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2024

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Best Homeowners Insurance Agencies in Murfreesboro, TN

Our Recommended Top 15

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Murfreesboro Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72Reviewed

49Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4331 Old Hickory Boulevard, Old Hickory, TN 37138

Expertise.com Rating

Review Sources

Google
5.0 (81)
Facebook
5.0 (47)
Yelp
5.0 (3)

Why choose this provider?

Cordell Insurance Agency is an insurance agency working with homeowners in the Murfreesboro area. Through the firm's comprehensive homeowners insurance, individuals can secure their apartments, condos, houses, towns, or mobile homes from unforeseen incidents such as earthquakes, fires, floods, and sinkholes. Homeowners can also take an insurance policy to protect their jewelry, antique guns, and art from loss or destruction. Cordell Insurance Agency also offers all flood insurance in the event of flood damage to clients' insured property.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

205 Northwest Broad Street, Murfreesboro, TN 37130

Expertise.com Rating

Review Sources

Google
4.8 (264)

Why choose this provider?

Tennessee Auto Insurance Agency has been providing insurance solutions in Murfreesboro for the past two decades. The insurance agents at this firm provide homeowners' insurance policies that give financial protection in case of fire, natural calamities, vandalism, and theft. The policy also has liability protection for guests who are injured at home. Tennessee Auto Insurance Agency also offers other insurance products for commercial autos, motorcycles, boats, ATVs, and recreational vehicles.

  • Personal Property Insurance
  • Multiple Policy Types

387a Haywood Ln, Nashville, TN 37211

Expertise.com Rating

Review Sources

Facebook
5.0 (234)
Google
3.0 (24)

Why choose this provider?

Internacional Servicio is a homeowner agency in the Murfreesboro area. The company's insurance agents help homeowners obtain personalized coverage against structural damage and destruction to personal property. The insurance policies help clients recover from serious financial setbacks that may result from weather-related incidents or vandalism. The company also provides health and auto insurance coverage. Internacional Servicio's insurance agents protect individuals from lawsuits through worker's compensation and general liability insurance. Legal and tax services are also available.

  • Multiple Policy Types

1850 General George Patton Dr Ste B 206, Franklin, TN 37067

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (9)

Why choose this provider?

Franklin Insurance LLC is a family-owned and operated insurance agency that has been working with the Murfreesboro community since 2013. One of the agency's owners, Cliff Peters, has been working in the industry for over 15 years, and he specializes in selling coverage packages for real estate properties. His agency's homeowners and renters policies cover the properties in the events of natural disasters, theft, and vandalism. Franklin Insurance LLC also sells insurance for cars and businesses.

  • Renter's Insurance
  • Personal Property Insurance

1878 Jeff Road Northwest, Huntsville, AL 35806

Expertise.com Rating

Review Sources

Facebook
5.0 (24)

Why choose this provider?

Candi Williams is a State Farm insurance agent located in Huntsville. Together with her team, the insurance professional furnishes different types of protection plans for Murfreesboro residents, including home insurance which covers property damage and personal belongings like collectibles and jewelry. One of the ways Williams and her team provide customer support is by meeting clients on the scene in cases of accidents. She has a background in psychology and has been a State Farm agent for over a decade.

  • Personal Property Insurance
  • Multiple Policy Types

818 South Church Street, Murfreesboro, TN 37130

Expertise.com Rating

Review Sources

Google
4.9 (244)

Why choose this provider?

Adam Tipton is a local Farm Bureau Insurance agent in Murfreesboro. One of his specialties is homeowners' insurance, which financially protects owners in case of home damage from fire, vandalism, and natural disasters. The firm's home insurance products may include a broad range of property and liability coverage options, depending on the specific needs of the client. A special product the agency provides is farm owners' insurance, which protects the policyholder's farmlands on top of their residence. Related products include renters' and commercial property insurance.

  • Renter's Insurance
  • Multiple Policy Types

5123 Virginia Way Ste C23, Brentwood, TN 37027

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Yelp
3.5 (5)

Why choose this provider?

Marti Loftis - State Farm Insurance Agent is has been working with the residents of Murfreesboro and the surrounding communities for more than 20 years. The agent works with clients to provide them with homeowners insurance packages that cover their homes, the contents, and the inhabitants in the events of natural disasters, theft, and accidents. Loftis has additional experience selling packages for clients' motor vehicles, commercial buildings, health care, and pets.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

3326 Aspen Grove Drive, Franklin, TN 37067

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Chris Jones - State Farm Insurance Agent caters to the insurance needs of individuals and families in Murfreesboro and neighboring communities. He assists clients in obtaining the homeowners insurance policy that will serve their needs and budget. He offers coverage from fire, theft, vandalism, common natural emergencies, and other random events, such as accidental discharge of water from a plumbing system and artificially generated electrical currents. Mr. Jones is a member of the Chamber of Commerce.

  • Personal Property Insurance

1703 1st Place, Murfreesboro, TN 37129

Expertise.com Rating

Review Sources

Google
4.5 (13)
Yelp
5.0 (1)

Why choose this provider?

The Newport Agency has been providing home insurance to residents in Murfreesboro and the surrounding areas since 1993. Owner Terry Newport is an experienced insurance agent who assists clients in selecting carriers and plans that can guarantee the right coverage for their homes and possessions. He offers named-perils policies, which cover damages specifically stated in a plan, and all-risk policies, which include all risks except those explicitly excluded in a contract. His agency serves both renters and owners.

  • Multiple Policy Types

400 Sugartree Ln Ste 620, Franklin, TN 37064

Expertise.com Rating

Why choose this provider?

Chris Woodlee - State Farm Insurance Agent is an insurance provider near Murfreesboro that has been working with the community for over 15 years. The agent works with his clients to provide them with personalized packages that cover their homes in the event of damage caused by fire, smoke, and storms. The plans also cover visitors in the home who may be injured. Additionally, Woodlee sells insurance for cars, businesses, and pets.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

3173 S Church St, Murfreesboro, TN 37127

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Evolution Insurance assists homeowners and business property owners in Murfreesboro and nearby communities in securing insurance products that fit their needs. Clients with private residences can opt for homeowners' insurance, which is a package policy that covers damage and losses to the property and its contents. The homeowners' insurance policies include dwelling coverage, personal property insurance, liability protection, loss of use and additional living expenses coverage, and additional coverages for money spent on reasonable repairs.

  • Personal Property Insurance
  • Multiple Policy Types

1850 Memorial Boulevard, Murfreesboro, TN 37129

Expertise.com Rating

Review Sources

Google
4.9 (300)

Why choose this provider?

AmeriAgency, Inc. is an insurance company that has been helping safeguard the homes and personal assets of homeowners in Murfreesboro for more than two decades. Established in 1998, the company provides customized homeowners insurance policies for owners of single-family homes and home purchasers. Its independent agents compare the rates and coverage options of several top-rated insurance carriers. The standard coverage includes the actual cash value of the home, replacement costs for home contents, and liability protection. AmeriAgency, Inc.'s employees are also fluent in Spanish.

  • Condos
  • Multiple Policy Types
  • Multiple Carriers

1894 General George Patton Drive, Franklin, TN 37067

Expertise.com Rating

Review Sources

Google
4.6 (5)

Why choose this provider?

Elite Insurance Solutions offers insurance to families and business owners in Murfreesboro and surrounding towns. Its homeowner's insurance policies are tailored to protect rental dwellings, homes, condos, and apartments from financial loss in case of damages by fire, theft, or vandalism. Property owners can obtain coverage for their personal belongings such as clothing, furniture, electronics, and appliances. The team covers temporary living expenses incurred while an individual's home is damaged and being repaired.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

1730 General George Patton Drive, Brentwood, TN 37027

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Montgomery & Associates Insurance & Financial Services is a multi-faceted independent insurance agency operating in Murfreesboro since 2010. It provides homeowners insurance policies, which cover damage to a client's property, bodily injury liability, property damage liability, and personal belongings. Clients can also supplement with flood insurance, while some water damage will already be covered by the homeowners policy. The agency works with many top insurance carriers, helping clients get the best rates and coverages for their policy. Montgomery & Associates Insurance & Financial Services is affiliated with the Tennessee Latin American Chamber of Commerce and Nashville Area Chamber of Commerce.

  • Renter's Insurance
  • Flood

2615 Medical Center Parkway, Murfreesboro, TN 37129

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

8A Insurance Group is an independent firm that offers insurance protection to homeowners and renters in Murfreesboro. It evaluates the coverage needs of clients and proposes plans from various insurance providers that can meet these criteria. During the claims process, its staff serves as a liaison between the client and the insurance provider. Some of its providers are Penn National Insurance, Donegal Insurance Group, and Liberty Mutual. 8A Insurance Group also offers business and life insurance.

  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Cordell Insurance Agency
4331 Old Hickory Boulevard, Old Hickory, TN 37138
Tennessee Auto Insurance Agency
205 Northwest Broad Street, Murfreesboro, TN 37130
Servicio Internacional
387a Haywood Ln, Nashville, TN 37211
Franklin Insurance, LLC
1850 General George Patton Dr Ste B 206, Franklin, TN 37067
Candi Williams - State Farm Insurance Agent
1878 Jeff Road Northwest, Huntsville, AL 35806
Adam Tipton - Farm Bureau Insurance Agent
818 South Church Street, Murfreesboro, TN 37130
Marti Loftis - State Farm Insurance Agent
5123 Virginia Way Ste C23, Brentwood, TN 37027
Chris Jones - State Farm Insurance Agent
3326 Aspen Grove Drive, Franklin, TN 37067
The Newport Agency
1703 1st Place, Murfreesboro, TN 37129
Chris Woodlee - State Farm Insurance Agent
400 Sugartree Ln Ste 620, Franklin, TN 37064
evolutioninsure.com
3173 S Church St, Murfreesboro, TN 37127
ameriagency.com
1850 Memorial Boulevard, Murfreesboro, TN 37129
Elite Insurance Solutions
1894 General George Patton Drive, Franklin, TN 37067
Montgomery & Associates Insurance and Financial Services
1730 General George Patton Drive, Brentwood, TN 37027
8A Insurance Group
2615 Medical Center Parkway, Murfreesboro, TN 37129

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does your homeowners’ insurance policy cover liability protection in Murfreesboro?

    If you or a family member caused an accident in your Murfreesboro home that resulted in property damage or bodily injury, your homeowner's insurance policy may cover your medical expenses. Your policy may also cover the court and compensation costs if the victim files a lawsuit against you.

  • How do you file a claim for your homeowners’ insurance in Murfreesboro?

    You must file a claim with your insurance company to receive compensation for your losses, expenses, or damages involving your Murfreesboro property. Once you file a claim, the insurance company’s representative will review and decide if your claim is valid before issuing a check you can use for your repairs, placements, and other related expenses. The amount given to you depends on the coverage of your insurance policies and the severity of the damage.

  • Are there limitations to my homeowners’ insurance coverage in Murfreesboro?

    Homeowners’ insurance policies protect you from financial burdens due to the damages or expenses relating to your Murfreesboro homes. However, these policies have a specific coverage limitation depending on your type of policy. Most homeowners’ insurance does not cover nuclear accidents, floods, earthquakes, wars, and intentional damages, but you can still buy additional policies to help you receive compensation when your homes become damaged by these situations.

  • How much is the average cost of homeowners’ insurance plans in Murfreesboro?

    The average cost of homeowners’ insurance policies in Murfreesboro for a yearly premium is $1,314. This is higher than the national average of $1,173 and the state average of $1,149. However, home insurance rates still depend on the risk factors surrounding the home, including severe weather and crime rates. Additionally, these costs may also be determined by a home’s value, location, size, and age.

  • Does a homeowners’ insurance policy cover vacation or second homes in Murfreesboro?

    Homeowners' insurance policies do not provide coverage for vacation or second homes in Murfreesboro due to the higher risks these properties face compared to primary residences. These homes, like cabins, lake houses, or beach properties, may remain unoccupied for extended periods, making them vulnerable to damage, which can worsen if left unattended during the off-season. To address this, homeowners can consider obtaining specialized insurance policies like vacant or rental home insurance to ensure proper coverage for these unique property types.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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