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2024

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Best Homeowners Insurance Agencies in Abilene, TX

Our Recommended Top 11

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Abilene Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

79Reviewed

51Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5200 Buffalo Gap Rd Bldg A, Abilene, TX 79606

Expertise.com Rating

Review Sources

Google
5.0 (135)
Facebook
5.0 (7)

Why choose this provider?

Tatum Insurance Agency, LLC, has been providing homeowners' insurance services to homebuyers and homeowners in the Abilene area since 2009. Its team of agents and customer service representatives recommends policies that suit the clients' budgets and deliver return on investment. They also provide supplemental policies for flood, valuable possessions, and umbrella insurance to avoid liability issues. In addition, Tatum Insurance Agency has insurance products and services for vehicles and businesses.

Abilene, TX

Expertise.com Rating

Review Sources

Google
4.8 (69)

Why choose this provider?

Remco Insurance is a Texas insurance agency that offers various personal and auto insurance coverage to clients in the Abilene metro. The company has homeowners' insurance policies that help clients protect their properties from natural disasters, damage, vandalism, and most forms of accidents. Customers can choose from eight standard home protection policies. The company also coverage for high-value items and liability for mishaps that have happened within the property's premises.

  • Renter's Insurance
  • Personal Property Insurance

749 Gateway Street, Abilene, TX 79602

Expertise.com Rating

Review Sources

Google
4.7 (98)
Facebook
4.9 (32)
Yelp
5.0 (1)

Why choose this provider?

Starting in 1977, Perkins Insurance has provided customized insurance and risk management services in Abilene. They offer personal affordable and flexible insurance products, including homeowners insurance. The agents deal with clients on a one-on-one basis, advising them which policy is most appropriate for their insurance needs. Homeowners policies generally include property insurance, homeowners liability, renters insurance, condo insurance, and mobile home insurance. Perkins Insurance also has business insurance products and industry-specific programs.

  • Renter's Insurance
  • Multiple Policy Types

3814 North 1st Street, Abilene, TX 79603

Expertise.com Rating

Review Sources

Google
4.9 (39)
Facebook
4.6 (11)
Yelp
5.0 (1)

Why choose this provider?

Rhodes Insurance Agency is a locally owned and operated home insurance company that has been serving residents of Abilene and the surrounding areas since 1986. Professional agents can customize a policy to fit every budget, regardless of the house's age, size, value, location, or type. The company represents a wide range of national and regional insurance companies. An initial no-obligation quote can be obtained free of charge, and assistance is available 24/7.

  • Renter's Insurance
  • Flood
  • Condos

1041 Hickory Street, Abilene, TX 79604

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Weeks Hunter Insurance Agency protects homeowners in and around Abilene. It is a homeowners' insurance agency with policies and coverages for clients' homes and their families. It safeguards clients when their homes suffer from damages caused by accidents and natural calamities. The agency also covers the contents of a property, including appliances and furniture, and can extend coverage to include valuables such as jewelry and collectible cars. Weeks Hunter Insurance Agency has been in business since 1962.

  • Renter's Insurance
  • Flood
  • Condos

3244 North 1st Street, Abilene, TX 79603

Expertise.com Rating

Review Sources

Google
4.6 (29)
Facebook
5.0 (3)

Why choose this provider?

American Insurance Agency provides various kinds of insurance policies for residents based in Abilene. It has been in the industry for more than two decades, offering homeowners' insurance that meets the coverage needs of clients. Its homeowners' insurance policy not only protects the property from emergencies but also has liability protection for others who got hurt on the property. American Insurance Agency also offers group health insurance, indemnity plans, and life and health insurance.

  • Personal Property Insurance
  • Multiple Policy Types

806 South 3rd Street, Abilene, TX 79602

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Cory Lee Insurance Agency offers a wide range of insurance options for commercial and residential customers in Abilene and the surrounding regions. Its team of insurance agents provides homeowners' insurance services for condominiums, apartments, townhouses, and homes. The home insurance policy covers animal bites and slip-and-fall accidents. This family-owned business also provides other insurance options covering health and life, automobile, and commercial liability. Cory Lee Insurance Agency is available 24/7 for any question or concern.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

3909 South 7th Street, Abilene, TX 79605

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
4.0 (2)

Why choose this provider?

Wicker-Parker Insurance Agency Inc. is an independent insurance agency located in Abilene. It has been serving the community for the past 15 years, providing a broad range of insurance products, including homeowners' insurance. The agency offers homeowners' insurance to help property owners protect their biggest investments from accidents, risks, and disasters. The agency also has renters, tenant dwelling, vacant dwelling, condo, and flood insurance. Wicker-Parker works with multiple leading insurance providers, including Safeco, The Hartford, Zurich, Liberty Mutual, and Progressive.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

2658 Industrial Boulevard, Abilene, TX 79605

Expertise.com Rating

Review Sources

Google
4.9 (186)
Facebook
5.0 (16)

Why choose this provider?

Koda Insurance Group has been maintaining partnerships with multiple insurance carriers to provide comprehensive insurance solutions in Abilene since 2014. This company understands the value of homes and seeks to help homeowners obtain necessary financial protection. Its insurance agents inform clients of different home insurance policies, explain various coverage types, and aid in the selection of appropriate insurance products. These coverage options include home repair or replacement bills, liability defense lawsuits, personal property damage, and loss of use expenses.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1323 South Danville Drive, Abilene, TX 79605

Expertise.com Rating

Review Sources

Google
4.7 (9)

Why choose this provider?

Philip King Insurance offers insurance products and options to homeowners and business property owners in Abilene and the surrounding areas. The company provides a package policy for homeowners' insurance. This policy includes dwelling or property coverage, protection for personal belongings, and personal liability coverage for any injuries or property damage of clients and their families to other people. Legal responsibility due to damage caused by the client's pets to other people is also covered by homeowners' insurance.

  • Fire
  • Multiple Policy Types
  • Flood

650 North Judge Ely Boulevard, Abilene, TX 79601

Expertise.com Rating

Review Sources

Google
4.9 (46)
Yelp
5.0 (1)

Why choose this provider?

Blake Williams - State Farm Insurance Agent provides home insurance services to customers in Abilene and neighboring communities. He has been working in the area since 2014 and is passionate about helping clients safeguard their property from losses or damage. His mission is to establish a personal relationship with every client. In addition, customers can consult with his firm for auto, renter's, life, and business insurance. Mr. Williams is a member of the Abilene Chamber of Commerce.

  • Personal Property Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tatum Insurance Agency, LLC
5200 Buffalo Gap Rd Bldg A, Abilene, TX 79606
Amco & Remco Insurance
Abilene, TX
Perkins Insurance
749 Gateway Street, Abilene, TX 79602
Rhodes Insurance Agency
3814 North 1st Street, Abilene, TX 79603
Weeks Hunter Insurance Agency
1041 Hickory Street, Abilene, TX 79604
americaninsuranceabilene.com
3244 North 1st Street, Abilene, TX 79603
Cory Lee Insurance Agency
806 South 3rd Street, Abilene, TX 79602
Wicker-Parker Agency Inc.
3909 South 7th Street, Abilene, TX 79605
kodainsurancegroup.com
2658 Industrial Boulevard, Abilene, TX 79605
Philip King Insurance
1323 South Danville Drive, Abilene, TX 79605
Blake Williams - State Farm Insurance Agent
650 North Judge Ely Boulevard, Abilene, TX 79601

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does homeowners’ insurance cover dog bites in Abilene?

    In Abilene, homeowners' insurance or renters' insurance typically provides coverage for claims related to dog bites. If you or a family member is bitten by an aggressive dog, you have the option to file a claim and engage in negotiations with the liable party's insurance company. Homeowners' insurance usually includes coverage for dog bites unless there is a specific exclusion pertaining to certain animals.

  • Are mold and water damage covered by homeowners' insurance in Abilene?

    Typically, homeowners' insurance policies in Abilene provide coverage for sudden and unintended water damage. This includes incidents like burst pipes, toilet overflows, or broken washer hoses. If mold growth occurs as a result of such damage to property, it is generally covered. However, note that gradual leaks and their resulting mold damage are usually not covered by these policies.

  • Is vandalism covered by homeowners' insurance in Abilene?

    Generally, homeowners' insurance in Abilene provides coverage for most instances of vandalism. This means that if your home or personal belongings are vandalized, you can usually file a claim to cover the repair or replacement costs. However, note that if your home remains vacant for more than 60 days, standard homeowners' insurance may not cover vandalism incidents.

  • Can you get homeowners' insurance for an older home in Abilene?

    Yes, you can secure homeowners' insurance for an older home in Abilene. However, the age of your home can influence the insurance premium. On average, owners of older homes may pay up to $827 more per year for insurance. Generally, those with older homes experience premiums that are 58% higher than those with new homes, while homeowners with houses less than 30 years old can anticipate premiums that are 40% higher than newly built homes.

  • Do you need additional coverage for valuable items like jewelry or artwork in Abilene?

    While homeowners' insurance provides coverage for the loss of personal property, it might be necessary to obtain additional protection if you own valuable items like jewelry, artwork, electronics, musical instruments, or silverware in Abilene. It's recommended to consult your insurance agent regarding supplementary coverage for valuables that exceed the predefined limits of your homeowners' insurance policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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