Best Homeowners Insurance Agencies in Chattanooga, TN

American National is a full-service insurance company that has been servicing Chattanooga for more than 110 years. Established in 1905, the firm provides homeowners' insurance policies that allow individuals and families to secure financial protection for their homes and valuables against disasters. The policies cover the residential property and related structures, personal belongings, additional living expenses due to relocation, personal liability and medical expenses, as well as identity theft protection. The firm also provides personal, business, and commercial insurance products in all 50 states.

The Insurance Advisors of Tennessee is a homeowners insurance agency that serves clients living in Chattanooga and the surrounding areas. Its insurance advisors offer standard home insurance that covers various types of natural damages except for earthquakes and floods, since these disasters have separate plans or policies. Aside from providing home insurance, they also get quotes for condominiums and unit renters. The Insurance Advisors of Tennessee can also assist clients looking for auto, health, and life insurance.

River City Insurance offers different types of home insurance plans in Chattanooga. This company carries insurance solutions for homeowners' liability, renters, and mobile homes. Its personal lines agents help homeowners find appropriate insurance options to mitigate financial losses. These losses are associated with physical home structures, valuables and other belongings, and liability claims. Mobile homeowners also receive financial protection from trip collisions. River City Insurance provides specialty auto insurance coverage for race cars, hot rods, and antique cars.

American Insurance Agency is a full-service company near Chattanooga whose agents have been serving the insurance needs of clients since 1981. It offers home insurance plans that provides protection against fires, theft, vandalism, and other unexpected events. The agency has insurance policies that can be purchased separately to cover property damages caused by natural disasters such as floods and earthquakes. American Insurance also has comprehensive insurance packages for motor vehicles, health, life, and worker's compensation.

Carr Insurance Group is a full-service agency based in Chattanooga that helps homeowners choose the right kind of insurance policy that meets their needs. It offers home insurance policies that cover property damages, as well as reimburses homeowners for lodging expenses when their house is uninhabitable. For condo owners and apartment renters, it has rental insurance options to protect their belongings. Carr Insurance provides additional insurance coverage for classic cars, boats, motorhomes, and motorcycles.

Rock Creek Insurance offers property damage coverage for homeowners and renters in Chattanooga. Whether for clients living in homes or apartments, the company provides policies that secure the costs of damages and injuries that occur within their premises. Rock Creek also counsels clients on the scope of their policies, whether they are on a named perils basis that only covers cited losses, or an all-risk basis that covers all hazards unless specifically excluded. The company also provides other policies for mobile homes, RVs, and personal umbrella insurance.

Donald Kane is a State Farm insurance agent offering damaged property coverage for homeowners in Chattanooga. The company's home insurance secures the repair and replacement costs incurred by theft, fire, and vandalism, as well as damages caused by natural disasters, from lightning to the weight of ice or snow. It also covers affected select personal belongings, from keepsakes to home and gardening equipment. With over three decades of experience, Daniel and his team also provide auto, property, life, and health insurance.

Chattanooga-based Beene Insurance Agency helps homeowners and renters secure financial protection for residential properties and personal belongings in the event of theft, fire, and weather-related catastrophes. The agency offers advice on available insurance coverages and corresponding limits and deductibles. Beene Insurance Agency also helps clients secure coverage for home reconstructions and repairs as well as medical expenses and additional living fees for temporarily uninhabitable homes. The agency is headed by principal Mitchell Beene, who has over three decades of insurance experience.

Goggans Insurance is a family-owned business led by a team of knowledgeable insurance agents near Chattanooga who have provided residents with the right insurance since 1987. It offers home insurance to cover the personal property of homeowners against damage from fire, sewer backups, vandalism, as well as floods, and earthquakes. For mobile homeowners, it has insurance policies to cover property damage, loss of personal items, and living expenses. Additional insurance services from Goggans Insurance include auto, life, and farm.