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2024

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Best Homeowners Insurance Agencies in Dallas, TX

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Dallas Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

742Reviewed

452Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6095 Glenmont Drive, Houston, TX 77081
WebsiteLicense: 2673319

Expertise.com Rating

Why choose this provider?

Varon Insurance is a multi-generation family business that has been serving clients in Dallas and nearby communities for more than 30 years. It provides homeowners' insurance plans to help families and individuals protect themselves against liability if someone is injured on their property and to avoid financial losses if their properties are damaged by fire, storm, or theft. The company also offers auto, flood, renters', and business insurance policies. Varon Insurance is available 24/7 to address customers' emergency concerns.

  • Multiple Policy Types

2919 Commerce St. Ste.102, Dallas, TX 75226
WebsiteLicense: 1765208

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

JBH Insurance Group is an independently owned agency serving clients in Dallas and the neighboring communities. It offers homeowners' insurance policies that pay for losses and damage to properties in the event of unexpected events, such as disasters, fires, and burglaries. Its agents compare insurance products for automobiles, businesses, and general liabilities from a variety of insurance carriers. Brandon Hankerson, the agency's founder, previously worked in the mortgage industry before switching to insurance in 2012.

  • Multiple Carriers

6001 Summerside Dr Ste 100, Dallas, TX 75252

Expertise.com Rating

Review Sources

Google
4.7 (61)
Yelp
3.5 (5)

Why choose this provider?

TWFG Insurance Services is an independent insurance agency in the Dallas, Texas, metro area that provides home insurance. Founded in 2001, the company offers home insurance, also called hazard insurance, that is required for all mortgages, covering a person's private residence or its contents if damaged. These policies also protect homeowners should they be found liable if someone is injured on their property. The company also provides auto and commercial insurance, as well as life and health insurance policies. TWFG Insurance provides both personal and commercial insurance products through several companies and is licensed to sell insurance in all 50 states.

  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

4343 West Camp Wisdom Road 150, Dallas, TX 75237
WebsiteLicense: 1407184

Expertise.com Rating

Review Sources

Google
4.1 (14)
Facebook
5.0 (3)

Why choose this provider?

A.I.S. Insurance Agency of TX is a firm that provides policies to residents of Dallas and its neighboring communities. It provides homeowners' insurance that protects against disasters such as earthquakes and floods. The home insurance plan also covers property damage and medical liability for injuries to other people, including damage by pets. The company’s products also protect against vandalism and theft. In addition, A.I.S. Insurance Agency offers automobile, health, life, and business insurance. It carries products from Progressive, Infinity, AmWINS Group, and Endeavor.

  • Multiple Policy Types

214 S Main St Ste 101C, Duncanville, TX 75116

Expertise.com Rating

Review Sources

Google
4.8 (35)
Facebook
4.7 (17)

Why choose this provider?

Fry Integra Insurance Services is a Duncanville-based independent insurance agency that sells home insurance in the Dallas, Texas metro. Founded in 1984, the company offers insurance products that protect homes against fire, theft, damage, personal liability, and floods. The company is a full-service insurance agency that also offers personal insurance for motorcycles and autos, classic cars, and life insurance. It provides insurance for churches, non-profits, schools, restaurants, and other businesses. Fry Integra Insurance partners with insurers such as MetLife, Allstate, Kemper, and Progressive to get the best product and price.

  • Fire
  • Multiple Policy Types
  • Homeowners

3809 Parry Ave. Suite 204, Dallas, TX 75226

Expertise.com Rating

Review Sources

Google
4.9 (52)
Facebook
5.0 (13)

Why choose this provider?

Mark Bigham Insurance is an independent risk management provider that caters to individuals and families in the Dallas metro. Its team of advisors crafts homeowners' insurance coverages that secure clients from financial losses caused by theft, storm and fire damage, and unexpected accidents. They assist policy buyers by selecting insurance products tailored to their budget and needs. The company also offers protection plans for cars, motorcycles, and businesses. Clients can reach its team through the website's 24/7 personal support feature.

  • Multiple Policy Types

2501 Abrams Rd, Dallas, TX 75214

Expertise.com Rating

Review Sources

Google
4.7 (29)

Why choose this provider?

Sheaner Insurance Agency delivers homeowners' policies to customers living in Dallas. These plans guard against damage or loss due to mold, backed-up sewage, and deteriorated foundations. All-risk assurance contracts are available. The firm also offers renters', automobile, and pet coverage. Sheaner Insurance Agency is an independent establishment that was opened in 1952. Its partners include National Lloyds, Texas Specialty Underwriters, The Hartford, and Infinity Insurance. Principal and founder Herb Sheaner spends his off-hours helping youths in the YMCA.

  • Renter's Insurance
  • Personal Property Insurance

901 East Highway 67, Duncanville, TX 75137

Expertise.com Rating

Review Sources

Facebook
4.3 (242)
Google
4.3 (103)
Yelp
1.5 (6)

Why choose this provider?

La Familia Auto Insurance serves the Dallas metro area and provides clients with comprehensive services if they need homeowners insurance. It provides clients with quotes for insurance plans depending on how much coverage their properties and possessions warrant. Its agents can explain the types of coverage and levels of protection that are available and help clients select plans that are best for them. Liability coverage is available to financially protect clients from lawsuits if others are hurt on their land.

  • Personal Property Insurance
  • Multiple Policy Types

9535 Forest Lane, Ste 111A, Dallas, TX 75243

Expertise.com Rating

Review Sources

Google
4.9 (42)
Facebook
5.0 (12)
Yelp
3.0 (2)

Why choose this provider?

Gibb Agency Insurance - Dallas, TX has been serving clients since 1997. The company offers a variety of insurance products for homeowners, such as valuable personal property and umbrella liability policies. It also offers auto, life, health, and business insurance products. The firm is led by Susana Gibb, who has more than 20 years of experience in the industry. Gibb Agency Insurance gives back to the community by supporting non-profit organizations like AustinStreet.org and RainbowDays.org.

  • Personal Property Insurance

500 West Ennis Avenue, Ennis, TX 75119

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Cara Castellow, State Farm Insurance Agent, sells homeowners insurance policies. This office assists clients as they shop for rates and helps them to look for and purchase policies that suit their needs. Coverage is available for dwellings, personal possessions, and other structures that occupy land. Cara Castellow, State Farm Insurance Agent, also offers policies that pay for final expenses in the event of death or routine healthcare needs. Auto and business policies are available as well.

  • Multiple Policy Types

2693 North Highway 77, Waxahachie, TX 75165

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

PAC Insurance Agency serves the Dallas metro area, selling homeowners insurance policies. It offers a multitude of insurance options so that clients can adequately protect what they specifically need to. Its agents help clients to secure coverage for a variety of valuable items inside of homes, such as pieces of furniture or artwork. PAC Insurance Agency also helps people to purchase life and health insurance plans as well as auto insurance.

  • Multiple Policy Types

5740 Prospect Avenue Suite 2000, Dallas, TX 75206

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Highland Park Insurance Agency caters to clients in the Dallas metro. The independent firm customizes policies to help clients meet various personal insurance needs such as home, rental property, and umbrella insurance. It also provides protection and coverage for commercial clients, offering products for businesses like bars, restaurants, shopping centers, and retail stores. Other products include office, general liability, and marina insurance. The agency's team has a combined experience of over 20 years in the insurance industry.

  • Personal Property Insurance

232 S Collins Road, Sunnyvale, TX 75182
WebsiteLicense: TX-2109491

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
4.6 (9)
Yelp
5.0 (1)

Why choose this provider?

Houston Tullos is a third-generation State Farm insurance agent who serves clients in Dallas. He previously worked for a local State Farm agent in Texas before opening his own office in 2018. Tullos provides a wide range of insurance products such as life, health, business, pet, and home. He assists clients in choosing suitable homeowners insurance policies based on their varying needs and goals. Tullos can communicate fluently in both English and Spanish languages.

  • Multiple Policy Types

10260 N Central Expy Ste 254, Dallas, TX 75231

Expertise.com Rating

Why choose this provider?

Tinius & Associates Insurance Agency is an independently owned and locally operated company in Dallas. Its homeowners' policy includes coverage for the home's structure and its contents and liability protection for family members and visitors. Additional living expenses are also provided if continued occupancy is impossible in the insured residence. Other options include insurance for high-value homes and valuable possessions, like antiques and musical instruments, and flood and earthquake damage coverage. The agency's insurance partners include Foremost, Liberty Mutual, Mercury, Progressive, and The Hartford.

  • Multiple Carriers

5306 Junius St., Dallas, TX 75214
WebsiteLicense: 719917

Expertise.com Rating

Why choose this provider?

Cunningham Williams Insurance Agency is an independent brokerage serving individuals and businesses in Dallas. Led by Principal William Cunningham, the brokerage helps homeowners in securing home insurance protection plans against property damage and loss from fire, storms, or theft. Its professionals assess the coverage needs of clients, guide in choosing from different insurance carriers and plans, and assist in filing and settling claims. Cunningham is a second-generation insurance professional whose family has been serving the metro for over 60 years.

  • Multiple Policy Types

220 W Jefferson Blvd Ste B, Dallas, TX 75208

Expertise.com Rating

Review Sources

Google
4.6 (9)
Facebook
5.0 (9)
Yelp
3.0 (2)

Why choose this provider?

Texas Plan Insurance in Dallas, Texas, is a full-service insurance agency that serves as a provider of home insurance in the Dallas metro and throughout Texas. Established in 1990 as an independent agency, Texas Plan Insurance helps its customers choose the best carriers to suit their coverage needs to ensure good service and fair payouts. The agency additionally offers renters insurance, auto insurance, life insurance, and other insurance products. Texas Plan Insurance aligns itself with the most reputable carriers and prides itself on service, concentrating on clients' coverage needs, a combination that has built it a loyal customer base.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

3333 Lee Pkwy Ste 600, Dallas, TX 75219

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (18)
Yelp
4.5 (14)

Why choose this provider?

Ricart Insurance Agency Inc. is a Dallas, Texas-based agency assisting clients with home insurance policies. It helps home owners obtain coverage for traditional homes and condominiums and works for renters and landlords as well, helping to secure specialized policies that protect their personal belongings or their investment properties, respectively. This agency is adamant about working with clients who may be under-insured and often assists with assessments to determine if additional coverage should be acquired. Ricart Insurance Agency Inc. also performs auto insurance services, helping clients to purchase coverage for cars, motorcycles, and watercraft.

  • Renter's Insurance
  • Condos
  • Personal Property Insurance

4144 N. Central Expy, #700, Uptown Tower, Dallas, TX 75204

Expertise.com Rating

Why choose this provider?

Ray Scott is an insurance professional affiliated with State Farm Insurance. With over 24 years of insurance experience, Ray and his team help Dallas residents get financial protection in times of property loss and damage through homeowners' insurance plans. They assist clients in choosing from supplemental policies such as personal liability umbrella and pet insurance that may be included in the homeowner's insurance package. The agent is active in volunteer work and supports LGBT, veteran, and teacher organizations.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Varon Insurance
6095 Glenmont Drive, Houston, TX 77081
JBH Insurance Group
2919 Commerce St. Ste.102, Dallas, TX 75226
TWFG Insurance Services
6001 Summerside Dr Ste 100, Dallas, TX 75252
A.I.S. Insurance Agency of TX
4343 West Camp Wisdom Road 150, Dallas, TX 75237
Fry Integra Insurance Services
214 S Main St Ste 101C, Duncanville, TX 75116
Mark Bigham Insurance
3809 Parry Ave. Suite 204, Dallas, TX 75226
Sheaner Insurance Agency
2501 Abrams Rd, Dallas, TX 75214
La Familia Auto Insurance
901 East Highway 67, Duncanville, TX 75137
Gibb Agency Insurance - Dallas, TX
9535 Forest Lane, Ste 111A, Dallas, TX 75243
Cara Shockley - State Farm
500 West Ennis Avenue, Ennis, TX 75119
PAC Insurance Agency
2693 North Highway 77, Waxahachie, TX 75165
Highland Park Insurance Agency
5740 Prospect Avenue Suite 2000, Dallas, TX 75206
Houston Tullos
232 S Collins Road, Sunnyvale, TX 75182
Tinius & Associates Insurance Agency
10260 N Central Expy Ste 254, Dallas, TX 75231
Cunningham Williams Insurance Agency
5306 Junius St., Dallas, TX 75214
Texas Plan Insurance
220 W Jefferson Blvd Ste B, Dallas, TX 75208
Ricart Insurance Agency, Inc.
3333 Lee Pkwy Ste 600, Dallas, TX 75219
Ray Scott
4144 N. Central Expy, #700, Uptown Tower, Dallas, TX 75204

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • When can people in Dallas expect to receive payment after filing a homeowners' insurance claim?

    In Dallas, insurers are required to issue the first check within five business days of reviewing the policyholders' loss and calculating the estimated repair costs, excluding the deductible and depreciation. Individuals in Dallas can receive their second check, which contains the remainder of the claim, after receiving the contractor's bills for the repair or replacement job within 365 days of the loss.

  • Why do insurers in Dallas deny the renewal of homeowners' insurance policies?

    In Dallas, insurers typically refuse to renew homeowners' insurance policies due to the poor condition of the insured property and the owner's failure to repair the damage for more than six months. Most insurers terminate homeowners' insurance coverage when a home is vacant or inhabitable for 60 days or more. Furthermore, policyholders in Dallas who file at least three nonweather-related claims or claims not covered by homeowners' insurance policies within three years may face nonrenewal.

  • Do additional living expenses cover storage facilities in Dallas?

    Yes, storage facilities in Dallas are covered by additional living expenses because policyholders use them to keep their belongings and personal items while their property is being rebuilt or repaired. Additional living expenses also include restaurant meals, hotel fees, washer and dryer costs, and pet boarding accommodations. However, a typical homeowners' insurance policy in Dallas limits additional living expenses coverage to 10% to 30% and does not cover standard living expenses caused by floods.

  • Do homeowners' insurance plans protect guns in Dallas?

    Guns and collectibles such as fine china, baseball cards, and comic books are excluded from homeowners insurance policies in Dallas. However, there is a maximum amount that insurers can pay for a replacement firearm in the event of a claim, such as if the policyholder's home was destroyed or burned down, or if the firearm was stolen. Several insurance companies in Dallas, on the other hand, insure guns with a floater to fully protect the item.

  • What are other structures protected under the homeowners' insurance plans in Dallas?

    Other structures covered by Dallas homeowners insurance policies include the detached garage, tree house, pergola, shed, and driveway. As long as the damage is not caused by a natural disaster, homeowners' insurance will cover the cost of repairing swimming pools, gazebos, and fences. These areas, however, are subject to 10% of the dwelling coverage amount; for example, a $150,000 dwelling coverage amount includes a $15,000 budget for replacement or repair bills for these structures.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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