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2024

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Best Homeowners Insurance Agencies in Scranton, PA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Scranton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51Reviewed

33Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1440 N Washington Ave, Scranton, PA 18509

Expertise.com Rating

Review Sources

Google
4.8 (110)
Yelp
1.0 (1)

Why choose this provider?

Gilmartin Insurance Agency provides a wide range of insurance policies throughout Scranton and the surrounding communities. Its team of professionals offers homeowners' insurance services covering dwelling, personal liability, loss of use, other structures, and personal property. In addition to basic home insurance, clients may purchase additional premiums, including enhancement endorsement, earthquake and flood insurance, PCL, and floaters on valuable items. Gilmartin Insurance Agency has been in the industry since 1997.

  • Multiple Policy Types

902 S Main Ave, Scranton, PA 18504

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Grebb Insurance Agency is an independent insurance agency located in Scranton that first opened in 1962. It helps clients protect their tangible assets through homeowners insurance policies, which offer coverage regardless of whether they are a renter or homeowner. Homeowners insurance can offer all-risk protection or only cover named perils. Although Grebb Insurance Agency specializes in Erie Insurance, it also represents other major carriers, including Progressive, Foremost Insurance Group, and National Flood Insurance Program.

  • Personal Property Insurance
  • Multiple Policy Types

316 Penn Avenue, Scranton, PA 18503

Expertise.com Rating

Review Sources

Google
4.9 (31)
Facebook
5.0 (15)
Yelp
5.0 (1)

Why choose this provider?

Knowles Associates is a local homeowners' insurance provider in Scranton. Its standard homeowners' insurance policy includes coverage for the dwelling, other structures, personal property, loss of use, and personal liability. Covered events include fire, theft, vandalism, and most natural calamities. Officially created in 1963, the agency has run through the family for over 75 years. Its current principal, Robert J. Knowles, has been with the company for over 30 years.

  • Multiple Policy Types

117 Meadow Avenue, Scranton, PA 18505

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
4.6 (7)

Why choose this provider?

Northeast Insurance & Financial Consultants is a local homeowners' insurance agency that serves families in Scranton and the surrounding areas. It provides quotes for various types of homes including single-family homes, duplexes, mobiles homes, and townhomes. The team at Northeast Insurance & Financial Consultants also offers assistance to homeowners in reporting a claim, contacting their carriers, and reviewing their coverage. The agency's list of home insurance companies includes the American Modern Insurance Group, AXA, Kemper, Liberty Mutual, and Prudential Financial.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

3 West Olive Street, Scranton, PA 18508

Expertise.com Rating

Review Sources

Google
4.6 (11)
Yelp
5.0 (1)

Why choose this provider?

Capital Insurance Works LLC is a professional homeowners insurance agency in Scranton. The business partners with a vast network of insurance carriers to help customers compare rates and find policies to best suit their specific coverage needs and budgets, and its website features an online tool for quick quotes. Pennsylvania homeowners policies generally cover living expenses, medical expenses of individuals injured on policyholder property, personal property loss, and property damage, and the business assists clients with obtaining additional policies for floods and earthquakes.

  • Flood
  • Renter's Insurance

1016 Pittston Avenue, Scranton, PA 18505

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.7 (6)

Why choose this provider?

R.S. Maseychik Agency Inc. is a homeowners' insurance agency located in Scranton. This family-operated business has been helping homeowners protect their belongings and homes since 1980. As an independent insurance agency, it offers comparative insurance quotes from different insurance carriers to find the most appropriate insurance coverage options. Its insurance professionals deal with all-risk or named-peril policy types, informing clients of applicable policy terms and exclusions. Homeowners obtain necessary financial protection in the event of property damage and injury lawsuits.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

1331 Wyoming Avenue, Scranton, PA 18509

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

C. C. Young & Henkelman Insurance Agency provides insurance coverage for homeowners and renters in Scranton and the surrounding areas. The agency's insurance professionals provide coverage for dwellings, personal belongings, loss of use, and liability in case of a fire, theft, or vandalism. They also offer additional coverage for animal liability, earthquake damage, flood damage, home businesses, and valuable articles. Other personal insurance policies that they offer include auto insurance, boat insurance, and RV insurance.

  • Multiple Policy Types

109 North Main Avenue, Dickson City, PA 18519

Expertise.com Rating

Review Sources

Google
4.8 (22)

Why choose this provider?

Michael Griffin - State Farm Insurance Agent assists homeowners in Scranton with obtaining coverage policies. The business is fully licensed, and Mr. Griffin has served as a State Farm agent since 2002. Areas of coverage for the agency's homeowners policies include damage due to fires and other catastrophic events, property loss and damage due to vandalism or break-ins, and personal liability in the event of injuries occurring on the policyholder's property. In addition to homeowners insurance, the agency handles auto and business policies.

  • Multiple Policy Types

Compare our Top Homeowners Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Gilmartin Insurance Agency
1440 N Washington Ave, Scranton, PA 18509
Grebb Insurance Agency
902 S Main Ave, Scranton, PA 18504
Knowles Associates
316 Penn Avenue, Scranton, PA 18503
Northeast Insurance & Financial Consultants
117 Meadow Avenue, Scranton, PA 18505
Capital Insurance Works LLC
3 West Olive Street, Scranton, PA 18508
R.S. Maseychik Agency Inc.
1016 Pittston Avenue, Scranton, PA 18505
C. C. Young & Henkelman Insurance Agency
1331 Wyoming Avenue, Scranton, PA 18509
Michael Griffin - State Farm Insurance Agent
109 North Main Avenue, Dickson City, PA 18519

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is usually not covered in homeowners' insurance in Scranton?

    Flood, sewer backup, termites, and earthquake damage are typically not covered by homeowners' insurance. A policyholder's jewelry in Scranton is only covered up to a certain limit, which is significantly less than the actual value. In most cases, the coverage amount in a standard homeowners' insurance policy defaults to the item's current cash value, including depreciation, rather than the cost when it was purchased.

  • Will you have problems with homeowners' insurance in Scranton if you have a home-based business?

    Your homeowners' insurance will not provide adequate coverage for your Scranton home-based business. It only provides coverage up to a certain point, such as when your computer is damaged. Damage to your business property is typically only covered up to $2,500. You must purchase a separate policy in the form of business insurance to protect your business investments.

  • Where can a homeowner in Scranton get assistance from the local government regarding potential flooding risks?

    Scranton City Hall has a Flood Management Library on the fourth floor, near the City Planning and Zoning counter. Scranton City Hall is located at 340 North Washington Avenue, Scranton, PA 18503. The library contains a wealth of information on flood insurance, prevention, and safety precautions. For more information, call the city planner at 570-348-4280.

  • Why should you buy a floater insurance on top of a homeowners' insurance in Scranton?

    A floater insurance policy in Scranton covers expensive items you may own. This is because personal property coverage on a standard homeowner's insurance policy may only cover valuable items up to $1500. A floater policy can only cover one item, which could be anything from fur, fine china, and collectibles to firearms, sporting equipment, and musical instruments. However, before you can insure the item, it must be appraised.

  • Are winter storms covered in standard homeowners' insurance in Scranton?

    Yes, standard homeowners' insurance covers damage caused by winter storms such as ice, sleet, snow, and freezing rain. However, there are some limitations to the coverage. For example, if a tree fell into your Scranton home, your insurer will pay for the structural damage, but if it fell into your lawn, the cost of removal and cleanup may not be covered. It is also important to remember that an insurer will only pay for damage if you have taken reasonable precautions to keep your home in good condition.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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