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2024

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Best Homeowners Insurance Agencies in Nashville, TN

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashville Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

356Reviewed

221Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

21 White Bridge Pike ste 201, Nashville, TN 37205
WebsiteLicense: 2391706

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (1)

Why choose this provider?

Tucker Agency serves the insurance needs of individuals, families, and businesses in Nashville and nearby locations. Operating since 2018, the independent insurance agency specializes in personal lines, particularly home and property insurance plans. Its team of insurance agents offers homeowners' insurance plans to protect clients from unforeseen circumstances. Its coverage options include liability protection, dwelling, additional living expenses, and personal property insurance. Tucker Agency also provides insurance policies for valuable items, rental dwellings, and renters'.

  • Renter's Insurance
  • Condos
  • Multiple Carriers

204 South 11th Street, Nashville, TN 37206

Expertise.com Rating

Review Sources

Google
5.0 (61)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Lockeland is a Nashville-based local agency that serves the insurance needs of the residents and businesses in the metro. Its team mainly assists homeowners in obtaining an insurance policy that will take care of their house and valuable possessions. They help their clients find the right amount of coverage that best suits their needs. Aside from home insurance, the team can also write policies for renters, auto, individual life, and business properties that require protection and risk mitigation.

  • Renter's Insurance
  • Homeowners

205 NW Broad St., Murfreesboro, TN 37130
WebsiteLicense: 2456283

Expertise.com Rating

Review Sources

Facebook
4.8 (26)

Why choose this provider?

Tennessee Auto Insurance Agency has been serving individual and commercial clients in Nashville and nearby areas for over 20 years. As an independent insurance agency, it represents various carriers to give clients more choices when it comes to selecting insurance plans. The company offers homeowners' insurance and renters' insurance. It also provides policies for various vehicles, such as cars, motorcycles, ATVs, RVs, and boats. SR-22 policies for high-risk drivers are also available from Tennessee Auto Insurance Agency.

  • Multiple Carriers
  • Multiple Policy Types

321 Billingsly Ct Ste 18, Franklin, TN 37067

Expertise.com Rating

Review Sources

Google
5.0 (99)
Facebook
5.0 (11)

Why choose this provider?

Johnston & Associates Insurance in Franklin, Tennessee, is an independent insurance agency offering personalized service to property owners seeking home insurance in Brentwood, Franklin, and the greater Nashville area. Owner Scott Johnston has more than a quarter-century of experience in the insurance industry, and he partners with a network of home insurers to help each client get the right coverage, based on the replacement cost of their home. Package policies are available that cover property damage and legal liabilities for accidents occurring on the property. The agency also sells flood and earthquake coverage.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

4004 Hillsboro Pike Ste B254, Nashville, TN 37215

Expertise.com Rating

Review Sources

Google
4.7 (68)
Facebook
5.0 (6)

Why choose this provider?

Thetford Insurance Services in Nashville, Tennessee, is a boutique insurance agency that sells home insurance throughout Tennessee and Kentucky. Founded in 1992, Thetford Insurance offers coverage for residential homes and provides unique coverage for condos, apartments, and townhomes. The agency additionally offers personal insurance solutions, including auto, life, renters, and flood insurance. Other types of policies include business coverage for farms and lessor's risk, restaurant, and commercial flood insurance. Thetford Insurance Services offers personalized and comprehensive insurance plans for its customers, taking the time to understand their needs to get the right coverage.

  • Renter's Insurance
  • Flood
  • Personal Property Insurance

3765 Nolensville Pike, Nashville, TN 37211
WebsiteLicense: 999680

Expertise.com Rating

Review Sources

Google
4.9 (141)
Facebook
5.0 (126)

Why choose this provider?

Valencia Insurance Agency strives to deliver straightforward services in the Nashville metro. Serving families and individuals, it offers homeowners' insurance plans to protect clients' investment properties and valuable items. The company aims to protect policyholders from financial losses caused by unforeseen events like natural disasters and theft. It also helps clients acquire other personal and business plans, including auto, life, general liability, and workers' compensation insurance. Valencia Insurance Agency works with multiple carriers to provide personalized coverages.

  • Homeowners

4721 Trousdale Drive Suite 210, Nashville, TN 37220
WebsiteLicense: 2292431

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (6)
Yelp
5.0 (5)

Why choose this provider?

Chamberlain Insurance Agency provides its Nashville client base with a varied selection of insurance options. These options include homeowners', commercial property, and individual life insurance. As an independent agency, its staff compares policies from different carriers, like Erie Insurance and Nationwide Insurance, and presents to clients options that match their specifications. Clients commend the insurance professionals working at Chamberlain Insurance Agency for their communication throughout the insurance application process, answering questions about insurance-related issues and advising clients on additional coverage options.

  • Renter's Insurance

201 Point E Dr., Nashville, TN 37216
WebsiteLicense: 2376492

Expertise.com Rating

Review Sources

Facebook
5.0 (27)
Google
4.9 (20)
Yelp
5.0 (2)

Why choose this provider?

Langer Insurance is a full-service independent company that serves clients in Nashville. It provides insurance services like homeowners’, renters’, and auto. The agency’s homeowners’ policy covers the cost of replacing any personal property damaged in disasters like fire. It can also be used in case a person gets injured in the policyholder’s home. Langer Insurance was founded in 2017 by Kelly Wise. She was the recipient of various accolades, including Sales Person of the Year and Presidential Leadership awards.

  • Homeowners

201 Thompson Lane Ste. 105, Nashville, TN 37211

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Charles Sueing Insurance Agency is a Nashville-based financial services company that serves clients throughout the area. It offers homeowners' insurance solutions and educates clients on coverage options from disasters like storms and fires. Clients can submit quote requests on the company's website. It also provides other insurance services, including auto, life, and commercial insurance. Charles Sueing, the company's president, has over two decades of insurance experience. He is a member of the Nashville Business Coalition.

  • Fire
  • Homeowners

3825 Bedford Ave Ste 101, Nashville, TN 37215
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
4.5 (8)
Yelp
3.5 (3)

Why choose this provider?

Since 1957 Fridrich, Pinson & Associates is an independent, full-service insurance agency that sells home insurance in Nashville, Tennessee. FPA offers home insurance products that protect residential homes, including vacation homes and rental properties. The company offers a variety of commercial and personal insurance products for clients in Nashville, middle Tennessee, and the southeastern United States and is also able to handle national accounts. Fridrich, Pinson & Associates is a member of Insurors of Tennessee, Insurors of Nashville, and Independent Insurance Agents of America, and it partners with Chubb, Encompass, MetLife, and the Privileged Underwriting Reciprocal Exchange (PURE).

  • Personal Property Insurance
  • Homeowners

555 Marriott Drive Suite 315, Nashville, TN 37214
WebsiteLicense: 2405642

Expertise.com Rating

Review Sources

Google
4.9 (37)

Why choose this provider?

Choice Insurance Agency LLC caters to clients in Nashville and the nearby areas. It offers homeowners' insurance products that cover clients' personal property, home structures, dwellings, and additional living expenses if the home becomes inhabitable due to accidents or disasters. The company carries insurance products from State Auto, National General, Nationwide, Liberty Mutual, Assurant Flood Insurance, and Stillwater Insurance Group. Its owner, Louis N. Ogiemudia Sr, has over 12 years of experience in the retail and sales industry.

  • Condos

30 Burton Hills Boulevard, Nashville, TN 37215
WebsiteLicense: 2506

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
4.7 (7)
Yelp
5.0 (4)

Why choose this provider?

Robins Insurance is an independent insurance agency based in Nashville. It provides insurance policies for homeowners who need protection for their properties. The homeowners' insurance may cover property damages, medical costs, physical injuries, and jewelry or collectibles, and may include excess coverages. In addition, the company serves various insurance providers with a diverse range of coverage choices and price points. Robin Insurance aims to provide the ideal combination of price, coverage, and service to its customers. The company is partnered with Keystone Insurers Group.

  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

4825 Trousdale Drive, Nashville, TN 37220
WebsiteLicense: 2039728

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Parker & Watts Insurance is a team of independent agents based in Nashville. Included in its product line is home insurance, covering condominiums, apartments, and houses. Depending on clients' needs, the professionals can furnish home insurance plans that may cover repair costs in case the property gets destroyed or damaged due to fire or natural calamities. They can address clients' insurance needs over the phone, over a Zoom meeting, or in person. Parker & Watts Insurance started operating in 1979.

  • Personal Property Insurance
  • Homeowners

545 Mainstream Drive, Suite 104, Nashville, TN 37228
WebsiteLicense: 812735

Expertise.com Rating

Review Sources

Google
4.9 (25)
Facebook
5.0 (5)
Yelp
4.2 (5)

Why choose this provider?

Since 2000, Terry W Jones has been providing insurance solutions for clients throughout the Nashville metro. He handles homeowners' insurance and guides clients on further protection options through personal property and liability insurance coverage. The agent also provides other insurance products, including life, health, auto, pet, and business insurance. Clients can opt for universal, whole, and term life insurance policies. Before becoming a State Farm insurance agent, Jones worked as a property and casualty adjuster for the company.

  • Condos
  • Homeowners

935 E. Trinity Lane, Suites 9 & 10, Nashville, TN 37207
WebsiteLicense: 2250566

Expertise.com Rating

Why choose this provider?

State Farm insurance agent Mike Maclean offers homeowners' insurance to residents in Nashville. He educates clients on protecting their most significant investment and budget. Homeowners' insurance can repair or replace homes, being foremost in its coverage, but it may also cover other items like keepsakes, hobbies, home appliances, and electronics and tools. The agent also provides renters', rental property, auto, and life insurance. Mike's service areas include Downtown, East Nashville, Germantown, Inglewood, Madison, and all of middle Tennessee.

  • Renter's Insurance
  • Condos

Nashville, TN

Expertise.com Rating

Review Sources

Google
5.0 (214)
Yelp
1.0 (1)

Why choose this provider?

Michael Venable is an insurance agent who has been working with State Farm Insurance since 2000. The agent helps homeowners in the Nashville area find and purchase homeowners insurance that is tailored to their specific needs. The policies cover the home, as well as the contents and visitors on the property. Venable also sells insurance for clients who are renting buildings. Additionally, he offers coverage for small businesses, health care, and cars.

  • Multiple Policy Types

107 Point East Drive, Nashville, TN 37216
WebsiteLicense: 881971

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Prince Insurance Agency, Inc. is a company that provides a variety of insurance products in Nashville, Tennessee. They offer insurance products like homeowners, auto, condo, boat, flood, and earthquake coverage to individuals, families, and business clients. The insurance agency aims to provide clients the best insurance plans in the market, but at the lowest possible rate. Prince Insurance Agency, Inc. represents some of the best insurance carriers around, which includes Chubb, Lincoln Financial Group, US Assure, United Healthcare, and Foremost Insurance.

  • Renter's Insurance
  • Condos
  • Multiple Carriers

41 Peabody St, Nashville, TN 37210
WebsiteLicense: 2019725

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Nashville Insurance Services is an independently owned and operated agency providing coverage plans to its clients. Its advisors help individuals and families shop for an insurance product that protects their homes from losses, destruction, or damages. The company maintains its relationships with multiple providers in order to find a plan that matches its client's needs. Its agents have over 30 years of experience and take the time to explain policies in terms that are understandable for their customers.

  • Renter's Insurance
  • Condos
  • Homeowners

6213 Charlotte Pike, Nashville, TN 37209
WebsiteLicense: 2002205

Expertise.com Rating

Review Sources

Google
3.9 (227)
Facebook
4.2 (173)
Yelp
4.0 (173)

Why choose this provider?

Zander Insurance provides a range of products and services to families and individuals in the Nashville metro. It helps clients acquire homeowners' insurance to protect against financial losses caused by unexpected events. The company educates policyholders about the different coverages suited to their budget and needs. It also offers auto, disability, long-term care, and property and casualty insurance. Zander Insurance brings nearly 100 years of combined industry experience. As an independent agency, it partners with multiple insurance carriers, such as Safeco, Progressive, and Nationwide.

  • Homeowners

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tucker Agency
21 White Bridge Pike ste 201, Nashville, TN 37205
Lockeland
204 South 11th Street, Nashville, TN 37206
Tennessee Auto Insurance Agency
205 NW Broad St., Murfreesboro, TN 37130
Johnston & Associates Insurance
321 Billingsly Ct Ste 18, Franklin, TN 37067
Thetford Insurance Services
4004 Hillsboro Pike Ste B254, Nashville, TN 37215
Valencia Insurance Agency
3765 Nolensville Pike, Nashville, TN 37211
Chamberlain Insurance Agency
4721 Trousdale Drive Suite 210, Nashville, TN 37220
Langer Insurance
201 Point E Dr., Nashville, TN 37216
Charles Sueing Insurance Agency
201 Thompson Lane Ste. 105, Nashville, TN 37211
FRIDRICH, PINSON & ASSOCIATES
3825 Bedford Ave Ste 101, Nashville, TN 37215
Choice Insurance Agency LLC
555 Marriott Drive Suite 315, Nashville, TN 37214
Robins Insurance
30 Burton Hills Boulevard, Nashville, TN 37215
Parker & Watts Insurance
4825 Trousdale Drive, Nashville, TN 37220
Terry W Jones
545 Mainstream Drive, Suite 104, Nashville, TN 37228
Mike Maclean
935 E. Trinity Lane, Suites 9 & 10, Nashville, TN 37207
Michael Venable - State Farm Insurance Agent
Nashville, TN
Prince Insurance Agency, Inc.
107 Point East Drive, Nashville, TN 37216
Nashville Insurance Services
41 Peabody St, Nashville, TN 37210
Zander Insurance
6213 Charlotte Pike, Nashville, TN 37209

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does homeowners insurance in Nashville cover routine maintenance?

    Homeowners insurance in Nashville does not cover routine maintenance since its purpose is to provide coverage for unforeseen damages. Homeowners insurance steps in exclusively when it comes to damages caused by abrupt and unexpected perils such as hurricanes, fires, and hailstorms. Responsibility for maintenance-related issues squarely rests with the homeowners themselves.

  • Do homeowners insurance in Nashville cover flooding?

    Home insurance plans in Nashville do not cover damage from flooding, whether it results from a hurricane or a heavy downpour. One must purchase insurance from a private flood insurance provider or through the National Flood Insurance Program to protect a Tennessee house from flood damage. Flood insurance may cover personal property and structural damage.

  • Is purchasing homeowners insurance in Nashville a good idea?

    Purchasing homeowners insurance in Nashville holds substantial merit, particularly due to the region's susceptibility to tornados and robust seasonal storms. Although homeowners in the state of Tennessee are not required by law to purchase insurance, mortgage lenders may do so unless the entire cost of the property is paid in cash.

  • Can homeowners in Nashville modify their house insurance's deductible and liability limits?

    Homeowners in Nashville have the flexibility to adjust both their deductible and liability amounts on their insurance policy as they see fit. For individuals looking to lower their home insurance expenses, opting for a higher deductible is a viable option. To determine the most suitable liability coverage for their specific situation, individuals can engage in a conversation with an insurance agent.

  • What factors affect the homeowners insurance rates in Nashville?

    Some of the factors affecting the rates of homeowners insurance in Nashville are the value of the home, personal belongings, and construction materials. Additionally, the cost of insurance is heavily influenced by geographical area. Risks like pipe freezes, volcanic eruptions, and wildfires are more likely to occur in some places, which could possibly raise insurance rates.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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