
5.0 (15)
Yelp
5.0 (2)

Why choose this provider?

Decisive Insurance Agency is an independent insurance agency that serves the commercial and personal insurance needs of its Frisco-based clients. The agency has a homeowners' insurance policy that covers the structure of the home, replacement costs of personal possessions, liability protection, and additional living expenses. Its team of insurance agents also assists in adding supplemental policies for additional coverage. Decisive Insurance Agency offers other products such as auto and life insurance plans.

  • Flood
  • Multiple Policy Types

Frisco, TX

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

AllGrace Insurance & Financial Services is a family-owned and operated agency in Frisco that's been serving personal and business clients in the surrounding communities for over 17 years. Its agents specialize in home insurance, where it describes their goal as saving clients money while meeting their coverage needs. The agency pursues this by determining what the client expects and what their budget is, sourcing qualifying policies from multiple insurers, and tailoring them to suit.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

7410 Preston Rd Suite 123, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
4.6 (22)
Yelp
5.0 (2)

Why choose this provider?

JGS Advisors Insurance Group, LLC, has been providing insurance options to residents and business property owners in Frisco and the surrounding areas since 1999. Its homeowners' insurance policy includes property or dwelling coverage, personal property insurance, additional living expenses up to 24 months, personal liability coverage, and medical expenses coverage for guests injured while on the client's property. The company also offers scheduled personal property coverage, which is additional protection for special items such as jewelry, art, antiques, and collectibles.

  • Multiple Policy Types

8765 Stockard Drive, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
4.9 (51)
Facebook
5.0 (12)
Yelp
4.0 (4)

Why choose this provider?

Rodney Mouton Insurance Agency, an independent insurance agency that works with several insurance carriers, is located in Frisco. Since its opening in 1999, the agency has focused on helping its clients find the right homeowners' insurance policies that best address their needs. The agency provides home insurance that can cover all risks or only named perils. It also offers condo, landlord, renters', earthquake, and flood insurance. Umbrella policies are also available for clients seeking more protection.

  • Multiple Policy Types

8700 Main Street, Frisco, TX 75033

Expertise.com Rating

Review Sources

Google
4.9 (38)
Yelp
5.0 (1)

Why choose this provider?

Brightway, The Wilkins Family Agency specializes in finding a choice of policies from multiple insurers, enabling its clients to choose the one that suits their needs. The Frisco-based agency specializes in homeowners insurance. Its agents can source policies that cover the basics, such as repair costs, and additional costs to the policyholders, such as living expenses if they have to temporarily vacate their homes. The agency also specializes in vehicle, life, and umbrella insurance.

  • Multiple Policy Types

8765 Stockard Drive, Frisco, TX 75034
Website

Expertise.com Rating

Review Sources

Yelp
4.5 (7)
Google
3.7 (6)

Why choose this provider?

CNC Insurance Brokerage Services is a Frisco-based agency that's licensed to serve personal and commercial customers in Texas and four neighboring states in the South. Although the agency can offer a range of insurance products, it particularly focuses on the needs of homeowners, landlords, and renters. Its home insurance services include finding the best policies from major insurers, such as Chubb and Safeco, and tailoring them to meet their clients' needs.

  • Multiple Policy Types

1212 South Preston Road, Celina, TX 75009

Expertise.com Rating

Why choose this provider?

Eddie Buckley is a State Farm Insurance Agent with more than a decade of experience assisting homeowners looking for home insurance policies that will provide them with the coverage they need. The licensed agent's services also include tailoring policies to include protection from the costs associated with unforeseen events, such as liability claims from persons injured on the property, and the replacement costs of stolen personal items. Additionally, the agent can discuss life, health, and auto insurance.

  • Renter's Insurance
  • Multiple Policy Types

8668 John Hickman Parkway, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
4.6 (31)
Facebook
5.0 (4)

Why choose this provider?

Parkwood Insurance is a Frisco-based independent insurance agency that offers personal and commercial insurance policies to its customers. Insurance agents at Parkwood help clients get protection for their homes through homeowners' insurance, which can either be all-risk or for specific losses and incidents only. As an independent agency, Parkwood works with many insurance carriers, such as Foremost Insurance Group, Progressive, Texas Mutual Insurance Company, Liberty Mutual, and Safeco Insurance, to provide customers with the most suitable policy for their needs.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

2770 Main St #104, Frisco, TX 75033

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Roger Welch Agency, LLC is an independent agency that offers homeowners' insurance plans for residents in Frisco. Its homeowners' policy is a combination of the five coverages that include dwelling, personal property, liability protection, medical payments, and additional living expenses. Its agents offer homeowners' insurance with a basic named-perils policy that protects homes from damages caused by windstorm or hail, fire or lightning, riot or civil commotion, and vandalism or malicious mischief. Roger Welch Agency, LLC also provides homeowners' insurance with open perils coverage.

  • Multiple Policy Types

4280 Main Street, Frisco, TX 75033

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Moore Insurance Group is an independent homeowners' insurance agency that services families and individuals in Frisco and the surrounding areas. Its team of licensed insurance advisors has years of experience in providing homeowners with insurance options that can safeguard their residential properties against devastating fires and other house-related incidents such as burglary and pipe leaks. Other than home insurance, they also offer auto insurance, individual health insurance, individual life insurance, and umbrella insurance.

  • Fire
  • Multiple Policy Types
  • Multiple Carriers

6351 Preston Rd ste 165, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
5.0 (129)
Facebook
5.0 (18)
Yelp
4.5 (8)

Why choose this provider?

Christy Brott is a State Farm insurance agent, residing in and serving Frisco. She provides homeowners' coverage for cases of extreme weather, like lightning or windstorms, and criminal acts, like vandalism or theft. Christy talks with clients and inspects their houses to find risks of damage or injury. She then helps them find a fitting policy, which she can customize to fit concerns like floods or rodent infestations. Christy has worked in insurance since 2000.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

7601 Main St, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
4.6 (21)
Facebook
5.0 (2)

Why choose this provider?

Thomas Rush Insurance grants homeowners' insurance to clients in Frisco and nearby areas. It has been providing insurance products since 1983. The agency understands that a home is a big investment so it works with clients to find an insurance policy that will protect them from unexpected calamities and misfortunes. It designs a customized insurance policy according to the home's needs and the client's desired coverage. The agency also grants life insurance, auto insurance, and commercial property insurance.

  • Condos
  • Renter's Insurance
  • Personal Property Insurance

1711 North Heritage Parkway, Sherman, TX 75092

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (9)

Why choose this provider?

Terry Jones Insurance Agency, formerly known as Landmark Agency of Texas, has been providing insurance solutions to individuals, families, and business owners in Frisco and the nearby areas since 2000. The family-owned and family-operated company offers clients homeowners’ insurance that protects their families and their belongings from damages and losses caused by natural calamities, burglaries, accidents, or pest infestations. In addition, the company offers life, auto, and commercial coverages. Some of its partner carriers include Dairyland, Safeco, and Progressive.

  • Multiple Policy Types

6351 Preston Road, Frisco, TX 75034

Expertise.com Rating

Review Sources

Google
4.9 (52)
Facebook
5.0 (1)

Why choose this provider?

TAB Insurance Agency, LLC, is a Frisco-based independent insurance agency. The agency has a wide range of insurance products, including homeowners' insurance. The insurance covers the cost of repair or replacement of its clients' properties that are covered by the policy. Its coverage options include dwelling coverage, personal property coverage, personal liability, and medical payments. Additionally, the homeowners' insurance covers loss of use in case the client needs to temporarily move out due to extensive damage to the house.

  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Stonebriar Insurance Group
6100 Preston Rd # 201, Frisco, TX 75034
Decisive Insurance Agency
1896 Granite Rapids Drive, Frisco, TX 75036
AllGrace Insurance & Financial Services
JGS Advisors Insurance Group, LLC
7410 Preston Rd Suite 123, Frisco, TX 75034
Rodney Mouton Insurance Agency
8765 Stockard Drive, Frisco, TX 75034
Brightway, The Wilkins Family Agency
8700 Main Street, Frisco, TX 75033
CNC Insurance Brokerage Services
8765 Stockard Drive, Frisco, TX 75034
Eddie Buckley - State Farm Insurance Agent
1212 South Preston Road, Celina, TX 75009
Parkwood Insurance
8668 John Hickman Parkway, Frisco, TX 75034
Roger Welch Agency, LLC
2770 Main St #104, Frisco, TX 75033
Moore Insurance Group
4280 Main Street, Frisco, TX 75033
Christy Brott - State Farm Insurance Agent
6351 Preston Rd ste 165, Frisco, TX 75034
Thomas Rush insurance
7601 Main St, Frisco, TX 75034
Terry Jones Insurance Agency
1711 North Heritage Parkway, Sherman, TX 75092
TAB Insurance Agency, LLC
6351 Preston Road, Frisco, TX 75034

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Will your house in Frisco still be covered by your homeowners’ insurance if you move out for a few weeks?

    You will have to check the vacancy clause on your policy. Homeowners' insurance is meant for properties occupied by the owner. If you file a claim and the house has been vacant for several weeks prior, the insurer may deny your claim. A property is generally considered vacant when unoccupied for 30-60 days. If you travel or leave your home unoccupied for long periods, talk to your Frisco insurance agent to see if you need a vacant home policy.

  • Will your premiums be refunded if you prematurely cancel your homeowners’ insurance policy in Frisco?

    If you paid for premiums in advance, yes, you should get a refund of your unused premiums. For example, if you paid 12 months’ worth of premiums and canceled after two months, you should get 10 months worth of premiums refunded. The same applies if it’s the insurance company that cancels the policy.

  • What is the deductible amount on your homeowner’s insurance policy in Frisco?

    The deductible amount is the amount you’ll be responsible for paying out-of-pocket before the insurer pays your coverage. The deductible is calculated as a percentage of your home’s value. For example, if you have a $300,000 house in Frisco and opt for a 1% deductible on your homeowners' insurance, your deductible will be $3,000. So, if you need a roof repair that costs $10,000, you will have to pay $3,000, and your policy will pay $7,000.

  • How does an HO-2 differ from an HO-3 homeowners’ insurance policy in Frisco?

    Also called a "named perils" homeowners’ insurance policy, an HO-2 will only cover losses caused by specific perils. An HO-2 will come with a list of perils that usually includes fire, theft, lightning, smoke and water damage, and vandalism. Meanwhile, an HO-3, or "open perils," policy will cover losses caused by all perils except those in its list of exclusions. HO-3 policies are the most popular and commonly required by mortgage lenders in Frisco.

  • Can having a home alarm system help reduce your homeowners’ insurance premium in Frisco?

    Yes. Because your property has an alarm system, the insurance company will see it as having a lower risk for break-ins or fire incidents, minimizing the likelihood of claims. Insurers in Frisco would be more willing to offer discounts on your homeowners’ insurance premiums. Discounts offered could be 5%–20% depending on your alarm system’s quality and if it comes with monitoring service.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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